Land Loan Vs Home Loan – What is the difference?

Land Loan Vs Home Loan – What is the difference?

Land Loan is the loan facility availed for buying a land. Land or plot is generally purchased as an investment or for building a house. So, if you are planning to buy a plot, you need to take a land loan and not a home loan. Home loan is offered only for property which is already constructed or under construction. There are certain basic differences between Land Loan and Home Loan in terms of tax implication, qualification, eligibility and other […]


GST on Real Estate – GST impact on under construction property purchase

GST on Real Estate – GST impact on under construction property purchase

GST has replaced multiple levels of taxation in India. If you are planning to buy a property in India you should know GST rate first. It will help you in knowing exact impact on your budget. Buying a house is once in a lifetime investment and a very significant one. But there are many costs, besides the cost of property, which goes unnoticed while making a decision. GST is one of them. Let’s try to understand how you can avoid […]


Loan Against Property – Should you opt?

Loan Against Property – Should you opt?

A Loan against property (LAP) is becoming popular loan option. A lower interest rate, easy documentation, speedy approval and large cash at disposal are plus points of loan against property which are attracting borrower’s eyes. Many people are considering loan against property as an alternative to a personal loan. If you have big cash requirement, instead of taking a personal loan you should consider an option of loan against property. Here are key features and benefits of loan against property. […]


How RERA website helps you for home buying?

How RERA website helps you for home buying?

Now RERA website can also help you in your home buying process. Festival season has begun if you are planning to purchase a new house. Here is something interesting for you. You can take help of RERA website to gain information about project detail, developer’s credibility, amenities provided, built up area and lot of other things. This information will surely help you in taking appropriate decision. You may be aware that as per act it is mandatory to register all […]


How to file complaint under RERA Online?

How to file complaint under RERA Online?

After the launch of RERA (Real Estate Regulatory Act), home buyers are hopeful that new law will protect them against bullying of the builder. However, million dollar question is how to file a complaint under RERA? What information is required? What action can one expect? In this post, we will take a look at detail process of logging compliant under RERA. If you are not aware of RERA you can go through detail explanation of RERA from here. RERA complaint […]