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10 Online Business Ideas for Beginner

Shitanshu Kapadia
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0
10 Online Business Ideas for Beginner

Online Business Ideas – Today we live in the era of the Internet where everything happens online including business. Online business is easy to start and does not require much investment. If you are fed up with your 9 to 5 job planning start an online business, here is something interesting for you. I am herewith 10 Online Business ideas for beginners.

These online business ideas are easy to start. You can start right away with a click of a button. You just need technical skills and internet connection. You can start this business even from home.

For better understanding, I have categorized these business ideas into two types.

  • Product based
  • Service based

In the product based online business, you need to sell products for your customer and earn money out of it. You can make use of readymade online e-commerce platforms such as Flipkart or Amazon. The chance of getting success is very high.

The second category is service based online business. In a service-based business, you need to sell your services to the customer. Few examples are SEO, Social media marketing, website designing etc.

Online Business Ideas for begineer

Why Online Business?

Online business is easy to start and require less investment. Apart from these online business has multiple other benefits. Few benefits of online business are given below.

  • Easy to showcase your product and services
  • Flexible Timing
  • Working from Anywhere
  • Long Term Income
  • Started from in part time
  • Increase earning potential due to global reach

10 Online Business Ideas for Beginner 

#Product Based Online Business Ideas 

#1 Sell your own product

One of the easiest ways to start an online business is selling your product online on the social networking platform. Facebook, Twitter, and other social networking sites offer the readymade facility of an e-commerce store. Make sure to arrange for low cost and trusted logistics for the product delivery.

#2 E-commerce Store

Opening an E-commerce store is one of the best online business ideas. You can start your own e-commerce store easily. However, you need to make an investment in order to start your own online e-commerce store. You can use Shopify to create an online store. Alternatively, you can use free e-commerce toolkit woocommerce for building WordPress based e-commerce website.

#3 Build Apps

The next business idea is building an app. In order to build the app, you should have technical knowledge about android programming. Once your app is ready you can place it online or on google play store. You can earn money by making it paid product.

#4 Buy and Sell Domains

A Flipping domain is one of the best online business ideas. You can earn a handsome return by flipping domain online. However, you need to do research before buying a domain name. There are many websites that provide domain auction facility.  Flippa and Godaddy auction is a very good marketplace for buying and selling domains.

#5 Product sell on Facebook

The next online business idea is selling product on Facebook. Facebook provides facility to make your own store or group online. Other like-minded people can become a member of this store or group and you can carry out marketing for product sell.

 Service Based Online Business Ideas

#6 Start Online Blog

Starting a blog is one of the best online business ideas. It is very easy to start an online blog. You can purchase a domain name and hosting space by investing a few dollars. Making money from the blog is tough task initially. You have to publish quality content to gain popularity. Blogging can help you to earn money via direct advertisement or by google adsense.

#7 Online Affiliate marketing

Affiliate marketing is one of my favorite online business ideas. Affiliate marketing helps you to earn a lot of money. In this business, you need to become an affiliate of various online stores like Flipkart, Snapdeal, Amazon etc. You need to ask people to purchase a product online via you via email marketing or via a website. You will be paid a decent commission on every sell via you.

#8 Social Media Consultant

If you have very good social presence and you can influence product sell or increase Facebook likes you can become social media consultant. You will be paid based on projects or assignments. Your prime task is to increase social presence for the business owner.

#9 Paid writer

If you are good at generating quality content (writing) you can make a lot of money. You need to tie up with bloggers or websites looking for content. However, in order to become successful in this field, you have to be extremely good.

#10 Teach Online

Next online business ideas is from the education field. If you have the skillset to teach students you can start your own online business or online teaching. You can do this either by making a video or conducting one to one training. This is a unique way of generating online income.

PMVVY – Pradhan Mantri Vaya Vandana Yojana – Extension and Changes

Shitanshu Kapadia
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0
PMVVY – Pradhan Mantri Vaya Vandana Yojana – Extension and Changes

PMVVY – Pradhan Mantri Vaya Vandana Yojana is a unique scheme for the senior citizen of India. It is a pension scheme for those who are above 60 years of age. PMVVY – Pradhan Mantri Vaya Vandana Yojana was launched in 2017. The offer period of the scheme was getting expired in March 2020, but recently the extension of this scheme is announced. Now senior citizens can invest in this scheme up to 31st March 2023. Let’s take a look at PMVVY – Pradhan Mantri Vaya Vandana Yojana Key features and changes made recently.

What is Pradhan Mantri Vaya Vandan Yojana – PMVVY?

PMVVY or Pradhan Mantri Vaya Vandana Yojana is a pension scheme launched by the government of India for the senior citizen. The objective of the scheme is to support senior citizens by means of monthly pension.

Key Features & Eligibility – PMVVY

Assured Pension Payment – Senior citizens will get assured pension as per the option selected at the time of purchasing. This benefit is extended for the fixed period with a maximum tenure of 10 years.

Returns on the Investment – This scheme provides good returns to the investor. The return is in the range of 7-8% per annum. The return payout is assured as long as the policy is in force.

Periodic Payout Options – One can select monthly, quarterly, half-yearly or annual pension payout options. The selection can be done as per the financial requirements.

Multiple Benefits – PMVVY comes with maturity benefits as well as death benefits. The benefits are applicable during the tenure of the policy.

Free Look Period – This plan comes with free look period of 30 days. After purchasing plan if you feel that plan is not suitable or not as per your requirement you can return the policy within 30 days. You need to mention the reason for objection while returning policy.

Loan Facility – You can also avail loan facility on PMVVY. The loan facility is extended only after 3 successful policy years. The maximum allowed loan amount is 75% of the purchase amount.

Eligibility 

  • Minimum Entry Age- 60 years (completed)
  • Maximum Entry Age – No limit
  • Policy Tenure – 10 years
  • Investment Limit – Rs 15 Lakh per senior citizen

Minimum Pension

  • Rs. 1,000/- per month
  • Rs. 3,000/- per quarter
  • Rs.6,000/- per half-year
  • Rs.12,000/- per year.

Maximum Pension

  • Rs. 12,000/- per month
  • Rs. 30,000/- per quarter
  • Rs. 60,000/- per half-year
  • Rs. 1,20,000/- per year

Pradhan Mantri Vaya Vandana Yojana - PMVVY

Benefits of PMVVY

The benefits of this plan are as below.

# Throughout the policy period

As a pensioner, you will receive the monthly, quarterly, half-yearly or yearly pension as per selected option at the time of purchase.

# Maturity Benefits

If you survive the policy term, you will get the purchase price as well as the final installment payment as maturity benefit.

# Death Benefits

On the death of the pensioner/policyholder during the policy term, the Purchase Price will be given back to the nominee or legal heirs.

How to purchase Pradhan Mantri Vaya Vandan Yojana Policy?

One can purchase Pradhan Mantri Vaya Vandan Yojana Policy offline as well as online. This policy is sold by LIC. In order to purchase this policy, you need to visit the nearest LIC branch or log on to the official website of LIC to purchase this scheme. You need to submit the application form along with the required documents and premium amount.

The essential documents required for buying this policy is PAN card, Aadhaar card, and bank details where you want to draw the pension amount.

Changes made in PMVVY

#1 PMVVY extension up to 31st March 2023 

The PMVVY scheme is extended for 3 years. This scheme was about to end on 31st March 2020. Now the government has extended date up to 31st March 2023.

#2 Change in Interest Rate

The rate of interest for this scheme was 8% in FY 2019-20. For the FY 2020-21, the new rate of interest for this scheme would be 7.4%.

#3 Minimum Investment required is changed 

The minimum investment required for PMVVY was Rs.1,44,578 for the maximum yearly pension of Rs.12000. Now the minimum investment amount is revised to Rs.1,56,658 for the yearly pension of Rs.12000. The change is due to a change in the interest rate applicable to this scheme. ( From 8% to 7.4%)

#4 A new rule of change in Interest rate yearly basis 

A new rule of change in interest rate is announced. Now the government will announce an interest rate on a yearly basis. The new rule is applicable only to the new policyholders. This means if you are holding old policy you will be able to enjoy a fixed interest rate declared at the time of purchasing a policy. The new rate of interest will be applicable from the 1st April of every financial year.

#5 Linking of Interest rate with SCSS

The interest rate of PMVVY is now linked with SCSS (Senior citizen saving scheme). This means the rate will be announced along with the SCSS rate announcement upto a ceiling of 7.75% with a fresh appraisal of the scheme on breach of this threshold at any point.

My Views 

The extension of this policy for the 3 years is a very good move by the government. However, a change in interest rate every year may not be a good idea for this scheme. Earlier this scheme was somewhat lucrative as the interest rate was fix and higher. But, now as the interest rate will be announced every year the scheme may lose popularity.

What is your take on the changes announced by the government?

Do share your views in the comment section given below.

5 Online Resume Builder Websites – Review & Features

Shitanshu Kapadia
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0
5 Online Resume Builder Websites – Review & Features

Online Resume Builder – Resume and Curriculum vitae (CV) are well-known words when it comes to searching for new jobs. When it comes to applying for a job you need to submit or showcase your resume. Your resume is the first impression to the employer. It does not matter how qualified you are, or how much experience you have – If your resume is not proper or poorly presented and badly written, your chance of getting a job or clearing interview is very less. So, it is but obvious that you need to be cautious while making your resume. The resume mainly includes detail of your education, experience, achievement, and many more details. If you are experienced you can make a resume on your own. However, if you don’t know how to prepare your resume, it is good to look at Online Resume Builder websites. To help you here is a list of 5 Best Free Online Resume Builder Websites.

Online Resume Builder

Also Read – 11 Best Jobs Site in India – Find Best Jobs

How to use resume builder?

Resume builder is like an online resume template where you need to fill up the information and your resume is build automatically. Steps to build your resume online using the resume builder are given below.

  1. Find our best resume builder. You can use the list of resume builder given in this post.
  2. Keep all information handy such as your credential, work experience, skill set, achievements, job description, etc.
  3. Open the resume builder and start entering information in the builder such as education, experience, etc.
  4. Your resume will be automatically prepared online. Once it is made go through resume and optimize as per your need.
  5. Find out an option to export a resume in PDF or word format.

Now, let’s take a look at few popular and free online resume builders websites. 

5 Online Resume Builder Websites – Review & Features 

Zety

Zety is free and easy to use online resume builder. You can use this online resume maker to build your resume fast and easily. Zety offers 18 different templates. The templates are professional, elegant, and creative. You can change color, fonts as well as change resume format. You can make functional, reverse-chronological, or combination resume. You need not use MS word while formating. The online system takes care of auto formating. This website also offers cover letter building facility. The resume builder offers easy to use steps. You just need to provide experience detail and select a template. You can build a resume from scratch or you can use your existing resume also. You can download your resume and use it for getting a job.

Zety Pros

  • Focus on resume content as well as design.
  • Detail example about what to write in which section.
  • Provides multiple readymade templates for making a resume.

Zety Cons

  • The pricing is not transparent.

Zety Cost 

  • Freemium (try before you buy, pay when satisfied with the results)
  • 14-day full access—$2.7
  • Monthly plan—$5.95
  • Yearly access—$71.40

Novoresume

Novoresume is one of the best free online resume builder website. Novoresume offers 8 different professional resume templates with different layout and sections. You just need to click on the resume template and you can create your own resume. You need to register on this site for making your resume. On registration, you will be redirected to your resume page. Here you need to provide information such as education, skill, experience, project and other information. Your resume will be built automatically based on the information provided by you. You can change the resume as well as change layout and section of your resume.

The basic free login will allow you to build only one-page resume. In order to download resume you need to go for premium account.

Novoresume Pros

  • Templates Suited to Your Exact Needs
  • Live feedback offered to improve your content
  • Offers free cover letters and resume samples
  • All kinds of templates that suits your need
  • No Setup Fees

Novoresume Cons 

  • You need to pay money for downloading resume
  • Customer support is weak and require improvement

Novoresume Cost

The Novoresume premium has three different plans. The costing of each plan is given below.

  • $16/month for monthly plan
  • $9.99/month for three-month plan
  • $6.99/month for annual plan

Kickresume 

Kickresume offers one of the best resume builder. It is easy to use and trusted platform by top employers in the world. You can find more than 50 readymade resume templates on this site. It is claimed that you can create a standout resume and cover letters using this website. You can also get free resume samples, tips tricks, free e-book and expert advice for job searching. In short, it is all in one portal which assists in the job search process. Once your resume is prepared you can store it on the cloud offered by the website. This will enable you to access your resume and cover letters from anywhere.

You need to create an account on this website. You can use Gmail, Facebook or Linkedin account for the creation of the account.

Kickresume Pros

  • Provide 500+ readymade resume templates
  • Pre-written phrases that can be used for making a resume & cover letter.
  • Grammar correction and proofreading available.
  • Free access to resources such as tips, tricks, expert advice and e-books.
  • Facility to create a personalized website with a click of a button.
  • Multiple language support

Kickresume Cons

  • Limited option while making a free resume.
  • Resume templates are too vibrant and may not be useful for all types of jobs. 

Kickresume Cost

  • Freemium: available
  • 6 Months Free Premium for students and teachers
  • Rs.690 Per month & Rs.341 Per month for the yearly plan. 

CV Maker

Cvmaker allows you to create a professional resume free of cost. CV maker is made for creating curriculum vitae which is different from a resume. However, on CVmaker both these terms are used interchangeably. The resume builder free tool of CV maker is very basic where you need to provide experience, education, reference etc. In the premium version you can make use of the available template also.

CV Maker Pros

  • It is a free tool with limited but required features.
  • The premium plan for this tool is the cheapest in the industry.
  • Multi-language support available for this tool.

CV Maker Cons

  • The resume builder tool is very basic and may not work for you.
  • Less number of templates available under this tool.

CV Maker Cost

  • Basic version is free with basic templates.
  • Premium version cost is $16 per year.

Resume.com

Resume.com is one of the best online resume builders. It is a free resume builder and affiliated to indeed.com. You will find 24 different templates consisting of various colors, formats, and designs. On selection of template, you need to enter information about yourself including your education, education history, contact details etc. Once you input the details you need to select the template and select font size, style, and spacing. Once you are done with the selection you need to just press save button. You can take a print out and make use of your resume.

Resume.com Pros

  • Tool is completely free and can be used by anyone.
  • You can get career advice, resume sample and cover letter on this site.
  • You can search job and apply for job on this site.

Resume.com Cons

  • Template design is limited and can be improved.
  • You will be redirected to indeed on the creation of resume. 

Resume.com Cost

  • 100% Free 

Over to you –

Do you use an online resume builder for making your resume online?

Do you find an online resume builder useful? If yes, do share your experience in the comment section given below.

10 Business Ideas to Make Money in Corona Crisis

Shitanshu Kapadia
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1
10 Business Ideas to Make Money in Corona Crisis

Business Ideas to Make Money during Corona Crisis – Corona Crisis is creating severe problems for everyone. Businessmen, as well as job people everyone is affected due to this crisis. Most of the people are searching for business ideas and ways to make money during this uncertain time. If you are one of them, here is readymade help. Here is a list of 10 Small Business Ideas that can help you make a lot of money in the corona crisis.

All these business ideas are demand-based and likely to give a very good profit during Corona Crisis. So, let’s get started with some of the best business ideas that can help you to make money.

business ideas to make money

10 Business Ideas to Make Money in Corona Crisis

#1 Face Mask Business

The demand for face masks is increasing and likely to remain steady in the days to come. This gives birth to a new business called a face mask business. In this business, you need to manufacture face masks and sell them in the market.

Face masks are of different types such as N95 Mask, Cloth Mask, Surgical mask, etc. To begin with I would recommend a cloth mask. It is easy to manufacture a cloth mask. You just need a sewing machine and fabric for making a mask. Once you get grip on the mask you can customize and also go for fancy mask production.

Also Read –120 Best Business Ideas that you can start in 2020

# 2 Face Shield Business

Face Shield business is the next business idea on the list. The demand for face shield is growing due to the corona crisis. Many people have started using a face shield as part of PPE. In face shield business you can either manufacture face shields or do trading of the face shield.

The raw material required for making a face shield is easily available. You can manually make a face shield or go for mass production using machines. You can earn a very good profit margin in this business.

#3 Sanitizer Making Business

The usage of Hand Sanitizer is very high. Hand sanitizer is a powerful tool against bacterial and viral infections especially COVID-19. So, it is but natural that sanitizer will become part of our life. So, starting a sanitizer business make sense.

You require sufficient knowledge for starting this business. You can take help from an expert or recruit manpower for this business. You also need to take approval from the government to start this business.

#4 PPE Kit Business

PPE Kit is a personal protective equipment kit. The usage of PPE kit is mandatory for medical staff and people staying outside on the field for the long term during the coronavirus crisis. So, it is obvious that PPE kits are in huge demand. PPE kits include multiple things mask, face shield, goggles, protective gowns, gloves etc.

PPE Kit can be made at home or can made in the factory using mass production. You require expertise and knowledge in order to make PPE kit. Your kit should pass a quality test before mass production.

#5 Cleaning Services

The demand for cleaning services is increasing due to the COVID-19 outbreak. People want office equipment and furniture to sanitize multiple times in a day. Thus starting the cleaning services business is a very good business option. In this business, you need to take a contract from small companies for cleaning services. You require cleaning staff to start this business. It is a growing business option with very good potential.

#6 Vegetable Business

The next business idea is a vegetable business. It is an evergreen business. Vegetables are required by almost every human being for living. In this business, you need to do the trading of vegetables. If you have sufficient manpower you can think of doing home delivery of vegetables also.

#7 Retail Product Business

Retail products or grocery items are usually in demand during Corona Crisis. If you have a small shop you can think of starting a retail product business. The investment required for this business is moderate. You need to work on the supply chain to withstand in this business in the current situation.

#8 Family Meal Delivery Service

Breakfast or food delivery business is next on the list. Many families still prefer readymade Nasta (breakfast) or Meal. If you are a good cook and prepare breakfast or meal in bulk this business is for you. It is easy to start low investment high-profit business options. You require manpower for the delivery of food items.

#9 Medicine Home Delivery Business

Medicine is one of the essential items nowadays. Due to the corona crisis, people do not prefer to go outside. So, starting a medicine home delivery is a very good business option. You operate virtually from home and collect the order over telephone or WhatsApp. You need manpower for doing the delivery of medicine and related items. Once you establish yourself in this business, you can plan to make an app for accepting orders online.

#10 Fruit Business

Starting a fruit business is next on the list of business ideas. Fruits always remain in demand despite uncertainty. Fruit helps in increasing immunity. So, fruits are likely to remain in demand during Corona Crisis. If you have a small shop or a suitable place you can start your own fruit business. It is a low investment high return business option.

Over to you

Do you think the above business ideas will help you in making money during the Covid-19 outbreak?

Do you have any other business ideas in mind which are not listed above? if yes do share it via the comment section.

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