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Dolly Khanna Rajiv Khanna Portfolio Holdings 2025

Shitanshu Kapadia
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Dolly Khanna Rajiv Khanna Portfolio Holdings 2025

Rajiv Khanna and Dolly Khanna are the most successful stock market investors of Dalal Street. This couple has an incredible ability to identify multi-bagger stocks for investment. They have generated exorbitant wealth from the stock market.

dolly khanna rajiv khanna stock portfolio holdings

Dolly Khanna is a Chennai-based homemaker. She is famous as a lady with a Midas touch. Liberty Shoes, Nilkamal, RS Software, and Cera Sanitaryware are examples of a few stocks that became multi-bagger after the Midas touch of Dolly Khanna. Dolly Khanna Stock portfolio worth is more than 200 Cr. We can learn a lot of things from this couple. So, today let’s explore the success story of Dolly Khanna and Rajiv Khanna from the dairy business to Dalal Street.

Also Read – Best performing stocks – 1 Lakh to 10 Lakh in 1 year 

Dolly Khanna and Rajiv Khanna Success Story

Rajiv Khanna is 68 years old IIT Madras graduate. He is the brain behind Dolly Khanna Stocks Portfolio holdings. He is a chemical engineer. He started his career at Jagajit Industries. He has worked in multiple companies as a research associate. Rajiv started his own business “Kwality Milk Foods” in 1986. He got his first big break in 1995 when Hindustan Unilever purchased his company.

In 1995, Rajiv and Dolly Khanna started their stock market investment journey by investing fund received from Hindustan Unilever. The first decade of this couple in the stock market was full of ups and downs. They have faced multiple losses in IT companies. However, their patience and perseverance paid a result. His first multi-bagger stock pick was Unitech. His investment appreciated 300 times in 2003.

In 2007 Dolly Khanna alias Rajiv Khanna invested in Hawkins cooker. Hawkins cooker turned out to be the next multi-bagger for them. Then, he never back again. He went on to identify small cap stock such as Wimplast (grown by 7 times in two years), Cera Sanitaryware (grown by 7 times in two years), RS Software (grown 4 times in less than two years), and Liberty Shoes (doubles in 3 months).

Fans and followers of Dolly Khanna always seek information about buying and selling activity of her. To help them here is a comprehensive list of Dolly Khanna Stocks Portfolio Holdings.

Also Read – Dr Vijay Malik Success Story & Stock Portfolio

Dolly Khanna Stocks Portfolio Holdings 2024

StockHolding ValueQty Held
Super Sales India Ltd.5.5 Cr32,661
Nile Ltd.7.0 Cr32,923
Tinna Rubber and Infrastructure Ltd.31.3 Cr176,289
Ujjivan Small Finance Bank Ltd.86.3 Cr20,622,093
Selan Exploration Technology Ltd.21.1 Cr236,600
Som Distilleries & Breweries Ltd.32.9 Cr2,947,072
Repco Home Finance Ltd.36.6 Cr759,549
Zuari Industries Ltd.19.7 Cr572,732
National Oxygen Ltd.79.0 L58,427
Control Print Ltd.13.7 Cr170,770
Deepak Spinners Ltd.1.7 Cr74,834
Salzer Electronics Ltd.––
Chennai Petroleum Corporation Ltd.144.9 Cr1,618,520
J Kumar Infraprojects Ltd.69.5 Cr813,803
KCP Sugar & Industries Corporation Ltd.7.8 Cr1,610,638
Mangalore Chemicals & Fertilizers Ltd.22.6 Cr1,683,990
Prakash Industries Ltd.38.5 Cr2,129,178
Rajshree Sugars & Chemicals Ltd.2.6 Cr363,035
Savera Industries Ltd.2.3 Cr150,899
Talbros Automotive Components Ltd.26.7 Cr763,882
Prakash Pipes Ltd.34.3 Cr696,573
Pondy Oxides & Chemicals Ltd.––
Aries Agro Ltd.––
Goa Carbon Ltd.––
KCP Ltd.––
Manali Petrochemicals Ltd.––
NCL Industries Ltd.––
New Delhi Television Ltd.––
Nitin Spinners Ltd.––
Polyplex Corporation Ltd.––
RSWM Ltd.––
Sharda Cropchem Ltd.––
Monte Carlo Fashions Ltd.––
Ajanta Soya Ltd.––
Simran Farms Ltd.––
Rama Phosphates Ltd.––
Suryoday Small Finance Bank Ltd.––

Investment Philosophy of Dolly Khanna

Thoughtful Investment 

Dolly Khanna and Rajiv Khanna follow the investment philosophy of Peter Lynch famous American businessman and investor. Thoughtful investment is what they do. Invest in what you know. Do fundamental stock research before making an investment.

Invest based on fact

Never Invest based on insider information or speculation. Invest based on public knowledge and information. Study market situation and pick stock accordingly.

Only Small Cap & Mid-cap Stocks 

Dolly Khanna portfolio clearly says to invest only in small-cap or mid-cap stocks. Your chance of finding multi-bagger stocks is high when you go for small-cap and mid-cap stocks.

Also Read – Top Debt Free Companies in India for Investment

Consumption-based stocks 

Rajiv Khanna and Dolly Khanna invest in consumption based stocks like cookers, shoes, denim, plastic, paper etc. All these companies deal in a middle class product where the demand of the product is likely to be very high.

Few Stocks Only

Invest only in few stocks after doing careful research. Exit from stock as soon as your target is achieved. No need to stay attach with stock unnecessarily.

Lastly, I would like to share valuable advice given by Rajiv Khanna – “You have to ask if you would like to buy the entire company. If the answer is yes, then invest in it. Look for companies which have low market cap to sales ratios, low P/E ratios and companies that have a greater potential to grow.”

Do you think the investment philosophy and advice given by Dolly Khanna and Rajiv Khanna is useful?

Car Insurance Policy – Unusual Things you should know

Shitanshu Kapadia
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Car Insurance Policy – Unusual Things you should know

Car Insurance or Motor Insurance is a legal requirement by law. If you are driving a car, it is mandatory to cover your car with proper insurance coverage.

Recently, my friend approached me with a car insurance query. His query was – “I lost my car probably it is stolen. I have filed FIR also when I claimed with a car insurance company they rejected my claim saying the car theft was not covered under my insurance policy. Is it correct? I checked his car policy document and found that it was a third-party insurance policy not providing coverage for the theft of the car. So I explained to him why they rejected his claim.

In the second incident which was reported long back, a policyholder ended up paying Rs.15250 from his pocket for the repairing of a car. His car was covered under a comprehensive car insurance plan. However, the insurance company deducted this money because it was not zero depreciation car insurance.

Also Read – How to Choose Car Insurance Policy – Key factors and Riders

These two incidents indicate that awareness about motor insurance is very low among policyholders. So, in order to help them, here is a list of things one should know about car insurance policy. I am sure that if you are planning to buy a motor insurance policy or renew it this post will surely help you.

Car Insurance Policy

Car Insurance Policy – Unusual Things You Should Know

No Claim Bonus Transfer

The first thing that you may not know is you can transfer your No-claim bonus when you change your insurer. Suppose you have not made any claim in the previous year and you are eligible for NCB (No claim bonus) in the next year. Next year if you decide to change your insurance company you can transfer your NCB from the old company to the new company. Even NCB can be transferred from an old vehicle to a new vehicle. NCB is associated with the policyholder and not with a car.

CNG or LPG kits increase your car insurance premium

The second unusual thing that you may not be aware of is CNG or LPG kit in a car will increase your insurance premium. A car equipped with CNG or LPG kits is classified as a high-usage vehicle and the chances of such a vehicle being involved in accidents are very high. So, if you are planning to install CNG or LPG kit in your car get ready to pay more money for car insurance.

Zero Depreciation car insurance policy

As and when you are buying a car insurance policy make sure to go for Zero Depreciation policy. The plastic, fiberglass, and metal parts of your car attract depreciation. So, if you have not purchased a zero depreciation policy get ready to pay money out of your pocket in case of an accident.

Also Read – Top 5 Car Insurance Companies in India

Comprehensive insurance is mandatory

As per the Motor Vehicle Act 1988, it is mandatory to take third-party insurance coverage for all vehicles plying on the roads. It is not mandatory to buy a comprehensive insurance policy. However, it is advisable to go for a comprehensive motor insurance policy.

Comprehensive insurance does not cover everything

Another unusual thing you should know about car insurance is comprehensive insurance does not cover everything. A comprehensive plan also has some limitations and exclusions that will affect your claim. So, make sure to read the terms and conditions before buying any policy.

Car insurance does not cover all personal belongings in the car

Your car insurance policy covers additional items such as car accessories, music system, GPS system, CNG, and LPG kits if it is insured under the policy. It will not cover any personal belongings kept in a car such as cash or jewelry.

Color does not determine the price of motor insurance

Your insurance premium has nothing to do with the color of your car. It depends on cubic capacity, year of manufacturing, place or registration, and other accessories such as LPG, CNG kits, etc.

Coverage for personal usage and business usage are different

The next unusual thing you should know is coverage of personal usage and business usage for car insurance is different. If you are planning to use a car for a cab or for traveling purposes you should go for commercial vehicle insurance.

In addition to the above you should know that the following things are simply excluded from all car insurance policies.

  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Driver without a Valid Driving License
  • Driving the car when you are drunk or influenced by drugs
  • When the car is used for any illegal purpose
  • When a car is used for Hire, Carriage of Goods, Organized Racing, Speed Testing, Reliability Trials

I hope the above points about car insurance will surely help you in buying a car insurance policy.

Feel free to post your queries about car insurance.

Raamdeo Agrawal Success Story Journey from Zero to 1000 Cr

Shitanshu Kapadia
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0
Raamdeo Agrawal Success Story Journey from Zero to 1000 Cr

Raamdeo Agrawal, 59, Joint MD & co-founder, Motilal Oswal Financial Services Limited is a distinguished stock market investor who made a fortune of 1000 Cr starting from Zero. Raamdeo Agrawal is a value miner and brain behind popular wealth creation study report of Motilal Oswal . He does a lot of research when it comes to investment.

raamdeo agrawal

Raamdeo Agrawal has got a real skill to identify future multi-bagger stocks. He is a self-made millionaire with asset worth 1000 Cr. You must be wondering that how he has done it. Well here is a success story of research expert and stock market analyst, Raamdeo Agrawal.

Raamdeo Agrawal Success Story

Raamdeo Agrawal was from middle-class family. He was living in a village in a remote place where there were no electricity and proper roads. After completing regular education, Raamdeo Agrawal decided to study chartered accountancy in Mumbai. Raamdeo struggled a lot and took five years for the completion of chartered accountancy.

Also Read – Vijay Kedia Portfolio Holdings – Success Story of Vijay Kedia

During his study, he met Mr.Motilal Oswal. They teamed up and decided to enter in the stock market after completion of a study. They established “Motilal Oswal” sub-broking firm in 1987. From small sub-broking firm Motilal Oswal has become a big financial service provider today.

Mr.Agrawal made a lot of money from the stock market as he is extremely good at selecting a stock. He is an analyst and value investor, his first multi-bagger stock pick was Hero Honda in 1997. Looking at upcoming business opportunity in motorcycle business he invested in Hero Honda stock. He was correct. Hero Honda has turn out to be first multi-bagger stocks for him.

The next pick of Raamdeo was Infosys in 1998 where he could see an opportunity of a global Y2K boom. The journey continues with a stock pick of Airtel, where an opportunity was identified for mobile business.

Also Read – Value Pick Stocks by Valuepickr Investors of India

Let’s look at inspiring story of Raamdeo Agrawal

Raamdeo Agrawal mantras of finding Multibagger stocks

Mr. Raamdeo Agrawal is very generous when it comes to sharing knowledge. He shared five mantras of finding multi-bagger stocks to the investors.

(1) Return on Equity

The Return on Equity (RoE) is an important parameter for the selection of stock. The RoE of the company should be minimum 20%. You should never look at a company with low RoE. In addition to that RoE of the company should be increasing. It should not be declining or stand still. RoE indicates that company is allocating proper funds and generating better returns.

(2) Terms of Trade 

The second thing which is important for the stock selection is Terms of Trade. Check if the company is able to trade the product with cash on delivery or prepayment basis. The credit period indicates demand and strength of products.

A company that offers long credit period indicates that demand for the product in the market is low as a company has to tempt the buyer to purchase the product by giving long credit period. On the other hand, a company with prepayment product indicates that buyer is ready to pay money upfront to purchase the product and competition is less.

Also Read – Radhakishan Damani Portfolio Holdings

(3) Cash Flow 

The next is to check cash flow of the company operating cash flow and free cash flow of company should be positive. Cash flow indicates profitability of the company. In order to know cash flow, you need to study cash flow statement of the company.  If cash flow of the company is healthy go for it.

(4) Longevity of the Business

Check the longevity of the business. How long business growth story will continue?  Predicting longevity is a pure judgment based on experience.  Can the stock be next McDonald where franchise demand will continue forever or it will be like kingfisher airlines disaster?

(5) Competition

Check if the company will be able to withstand the competition in the market or not. If a company is generating good revenue it is likely to face big competition, but there is an entry barrier or monopoly product it will rule the market.

 Do you think mantra given by Raamdeo Agrawal is useful?

What is your method to identify multi-bagger stocks?  Do share in the comment section.

Best time to invest your money

Shitanshu Kapadia
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6
Best time to invest your money

best time

A Stock market is going down. Is it the best time to invest money? This is one of the most frequently asked questions by many investors.

Well, a simple answer to this question could be you should make an investment when you have a money. However, we are Indian and we believe in a power of astrology, panchang, planet (grah), time and lot of other things. Let me give examples.

  • We purchase a gold on Akshay Tritiya and Dhanteras
  • We participate and purchase share in Muhrat Trading
  • We purchase a car in Navratri or Dusharea

Why? This is because we believe that these days are auspicious days. On the opposite end, we do not purchase anything in sharadh (pitru paksh) or holashtak as these days are believed to be inauspicious.

Also Read – 10 short term investment options in India

Well, I don’t want to comment anything on your astrological and ancient belief. I am here to share “Best time to invest your money” based on my experience.  So, if you want to know what is the best time to invest money continue reading this post I am sure you will get detail about lucky day and time to invest your money.

Best time to invest your money

Day and time when you have a lot of money

As soon as you got the money you should invest it. There is no point in keeping the idle money. You will not get anything extra by keeping money at your home or at saving bank account. A smart investor never keeps the money as they know the power of compounding. They make their money work.

So, the Best time for making an investment is a time when you have money.

Time when you have complete information about product

It will be foolishness to invest in the product without getting appropriate information. So the best time to make an investment is when you have got complete information about a product.

It is wise to evaluate a product based on risk and return. If you are fully convinced that the product is a right fit as per your financial goal no need to wait. Invest in the product you will surely get fruitful result.

The day when you have ample time

Never invest your money when you don’t have time. It is most likely that you will end up making a mistake when you don’t have time.

The best example is 31st March. A deadline for the tax saving. It is the time when a majority of insurance agents do misselling of their insurance policy. Correct!

Make sure to invest money when you have ample time and you are totally relaxed.

Also Read – Entrepreneur Success and Time Management

The day when you see opportunity for investment

If you are sure that investment asset is going to grow and expected to give better return you should immediately rush to invest in it. There is no point in waiting.

We often hear from people that “XYZ” stock was available at a very low price but I missed an opportunity of investment, if I could have invested money in that stock I could have make lot of profit. So, if you noticed opportunities for investment go for it. It is the best time for investment.

The day when you completely trust your insurance agent, distributor or broker

It is very difficult to trust insurance agent, distributor or broker for the investment. As handing over hard earned money to them could be dangerous. If you are an investor who believes in sellers this point is for you.

You should start making an investment the day when you got trustworthy insurance agent, mutual fund distributor or broker.

Believe me or not these days and time are more auspicious than Dhanteras, Akshay Tritiya, Muhrat trading, Navratri or Dushera.

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