Category: Home Loan

You must be aware that the government has announced a loan moratorium from 1st March 2020 to 31st August 2020. Loan Moratorium was announced amid the Covid-19 pandemic. The government has announced major relief to all borrowers which is interest waiver or cashback benefit. This benefit …

Pre EMI vs Full EMI – Pre EMI is EMI paid for before starting an actual EMI of a loan. Pre EMI is generally paid for under-construction properties. As we know that buying a dream home is very difficult. The cost of real estate is sky-rocketing. You …

Home Loan Conversion is one of the best ways to reduce your home loan interest rate. I recently got a query from one of the readers asking that – I am an existing borrower and my home loan rate of interest is 8.1%. The rate of …

EMI Moratorium is announced by RBI as a regulatory package against COVID-19. As per RBI circular, all term loans including retail, agriculture and crop loans taken from commercial banks, co-operative banks, and NFBC are permitted to grant 3 months of EMI Moratorium between March 1, 2020, …