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Blue Aadhaar Card – UIDAI is issuing blue aadhaar card benefits and details

Personal Finance

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February 22, 2022

Blue Aadhaar Card – UIDAI is issuing blue aadhaar card benefits and details

UIDAI is issuing a Blue Aadhaar card for the children. It is also known as a Baal Aadhaar. Baal Aadhaar is different from a normal Aadhaar card. Check out the difference, benefits, and process of downloading a blue aadhaar card online.

Aadhaar card is one of the most important documents nowadays. Starting from getting child admission to opening a bank account or getting a passport everywhere Aadhaar is required. It is a 12-digit unique identification number issued by UIDAI. This card contains demographic as well as biometric data of a person. Everyone holds an Aadhaar card including new born baby. The Aadhaar card issued to newborn babies or children is known as Baal Aadhaar. This card is different compared to a card issued to elders.

Features and Difference of Blue Aadhaar card

Children’s Aadhar card is called Bal Aadhaar. If your child is still young i.e. his age is less than five years, then you can get a Blue Aadhar card. Key difference between this card compared to a normal card is given below.

The color of this card is blue to differentiate from a normal Aadhaar card
Blue Aadhaar Card remains valid only for 5 years.
You can also use a school ID card to make this aadhaar card for your child.
This card can also be made from the birth certificate of the child or the discharge slip of the hospital.
Once your child reaches 5 years you have to update the Biometric Aadhaar Data of the child.
Aadhaar details also need to be updated once your child’s age reaches 15 years.
If you have not got the Aadhaar card of your child and your child’s age is above 5 years you can apply for a normal Aadhaar card.

One has to apply for the child Aadhar card in the same way as the Aadhar card of the elders is made. You have to fill out a form available at the enrollment center. In this, residence proof, relationship proof, and birth certificate have to be attached.

How to download Baal Aadhaar Online?

Steps to download Baal Aadhaar is given below.

To download Baal Aadhaar of your child, you should have Aadhaar details like the Aadhaar number or Enrolment number. Additionally, your mobile number should be linked with your child’s Baal Aadaar. You cannot download Aadaar if your mobile number is not linked with Aadhaar.
Visit the UIDAI official portal by going to https://eaadhaar.uidai.gov.in & select the option that I have Aadhaar or Enrolment ID or VID and enter the required details.
Solve security captcha code and click on send OTP. You will get OTP on your registered mobile number.
Enter the OTP and complete the survey questions. At the bottom, you will find a button called Verify and download Aadhaar. On clicking that button your Baal Aadhaar card will start downloading.
It will be in PDF format and you will need a PDF editor to open it. This Aadhaar is password protected and the password for opening Baal Aadhaar is the first four letters for Child’s name in capital letter followed by a year of birth.

Once your Baal Aadhaar opens up you can take a printout and use it for various purposes.

How to get Baal Aadhaar Offline from Aadhaar Center?

Steps to get the Baal Aadhaar card offline are given below.

Visit the nearest UIDAI enrollment center. You have to carry your child’s Baal Aadhaar or Enrollment ID.
Provide Aadhaar number or Enrollment ID to the operator asking for print.
You need to pay the necessary fees at the enrollment center to get Baal Aadhaar Print.
The operator will enter the details in the centralized database and give you an instant print of Baal Aadhaar.

Over to you

Have you applied for Baal Aadhaar for your child? Share your experience in the comment section.

How to get PPO Number at EPFO Portal?

Retirement

Shitanshu Kapadia

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February 22, 2022

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PPO Number – A pension payment order (PPO) number is a 12-digit unique number assigned to pensioner/family pensioner. This number serves as a reference number whenever any communication is done with the central processing accounting officer (CPAO).

Pensioners can check pension status and file grievances by using PPO number. CPAO database only recognizes 12 digit PPO numbers whenever pension filling is done. PPO number is also required whenever life certificate or Jeevan Praman is submitted every year to CPAO. If you are a pensioner or family pensioner PPO number is extremely important for you.

How to read PPO Number?

As per CPAO (central pension accounting office), in each PPO, the first five-digit contains code number of the PPO issuing authority, the next two digits are the year of issue, and after that four digits indicate the sequential number of the PPO. The last digit is a check digit for the purpose of computer.

For Example –

PPO Number – 709650601302

PPO has been issued by AG Madhya Pradesh, in the year 2006 and is the 130th PPO issued by that PPO issuing authority, and is allotted computer code-2.

Know your PPO Status?

Pensioners can easily check the status of any PPO by using the link “PPO status” given on CPAO website – https://cpao.nic.in/Pensioner/pensioners.php. Pensioners need to input 12 digit PPO number to know that status.

The PPO copy and subsequent amendment issued by CPAO can be downloaded at CPAO by using user name and password after getting registration at https://cpao.nic.in/

If you have forgotten your PPO number, you can easily get using your bank account number or member ID at the EPFO portal.

Step by step process of getting PPO at the EPFO portal is given below.

How to get PPO Number at EPFO Portal?

#1 Visit EPFO website – www.epfindia.gov.in

#2 Now click on the Pensioners Portal link given under the “Online Services” section

#3 You will be taken to the new page. On the left side, you will find various links where the second link is Know your PPO number.

#4 Now you will get two options you can either search using your bank account number or PF member ID.

On the next screen after submitting either bank account number of PF member ID, you can get the PPO number.

Additionally, you will also get the following facility at the EPFO portal about your pension.

Jeevan Praman Enquiry
PPO Enquiry / Payment Enquiry
Know your Pension Status

Over to you

Have you ever used the facility of getting PPO at the EPFO portal using a bank account number or PF number? Share your experience in the comment section given below.

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5 Best Apps to check credit score for free in India

Personal Finance

Shitanshu Kapadia

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February 21, 2022

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Check Credit Score – Nowadays everything is available on EMI and credit cards. Multiple fintech companies lend money based on your credit. From bicycle to big apartment you can get a loan for every other purchase you make.

However, your credit score plays an important role in the approval of your loan or credit card application. Not only that your credit limit or loan amount is also decided based on your credit score. Your credit score is your financial mirror that helps the lender in checking your creditworthiness and capacity to repay the loan.

A credit score is a three-digit number that is decided by a credit agency such as CIBIL (The credit information bureau). A credit score is decided based on your credit information history.

The credit score is in the range of 300 to 850. Any credit score above 750 is considered excellent & you should aim to reach that score.

Hence, it is extremely important to check your credit score from time to time. To help you here are the 5 best apps that you can use to check your credit score for free in India.

5 Best Apps to check your credit score for free in India

OneScore Credit Score Insight

OneScore is India’s top credit score app. Using OneScore you can check your credit score for free. You can get detailed payment history and insights to improve your credit score. The best part of this app is it is Advertisement free. Anyone can download and get a credit score free of cost using this app. You should be above 18 years of age with a valid PAN to use this app. You need to input basic information such as mobile number, PAN card number, and date of birth to get a credit score. Key features of the OneScore App are given below.

Key Features of OneScore Credit Score Insight

Free credit report with credit score by two credit agencies CIBIL & Experian
Credit score insight with analysis
Credit score planner facility to improve your credit score
Safe and Secure as it does not ask permission to access
Totally ad-free app

CRED App

CRED App is one of the most popular and my favorite app. In addition to checking your credit score, you can manage and pay all your credit card bills using this app. The best part of this app is cashback which is up to 100%. You will also get CRED coins to win exclusive rewards and prize offers. On registration, you will be asked basic information along with your mobile number and PAN card details. On feeding this information you can instantly get your CIBIL score. Key features of the CRED App are given below.

Key Features of CRED App

Free credit score checking with access to the credit profile
Credit card manager with a facility to pay credit card bills on the move
Detection of hidden charges and alert for duplicate transactions
Cashback offers and rewards in terms of CRED coins
Rent payment facility using credit card
Spend analysis facility with spend chart

Bank Bazzar Credit Score App

Bank Bazzar credit score app is the app with the highest user base. This app is downloaded by more than 5 million people. Bank Bazzar is a complete personal finance manager that not only help you to know your credit score but you can also track your monthly expense, get bill payment reminders & apply for an instant personal loan, credit card, and home loan. Key features of Bank Bazzar App are given below.

Key Features of Bank Bazaar App

Get a credit score and track it regularly
Compare and apply for loans and credit cards
Track your transactions and expenses
EMI calculator facility
Daily rate alerts for fuel, gold, and silver
IFSC code and address information for all Indian banks.

Credit Mantri

Credit Mantri is one of the best apps that allows you to do credit management on the move. You can create your credit profile and get your credit score instantly. Additionally, you can get the best loans and credit card offers from anywhere. You can also track your spending and bills with this application. Credit Mantri is powered by Equifax.

To get a credit score using Credit Mantri you need to download the app on your smartphone. Once it is installed you need to create your credit profile. You just need to input your mobile number and after OTP verification enter your date of birth and PAN number. On the next screen, you will be able to see your credit score. The app also provides a download button to download your credit report.

Key Features of Credit Mantri

Credit Score along with analysis
Inputs by experts to improve credit score
EMI reminder and credit card bill reminder facility
Apply for loans and credit cards from the lender with instant approval
Regular updates on credit score

INDMoney App

INDMoney App is a super money app that helps you to manage your entire finance in one place. You can track your investments, loans, expenses, saving accounts using this app. You can also invest in mutual funds and US stock using this app.

It also has a free credit score checker that updates your credit score on monthly basis. Getting credit score information using INDMoney is very easy. You just need to input your mobile number and PAN card detail to get your credit score along with the report. This app provides access to CIBIL credit score, Equifax credit score, Experian credit score, and CRIF Highmark credit score. Key features of INDMoney App are given below.

Key Features of INDMoney app

Free credit score check
Manage your finance and net worth across family members
Track your investments and liabilities
Invest in US stocks and mutual funds
Track your stock portfolio
Earn US stocks and crypto for good financial actions
Complete financial planning with goal settings
Personalized advisory facility

Final Words

A credit score is extremely important to maintain creditworthiness and trust. It will help if you want to take a loan & credit card from the market.

Your credit score should be higher and that’s why it is important to check your credit score on regular basis to understand how you can improve it.

5 Best Online Business Ideas to make money in 2025

Shitanshu Kapadia

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February 17, 2022

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5 Best Online Business Ideas to make money in 2025

Online Business Ideas – Are you looking to make money online in 2025? With the digital landscape evolving faster than ever, there’s never been a better time to dive into online business. The opportunities are endless, and with the right mix of strategy and creativity, you can turn your passion into a profitable venture. In this article, we’ll explore five of the best online business ideas for 2025 that are not only trending but also have the potential to rake in serious cash. Let’s jump in!

As per last 5 years data online business has grown rapidly. The main reason for this is Digitization and massive growth in internet users in India and all over the world. According to statistics, 67.4% of the earth’s population is present on the Internet, which is going to be even more in the coming years!

Most of the work has gone online in today’s date, which includes

Shopping
Teaching
Banking
Investment
Marketing
Services
Social Networking & etc.

The only thing that comes out from all this is that more than 80% of things are going to be online and if you are not able to take your business or work online by joining this online boom, then you will lose a huge opportunity.

Check out the video given below that will help you to set up your online business.

You can grab this opportunity by starting your own online business. In order to help you here are Best Online Business Ideas, by starting which you can earn a lot of money.

What is an online business & how does it works?

Business Model of Online Business

Before we know which are the best online business ideas, we should understand how online business works?

There are three parts to any online business.

#1 Product or Service

The most important part of any business is the product or service, for example

Google offers Search Engine & YouTube Videos.
Amazon provides delivery services at the doorstep at reasonable rates.
Moneyexcel provides quality content online

#2 Customer Connect

Now it comes to how you deliver your product and service to the customer i.e. Marketing.

The main way to reach the user in online business is –

Website
Social Media
E-mail Marketing
Advertisement
Apps

#3 Revenue Model

Revenue Model means how you will make money from your product and services online. Following are some popular revenue models.

Revenue from subscription access to content
Affiliate Revenue by selling other product online
Revenue from Sponsorship of site sections or content types
Online e-commerce sales transactions
Digital Service Subscriptions
Advertisements from various other companies

For example, Google offers multiple products and services free of cost. However, more than 80% of Google revenue comes from advertisements.

5 Best Online Business Ideas to make money in 2025

#1 Make Money by Blogging

Starting a blog is one of the best online business ideas. You can build regular income sources via blogging. Blogging means sharing your knowledge online by creating content about a specific topic (niche). Once your blog traffic grows you can make money via various options such as advertising, affiliate marketing, product promotion, and other avenues.

How to Start Blogging?

Step 1 – Select a Topic on which you will be blogging.

Step 2 – Purchase a Domain Name and Hosting Space.

Step 3 – Install Content Management System (Word press) & install a theme.

Step 4 – Start Creating content and publishing it online.

Step 5 – Go for Product promotion or Opt for the Advertisement revenue model.

#2 YouTube Channel

Starting your own YouTube channel and making money from advertisement and paid content is another best online business idea. You have to be creative or knowledgeable on the topic on which you are making videos. Follow the steps given below to start a YouTube channel for making money.

How to Start YouTube Channel?

Step 1 – Decide channel topic based on your talent, interest, or passion. Try to select a unique topic where competition is less. Alternatively, you can go for a general topic such as finance, travel, beauty tips, etc.

Step 2 – Create a YouTube channel.

Step 3 – Decide on camera using which you will be recording your video. You can make use of a mobile camera also.

Step 4 – You will need good audio and video editor. You can make use of Audacity (free audio editor) and Camtasia or Filmora.

Step 5 – Grow your subscriber base and apply for the YouTube Channel Partner program for generating income from advertisements.

#3 Creating Booking System

One of the best online business ideas is creating a multi-vendor booking system to make money with low investment. This can be an online booking system for appointments of classes, salons, fitness, spa, law, and more. Multi-vendor booking system, Booknetic SaaS, will help you to launch the business and earn money by automating their scheduling.

How to Create a Booking System?

Step 1 – After installing Booknetic SaaS, choose plans with desired permissions.

Step 2 – Create a price table for your platform.

Step 3 – As a next step, the Tenant (customer) logs into the system and creates the desired service from the booking panel. And Booknetic SaaS gives a link to your customers so that they can book your staff at your service from that link.

#4 Freelancing

Freelancing is a very good online business idea in 2025, from which you can earn money by working according to your skill.

There are many such jobs in which people are hired for only one particular online job rather than on a permanent job and they are given money in return for work like –

Content Creation
Graphic Designing
Voice Over
Video Creation & Editing
Language Translation
Virtual Assistance
SEO Services

How to Start Freelancing?

Step 1 – Find out your talent and interest. You have to decide in which field you can do well.

Step 2 – Sign up for freelancing websites such as Fiverr, Upwork or Freelancer.

Step 3 – Start promoting your profile with a testimonial.

You will get work based on your experience and ratings.

#5 Internet Marketing (Digital Marketing)

Internet Marketing or Digital marketing is one of the most popular and best online business ideas for making money online in 2025.

In Internet marketing (digital marketing), you market the products and services of many different companies or brands. In digital marketing, you can earn money from affiliate marketing (commission), product promotion, online advertisement etc.

How to make money via Digital Marketing?

Step 1 – Learn digital marketing using online free video or you can join a small course for digital marketing.

Step 2 – Create an online presence (Blog, YouTube other social media).

Step 3 – Connect with a brand and promote their product with your online presence. Once someone purchases a product or service from you, you will get commission income.

BONUS Idea

#6 Become Online Seller

You can become an online seller by registering yourself on e-commerce websites like – Flipkart, Amazon, Ebey, etc. On these websites, you can earn money by selling your or someone else’s product by listing it as an Online Seller.

You can list your products or you can source products from others and sell them at these online stores at a good price.

How to become an online seller?

Step 1 – Decide the product which you will be selling online.

Step 2 – Register on e-commerce websites. You can create your own online store also.

Step 3 – Sell your product online and earn money.

Final Words

I hope you like these online business ideas for making money online.

So, what are you waiting for start your own online business right now?

If you have any doubt about starting an online business you can post it in the comment section. If you have any other best online business ideas that you want others to know, post them in the comment section.