A facility of mentioning exit date on the EPF portal online is launched. This facility is now extended to all EPF subscribers. Earlier this facility was available only with Employer login under the EPF portal.
There were multiple cases of delay in defining the exit date (last date of employment) by an employer in the EPF form online. In order to overcome this problem and to expedite the entire process, this facility is launched.
Earlier, the subscriber was literally waiting till the time former employer update the exit date on the portal. Once the exit date is updated by the former employer new employer needs to enter the joining date. The unnecessary delay was causing trouble in the onboarding process in the new organization. Now entire dependency on the former employer is eliminated.
This new facility will help in reducing time delay for transfer, claim submission & claim settlements process. In this post, I will share step by step process to add EPF Exit Date on EPF portal online.
Log in to Unified Portal using UAN (Universal Account Number) and password.
Click on “Manage” from the top menu and select “Mark Exit” Option.
You will be able to see the Employment section on Mark Exit page. Under this section, you will find EPF account number with the previous employer. You can confirm this number from your Pay-slip.
Enter the date of exit and reason of exit.
After entering date click on “Request OTP”. You will receive OTP on your Aadhaar registered mobile number. Enter OTP and click on “Update” and submit the request.
Once your request is submitted you will receive a SMS on your UAN registered mobile number, informing about update on EPF portal.
This page also show “Date of Exit seeding History”. Another alternative is to visit “View” section and check “Service History” to see the date of joining and exit from EPF.
Few Points to Note
You need to consider the following important points while using this facility.
The date of exit can be updated only after two months from leaving the job.
The date of exit can be any date in the month in which last contribution was made in EPF by previous employer.
It is OTP based facility. This facility is available only for subscriber where UAN is linked with Aadhaar.
Once you update this date and verify it cannot be changed.
Final Words
It is a welcome step by Employee Provident Fund Organization towards simplifying and expediting the process of claim transfer, settlement and claim submission process.
Please share your views about the new facility of defining Exit date by subscribers on the online EPF portal.
It is easy to generate rent receipts online. Multiple websites offer a facility to generate rent receipt online.
You must be aware that if you receive HRA above Rs. 3000/- per month, you must provide Rent receipt to the employer as evidence for claiming HRA. Even if your HRA is less than Rs. 3000/- you have to keep rent receipts with you in case Income Tax Officer asks for them at a later date.
Note – Receipt is required if you are living in a rented house.
One of the simplest options is to take physical copies of rent receipts from the landlord every month. However, practically it is very difficult and nobody does it. Mostly people prepare a receipt for the rental at the end of the year. If you are one of them here is a list of 5 different websites that can help you to generate rent receipts at the click of the button.
Rent Receipt Online – 5 Best Rent Receipt Generator
#1 Nobroker
Nobroker is a real estate platform. Apart from buy/sell and rent services Nobroker also offers a facility to generate rent receipts online as well as generation of rental agreement online.
To generate rent receipts online you need to fill up a simple form with details such as tenant name, owner name, rent amount, owner PAN number, address and month for which receipt is required. The link is given below.
Once you submit the details system will generate a house rent receipt online. This facility will also send SMS and email with a link to a tenant for downloading receipts. The sample is given below.
#2 ClearTax
ClearTax is a free income tax e-filing website. In addition to return filing, this website also provides facilities such as investing in tax saving funds, GST return filing & generation of free rent receipts.
To generate a rent certificate online you need to fill up the required details on the ClearTax site online. You are required to enter your name, name of landlord, rent amount, rent receipt month. The site will generate a rent receipt and display on the screen. You can take print of the receipt and take the signature of the Landlord. The link for ClearTax rent generation is given below. You are required to take the signature of the landlord on the receipt.
Economic Times one of the biggest and popular news site also provide facility to generate rent voucher. You need to input basic details such as rent amount, address, your name, house owner name, PAN details and rent duration.
You can generate monthly, quarterly & half yearly receipt from this platform. You can print and download from this generator.
#4 Tax2win
Tax2win is an e-filing website. You can file your income tax return as well as get personal assistance from CA from this website. It is free, fast, convenient and easy.
You need to fill up the required details and print the receipt. After printing, you need to stamp and get it signed by the landlord.
#5 Housing
Housing.com is real estate platform that deals in buy sell and rent of properties. This website also provide facility for rent receipt generation.
The steps for generating rent receipt is very easy. Firstly, you need to provide the name of tenant and rent amount. In the next step you need to enter name of the landlord with address. You can also add PAN number if you want. Once you are done you can review the rent receipt and download the same. Once you are done you need to take signature of landlord on the receipt. The link of generating rent receipt via housing.com is given below.
(1) Is it mandatory to keep/submit a rent receipt?
Yes, if you are living in a rented house and paying rent to the landlord. You must keep receipt of the rent payment. If you are salaried and receiving HRA above Rs.3000 per month from an employer it is mandatory to submit the receipt as evidence of claiming HRA.
(2) PAN of Landlord is required for claiming HRA?
PAN or Landlord is mandatory to mention in receipt in case annual rent is exceeding 1 Lakh. This means monthly rental is above Rs.8333 PAN Card is mandatory to mention. In case of landlord does not have PAN card declaration form is required.
(3) Is it mandatory to affix revenue stamp on rent receipt?
Revenue stamp is required to be affixed in case rent amount is above Rs.5000 and given in cash. For cheque or online transactions revenue stamp is not required.
(4) Only receipt or rent is enough for claiming HRA?
Yes, you only need to provide receipt for rent in order to claim HRA from employer.
(5) Is there any risk in submitting fake rent receipt to claim HRA?
It is very risky to submit fake rent receipt to claim HRA. You should never submit any fake documents for tax saving. In case fake document is traced by employer or IT department they will ask additional documents such as copy of leave and license agreement, electricity bills, water supply bill, PAN card of the landlord etc. The process is lengthy and may leads to penalty and other consequences.
Conclusion
Generating rent receipts online is a quick, efficient, and hassle-free way to maintain rental payment records. Whether you’re a salaried employee looking to claim HRA or a tenant needing a proof of payment, these rent receipt generators can save you time and effort. Pick any of the five platforms mentioned above and enjoy a seamless rent receipt generation experience.
Which are Top Jobs for 2025? Which career option I should select for getting high salary jobs? Let’s try to get answers to these questions.
The job landscape is changing radically and expected to change further in 2025. It is because of technological advancement. All jobs are becoming technology-centric. The report predicts that few occupations are likely to remain at the top of the list and expected to earn better income. So, if you are worried about job security and planning to expand your wings by selecting better career options. Here is a list of jobs that would fetch a fat salary in 2025-26.
Top Jobs 2025 – 10 Higher Salary Jobs
#1 Project Manager
A project manager is a person responsible for the entire project starting from planning, execution, procurment, and delivery of the project. The project manager uses various tools such as Work breakdown structure, critical path analysis etc throughout the project journey.
The project manager is generally appointed for big projects such as construction, engineering, Information technology etc. There are multiple professional degrees and tools for learning project management. It is one of the highest salary jobs. One can expect roughly 2-3 Lakh pay per month as a project manager.
#2 Data Scientist
Data Scientist is a person employed to analyze and interpret data and extract meaningful information that will help business in decision making. Data scientists also predict future events based on historical data. It is an upcoming field with a lot of potentials.
Data Scientist is Information technology related job. This job require lot of expertise and knowledge. In order to become data scientist first you need to get a bachelor’s degree in IT, computer science, math or physics. After getting a bachelor’s degree you need to get master’s degree in data or related field. You can get Rs.90000 to 1 Lakh per month as a data scientist.
#3 AI Expert
Artificial Intelligence or AI Expert is the topmost career option all over. AI refers to the process that a machine or robot can imitate or copy. To achieve that you need to do computer programming and device automation. It is like making the device work and respond like a human brain.
AI Courses are rare in India. Usually AI course is offered in foreign universities. Due to scarcity, AI Experts are likely to remain demand. AI can be used in various field such as manufacturing, aerospace, defense etc. AI expert can earn roughly 1.25 Lakh per month.
#4 IoT Specialist
IoT is Internet of Things which is next big career option. Internet of things is a system of integrated devices connected with internet for exchanging meaningful information. IoT includes connected security system, car, electronic appliances, lights in household environment etc.
There are multiple IoT courses available online. But, before engaging yourself in IoT course, you should get bachelor degree in IT or computer science. The average salary of IoT specialist is 1 Lakh per month.
#5 Big Data Analyst
Big Data Analyst is unique career option. As a big data analyst you need to analyze huge data both structured and unstructured. The data should be reported in meaningful format using analytics.
You require specialized skill such as programming, data warehousing, computational method, statics and business knowledge to become big data analyst. Big Data Analyst get salary of approximately 1.5 Lakh per month.
#6 Chartered Accountant
A Chartered Accountant is ever green job option. A Chartered Accountant is expert in accounting and taxation and perform various tasks such as tax returns, audit, finance statement etc.
You need to get professional degree regulated by country. The degree earned in one country is not valid in other country. This is due to different standards of accounting practice. You can earn around 2 Lakh per month as a chartered accountant.
#7 Nutritionist
A nutritionist is an expert in field of food and nutrition. They advise people on eating habits based on the lifestyle. The main objective is to achieve health-related goal and to live healthy life.
To become nutritionist you need to undergo with special course it is three year course about bachelor degree in food science & nutrition. Nutritionist operates from doctor’s place, clinic, or from home. It is one of the higher salary jobs in India.
#8 Social media brand Manager
Social Media Brand Manager manages social media marketing campaign and day-to-day activities including developing content, curate and manage all publish content such as audio, video, images, podcast etc.
You require bachelor’s degree preferably in marketing, public relation or similar filed to become social media brand manager. Overall social media brand manager get reasonably high pay.
#9 IT Security Expert
IT Security Expert or cyber security specialist is expert that protects organization data from leakage, breaches and hacking attempts. They establish monitoring and control system at various levels to facilitate protection.
In order to become IT security expert, you need to get bachelor degree in IT/computer. In addition to that you need to undergo specialize security related certification. IT Security Expert earns more than 1 Lakh per month.
#10 Fitness Expert
Fitness Expert is next in the list of higher salary jobs in India. Fitness expert work with smaller or larger group to improve their fitness. They work dedicatedly to achieve client’s goal by helping them in performing various exercises.
To become fitness expert you need to undergo specialized course. You can earn close to Rs.50000 per month as a fitness expert.
Final Words
Most of the jobs given above requires special qualifications. However, only qualification won’t get you highest paying jobs sufficient experience and skills are also important for getting these jobs. So, start working towards your goals of getting these highest paying jobs.
Arogya Sanjeevani Policy is standard health insurance policy proposed by IRDAI. Let’s take a look at features and benefits offered by Arogya Sanjeevani Policy.
As you are aware that the cost of medical expenses is skyrocketing and one cannot afford to live without health insurance. When you decide to buy a health insurance policy, you come across multiple options. Many companies are offering a health insurance policy. All these policies have different features. So, it’s become difficult to identify Best Health Insurance Policy. To help you as well as first-time health insurance buyer IRDIA has proposed a standard health insurance policy. This product is named ‘Arogya Sanjeevani Policy’ followed by the name of the insurer. Suppose this policy is offered by HDFC ERGO it will be called as Arogya Sanjeevani Policy – HDFC ERGO. The standard features and benefits offered by this policy are given below.
Anyone with age in between 18 years to 65 years can purchase this policy. This policy can be purchased as an individual policy or family floater policy. Family floater policy covers the entire family.
Family means Spouse, father, mother, parent-in-law as well as dependent children between 3 years to 18 years of age.
If a child is above 18 years of age and independent, then he/she is not eligible to be included in a family floater policy.
This policy will be available at most of the health insurance companies from 1st April, 2020.
Key features of Arogya Sanjeevani Policy
# Sum Assured – The minimum sum assured under this policy is 1 Lakh and maximum sum assured is restricted to 5 Lakh.
# Validity of Policy – The validity of this policy is one year and you need to renew this policy every year by paying yearly premium. You can renew this policy lifelong. This means this policy provide lifelong health coverage.
# Plan Type – The policy can be purchased as an individual plan or family floater plan. The standard features will remain the same for an individual as well as a family floater.
# Rider – This policy does not offer any additional rider, such as critical illness cover, etc.
# Premium Payment – The premium of this policy can be paid yearly, half-yearly, quarterly or monthly.
# Cashless Benefit – You can get cashless benefits under this policy.
# Minimum & Maximum Age – The minimum age is 18 years and maximum age is 65 years.
# Waiting period – 30 days of waiting period. No claim will be paid in first 30 days after buying policy. Most of the illness have only one year of waiting period.
# Co-payment – A fixed co-pay for 5% is applicable for all ages in this policy.
# Portability – This policy offers portability. This means you can switch to other health insurance companies under this plan.
# Ambulance Charges – You will get ambulance charges up to Rs.2000 per hospitalization under this plan.
# Pre & Post Hospitalization – This plan offers 30 days pre-hospitalization and 60 days post hospitalization coverage.
# Ayush Treatment – This policy covers Ayurveda, Yoga, Naturopathy, Unani, Siddha and Homeopathy treatment.
# Sub Limits – For hospitalization expense like room, nursing expense up to 2% of sum assured and maximum Rs.5000per day. ICCU expense cover up to Rs.10000 per day. Cataract Surgery is covered. However, maternity coverage is not available.
# No Claim Bonus – No claim bonus is 5% for each year up to 50% of sum assured cover.
# Refunds – You can cancel this policy up to 6 Months. If you cancel this policy up to 30 days you will get 75% premium refund. Up to 90 days you will get 50% premium refund and up to 6 months you will get refund up to 25%.
Benefits of Arogya Sanjeevani Policy
Arogya Sanjeevani Policy is a combination of all standard features of health insurance including life-long renewal.
Refund and cancellation of policy is allowed up to six months. You will also get a refund of premium in case you cancel the policy.
As it is standard plan with recommended features by IRDIA demand of this policy will be high. Insurance companies will keep premium of this policy low to attract more customers.
This plan provides portability and also covers AYUSH Treatment.
Should you buy Arogya Sanjeevani Policy?
Looking at features and benefits it seems to be a very good policy. However, you need to consider the following points before buying this policy.
Arogya Sanjeevani Policy is a standard health insurance policy available for a common man. However, it comes with a maximum sum assured of 5 Lakh. Looking at growing medical expenses the sum assured seems to be lower. It is recommended to opt for minimum 10 Lakh sum assured for the family. You can address this concern by purchasing multiple Arogya Sanjeevani Policies.
The plan has a co-payment clause of 5%. This means you need to pay 5% of the total claim amount from your pocket when you apply for the claim.
This plan has sub-limits for hospitalization expenses. Such as nursing expenses up to 2% of sum assured or maximum Rs.5000 per day. For ICU maximum permissible limit is Rs.10000 per day. This could be major drawback.
You can select your own insurance company while buying this policy.
Overall it seems to be very good plan. But, we need to wait and watch till the premium of this policy is declared by health insurance companies.
