Ashish Kacholia is a legendary stock market investor in India. He created a massive wealth of 2800 Cr from the stock market. Ashish Kacholia is media shy investor who never came into the limelight. He is popular for identifying hidden multi-bagger stock in mid-cap and small-cap segments. In short, he follows a mid-cap small-cap theme for the investment. He is an inspiration to many stock market investors.
Ashish Kacholia didn’t start his career amidst the glitz and glamour of Wall Street or any major financial hub. Instead, his journey began in a more modest setting. With an academic background in engineering, Kacholia’s initial career trajectory seemed set on a different path.
Kacholia started his career with Prime Securities and later he moved to Edelweiss Capital. In Edelweiss capital he was at the research desk. His prime work was researching stock. In 1995 he started his own stock broking firm with the name of Lucky Investment Manager. From the beginning, his focus was on small-cap stocks where an expectation of getting a return is much higher. Fans and followers of Ashish Kacholia are always looking for a Stock Portfolio of Ashish Kacholia. In order to help them here is the latest stock portfolio of Ashish Kacholia.
As per the latest corporate shareholdings filed, Ashish Kacholia publicly holds 39 stocks with a net worth of over Rs. 2,853.7 Cr.
Stock
Holding Value
Qty Held
Awfis Space Solutions Ltd
225.9 Cr
3,351,321
Dhabriya Polywood Ltd.
33.2 Cr
722,345
Brand Concepts Ltd.
10.2 Cr
179,838
NIIT Learning Systems Ltd.
123.7 Cr
2,750,000
Ami Organics Ltd.
94.6 Cr
754,974
Aditya Vision Ltd.
89.7 Cr
204,011
Repro India Ltd.
21.0 Cr
344,332
Garware Hi-Tech Films Ltd.
206.6 Cr
670,879
Shaily Engineering Plastics Ltd.
376.4 Cr
4,113,480
Sastasundar Ventures Ltd.
11.0 Cr
352,000
PCBL Ltd.
146.3 Cr
3,872,990
Ador Welding Ltd.
–
–
Gravita India Ltd.
–
–
Vaibhav Global Ltd.
–
–
Ugro Capital Ltd.
–
–
HLE Glascoat Ltd.
–
–
Shankara Building Products Ltd.
–
–
Barbeque-Nation Hospitality Ltd.
–
–
Agarwal Industrial Corporation Ltd.
73.8 Cr
597,977
Genesys International Corporation Ltd.
35.6 Cr
518,734
Man Industries (India) Ltd.
61.0 Cr
1,362,395
Tanfac Industries Ltd.
25.4 Cr
118,229
Walchandnagar Industries Ltd.
62.4 Cr
1,754,385
Xpro India Ltd.
87.7 Cr
808,550
Safari Industries (India) Ltd.
213.8 Cr
900,000
Faze Three Ltd.
74.6 Cr
1,317,554
Sanjivani paranteral Ltd.
10.1 Cr
370,000
SG Finserve Ltd.
25.0 Cr
638,366
Universal Autofoundry Ltd.
16.5 Cr
1,034,353
Raghav Productivity Enhancers Ltd.
49.4 Cr
463,366
Yasho Industries Ltd.
87.9 Cr
475,394
Stove Kraft Ltd.
40.2 Cr
576,916
Aeroflex Industries Ltd.
36.3 Cr
2,321,825
Zaggle Prepaid Ocean Services Ltd.
101.8 Cr
2,903,356
Updater Services Ltd.
41.4 Cr
1,305,000
Fineotex Chemical Ltd.
–
–
Carysil Ltd.
–
–
Balu Forge Industries Ltd.
–
–
ADF Foods Ltd.
–
–
Bharat Bijlee Ltd.
–
–
D-Link (India) Ltd.
–
–
Goldiam International Ltd.
–
–
IOL Chemicals and Pharmaceuticals Ltd.
–
–
La Opala RG Ltd.
–
–
Mastek Ltd.
–
–
NIIT Ltd.
–
–
Mold-Tek Packaging Ltd.
–
–
Vishnu Chemicals Ltd.
–
–
VRL Logistics Ltd.
–
–
United Drilling Tools Ltd.
–
–
Best Agrolife Ltd.
–
–
Kwality Pharmaceuticals Ltd.
–
–
Beta Drugs Ltd.
74.5 Cr
556,000
Inflame Appliances Ltd.
12.4 Cr
308,000
Megastar Foods Ltd.
–
–
Creative Newtech Ltd.
–
–
Sky Gold Ltd.
100.1 Cr
404,116
Arvind Fashions Ltd.
–
–
Hindware Home Innovation Ltd.
–
–
Likhitha Infrastructure Ltd.
–
–
TARC Ltd.
–
–
Knowledge Marine & Engineering Works Ltd.
33.7 Cr
300,000
DU Digital Global Ltd.
44.5 Cr
6,380,000
BEW Engineering Ltd.
–
–
SJS Enterprises Ltd.
–
–
Krishna Defence and Allied Industries Ltd.
–
–
Venus Pipes & Tubes Ltd.
–
–
Rainbow Childrens Medicare Ltd.
–
–
Virtuoso Optoelectronics Ltd.
20.2 Cr
681,070
Systango Technologies Ltd
–
–
Vasa Denticity Ltd.
33.2 Cr
609,000
Cosmic CRF Ltd.
89.5 Cr
534,400
Basilic Fly Studio Ltd.
37.1 Cr
646,800
Saakshi Medtech & Panels Ltd.
15.4 Cr
622,800
Megatherm Induction Ltd.
11.7 Cr
316,800
Investment Strategy of Ashish Kacholia
Small Cap Mid Cap Stocks
Kacholia invests only in small cap and mid cap stocks. These stocks have very high potential to become future multi-baggers. This strategy paid off as companies such as Pokarna Granites, NOCIL, APL Apollo and many other stocks have turned out to be multi-baggers in his portfolio.
Known high quality stocks
The major stock investment of Kacholia is in the less-known high-quality stocks. He does a lot of research before making an investment in any company. He is a risk taker.
Kacholia always selects offbeat sectors which are not favorites among other investors. Some of the sectors are the packaging sector, chemical, cable, power, etc.
Financial Performance and Management Outlook
He always looks at financial performance including order-book position, debt on books, quarterly revenue growth, product pipeline, demand scenario, management outlook etc. All of these help him to select the correct stocks for the investment.
Diversification and Risk Management
One of the cornerstone principles of Kacholia’s investment strategy is diversification. By spreading investments across various sectors and industries, he mitigated risks and ensured that his portfolio was well-balanced. This approach not only safeguarded his investments but also maximized returns.
The Ashish Kacholia success story in the stock market is a testament to the power of perseverance, strategic thinking, and continuous learning. From humble beginnings to becoming a respected figure in the financial world, Kacholia’s journey offers invaluable lessons for anyone looking to make their mark in stock trading. By embracing risk, staying informed, and maintaining a long-term perspective, he has turned the volatile world of stock trading into a realm of endless opportunities.
Do you think the investment strategy of Ashish Kacholia makes sense?
Today many people are keen to start their own manufacturing business. If you are one of them you are in the right place. Today, I will share 30 Small Manufacturing business ideas.
Before discussing business ideas, let’s take a look at basic manufacturing requirements. Manufacturing business requirements include a well-structured production process, reliable supply chain management, and skilled labor to maintain product quality. Additionally, investing in technology like custom manufacturing software can improve efficiency, reduce costs, and enhance overall operations. It also reduces downtime and ensures smoother workflow.
However, small manufacturing businesses can be started at home or in small rented locations. The cost of equipment or manufacturing machinery required for starting a business is very low. These types of businesses are expected to give very good returns on capital investment. So, let’s take a look at 30 manufacturing business ideas with low investment.
The first manufacturing business idea is textile manufacturing. You can produce a raw fabric or other textile products to sell to individual or business. It is a capital intensive business. This business requires space and machinery. In addition to this, you need to evaluate market before starting this business.
2. Furniture Maker
Furniture has become an essential part of our life. Office, home, school or any business requires furniture such as chairs, tables, cupboards, beds, wardrobes etc. If you have enough space and if you want to produce large scale products, furniture making idea is for you. You require skill manpower in order to start this business.
3. Candle manufacturer
Candle manufacturing business can be initiated as small scale part time business. Candles are used as decorative items and for religious purpose. Apart from this scented candle is very popular and highly marketable. As per me, candle making is profitable small scale business.
4. Belt maker
Belt making is another small scale manufacturing business that can be started from home. You can involve yourself in mass production of leather related items and sell it to consumer or wholesaler. Make sure to conduct a proper market survey and feasibility study before starting this business.
5. Bread Maker
The next manufacturing business idea is related to food. You can become a baker and start your own bread manufacturing business. You need to understand ingredients and making process of bread. You can establish mass production by establishing machinery.
6. Biscuit Making
Starting biscuit making plant is one of the most profitable manufacturing business idea. You will need machinery such as laminators, mixer, oven, Flour Sifter, Spreader etc. You also need to work on recipe, packaging and marketing of biscuits.
7. Candy Maker
Candy making is next in the list. This business can be started even from home. A raw material and ingredients are readily available in the market. You need to work towards making unique candy. You can spend more money on decoration and packaging.
8. Ice cream manufacturing
Ice cream comes in different flavors, colors, and forms. This business can be started at small scale or at large scale. For large scale business, you need to make large investment in plant and machinery.
9. Honey processing
Honey extraction and processing is another good small manufacturing business option. Honey is important ingredient used in various products such as medicine, candy, jam making, dairy products etc. In this business, you need to do honey bee farming and extraction of honey. You can use various equipment for processing of honey.
10. Jam Jelly Making
Jam Jelly making business idea requires the availability of raw material such as ripe fruits and other ingredients. This idea can be started with low investment.
You can also think of making fast moving consumer good product such as hair oil, cream etc. It is very easy to make hair oil at home. This business does not demand a big investment. However, you need to spend money on marketing of products.
12. Detergent making
The next home based manufacturing business idea is detergent or soap making. The process of making detergent is easy and require less investment.
13. Makeup Production
It may sound unusual but generally, women are fond of makeup and they spend a good amount of money on makeup at every occasion. Inspire by this you can think of starting your business for makeup production.
14. Electric Fitting production
Electric fitting production means manufacturing of electrical fitting such as modular switches, fan regulator, wires, switch board etc. If you have knowledge in electrical field you can start own electrical fitting production business.
15. Air Freshener producer
Air freshener is another product for mass production. There is a large market for air freshener and air freshener can be produced either in liquid form, gaseous form or solid forms. Unique and Pleasant smell is important while manufacturing air freshener.
16. Embroiderer
Embroidery business is high skill business. Embroidery can be made via hand also as well as via machine also. As a embroiderer you need to make unique design. You can make use of computer or machinery for doing this. You may even employ people for applying embroidery on cloths.
17. Paper making
Paper making is another business. Papers and stationary always remain in demand either in education or in the business field. Starting a paper manufacturing business is easy and low cost.
18. Jewelry making
One high investment business idea is jewelry making. This business requires a capital investment based on jewelry type. If you are going to produce gold or diamond jewelry you need to invest more money.
19. Pencil Rubber Manufacturing
Pencil and rubber are essential items used by student and teachers. It seems, there is a large market for pencil and rubber. You can plan to start a business related to these items.
20. Carpet making
A carpet has very big market in India as well as outside. Carpets are hand made or machine made. Carpets are made up from cotton, wool and yarn. You can use looms or weaving machinery for making carpet. Investment required for carpet manufacturing business is moderate.
21. Tool Manufacturing
Tool manufacturing is next in the list of manufacturing business ideas. Tools are of different types such as wood working tools, engineering tools etc. The process of making each tool is different. In case of metal tool it goes via design and fabrication. If you are planning to manufacture tool it is advisable to go for standard tool instead of customized one.
22. Automotive part making
Another big manufacturing business idea is automotive part manufacturing. This business requires skill, knowledge, and investment for plant and machinery.
23. Ceramic Tile Maker
Ceramic Tile and ceramic product has very big market. Ceramic Tiles are made up from clay. If you have knowledge of ceramic tile manufacturing you can start this business. Investment require for this business is moderate.
24. Smartphone Accessory making
There is a large market for mobile phone accessories such as earphones, Bluetooth device, casing, batteries, battery chargers and power banks. If you can produce high quality accessories you can even think of exporting it.
25. Plastic Bag making
Handbags come in various size, colors, and shape. In addition to that bags can be customized. The business of bag making can be started with low cost. The space requirement for this business is also less.
26. Fertilizer producer
The next business is fertilizer manufacturing. This business can be started on a small scale. No experience or skills required in order to start this business.
27. Chalk manufacturer
Small items such as chalk always remain in demand, especially in education sector. You can study the local market and start your own business as chalk manufacturer.
28. Kitchen Utensil maker
Kitchen Utensil making means doing metal and plastic work. Kitchen utensil such as cooker, choppers, scissors, keepers are widely in use. The demand of kitchen utensil will never end. Thus starting kitchen utensil manufacturing business is very good business option.
29. Toy Manufacturing
The next business idea is toy making. Toy’s are in various forms, size & colors. Toy’s are also customizable in nature. You can plan this business at the low end and expand at a later stage.
30. Hair Band making
Last manufacturing idea is hair band making. This idea is somewhat related to hand plastic bag making which can be started from home also.
I hope mentioned 30 manufacturing business ideas has inspired you in starting your own business. Analyze and take appropriate decision to start your own small manufacturing business based on your skill, experience, and knowledge.
In case you need any support please do write us in the comment section.
Food Business Ideas – Embarking on a culinary journey? Whether you’re passionate about crafting delectable dishes or savoring every bite, these Food Business Ideas are tailor-made for you. Discover a compilation of 30 innovative and budget-friendly concepts to kickstart your culinary venture. As you delve into the world of food entrepreneurship, it’s crucial to equip yourself with knowledge about food safety and handling practices relevant to your business.
30 Food Business Ideas with low investment
1. Restaurant
First food based business idea is a restaurant. The business of restaurant requires intensive investment and meticulous planning. In addition to this, you require a good chef for cooking food. The time requires for getting success in the restaurant business is high.
2. Bakery
The second food based business is a bakery. In order to start this business, you should be very good at preparing recipe related to bread and biscuit. You can start this business at small scale or at large scale.
3. Catering services
If you have very good planning and people handling skill you can start your own catering service business. Initially, you may find it difficult, but gradually you will be able to cope up.
4. Chocolate making
If you love making chocolate this idea is for you. Chocolate making business can be started with low cost. You can even start this business from home.
The best-suited food based business idea for ladies is cooking class. This idea can be started from home. The investment requirement for this business is very low.
6. Food Truck
The mobile food business is one of the most popular and growing food business ideas today. This business can be started with low cost. You just need a suitable vehicle and raw material for starting this business.
7. Ice cream shop
The next food-based business idea is ice cream shop. It is an evergreen business idea. This idea can be started with low investments. It is a good idea to take franchises of famous ice cream company.
8. Juice Shop
The next food-based business idea is Juice Shop. You can club this business with your ice cream shop or even you can start separate Juice shop.
9. Farsan Shop
The concept of farsan and namkeen is very famous today. People are fond of farsan and namkeen. They usually prefer readymade namkeen and farsan instead of cooking at home. This makes farsan shop lucrative business idea.
10. Sweet Shop
Another lucrative food based business idea is a sweet shop. Sweet always remain in demand at every festival & occasions. Thus starting a sweet shop could be very good business. However, you need to study the market before starting this business.
The next food business idea is dairy. You can either take franchise of big company like Amul, Mother dairy or you can plan to make your own milk-based products.
12. Fast Food Shop
Fast food shop is one of the most popular food business ideas today. Teenage people usually prefer fast food in breakfast or in dinner. Here also you have an option to take franchise of big company.
13. Chines Food Shop
You can also plan to start your own chines food shop. Make sure to conduct a proper market survey before starting this business. You should prefer area near college or university to start this business.
14. Organic Food Shop
Health conscious people prefer organic food nowadays, especially in metro areas. This gives me inspiration for new business ideas of the organic food shop.
15. Papad Making
Papad making is small home based business idea. Papad making can be initiated by any individual with low capital investment. Papad is thin wafer type product used as a supplement with other food.
16. Pickle Making
The next home based small scale business idea is Pickle making. This business can be started with a small investment. Pickle is a most popular item. Apart from domestic consumption, pickle has export potential also.
17. Jam Jelly Making
The food based business of jam and jelly making can be started from home with low investment. Jam & Jelly are preferred as a bread spread or on cake and cookies. It is a profitable business.
18. Biscuit Making
Another profitable food based business idea is biscuit making. You can start this business from home or even you can setup your own biscuit making automated plant also.
19. Sauce Making
The sauce is generally used as bread spread as well as with fast food items. There are different types of sauce like soy sauce, tomato sauce etc. Based on market demand and capital requirement you can start this business.
20. Dessert Shop
A best and most popular food business idea is dessert shop. Cake and Dessert are preferred item in every party if you can able to make a cake with variety and taste this business is for you.
The Very basic food based business idea is a grocery store. Anyone can start this business with a small shop. You need to carryout research before starting this business.
22. Nutrition Coach
If you are good at maintaining fitness and food habit, you can become a nutrition coach. You need to take proper training before starting this business.
23. Coffee Shop
The culture of drinking tea and coffee is increasing nowadays. It gives birth to a business called as a coffee shop. The investment required for this business is moderate.
24. Grain processing
Grain processing business like rice mill, flour production requires a massive investment. If you have a knowledge and capital you can start your own grain processing business.
25. Food Delivery Service
The first online food business is food delivery business. In order to start this business, you need one domain name and tie up with a famous restaurant in your area. You need to charge a commission for food delivery.
26. Fruit & Vegetable Mart
Another basic food based business is fruit and vegetable mart. You can start this business in wholesale or in retail.
27. Honey processing
Honey processing is actually removing wax and other foreign unwanted particles from honey. You can establish the processing unit by two ways. Either by the manual system or by electrically driven.
The process product of meat and sea food are always in demand. In this business, food is processed chemically. This business idea requires a big capital investment.
29. Popcorn or Wafer Making
Popcorn and Wafer are popular snacks among every age group. You can start your Popcorn or Wafer making business with low cost. However, you need to put lot of efforts on marketing.
30. Agriculture
The last food based business idea in the list is agriculture business. If you deal in bulk it could be a profitable business idea.
Over to you –
I hope above food business ideas will help you in order to establish your own business.
Which are the best credit cards in India? Well, the choice of the best credit card depends on many things. The card that sound best for me may not be best for others. This is because of difference in features and scope such as joining fees, annual fees, discounts, cash back, where we spend, how much we spend and a lot of other things.
One should remain cautious before accepting any credit card offer. Every credit card company is offering mouth-watering benefits like reward points, cash back, and other incentives. Many of us get attracted by these benefits and accept credit card without looking at basic features like annual fees, interest rate, etc. The credit card offer sounds lucrative at an initial stage, however, all these benefits get smashed when we receive actual credit card bill. Therefore, It is advisable to carry out independent online research before accepting credit card offer. You should be convinced that offer given by Credit Card Company is rewarding and will help you in saving money.
In this post, I will share with some of the most popular credit cards in India. I will also help you to identify best credit card for your need. So, let’s begin our journey towards Best Credit Cards in India.
A list of Best Credit Cards in India is given below.
Standard Chartered Platinum Reward Credit Card
ICICI Platinum Chip Credit Card
Standard Chartered Manhattan Credit Card
SBI Simply Save Card
SBI Corporate Platinum Card
My Business Credit Card Axis Bank
SBI Simply Click
Axis Bank Buzz Credit Card
Citibank Cashback Credit Card
Axis Bank Privilege Card
SBI Air India Signature Card
Standard Chartered Super Value Titanium Credit Card
Indian Oil Citi Platinum Credit Card
HDFC Regalia Credit Card
SBI Elite Card
You can select the best credit card from above list as per your needs.
Most Important Points before selecting credit card –
Your payment habit is most important factor in the selection of credit card. If you are not on time payer you should select a card with low-interest rate else you can select any card.
Get information about annual fees, the interest rate applicable and Interest-free grace period.
Get information about overdraft limit and late payment charges applicable on a credit card.
As per RBI mandate, all credit card company needs to publish MITC (Most Important Terms and Condition) mentioning information about charges applicable on a credit card. Before buying any credit card, one should go through MITS.
Always choose a credit card that has excellent customer care support.
Purchase credit card as per your need. Remember credit card can be a necessity but not luxury.
Considering above points in mind I have divided best credit cards of India into seven parts. Starting from no annual fees to a premium credit card I will provide best credit cards in every category. So, let’s begin our journey to best credit cards in India.
Note – All credit card review given here are unbiased (Neutral). I am no way associated with any of the company or do not promote any of them.
Annual Fees are fees that you pay every year for the privilege of using a credit card. Most of bank and Credit Card Company offers a card with annual fees. However, few banks offer credit card with No Annual Fees. These type of card is also known as lifetime free credit card. Here are three Best Credit Card with No Annual Fees in India.
#1. Standard Chartered Platinum Reward Credit Card
First life time free credit card without any annual fee is Standard Chartered Platinum Reward Credit card. A special advantage of Standard Chartered Platinum Reward Credit card is this card provides a lucrative offer of 20% cashback per month on Uber rides. This means you can save sustainable amount on Uber ride per year. Additional benefits of this card are given below.
Additional Benefits –
No Annual and Joining Fees
Earn 5 reward points for every Rs.150 spend on dining outlets and on fuel.
20% discount for first time user of big basket.
1000 reward points on the first transaction of a credit card.
Additional 500 reward points for registering online banking.
On website it says joining fees of Rs. 250 but that will be waived off when you use your credit card within first 90 days.
In order to get approval for the card you need to provide your income proof. No joining fees and multiple rewards with good saving is best part of this card.
#2. ICICI Platinum Chip Credit Card
ICICI Platinum Chip credit card is life time free credit card. This card is claimed to be lifetime free card by ICICI. However, you need to Rs.50000 or above using this card to waive off annual fees. Features and benefit offered by this card are given below.
Features and Benefits –
15% saving on dining bill.
Fuel surcharge 1% waiver.
Earn 2 payback point on every Rs.100 spent.
Extra layer of security.
This card is generally issued against fixed deposit. The credit limit of card is decided based on amount invested in the fixed deposit. Approval rate of this card is not very good unless you apply against fixed deposit. Students, Housewife and Salaried people can apply for this card.
If we compare both Standard Chartered Platinum card with ICICI Platinum Chip card it is clear that Standard Chartered Platinum Card is a better choice.
If you are the salaried person this section is for you. In this section, we will take a look at best credit cards for a salaried person in India.
#3. Standard Chartered Manhattan Credit Card
Standard Chartered Manhattan is the best credit card for the salaried person in India. This card comes with attractive rewards and cash back facility. You can claim 20% cashback on all UBER rides using this credit card. You can use Standard Chartered Manhattan Credit Card free of cost for the first year.
Features and Benefits –
5% cash back at supermarket and department stores.
You can earn up to Rs.500 as cash back every month and Rs.150 for each transaction.
Renewal fee waiver if annual spend increase Rs.60000.
3X reward by using a credit card for a hotel, air ticket reservation, and fuel.
This is the only card that offer 5% cashback on grocery purchase at almost all supermarket like big bazaar, metro, Reliance etc. The cashback part is most significant in this card.
#4. SBI Simply Save Card
SBI Simply Save is a perfect card for the salaried individual. This card provides multiple benefits on shopping, travel, and lifestyle. Annual Charge of this card is very low. This card offers following benefits.
Benefits of SBI Simply Save Card –
10X Reward points per Rs.100 spent on the departmental store, Grocery, Dining, and movies.
Fuel surcharge waiver.
Auto utility bill payment.
Cash on the go facility.
This card offers benefits on grocery, dining, movies, utility bill payment and fuel. All of these covers major part of household expense for the salaried people. Thus it is good to go for SBI Simply save card.
Best Business Credit Cards in India
If you are businessman this section is for you. In this section, we will take a look at best business credit cards in India.
#5. SBI Corporate Platinum Card
SBI Corporate Platinum Card is one of the best business credit cards in India. This card helps you to track your expense with spend management tool. You can set spending limit in order to ensure better control. This card is widely accepted in India and even at abroad.
Features and Benefits –
Spend Analysis and Spend Control.
Emergency Cash Disbursement.
Travel & Fraud related insurance.
Wide acceptability.
Expense tracking and spend management to control expense is best part of this card. It is recommended card for SME.
#6. My Business Credit Card Axis Bank
My Business Credit Card from Axis Bank is a second credit card in business card category. This card helps you to control your business and travel expense with unique business saving plan feature. It also offers you a free hotel stay for fix period. Additional benefits and features of this card are given below.
Additional Benefits –
Cash Advance Facility
Pay Bill automatically
Purchase Products on EMI
Airport Lounge Access
Fuel surcharge waiver
This card is best suited for frequent traveler as it offers free stay at many locations.
If you are fond of shopping you can surely go for following best credit card for online shopping in India.
#7. SBI Simply Click
SBI Simply Click is the best credit card for the shopping. SBI Simply Click card provides benefits like login gift, e-shopping rewards etc. It is a card for a new generation that always remains online. Key features and benefits of this card are given below.
Key Features and Benefits of SBI Simply Click
You can earn e-shopping rewards for Amazon, Bookmyshow, clear trip and lot of other websites.
You can avail e-voucher as milestone gift with online spending of 1 Lakh and above.
Cash on the go facility of this card allows you to withdraw money from ATM.
It is a contactless card.
SBI Simply Click is generally given to salaried people. If you have SBI salary account you can easily get this card.
#8. Axis Bank Buzz Credit Card
Axis Bank Buzz Credit card is ideal for online shopping geek. This card offers an exclusive benefit for shopping online. You need not pay any annual fees for the first year. Other exclusive benefits offered by this card is given below.
Benefits of Axis Bank Buzz Credit Card
Gift voucher from Flipkart worth Rs.8000
5% discount on Flipkart Shopping
3X Axis eDGE reward points for shopping online
Conversion of purchase to EMI
If you are shopping geek and like shopping from flipkart you can think of using Axis Bank Buzz Credit card.
Best Credit Cards for Cashback In India
#9. Citibank Cashback Credit Card
Citibank Cashback Credit Card is another best credit card for cash back in India. You can save a lot of money as cash back by using this credit card. This card gives you cash back on almost every transaction related to household including utility bill payment. Additional benefits of this card are given below.
Additional Benefits –
5% cashback on Telephone and Utility bill payment.
Up to 15% saving across participating restaurants.
75% Cashback on fuel purchase.
5% Cashback on all other spends.
Cashback is auto credited in to account in multiple of Rs.500.
You need good credit history in order to avail this card. Online process of getting this card is complex and time consuming.
If you are frequent traveler following credit card will surely help you in order to save money on travel. It will also give you exclusive lifestyle benefit during travel.
#10. Axis Bank Privilege Card
This card is claimed to be unlimited travel benefit card. This card offers multiple travel benefits to the customer including insurance benefit. The key features and benefit offered by this card are given below.
Key Features and Benefits –
Yatra Vouchers of Rs.5000 as activation benefit
Complimentary access to Airport Lounges
Free Travel Insurance with benefits like accident cover, loss of baggage and travel documents.
15% off at partner restaurant
#11. SBI Air India Signature Card
SBI Air India Signature Card is the second best credit card for travel. However, this is airline specific card. If you are Air India frequent traveler you should opt for this card. Additional benefits of this card are given below.
Additional Benefits –
Enjoy complimentary membership of the Air India Frequent Flyer program
20000 Reward Points as Joining Gift
Convert Reward points to Air India miles
Railway ticket delivery at doorstep
Best Petrol Credit Cards In India
#12.Standard Chartered Super Value Titanium Credit Card
Standard Chartered Super Value Titanium Credit Card is the best choice for saving money on fuel and utility bills. Joining fee for this card is NIL and the annual fee is very low. Key features and benefit of this card are given below.
Indian Oil Citi Platinum Credit Card is Indian Oil specific card. In addition to fuel, this card allows you to earn on all other spends. Benefits of owning this card are given below.
Additional Benefit –
4 Turbo Points on Rs.150 of fuel purchases at authorized Indian Oil Retail Outlets
2 Turbo Points on Rs.150 at grocery and supermarkets
Redemption and multiple places including online partner
Best Premium Credit Cards in India
#14.HDFC Regalia Credit Card
HDFC Regalia Credit Card is Best Premium Credit Card I have ever seen. This card offers world class privileges and saving opportunities. In addition to that, you can avail other complimentary benefits. Key features and benefit offered by HDFC Regalia Premium Credit card are given below.
Key Features and Benefits –
Complimentary Vistara Silver Membership
Exclusive dining privilege up to 15% discount on premium restaurants
Travel Concierge Services
Airport Lounge Access
Exclusive Reward Program
Comprehensive Travel Protection in association with HDFC Ergo General Insurance
Lowest Foreign markup fees
#15. SBI Elite Card
SBI Elite is one of the best premium credit cards. SBI Elite Card gives spend based milestone reward points that can be converted in to cash credit. Key features and benefits of this card are given below.
Key Features Benefits –
Welcome e-gift voucher worth Rs.5000.
Free movie ticket worth Rs.6000 every year.
5X reward points on Dining, Departmental Store and Grocery spends.
Complimentary Club Vistara Silver membership
Complimentary Trident Privilege Red Tire membership
Concierge Services
Over to you –
Standard Chartered Manhattan Credit Card is my favorite credit card. It is easy to get this card and it offers cashback on UBER rides and grocery purchases.
Which Credit Card you prefer to buy from above list?
Do you use any of the credit cards from above list?
