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25 Best Ways to Make Money Online in 2025

Shitanshu Kapadia
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0
25 Best Ways to Make Money Online in 2025

Make Money Online – As you are reading this post, I assume that you want to know how to make money online.

Maybe you are looking for an alternative source of income, you are tempted by Internet money or you are planning to quit your 9-to-5 job.

Whatever the case, the Internet is an ocean that gives numerous opportunities to make money online. You can make money anywhere in the world, so whether you are looking at how to make money online in Nigeria, India, the USA, or UAE, there will be a way for you to do so. It is very easy to make money online, but you have to care about Internet scams and ineffective ways to make money online.

The objective of this post is to help you out in finding the best and most legitimate ways to make money online. I have personally tried these ways of generating internet income and it works. So, here are the 25 Best Ways to Make Money Online in 2025. Some of them require you to create your own website, but most of them use an existing platform or website for generating Internet money.

make money online

 

Also Read – 7 Ideas to Make Money Online in India even if you are a beginner

25 Best Ways to Make Money Online in 2025

As discussed above, there are two different approaches to making money online. If you want stable internet income for a longer duration you require a website or blog. If you want to make one-time money or looking for an irregular income source it’s a good idea to go for Internet Income without a website.

How do Make Money Online using a website or blog?

#1 Make Money via Blog

Starting a blog is one of the best ways to make money online. There are millions of bloggers across the world who are living their life on a blog. However, it is not easy to become a successful blogger. You need to spend a lot of time and energy to become successful. Follow the step given below to start blogging.

  • Select a topic/area on which you will be making a blog. A few suggested topics are finance, health, relationship, blogging, etc.
  • Generate content on a selected topic. Purchase a domain name and hosting space.
  • Install Content management such as WordPress and start blogging.
  • Learn about SEO and method to improve site ranking.
  • Generate Traffic on your blog and start monetizing.

The blog can help you to make money via paid advertising, affiliate marketing, sponsored content, and selling a course or product online.

#2 Start Affiliate Website

You can promote the product and services of other companies and make money. It is one of the best ways of making money online. An affiliate website is a place for product and service reviews. You need to post a recommendation about products and services on your website. When readers purchase products or services via your website you will get a commission.

You can create your own website/blog as an affiliate marketer or you can use an existing blog to showcase products and services. You should be very good at posting reviews and recommendations. You need to embed an affiliate link to the post. You can get an affiliate link from a promoter/affiliate partner.

#3 Build E-Commerce Site

It is an era of online shopping. The popularity of e-commerce is skyrocketing. If you are impressed with this trend and want to get benefited you can start your e-commerce site. There are two methods to start an online store. First is creating and selling your own product and second is buying goods at a cheaper rate and selling at a higher price. Follow the step given below to start an online e-commerce store.

  • Decide on the products that you will be selling on your website.
  • Make a business plan for sourcing products and selling them online.
  • Purchase a domain name and hosting space.
  • Create an e-commerce platform using WordPress and Woocommerce.

You need to work hard to gain the popularity of your site. You require a lot of capital to start this business.

#4 Website Hosting and Reselling

Reseller hosting is another great way to make money online. The concept of reseller web hosting is simple. You need to provide a dedicated web hosting server space to the customer. This business requires technical knowledge and IT skills. Follow the step given below to start web hosting and reselling.

  • Purchase a VPS server or dedicated server for starting a business.
  • You can purchase this from other hosting companies.
  • You will get the facility of a Web hosting manager.
  • WHM allows you to create, and delete new cPanel accounts with various resources.

Uptime and availability are concerns for starting this business. You need to work hard on creating a new customer base in this business.

#5 Digital Course Online

Knowledge is King. Thus hosting a digital courses online on your website is a very good option to make money online. The digital courses can be produced in different formats such as pdf, video format, etc. This method requires skills and experience. You can create a subscription model on your website to generate money.

#6 Sell Advertisement Space

Once you make your website or blog you can monetize the content by selling advertisement space. This method works only if your website is receiving a large volume of traffic. In this method, you will be paid based on the number of impressions or clicks.

Google Adsense is one of the best advertisement networks for making money online. You can apply for this network online. Once your login is approved you can show advertisements on your website. If you are not getting Google Adsense approval you can go for other networks such as Ezoic or Media.net.

You can even sell advertisements on your website at a fixed cost.

Also Read – 40 Part Time Jobs from Home Online & Offline – No Investment

#7 Sell Your Services

Selling services from your website is one of the fastest ways to make money online. This method will work only if you are an expert in a specific field. A few popular online services are given below.

  • Financial planning
  • Travel & ticket booking
  • Online teaching
  • Online gaming

 You need to create your own website and create a few pages offering your services with price.

#8 Create a Yellow Page Website

You can also create your own yellow pages website and make money. Yellow Pages website is an online directory with business listings. The business listing posted on the website can be free or paid. You can use a readymade WordPress theme or other platforms to make a yellow-page website.

#9 Create a Classified Portal

Starting your own classified portal is the next method of making money online. In this method, you need to create your own classified portal. You can charge customers on a per-listing basis or a lead basis. There are readymade modules available such as os-class. You need to spend a lot of time in order to build a successful classified website.

#10 Create a Job Search Portal

Many people search for a job online. Thus it is a very good idea to start your own job search portal. The basic aim of this portal is to help people in getting a job. You can keep the money for posting a job on the website. You can also monetize this website once it is popular.

#11 Sell Your Website

The final way to make money from the website is by selling it to someone. There are many online websites that offer money for websites. The price of a website depends upon the age of the website, domain authority, traffic, revenue generated by your website, and a lot of other factors. If your website is generating good revenue, it is recommended not to sell it.

How to Make Money Online Without a Website?

#12 Publish the ebook

The first method to make money online without a website is publishing an ebook. In this method, you will be acting as a self-published author. Your success as an author is highly dependent on your skillset and capacity to attract readers. It is recommended to hire a professional editor for your book. Invest in a high-quality cover with a professional design and an attractive description. You should build an e-mail list for marketing your book.

#13 Work as Freelancer

You can work as a freelancer and make internet money online. There are many websites that offer the facility to work as freelancers. As a freelancer, you need to complete various projects such as software development, website development, app support bug fixing, etc. In order to become a freelancer you need to create your own profile with detail about the work you have completed. You can host this profile on popular freelancer work offering websites. A few websites that you can explore for getting freelancer work are –

  • Upwork
  • Freelancer
  • Fiverr
  • Guru

#14 Buy & Sell Domain Names

Buying and Selling Domain names is one of the lucrative options to earn money online. In this method, you buy a domain name at a lower price and sell it at a higher price. The process is very simple but risky. You need to be careful in selecting a domain name. You can use the following marketplace to buy and sell your domain name.

  • Flippa
  • We Sell Your Site
  • Empire Flippers

#15 Sell Photos

If you love to take photos, you can make money with this passion. There are many websites that allow you to upload your photos. When someone purchases your photo, you get paid. Some popular image websites are given below.

  • Shutterstock
  • iStockPhoto

#16 Peer 2 Peer Lending

If you have extra money you can lend your money on peer 2 peer platform. You will be able to earn interest income on your money. There are multiple P2P lending portals for lending money. This option requires a lot of investment. It is a risky method of earning money.

#17 Sell Art and Craft on Etsy

If you can make handcrafted goods or art this option is for you. Etsy is an online platform for selling your crafts online. You need to make a unique product that can stand out. Make sure to use a unique style to meet the expectation of your buyers.

#18 Start YouTube Channel

Starting YouTube Channel is the next way of making online money. In this method, you need to create a unique video and upload it. Once your channel gets popularity and fulfills certain criteria you can apply for the YouTube Channel partner program. As a YouTube Channel owner, you can earn a lot of money. However, it takes a lot of time and hard work to make money from YouTube.

#19 Become a Virtual Assistant

If you are good at planning and organizing you can become a virtual assistant. A virtual assistant is responsible for a wide range of tasks such as bookkeeping, data entry, email management, typing, organizing files, etc. You can earn a moderate income as a virtual assistant. A few websites offering virtual assistant services are Fiverr, Upwork, and Remote.co

#20 Teach Kids Online

Teaching English and tutoring students online is a great way to make money online. You require expertise and knowledge about the subject which you are planning to teach. You can do a session online on Skype or online websites.

#21 Become Website Developer

If you are an IT Professional you can become a website developer and earn money online. If you don’t have development skills, then you need to learn how to code. Once you have the skills you can start finding work. It is a good idea to create your online profile showcasing work completed by you.

#22 Become Social Influencer

A social Influencer is a person who helps a company or website owners in generating leads or gaining popularity. As a social influencer, you need to create and promote the content of the associated company/person. You need to increase your social presence/increase your fan base. You will be paid with a fixed amount. It is recommended to gain experience before becoming a social influencer.

#23 Offer SEO Services

The requirement for SEO experts is growing at a faster rate. Search Engine Optimization (SEO) is a specialized field. In this profession, you need to work towards increasing the search ranking of the website. You will be paid with fixed money for an assignment.

#24 Do Micro Jobs

Micro Jobs tasks are simple tasks that do not require any technical skills or expertise. A few examples of Micro Jobs are typing a letter, captcha solving, language translation, data entry work, etc. You require a computer and internet connection to start this job. Amazon Mechanical Turk is a website that offers to get paid to complete micro jobs.

#25 Digital Marketing

Digital marketing is one of the best ways to make money online. Most companies are looking for an online expert who can help them in marketing their products. Digital marketing includes multiple things such as search engine marketing, social media marketing, content marketing, email marketing, etc. You can make a lot of money via digital marketing.

Asset Allocation Strategies – How to Decide Asset Allocation

Shitanshu Kapadia
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0
Asset Allocation Strategies – How to Decide Asset Allocation

Don’t put all your investment in one basket. Make use of asset allocation and spread your investment in the various asset class. This is famous advice of Investment guru and stock market expert Warren Buffett. But unfortunately, people don’t follow this advice.

While taking a financial decision, most of the people are unpredictable. They take financial decision randomly or based on someone’s advice. They never plan their finance. The unplanned financial decision leads to a skewed portfolio consisting of only a few asset class or multiple asset class.

Remember – Buying too many assets or only a few assets can hurt your finances. You need to balance your portfolio to get better returns from investment.

In this post, we will take a look at various asset allocation strategies. We will also discuss about How to Decide Asset Allocation?

asset allocation

What is Asset Allocation?

Asset Allocation is an investment strategy of dividing investment among various categories such as equity, debt, mutual funds etc. The preliminary purpose of asset allocation is balancing risk and rewards. The asset allocation is done based on investor’s risk tolerance, goals and investment time frame.

Two individuals with the same goal may still have different asset allocations. The one with a higher risk-carrying capacity and long-term investment goal may decide to invest more money in equity. The other one with low-risk appetite or short-term investment goal may invest more money in a debt fund or fixed deposit.

There are three main types of asset classes – equities, fixed-income and cash. All these assets have different risk and return characteristic. You need to find out which asset basket suits you for which investment goal.

Why Asset Allocation is Important?

The investment without proper asset allocation is random investment. A random investment always leads to financial disaster. Asset allocation provides proper diversification to portfolio. When you diversify your portfolio across various asset class, you are reducing your risk. This is because when one asset class is not performing, it can be offset by performance of another asset class. In addition to reduction in risk proper asset allocation also offers better returns.

Here is detail about asset allocation strategy which is used by me for making investment.

How to Decide Asset Allocation?

Identify your financial goals

The first step in deciding asset allocation is identifying your financial goals and timelines. In other words, deciding the purpose of investment and time when you will need money. Some example of financial goals are –

  • Early retirement at the age of 50 years with corpus of 3 Cr.
  • A requirement of 50 Lakh Corpus for child education at the age of 42 years.
  • Required 50 Lakh for children marriage at the age of 48 years.

Once your goals are identified you need to decide how much money is required for investment and how much risk you can take for each financial goal.

If your financial goals are of longer duration you can afford to take higher risk and invest your money stock market. If your financial goals are short term you can go for low-risk assets such as bonds or fixed deposit.

Assess your risk profile

A second important aspect to consider while deciding asset allocation is your risk profile. You need to ask yourself what your risk tolerance is? If you are OK with taking a risk, you can go for risky investment options. If you are risk averse you can go for conservative investment options.

Determine your target portfolio

One of the simplest ways to determine your target portfolio is based on your age. Your risk-taking capacity will reduce with your age. The thumb rule of asset allocation says that individual should hold a percentage of stocks equals to 100 minus their age.  This means if your age is 25 years you can keep 75% of money in stocks. If your age is 60 years it is advisable to keep only 40% money in the stock market.

Once you determine your target portfolio percentage you need to go for selection of investment.

Select your Investment

In order to select your investment, you need to be sure about the asset class, expected returns and lock-in period. Ideally, you should hold a variety of equity assets from small cap, mid cap, and large cap segment. These stocks should be from various industry sectors. If you are planning to invest in the mutual funds. Make sure to select a mutual fund from various segment such as mid cap, small cap, large cap, multi cap etc. Once you are done with an investment you need to go for the next step which is review and rebalance.

Review and Rebalance

In review and rebalance step, you need to review your portfolio performance. If your portfolio is not performing as per expectation you need to rebalance your portfolio. Make sure to perform this step time to time. It will help you in increasing your portfolio performance.

10 Latest Online Jobs from Home – Make 30K per Month

Shitanshu Kapadia
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0
10 Latest Online Jobs from Home – Make 30K per Month

Online Jobs are gaining popularity nowadays. Many people in India and abroad completely rely on online jobs for living their life.

It is a known fact that everyone needs money to live their life and more than 50% of people struggles every day to make money. Unemployment, growing inflation, and declining salary are biggest concerns nowadays. Thank God, the Internet is at our rescue. We can easily make 30K to 50K per month by doing Online Jobs on the Internet.

Also Read – 19 Online Business Ideas for 2019

I have prepared 10 Latest Online Jobs from home which will help you to make at least 30K per month. These online jobs require 3-4 hours or daily working. You need not invest any money to start these jobs. I am sure, if you are looking for Online Jobs for whatever reason, you will find it one via this article. So, let’s get started.

latest online jobs

Basic Requirements to Start Online Jobs

First of all, we will look at the basic requirements for starting online jobs or business from home. Once the basic requirement mentioned below are fulfilled you are good to go for an online internet job. So, here is a list of basic requirements to start online jobs.

  • A personal computer, Laptop or Smart Phone with an Internet connection
  • E-mail Account
  • PayPal Account
  • Personal Bank Account
  • PAN Card
  • Daily 3-4 Hours

Once the above requirements are fulfilled, you are good to go for Online jobs. Here are 10 Latest Online Jobs from Home, which will help you to make 30K per month.

10 Latest Online Jobs from Home

#1 Get Paid to Click

Get Paid to Click is one of the simplest ways to make money online. There are many websites where you can sign up and start earning money by clicking on the advertisement. This type of job is known as PTC (Pay to Click) jobs. You can make up to 30K per month via this method. Clixsense and Neobux are legitimate websites that helped me in making money online.

#2 Get Paid for Survey

You can also get paid for online survey. There are many companies who want to know about their products and services. They conduct an online survey to gather information. This information helps them to increase their sell.

#3 Make Money from Blogging

You can also make money from blogging. A blog is a place where you share your thoughts and ideas about your area of interest. When your blog posts get popular and attract traffic, advertiser will come forward for placing an advertisement on your blog. You can put a fixed cost advertisement or pay per click advertisement on your blog.

#4 Affiliate Marketing

Affiliate Marketing is one type of marketing where you refer someone to buy the online product. When that person buys a product based on your recommendation you will be paid commission. You can generate a lot of money via affiliate marketing. You can do affiliate marketing via e-mail marketing, social marketing or WhatsApp marketing.

#5 Work as a Freelancer

A Freelancer is a person who bid for projects/jobs that are available online. Once you complete the project you will receive the payment. There are websites like Elance, ODesk, Fiverr that provides online freelancer jobs.

#6 Earn Money via YouTube

YouTube Video Posting is one of the best online jobs. In this job, you need to make a unique video and post it online on YouTube Channel. Once your videos gains popularity, you can convert your channel as paid channel. You can even make money using YouTube AdSense channel partner program.

#7 Sell photos online

You can sell photos online and earn a lot of money. There are many websites such as Shutterstock, Fotolia that offers the facility of selling photos online. You can easily make 30K to 50K monthly via selling photographs online. Make sure photos which you are planning to sell are high-quality unique photographs.

#8 Buy & Sell Domain

Buying & Selling Domain or Domain Flipping is next unique online job. It is very simple way of earning money. However, you cannot expect regular monthly income via domain flipping. You need to be careful before selecting domain name, otherwise you will end up making losses.

#9 Content Writing

You can also start your online job as a content writer. In order to become a content writer, you need to be very good at writing unique content. Once you develop this skill you need to contact bloggers who are looking for a good content writer. As a content writer, you can earn 500 Rs to 1000 Rs per article.

#10 Data Entry Operator Jobs

You can find a number of data entry jobs online. These jobs are like typing document, converting physical document to e-document etc. Your pay out in this job depends upon your typing speed. If your speed of typing is very good you will be able to earn 10,000 Rs to 20,000 Rs per month by doing data entry jobs.

Over to You 

I hope the above list will help you to start your online job. If you are already working on any of the online job mentioned above then share your experience in the comment section given below.

If you know any other online jobs do share with us so that we can include that in the list.

19 Best Investment Options in India for 2019

Shitanshu Kapadia
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0
19 Best Investment Options in India for 2019

Which are Best Investment Options in India for 2019? Where I should invest my money for getting better returns?  These are some common questions popping up in investors mind. In this post, I will try to answer these questions.

How to Find Best Investment Options?

How to Find Best Investment Options? Which one is the best investment option as per you? Well, an answer to this question varies based on person to person. Let’s try to do one small exercise. Take a quick break of two-minute and answer one simple question. Which one is the best investment option as per you? Your answer could be –

  • Stock Market
  • Fixed deposit
  • Mutual Funds
  • Real Estate

Your answer could be fixed deposit, mutual funds, the stock market or real estate. Whatever be your choice one thing is sure that while making a choice you must have considered your goal, expected returns, investment horizon, and associated risk factors.

So, in order to find out the best investment options for yourself, you need to consider the following factors.

Also Read – 10 Best Investment to get regular monthly income

#1. Financial Goals & Expected Returns

The first thing you need to consider before finalizing investment option is your financial goals and expected returns. The financial goal means the purpose of investment. Some examples are retirement corpus, children education, buying a house, etc.  Once you decide your goal you need to find out the investment required for every goal. Once you have this information on your hand it is very easy to select an investment option.

#2 Investment Horizon

The second thing you need to consider is the investment horizon. You want money in the short term or your goal is far away and you can stay invested for a couple of years. Remember the best investment options for the shorter duration is different compared to the long term.

#3 Risk Factors

The third most important factor for consideration is the risk factor. The risk-taking ability and capacity to withstand losses differ from person to person.

For example – If you have recently started job and you don’t have much liabilities your risk taking capacity is higher.  If you are in the middle age or retirement age your risk taking capacity might be lower.

Also Read – 10 short term investment options in India

Based on these factors I have divided Best Investment Options in the following categories –

# Best Investment Options for Salaried (Low & Medium Risk)

# Best Investment Options for Businessmen (High Risk)

# Short Term Best Investment Options in India

# Long Term Best Investment Options in India

best investment options

19 Best Investment Options in India for 2019

# Best Investment Options for Salaried (Low & Medium Risk)

#1 Bank Fixed Deposit

Bank Fixed Deposit is one of the most popular investment options for salaried. Bank Fixed deposit offers moderate returns. You can expect 6.5% to 8% returns from bank fixed deposit. Fixed deposit is available in cumulative and non-cumulative options. The interest income is taxable. If you are in the highest tax bracket, the post-tax return will be very low.

Expected Returns – 6.5 to 8%

Time Duration – 7 Days to 10 Years

Risk – Low Risk

#2 Public Provident Fund

Public Provident Fund is the next best investment option for low and medium risk investors. PPF is safe and secure investment options and highly preferred by salaried people. The return from public provident fund is completely tax-free. However, PPF has lock in period of 15 years. If you are looking for long term investment option you can invest in PPF.

Expected Returns – 7.5 to 8.5%

Time Duration – 15 Years

Risk – Low Risk

#3 National Pension Scheme

National Pension Scheme is gaining rapid popularity nowadays. This is mainly due to tax benefits. NPS offers two choices. Auto and Active. Under Auto, the funds get automatically invested in various assets, whereas in Active investor need to make the choices. The Lock in period in NPS depends upon age of investor.

Expected Returns – 9 to 11%

Time Duration – Long Term

Risk – Moderate

 #4 Tax Saving Deposit

Tax Saving FD is another best investment option for salaried. Tax saving FD offers moderate returns. However it is considered as one of the safest option for investment. Tax Saving FD comes with lock-in period of 5 years.

Expected Returns – 7.6%

Time Duration – 5 Years

Risk – Low

#5 ELSS

ELSS (Equity Linked Saving Scheme) is next in the list of best investment options of salaried. ELSS offers higher returns compared to other tax saving instruments. You can invest in ELSS via SIP route with minimum monthly SIP of Rs.500. Lock-in period of ELSS is 3 years.

Expected Returns – 11-13%

Time Duration – 3 Years

Risk – Moderate 

#6 VPF

A salaried people can also invest in EPF via Voluntary Provident Fund. VPF is an extension of the EPF. VPF falls under tax exempt category. It is safe investment option. Withdrawal from EPF is allowed under various conditions.

Expected Returns – 8.5-8.66%

Time Duration – Long Term

Risk – Moderate

# Best Investment Options for Salaried & Businessmen (High Risk)

#7 Stock Market

Stock Market is best investment option for high risk investors. Invest in stock market if you are comfortable losing as much as 50% of your capital. A stock market investment require lot of knowledge. You need to analyse stock thoroughly before making investment. You can take help of stock market expert for identifying best stock for investment.

Expected Returns – 6-15%

Time Duration – Long to Medium Term

Risk – High

#8 Mutual Funds

Equity Mutual Fund is comparatively safe and convenient way of investing in equity stock market. Mutual Fund generate higher returns in the long run. You can invest via SIP or lump sum in equity mutual funds. Minimum monthly SIP in mutual fund is Rs.500.

Expected Returns – 9-15%

Time Duration – Long to Medium Term

Risk – High

#9 Initial Public Offer

Initial Public Offer (IPO) is high risk high return investment option. The best part is your money will remain block for 7 to 15 days. A good IPO can fetch very good returns at the long run. You have to be careful in making selection of IPO, otherwise you are likely to lose money.

Expected Returns – 10-20%

Time Duration – Long Term

Risk – High

#10 Real Estate Commercial

Commercial real estate property provide capital appreciation and rental income both. This option is likely to provide higher capital appreciation due to growing demand of office space. Investment required under this option is very high. You need to be careful in selecting location, building quality, market space rent and supply demand while investing in commercial property.

Expected Returns – 12%

Time Duration – Long Term

Risk – High

 #11 Gold

Gold yellow shining metal is considered as safe heaven by many investors. In last few years, gold has given consistent returns to the investors. If you are planning to invest your money in gold, it is recommended to invest via Gold ETF or gold bonds.

Expected Returns – 10%

Time Duration – Medium to Long Term

Risk – Moderate

#12 Company Fixed Deposit

Company Fixed Deposit is one of the very good investment option for high risk investor. Company FD provides higher returns compared to bank FDs. You need to be careful in making selection of company fixed deposit. Make sure to check rating and past performance history before selection.

Expected Returns – 10%

Time Duration – Medium to Long Term

Risk – High

# Short Term Best Investment Options in India

#13 Liquid Mutual Funds

Liquid Mutual fund is low risk investment option. It is short term investment option and provide higher liquidity. These type of mutual fund invests your money in bank FD, T-bills, commercial papers etc. with maturity period of less than 91 days.

Expected Returns – 6.5%

Time Duration – Short Term

Risk – Moderate

#14 Recurring Deposit

Recurring deposit is type of fixed deposit where money can be invested in small proportion on monthly basis. The return generated by recurring deposit is almost same as that of fixed deposit.

Expected Returns – 7%

Time Duration – 3 Years

Risk – Low

#15 Ultra Short Term Debt Mutual Funds

Ultra Short Term Debt Mutual fund is debt mutual fund. Ultra short term debt mutual fund invests in fixed income instruments with liquidity and short term maturities. Ultra Short Term Debt Mutual Fund is one of the best investment option for shorter duration.

Expected Returns – 7-9%

Time Duration – Short Term

Risk – Low

#16 Monthly Income Scheme Post office

Monthly Income Scheme of post office is one of the safest investment option. If you are looking for regular monthly income you can plan to invest in MIS. It is popular investment option for retired or old age person.

Expected Returns – 7.7%

Time Duration – 5 years (monthly income)

Risk – Low

# Long Term Best Investment Options in India

#17 Direct Mutual Funds

Direct Mutual Fund is best investment option for person looking for capital appreciation and wealth generation. The expense ratio of direct mutual fund is very low. You can invest in direct mutual funds via CAMs or other mutual fund platforms.

Expected Returns – 16-18%

Time Duration – 5 years

Risk – Moderate

#18 Real Estate Residential

Real Estate investment is another long term investment option. If you have surplus money you can invest in residential real estate property. You can get rental income as well as benefit of capital appreciation.

Expected Returns – 11%

Time Duration – Long Term

Risk – High

#19 Blue Chip Stocks

Investment in blue-chip stocks is one of my favorite investment options. You can invest in blue-chip stocks for a longer duration. This option is likely to give you higher returns. Blue Chip stocks pay a regular dividend as well as provide capital appreciation. If you have surplus money it is highly advisable to invest in blue-chip stocks.

Expected Returns – 12-18%

Time Duration – Long Term

Risk – High

Over to you –

Which are best investment options as per you?

Do share your queries and experience in the comment section given below.

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