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Chanakya Niti and Financial Success

Chanakya Who was He? Born in 4th century B.C in India, Chanakya was also known as Vishnu Gupta and Kautilya. Throughout the century scholars have described Chanakya as a rare mastermind who became an expert in varied and specialized fields like management, economics, politics, military tactics, law, Leadership, management, governance, accounting system, and several others. The 600 sutras of Kautilya Arthashastra have been classified into 15 books, 150 chapters, and 180 topics by Chanakya himself.

Chanakya documented his lifelong work in his book Kautilya Arthashastra, Chanakya Niti, and Nitishastra which is referred today also by many people across the world. Chanakya Niti book gives various sutras/niti for financial success. So here are Lessons from Chanakya Niti for Financial Success.

chanakya niti financial success

Chanakya Niti for financial Success

#1 Chanakya Niti for Financial Planning

“One should start a work only after adequate planning”

Before starting any work you should carry out planning same is applicable in the field of finance. You will not gain financial success without planning.

“A well-planned work produces good results, even in adverse conditions”

Chanakya Niti says that if your work is well planned it will surely produce a good result. In a bad market condition if your plan is in place you are likely to gain more profit.

“The planning is like the light that shows the path in darkness”

Planning will always help you in adverse conditions. E.g if you have not made any emergency funds you can suffer badly in emergencies.

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#2 Chanakya Niti for Risk Assessment

“One should weigh one’s capacity before starting a work”

You should carry out a risk profile assessment before starting any investment. A risk assessment will help you in formulating your investment strategy.

“One should wear ornaments according to one’s financial capacity”

You should spend money according to your income and capacity. Overspending will kill you.

#3 Chanakya Niti for Investment planning

“There is no jewel without some distortion”

This Niti says that as you will not find a jewel without distortion you will not find an investment option without limitation. Try to find out the limitation and make an informed decision before investing.

“When there are many options, one should select the work which has sustainable value”

Today we have many investment options in the market, but you should select investment options that are stable and have sustainable value.

“Goddess Lakshmi abandons them who start a work without examining the opportunities”

Chanakya Niti says that you should always examine opportunities before starting any work. If you start work without examining opportunities wealth will not come to you.

“One, who wishes to get milk, would not buy an elephant”

This niti is applicable for investment selection. You should study and invest only in investment options that are as per your financial goal, don’t invest money without a goal.

“Accumulated wealth is saved by spending well in business or in charity or by investing it profitably, just as a reservoir is kept fresh by letting out the stagnant water”

You should always look for investment opportunities and invest suitability. You should invest extra money rather than parking it in a savings bank account.


All these important financial elements and sutras which we used today were discovered by Chanakya several years back.

This article is a tribute to the great laureate of economics “Kautilya or Chanakya” for providing detailed guidance on finance & management centuries ago which is true even today.

Don’t forget to share this piece of wisdom with your friends and allow them to learn Chanakya Niti.

Shitanshu Kapadia
Shitanshu Kapadia
Hi, I am Shitanshu founder of moneyexcel.com. I am engaged in blogging & Digital Marketing for 10 years. The purpose of this blog is to share my experience, knowledge and help people in managing money.