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Online EPF withdrawal Claim Submission Process

New Online EPF withdrawal facility is introduced by EPFO recently. This facility will surely help EPF subscribers for the faster claim settlement. A hassle of submitting forms for EPF claim settlement offline will be history now. As of now the process of claim settlement is offline, which requires submission of composite claim form. It generally takes 30 days or above for EPF claim settlement. This time will be reduced up to great extent by the introduction of this facility.

In the new facility, the entire process of EPF withdrawal claim submission is online, no intervention of employer or EPFO field officer is required. The claim of submitted application will be settled in your bank account directly.

You are not required to give any supporting document while preferring online PF Part Withdrawal case. Your online application will be taken as your self-declaration for the advance claim.

Let us take a look at the claim submission process and prerequisites for submission of Online EPF withdrawal.

Also Read – EPF withdrawal for medical treatment with self-declaration 

Online EPF withdrawal Claim

Who can do Online EPF withdrawal?

  • You should have activated Universal Account Number.
  • Your mobile number used for UAN activation should be in working condition.
  • Your Aadhaar details should be updated in EPFO database.
  • Your bank account along with IFSC code should be seeded in EPFO database.
  • The KYC detail of your UAN account should be current and completed.
  • Your Permanent Account Number (PAN) should also be seeded in EPFO database for PF Final settlement claims in case your service is less than 5 years.

What type of EPF claims can be withdrawn online?

Three types of EPF claims can be withdrawn online. The details are given below.

  • EPF Full and Final Settlement
  • Employee Pension Scheme Withdrawal
  • EPF Partial Withdrawal of EPF advance

Also Read – Composite Claim Form – EPF withdrawal Death Cases

How to apply for Online EPF withdrawal?

The steps involved in order to apply for online EPF withdrawal claim is given below.

online epf withdrawal

  • Login to unified portal member interface using UAN credentials.
  • Check for your KYC status. You can see and modify your KYC detail by going to Manage >> KYC link.
  • Click on Online services >> Claim (FORM-31,19 & 10C)
  • The screen will display subscriber detail. In order to proceed further you need to verify your bank account by entering last four digit and clicking on verify button.
  • On verification you will be able to see button “Proceed For Online Claim”. Click on that button.
  • In the next screen you need to select the relevant claim from drop down option – I want to apply for
  • You will be able to see Form 31 for PF Advance.
  • You need to select the purpose for which advance/withdrawal is required.
  • Enter the amount and your address. You need to upload scan copy of cheque or passbook. The image should be readable and should in JPEG/JPG format.
  • You need to select consent by clicking on Aadhaar credential usage.
  • Click on Get Aadhaar OTP.
  • On submission of the request, OTP will be generated on your UIDAI register mobile.
  • Authenticate the claim submission using OTP.
  • On successful authentication, your claim will be submitted.
  • You can check claim status by Clicking on TRACK CLAIM STATUS.

EPF Advance Withdrawal Online

 

The option for the online withdrawal is given based on your age and condition of your account.

If your age is near retirement age you will be able to withdraw 90% of EPF amount before retirement. If you have reached retirement age you will be able to withdraw full EPF amount. TDS is not applicable if EPF withdrawal is done on retirement. If you are not in employment for 2 months or above you can discontinue EPF account and apply for full EPF withdrawal. TDS is applicable on EPF withdrawal under this case.

By default you will be able to see PF Advance Form 31 only. The purpose for which PF advance given are –

  1. Construction of House
  2. Non receipt of wages above two months.
  3. Medical problem – illness
  4. Marraige
  5. Natural Calamaties
  6. Power Cut
  7. Purchase of Handicap Equipment
  8. Higher Education.

This new & simplified process of online EPF withdrawal will help EPF subscriber up to great extent.

This Aadhaar Based Online Claim Submission facility is available now. You can login to portal and submit your claim.

40 Part Time Jobs from Home Online & Offline – No Investment

Here are 40 best part-time jobs from home online & offline with zero investment. These part-time jobs can help you to make extra money by working only for a few hours a day. The list includes both online and offline part-time jobs. If you have knowledge of IT and the internet you can go for online jobs else, you can opt for offline jobs.

part time jobs

40 Part Time Jobs from Home Online & Offline

Online Part Time Jobs

#1 Social Media Assistant

As a social media assistant, you need to manage the social media channels of the company including Facebook, Twitter, and other platforms. You need to create social media campaigns and help the company to grow its social presence. You need creativity and IT skills to become a social media assistant. You can earn Rs.15000 to 20000 per month by this profession.

Also Read – 40 Small Town Business Ideas with low investments

#2 Video Reviewer

In this job, you need to review various videos. You need to submit your recommendation of sound quality, picture quality in the video. To opt for this job, you need to have deep knowledge of video making and sound quality.

#3 Clicking Ads

The easiest way of making money from the internet is via clicking ads. In this part-time job, you need to just view ads by clicking on links. You will be paid money based on the number of clicks. You can easily earn Rs.10000 to 20000 per month by spending daily 1 hour on these sites.

You can register on famous PTC websites Clixsense, NeoBux, and InboxDollar for this type of work.

#4 Online Survey

The next part-time job is related to the online survey. In this job, you can spend your free time in a relaxed manner. You need to give your opinion about products and services online and you will be paid with specified money. However, you should make sure that the site on which you are working is genuine.

#5 Part-time Blogging

As per me, part-time blogging is one of the best ways to generate long-term income. Blogging means creating your website and sharing your knowledge or opinion about a relevant topic. Once your blog gets popular and generates the traffic you can place advertisements or affiliate links and generate extra income.

Also Read – 20 small manufacturing business ideas with low cost

#6 Affiliate marketing

The next part-time job is in Affiliate Marketing. Affiliate marketing means promoting other products on your website and helping them to increase sales. On selling every product, you will get a commission. Multiple websites provide affiliate marketing programs. You need to enroll in the program and place a banner or link on your website. You need not worry about product shipment, customer handling, etc.

Some popular affiliate marketing programs are Flipkart, Amazon, Snapdeal, etc.

#7 Online Tutorial

Providing Online tutorials is my next part-time job. In this job, you need to teach the student online by using video chat over Skype or other messenger applications. If you are a subject matter expert, you can also provide consultancy. Some famous websites that provide these types of facilities are wiziq and Tutor Web.

#8 Content Writer

If you are good at the generation of content you can work as a content writer and earn a lot of money. A content writer is in good demand today. You can easily earn Rs.10000 to Rs.30000 per month by doing this job. You can find content writing jobs on websites like Fiverr, UpWork,etc.

#9 Data Entry or Form filling

Data Entry is a prototype job in which you need to engage yourself in doing a job of entering data or filling the form as per requirement. Your typing speed and efficiency are important while doing a data entry job. You will find multiple websites offering data entry jobs. However, you need to be careful and select a legitimate website for data entry jobs.

#10 Get paid for playing a game

You may be surprised to note that you can get money for playing a game online. Many companies appoint game testers to test games. In addition to that, some websites offer a reward to play games.

#11 Micro Jobs

Micro Jobs means small jobs like typing, editing, watching a video, sending email, sorting out or renaming files, etc. The cost of each task is fixed. You will be paid for the completion of every task. You can work daily 2-3 hours part-time and make a decent income. You can use the Amazon Mturk website to get these types of jobs.

Also Read – 10 Latest Online Jobs from Home – Make 30K per Month

#12 Captcha Solver

Captcha is a random text image used to prevent spam. No software or auto software can solve Captcha. It requires human intervention to solve and make captcha. If you have time you can become a Captcha solver or Captcha text maker. If your speed is good you can easily make around Rs.10000 by working part-time for 1-2 hours a day.

#13 Online consultant

If you are a subject matter expert in some field you can extend your expertise by becoming an online consultant. You can use Skype or Facebook to share your knowledge and expertise. You can charge money for providing advice.

If you are an online consultant. Here is very good software for consultants.

#14 Youtube partner

YouTube is a popular website for video streaming. YouTube provides a channel partner program for advertisement. You can create a YouTube channel and upload your video. When someone goes through your video, they will see the ads and you will get paid for every advertisement view.

#15 Virtual Assistant

The next part-time job is as a virtual assistant. This job requires a basic knowledge of computer Word, excel, and PowerPoint. You can expect office-related work like typing content, writing an email, making presentations, etc.

#16 Translator

If you know any other language along with English, you can become a translator. It is one of the best part-time jobs. In this job, you need to translate content from one language to another language. You can earn reasonably high by working as a translator part-time.

Also Read – 20 Profitable Small Business Industries Ideas

#17 Online Copy Paste Job

The next part-time job is online copy-paste. In this job, you need to copy a large chunk of text and paste it into another file as per requirement. One can earn a good part-time income from copy paste job. However, finding a genuine online copy-paste job is a difficult task.

#18 Buy & Sell Domain

Domain filliping or buying and selling a domain is the next job cum business idea. This idea requires an investment of a small amount. In this job, you need to purchase a domain at a low price and sell it at a high price. Multiple websites provide domain auction facilities online.

#19 Earn Money from Smartphone

If you don’t have a computer you can use your smartphone to work part-time. Multiple mobile apps can be used to make money. The tasks offered by the app is completing a survey, watching a video, and doing a small task.

#20 Part-time reseller

It is very simple to become an online part-time reseller. In this job, you need to sell a product online on e-commerce sites such as Flipkart, Amazon, etc. You can also take dealerships of some products and sell them online on these sites.

#21 Medical transcriptionist

The work of a medical transcriptionist is converting a voice-recorded report into text format. Submit the health record of the patient to the doctor. To work as a medical transcriptionist, you need a command of the English language and knowledge of medical terminology. The job of a medical transcriptionist can be done full-time or part-time.

Also Read – 15 Best Distribution Business Ideas

Offline Part-Time Jobs Business

#22 Freelance Software Developer

My first offline part-time job is a freelance software developer. You need to know programming to do this. Multiple websites offer freelancing software development projects. You can complete these projects and earn the desired money.

#23 Freelance photographer

The second offline part-time job is freelance photography. To do this job, you need to have a skill and sound knowledge of photography. You can sell your photos online or set up your website for promotion.

#24 Content Editor or ProofReader

As a content editor, you need to verify and correct the content provided to you. As a content editor, you need to be an expert in grammar, spelling, and content editing. The earning of a content editor varies based on the amount of content/page.

#25 Sign Language Interpreter

A sign language interpreter is one of the most difficult part-time jobs. To do this job first, you need to take appropriate training to understand sign language. A sign language interpreter is responsible for helping a deaf or hearing-impaired individual to understand what is being spoken. The need for this type of professional is very limited.

#26 Part-time office job

One of the best part-time jobs is an office job. You can check popular job portals like Naukri, and Indeed for a part-time office job. You need to check office hours and traveling time else this part-time job will become a full-time job with a part-time salary.

#27 Home tuition job

The most suitable job for women and men part-time is home tuition. You should be an expert in teaching in order to enter into this profession. You can either give tuition at your home or even become a home tutor by giving tuition to the student at their own home.

#28 Language classes

If you know a foreign language you can start your own language class part-time. Today many people are interested in learning foreign languages. So, the potential of getting success in this type of venture is very high. You can start a language class part-time and convert it into a full-time profession.

#29 IELTS class

If you have a good grip on English you can think of starting your IELTS class. This business has very good potential, as It is mandatory for students and professionals to pass IELTS with specific bands for getting a visa abroad. You can start the class part-time and later stage convert it is a full-time business.

Also Read – 15 Tips to Survive a Job Loss condition

#30 Network marketing

This is one of the best part-time jobs where you don’t have a binding of working hours. The scope of earning in this business is unlimited and it depends upon your skill and product of the company. You need to convince people to join your team and work with you. You need to make sure that you are associated with a genuine network marketing company.

#31 Insurance Agent

An Insurance Agent is another part-time job or business opportunity. In this job, you need to convince people to take an insurance policy. You will be paid a commission on every policy sale. You can become an insurance agent with companies like LIC, ICICI, HDFC Life, etc.

#32 Candle making

Candle-making is the next part-time job. To start this work, you need to take basic training in candle making. You require different molds and equipment for making a candle. By working part-time on this idea you can generate a regular stream of income.

#33 Home-based food making

Home-based food making is one of my favorite part-time job ideas. You need to be a good cook to start this work. Initially, you may face problems in terms of finding clients. However, if your food quality is good you can surely get success in the long run.

#34 Child daycare

If you like children you can start a child daycare to take care of children for a few hours after their school. However, you need to make a small investment or require a suitable place to start child daycare.

#35 Music Instructor

If you know the music you can become a part-time music instructor. You can start this work from home or you can apply to a music school where they need a music teacher.

#36 Art Craft Instructor

You can utilize your creativity in arts and crafts by becoming a professional arts and crafts instructor. It is the most suitable job for women. You can design and customize the module for arts & crafts and charge accordingly.

#37 Yoga or Fitness Teacher

To reduce stress and to stay fit people prefer Yoga and exercise every day. It could be a good opportunity for you to become a Yoga or Fitness Teacher. You can earn a good income by becoming a yoga or fitness teacher.

#38 Pet Groomer

If you are interested in doing something uniquely you can think of becoming a pet groomer. You need to do a pet grooming course to become a pet groomer. However, it is an offbeat career in India.

#39 Real estate agent

The next part-time Job or business is a real estate agent. The job of a real estate agent is to strike a deal between buyer and seller about real estate property. A deal could be for rent or purchase. A real estate agent gets a commission for every deal. The earning potential in this work is very high.

#40 Mobile device repairing

If you know repairing of mobile you can start part-time work for mobile device repair. You can earn a lot of money part-time by doing mobile repair.

I hope the exhaustive list of part-time jobs will help you in selecting the right part-time job for you. Millions of people are already making extra money from one or more part-time job options mentioned above, so what are you waiting for start your part-time job now.

Conclusion

There you have it—40 fantastic ways to earn part-time income from home with zero investment! Whether you choose an online gig or an offline hustle, there’s no shortage of opportunities. Pick one that suits your skills and interests, and start making money today. What are you waiting for?

FAQs

1. Which part-time jobs from home pay the most?
Freelance writing, blogging, YouTube, and affiliate marketing have high-income potential.

2. Are these jobs legit?
Yes, all these jobs are legitimate and require no investment.

3. How much can I earn from part-time online jobs?
Earnings vary, but skilled freelancers can make $500-$5000 per month.

4. Do I need experience to start?
Not always! Many jobs like surveys, data entry, and transcription require no experience.

5. How do I get started with freelancing?
Sign up on sites like Fiverr, Upwork, and Freelancer to find gigs.

6. Can students do these jobs?
Yes! Most jobs are flexible and perfect for students.

7. Are offline jobs profitable?
Absolutely! Home-based businesses like catering, tailoring, and daycare can be lucrative.

8. Can I do multiple jobs at once?
Of course! Many people juggle different gigs for higher income.

9. How can I avoid scams?
Avoid jobs that require upfront fees. Research and use trusted platforms.

10. Do I need a high-end computer for online jobs?
No! A basic laptop and internet connection are enough for most online jobs.

 

EPF withdrawal for medical treatment with self-declaration

epf withdrawal

Rules of EPF withdrawal are further simplified by the government. Now EPF subscriber can withdraw funds from EPF account for the medical treatment with self-declaration. The earlier requirement of producing a medical certificate from a doctor is removed from immediate effect. Only new composite claim form and self-declaration is enough for EPF withdrawal in case of medical treatment.

In addition to above requirement of producing a medical certificate by disable in order to purchase equipment to minimize hardship is also abolished. The details of new amendment made under paragraph 68J and 68N are given below.

Also Read – One Member One EPF Account – How to Transfer EPF Account?

EPF withdrawal for medical treatment with self-declaration 

EPF withdrawal for medical treatment

Under the paragraph 68 J, EPF subscriber can take nonrefundable advance from EPF account for medical treatment in certain cases including hospitalization lasting for one month or above, or major surgical operation or for the treatment of TB, leprosy, paralysis , cancer, mental imbalance or heart disorder. This provision is applicable for self and family member.

As per old rule, advance for medical treatment was granted only after receipt of medical certificate mentioning that member or dependent is hospitalized or require hospitalization for one month or above. Additional certificate from employer stating that subscriber is not eligible/covered under Employee state insurance was also required. The detail was required as certificate C.

All requirement mentioned above is removed. Only self-declaration is sufficient.

EPF withdrawal for purchasing equipment by disable

Under the paragraph 68 N, disable EPF subscriber can withdraw money in order to purchase equipment for minimizing hardship. However, Certificate F from competent medical practitioner was a mandatory requirement in order to avail this benefit.

The requirement of Certificate F submission is also removed from immediate effect.

The maximum amount granted for above purpose should not exceed six month’s basic wages and dearness allowance or subscriber own contribution with interest thereon.

How to withdraw EPF by using composite claim form?

The process of claiming EPF advance by using composite claim form is very easy. You can use Aadhaar based composite claim form in case your Aadhaar number and bank account details are available on UAN portal and has been activated. In case your Aadhaar number details are not updated or you don’t have UAN activated account you can use composite claim form Non- Aadhaar. Only claim form is required no other document is required for such advances.

Download Composite Claim Form – Aadhaar

Download Composite Claim Form – Non Aadhaar

LIC Aadhaar Stambh Plan (843) – Features and Benefit Review

LIC Aadhaar Stambh Plan

LIC Aadhaar Stambh plan (Table 843) is new Aadhaar based life insurance plan. This plan is exclusively designed by LIC, for the male candidate having Aadhaar Card. The main reason of keeping policy name Aadhaar Stambh is to take benefit of growing popularity of Aadhaar Card.

LIC Aadhaar Stambh policy is non-linked with profit regular endowment plan. It is a first plan launched by LIC in the year 2017. This plan is available from 24th April 2017. The key features, benefits and other detail about this plan is given below.

Also Read – LIC Bima Shree (Plan 848) – Key Features, Benefits & Review

LIC Aadhaar Stambh Plan Key Features

  • Aadhaar Stambh policy can be taken without undergoing any medical checkup.
  • Holding Aadhaar Card is mandatory for this policy.
  • It is low premium policy and maximum cover available under this policy is 3 Lakh.
  • This plan provides the auto cover facility.
  • All premium paid under this policy is exempted from Income tax under section 80C.
  • A maturity amount under this policy is tax-free under 10D.

Minimum Sum Assured – Rs.75,000

Maximum Sum Assured – Rs.3,00,000

Age Group – 8 Years (Completed) to 55 Years nearest Birthday

Policy term – 10 Years to 20 Years

Maximum Maturity Age – 70 Years

Gender – Male only

Rider – Optional Accidental Benefit Rider

Loan Facility – Available

Also Read – LIC Premium Paid Certificate Download For Income Tax Purpose

Download Premium Ready Reckoner of Aadhaar Stambh

Benefits of LIC Aadhaar Stambh Plan

Maturity Benefit – On survival till policy term, maturity benefit will be payable to the policy holder. So, maturity benefit on survival will be Basic Sum Assured + Loyalty Addition

Death Benefit – In the case of unfortunate death of policy holder during first five years of the policy, basic sum assured shall be payable as a death claim. On death after five years of the policy, basic sum assured and loyalty addition shall be payable as a death claim.

Auto Cover Benefit – Auto cover benefit provide insurance coverage in case you forgot to pay a premium of the policy. If you have paid 3 years premium, you will get 1-year auto cover benefit from first unpaid premium. If you have paid 5 years premium, you will get 2 years auto cover benefit from first unpaid premium.

Optional Accidental Benefit Rider – You can avail additional accidental benefit rider under this policy. You need to pay an extra premium for the same. In the case of accidental death, accidental rider benefit along with basic sum assured shall be payable.

Example of LIC Aadhaar Stambh Plan

Let’s take an example of Aadhaar Stambh Plan with following details.

Mr.Ravi age 30 years decide to purchase LIC Aadhaar Stambh Plan (Table 843) with a policy term of 20 years. He needs to pay Rs. 10880 yearly premium for this policy. Total premium paying term will 20 years. In 20 years he will pay a total premium of Rs.2,17,600. If he survives till maturity. The total maturity benefit payable will be Rs.3,00,000 + Loyalty addition.

Total risk cover in above case will Rs.3,00,000. In a case of unfortunate death of policy holder during premium paying term. The same benefit Rs.3,00,000 + Loyalty addition shall be payable.

LIC Aadhaar Stambh

My Views

Insurance and risk cover –

If you are planning to purchase LIC Aadhaar Stambh for insurance cover you should think twice. The maximum sum assured under this policy is Rs. 3 Lakh. This sum assured is not enough. The value of 3 Lakh after 20 years (policy term) will be very less. The Premium paid for this policy is very high compared to typical term plan. In this value, you can get an insurance cover of Rs.50 Lakh or above.

If you are looking for risk cover Pradhan Mantri Jeevan Jyoti Bima Yojana offers risk cover of Rs.2 Lakh at an annual premium of Rs.330, which is much cheaper than this policy.

Investment –

LIC Aadhaar Stambh is like typical endowment plan that will end up giving you return in the range of 5-6%. This plan offers loyalty addition after 5 years. However, No bonus is payable on this plan. So it is a big no for this plan from an investment point of view.

The only benefit offered by this plan is auto cover option and no need for a medical checkup.

I hope I have done my job with a sense of your satisfaction, now it is up to you to either invest in LIC Aadhaar Stambh Plan or not.