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7 Best No Experience Jobs Online

Shitanshu Kapadia
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7 Best No Experience Jobs Online

Experience is an important credential in getting a job. No experience means no job. If you don’t have experience or limited skills and still you want to work you need to go for entry-level jobs. Entry-level jobs are for freshers. You can easily get an entry-level job without experience online.

7 Best No Experience Jobs Online

Here are the 7 Best No experience jobs that can be done from home. You can earn $5-10 per hour from these jobs. Flexible working hours and work from home are benefits of these online jobs. You can do more than one job at a time. So, don’t wait to select job of your choice and start making money.

7 Best No Experience Jobs Online

Online Teaching

E-learning is becoming very common today. This is mainly due to the increasing usage of technology and the availability of the internet. The Internet is becoming an education hub. If you are good at teaching but don’t have any experience you can adopt the profession of online teaching for making money. You can make use of the following websites for online teaching.

  • Vedantu
  • Udmey
  • TutorMe
  • Youtube

Content Writing

Content writing is next on the list. In content writing, you need to create interesting articles. Many websites offer content writing jobs. You can work on an article (content) basis or contract basis. Many website owners and bloggers are looking for fresh and unique content. You can work online as a content writer. You require writing skills and creativity to make money from content writing. Websites that offer content writing jobs are given below.

Virtual Assistant

Virtual Assistant is becoming popular nowadays. Freshers with no experience can easily find a job as a virtual assistant. As a virtual assistant, you need to work for top-level executives for performing secretarial tasks. Examples of tasks are e-mail typing, letter typing, follow-ups, maintaining schedule etc. You can get a job as a virtual assistant from the following websites.

  • oDesk
  • Fiverr
  • Indeed

Graphic Designer

A graphic designer’s job is to design logo, design, pattern, advertisement, and lot of other things. You can work as a graphic designer and make money. You require graphic designing tools such as a paint shop, photoshop for working as a graphic designer. You can get a graphic designing job from the following sites.

  • Designhill
  • 99Designs

Online Transcriptions

Online transcription is the job of going through audio sources and creating a summary online. Online transcriptions are required for many businesses. Online transcriptions are required for hospitals, medical services, lawyers, business people, engineers, and other professions. You require excellent writing skills to start a job of online transcriptions. You can get a transcription job as a fresher from the following sites.

  • TranscribeMe
  • Quicktate
  • Rev

Survey Jobs

Online survey jobs can be done with beginners without any experience. The demand for online survey people is growing across the industry. In this job you just need to fill up the survey about products and brands. You will be paid per survey. It is easy to start an online job without any experience. The websites that offer survey jobs online are given below.

  • Swagbucks
  • Survey Junkie
  • Cashcrate

Data Entry Jobs

Data Entry jobs are the best jobs for fresher. In a data entry job, you need to enter data into a specific set of programs. You will be given a specific site or application on which you need to perform data entry work. You require good typing speed to get a job as a data entry operator. The websites on which you can find data entry-related jobs are given below.

  • Upwork
  • Mturk
  • Clickworker

Tips for getting No Experience Jobs Online

Few tips for getting job as fresh person without experience are given below.

Make use of multiple websites – You should not stick to one website. Make use of multiple websites to get online job without experience. You should select the website that are genuine and paying money on time.

Showcase your skillset – You need to make your resume. You can elaborate skill that you have while making a resume. Your resume matters a lot.

Learn specific skillset – You should learn specific skill set to get the job. This include typing skills, grip over English language, computer knowledge etc.

Zerodha vs Upstox – Which one is best?

Shitanshu Kapadia
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0
Zerodha vs Upstox – Which one is best?

Zerodha and Upstox are top online discount brokers in India. In this post, we will do side by side comparison of Zerodha and Upstox to find out which stock broker is best? The comparison would be based on features, brokerage, trading platform and other facilities.

Zerodha is best online discount broker. Zerodha is known for technology and fast trading platform. You can invest in equity, direct mutual funds and futures by using Zerodha platform. The intraday fees of Zerodha is Rs.20 per trade.

Upstox is fastest growing online discount broker. Upstox was previously known as RKSV securities. Upstox offers equity trading, derivatives trading, futures and options trading, and currency trading services. The intraday fee of Upstox is also Rs.20 per trade.

If you are planning to open a new trading account or planning to change from an existing stockbroker, here is comparison between Zerodha and Upstox.

Zerodha vs Upstox – Which one is best?

Zerodha

Zerodha is best online discount broker of India. Zerodha is famous for latest technology and lighting fast speed. Zerodha offers multiple trading platforms for trading such as Kite, Console, Coin etc. Key features of Zerodha are given below.

Zerodha Key Features

  • Delivery charges NIL and brokerage charge is very low.
  • Trading platform is very fast and equipped with latest technology.
  • Lot of historical data available with charting facility.
  • Multilingual platform support.
  • Multiple trading platform available on web as well as mobile.
  • Direct Mutual Funds Investment option available

Zerodha Charges

CategoryFees
Equity DeliveryZero
Equity Intraday TradingRs. 20 or 0.03% (whichever is lower)
Equity OptionsFlat Rs. 20 per executed order
Equity FuturesRs. 20 or 0.03% (whichever is lower)
Currency OptionsRs. 20 or 0.03% (whichever is lower)
Commodity F&ORs. 20 or 0.03% (whichever is lower)

Zerodha Account opening and AMC Charges

  • Zerodha Account opening charges – Rs.200 Trading and Demat Account & Rs.100 for commodity Account
  • AMC Charge – Rs.300 paid quarterly 

Zerodha Platforms

#1 Kite 

Zerodha Kite is ultra-fast trading platform made with advance technologies. You can make use of this platform on Android as well as iOS devices. Buying, selling, analyzing, and managing portfolio using Kite is very easy. 

#2 Coin 

Zerodha Coin is platform for buying direct mutual funds online. Zerodha coin provide unique investment experience. You can invest in mutual fund without commission. You can select any of the mutual funds from 40 fund houses. You can create, pause and modify your SIP anytime anywhere. It also accepts UPI based payment. 

Zerodha Pros

  • Delivery Charges are NIL.
  • Multiple Trading platforms available.
  • The training facility is for the beginner is available.
  • Investment in direct mutual funds allowed.
  • Flat brokerage and easy to understand pricing.
  • Manage all investments on a single platform.
  • Good Customer Support and Quick Resolution.

Zerodha Cons

  • You will not get any advisory facility on this platform.
  • The response of the platform is slow during peak hours.

Upstox

Upstox is one of the top discount broker in India. Upstox offers equity trading, derivatives trading, futures and options trading, and currency trading services. You can open 3-in-1 account and get an instant account transfer facility at Upstox. Key Features of Upstox are given below.

Upstox Key Features

  • Open Demat Account in a single day paperless and online
  • The facility of trade on the move using mobile app
  • Trading platform on desktop as well as mobile
  • Online Trading report and earning facility
  • Advanced Charting and Analysis Facility for professional traders
  • Technical analysis and data-rich user interface

Upstox Charges

CategoryFees
Equity Delivery TradeZero
Equity Intraday TradeRs.20 per trade or 0.05% (whichever is lower)
F&O TradesRs.20
Options TradesRs.20 per lot
Currency FutureRs.20
Currency OptionsRs.20 per lot

Account Opening and AMC Fees

Account Opening Charges – Rs.150

AMC Charges – Rs.300 per year

Upstox Platform

#1 Upstox Pro Web

The Upstox Pro Web is a very good trading platform. It allows you to trade on the web with flexibility and versatility. You require a desktop, laptop or mobile with a browser for using this platform.

Upstox Pro Web allows you to create five different workspaces on a single screen. In each workspace, you can add charts, quote panel, order book, watchlist, etc. You will get the facility of pinning stocks to the watchlist.

#2 Upstox Pro Mobile

Upstox Pro Mobile app is the best trading app that allows trading from anytime anywhere with ease and a lot of flexibility. You will require very good internet connectivity to use this app. Upstox Pro Mobile app is available for Andriod as well as iOS users.

Upstox Pros

  • Low Brokerage trading facility
  • Mobile trading platform free of cost
  • Basic as well as priority plan
  • Facility to invest in Mutual funds
  • After market order, cover order and bracket order available
  • Online IPO facility using UPI available

Upstox Cons

  • Call and trade fee is charged extra
  • Unlimited monthly trading plans not available
  • Stock tips and recommendation are not available
  • 24×7 Customer service not available
  • Upstox NRI Trading and demat account facility not available

Zerodha Upstox Difference

Final Take away 

Zerodha and Upstox both are best online discount brokers. However, as per me Zerodha is far better when it comes to technology. You will get fast trading platform and low cost trading facility. You will also get facility to invest in direct mutual funds at Zerodha.

Gold Loan Options in India – Key Features and Documents required

Shitanshu Kapadia
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0
Gold Loan Options in India – Key Features and Documents required

Gold Loan or loan against gold is one of the most popular option for borrowing money. Gold loans are offered with lower interest rate compared to personal loan. Gold loan disbursement is faster and payment terms is flexible. You can avail gold loan from the bank as well as NBFC (non-banking finance company).

Gold loan is any purpose loan you can opt for this loan for any purpose. However, it is advisable to opt for this loan in financial emergency only. Gold loan is secured loan and you need to pledge your gold article, gold ornaments as collateral to get the loan. If you are planning to take gold loan (or loan against gold) you should evaluate various gold loan options. Here is complete information about Gold Loan including key features and document requirement.

Gold Loan in India

What is Gold Loan?

Gold loan is loan that is offered against gold as collateral. You need to deposit your gold ornaments and articles in order to get gold loan. It is a secured loan as gold is taken as collateral. The loan amount is certain percentage of gold. Usually it is up to 80% of current market value of the gold. You need to pay interest on the gold loan amount.

Key Features of Gold Loan

Flexibility of Use – The gold loan amount can be used for any purpose. You can use it for medical expense, travel, marriage or any other purpose.

Quick Disbursal – The processing time of gold loan is very fast. You can expect disbursal of this loan in two-three days.

Secured Loan – You are not required to submit any other collateral to the lender. The only thing you need to submit your gold ornaments or article.

Interest rate – The interest rate applicable on the gold loan is low compared to personal loan. You can get gold loan with interest rate of 7-24%.

Use of idle asset – Gold placed at your home is usually not used for generating money. You can make use of gold (idle asset) in order to raise capital via Gold Loan.

Gold Loan Options in India

Gold loan can be taken from bank and from the non-banking finance organization. Most popular banks to avail gold loan are SBI, ICICI Bank, HDFC bank etc. The non-banking finance organizations that offers gold loan are Muthoot Finance, Mannappuram Finance etc. The interest rate detail charged by various banks and NBFC are given below.

BankGold Loan Interest RateMaximum Loan
SBI7.30% to 7.50%50 Lakh
Bank of India7.40%10 Lakh
Canara Bank7.65%20 Lakh
Bank of Maharashtra7.50%20 Lakh
Lakshmi Vilas Bank8.80%30 Lakh
Punjab National Bank8.60% to 9.15%10 Lakh
Central Bank of India9.05%20 Lakh
Punjab & Sind Bank8.10% to 9.35%30 Lakh
Federal Bank8.50% onwards1.50 Cr
United Bank9.35%10 Lakh
Dhanlaxmi Bank9.65%
Karur Vysya Bank10.10%
Indusind Bank10.5% to 16%
Kotak Mahindra Bank10.5% to 17%
HDFC Bank9.90% to 17.90%
ICICI Bank10% to 19.76%1 Cr
South Indian Bank11.90% to 12.40%10 Cr
Axis Bank13.00%25 Lakh
Muthoot Finance12% to 27%
Manappuram FinanceMax 29%
IIFL9.24-24%
Bajaj12%

Documents required for Gold Loan

The documents required for availing of the gold loan are –

  • Two passport size photographs
  • Identity proof such as PAN card, passport/, Aadhaar card, voter id card
  • Address proof (Electricity bill/ telephone bill/ bank statement

Things to consider to before applying for Gold Loan

You need to consider following things before applying for gold loan.

Loan Amount

The loan amount for gold loan is limited and it is up to 70-90% of current market value of gold. Remember no bank or organization offer loan of 100% against the worth of gold.

Interest Rate

You must consider the applicable interest rate on the loan amount. The rate of interest should be lower. Gold loan is offered as fixed interest rate and floating interest rate. In the fixed interest scheme the EMI remains same during repayment schedule. Under the floating interest rate option, the EMI of gold loan can increase or decrease.

Loan Tenure

The tenure of loan is short. The loan is offered for the duration of 1 year. The loan can be extended to 2 years. You should be sure that you will be able to repay the loan in the short period before taking this loan.

Repayment Structure

Repayment structure is next thing to consider when you avail gold loan. There are multiple loan repayment options which are given below.

  • Standard EMI – Standard EMI is option where you need to payback loan with interest amount on monthly basis.
  • Upfront Interest – Under upfront interest option you need to pay interest amount at the beginning of the loan the principal amount to paid at the end.
  • Bullet Payment – The bullet payment means borrower need not to pay principal amount over the life of the loan but payment needs to be made at the maturity.

Processing Fees

You also need to consider processing fees applicable on the gold loan. Processing fee is fee which you need to pay for processing the loan. The fee is different for every bank and NBFC.

Top 5 Payment Banks in India 2025

Shitanshu Kapadia
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1
Top 5 Payment Banks in India 2025

Payment banks provide service of banking at the doorstop. The prime objective of launching payment bank by RBI was provide financial services to small business, low-income household, migrant labour and common people of India living in remote and rural area.

In today’s fast-paced digital world, convenience is king, especially when it comes to handling money. Payment banks in India have emerged as game-changers, offering streamlined and user-friendly banking solutions for millions of people. But with so many options out there, which ones really stand out? Let’s dive into the top 5 payment banks in India in 2025 that are reshaping the financial landscape.

Payment Bank overview

Payment banks are different compared to normal bank. Payment banks are operating at lower scale. Payment bank can do most of the banking operations however, as it is operating at lower scale there are few restrictions associated with payment bank. Here is detail about services offered by Payment Banks in India.

  • A savings account and current account facility is available in the payment bank.
  • You can also get interest rates on the deposited money like traditional banks.
  • Payment banks accept a restricted deposit up to 1 Lakh.
  • You can also get ATM cum debit cards from these banks.
  • Mobile banking and internet banking facility is offered by these banks.
  • You can get the ability to transfer money from account to account.
  • Payment transfer facility RTGS/NEFT/IMPS and utility bill payment facility available.
  • A payment bank also provides other financial services like mutual funds, insurance products, pension products, and forex services.
  • These banks cannot issue credit card or provide loan to the customer.
  • NRI cannot use this facility.

Payment Banks

Top 5 Payment Banks in India 2025

#1. Indian Post Payment Bank

Indian Post Payment Bank. This bank has widest service reach. These bank is present in almost every district.

  • IPPB provide ease of banking.
  • You can get paper less banking experience at IPPB.
  • The bank also provides mobile banking facility.
  • You can enjoy QR card based payment facility at IPPB.
  • Third party services such as insurance, loans and investment are available at this bank.
  • You can also get instant mobile and DTH recharge, water and electricity bill payments facility.

You can enjoy all these facilities with ease. If you are living in the rural area you should make use of these bank.

#2 Airtel Payment Bank

Airtel Payment Bank is first in the of payment bank. Airtel payment bank is subsidiary of Bharti Airtel. Key features of Airtel Payment Bank are given below.

  • You can enjoy interest on the money deposited.
  • You can transfer money from any bank account using UPI and IMPS facility.
  • Cash deposit facility available at nearest Airtel banking point.
  • You can make use of selected ATM for withdrawal of cash.
  • You can recharge prepaid mobiles/ DTH and pay utility bills using these banks.
  • This bank also provides third party insurance products.
  • Atal Pension Yojana can be purchased from this bank.

You can shop online as well as book bus ticket and buy gift cards using this bank.

#3 Fino Payment Banks

Fino Payment Bank is next in the list. Fino payment bank provide best-in-class product with easy accessibility and wide reach. Key features of Fino Payment Bank are given below

  • Fino bank provide anytime, anywhere banking facility.
  • You can do instant money transfer from one account to another account across India.
  • Debit card facility is available and ATM withdrawal can be done at online and offline merchants.
  • Instant mobile and DTH recharge, water and electricity bill payments.
  • You can get mobile banking facility with secure and reliable payment services.
  • Free Insurance facility up to 2 Lakh is available as complementary.

This bank has got multiple awards in past five years.

#4. Paytm Payments Bank

Paytm is one of the most popular payment bank in India. You can do all your transaction using your mobile phone. You can get cashless payment transaction and enjoy following services at Paytm bank.

  • Zero balance saving bank account can be opened without any monthly average balance requirement.
  • Account opening is simple. You need to complete KYC by submitting document at nearby Paytm Point.
  • You can do fund transfer with a click of a button. The facility of UPI, NEFT and IMPS available.
  • Paytm bank account to Paytm Wallet money transfer facility available.
  • Commission amount is charged for money transfer.
  • Paytm also offers shopping and bill payment facility on the move.

#5. Jio Payments Bank  

Jio Payment Bank is next in the list. Jio payment bank provide simple banking with smart features. You can open digital saving account. It is paperless, fast, convenient and secure. Key features and benefit of Jio Payment bank are given below.

  • Account opening is free on this bank.
  • Minimum balance requirement is NIL.
  • The limit of account is 1 Lakh.
  • You can earn interest up to 3.5 % per annum.
  • Transfer facility from Jio Payment Bank to another bank is available.
  • Mobile banking facility is available.
  • You can enjoy bill payment facility using this bank.

The payment banking sector in India is thriving like never before, and these top 5 banks are leading the charge. From Paytm’s tech-driven innovations to India Post’s reach, each bank has carved a unique niche. As we move forward, one thing is clear: payment banks are here to stay, simplifying finances and empowering individuals and businesses across the country.

FAQs

Q: What is a payment bank?

A payment bank offers basic banking services like savings accounts, deposits, and money transfers but cannot issue loans or credit cards.

Q: Are payment banks safe?

Yes, payment banks are regulated by the Reserve Bank of India (RBI) and follow strict guidelines to ensure your money’s safety.

Q: Which payment bank is best for rural areas?

India Post Payments Bank stands out for its extensive reach in rural areas, thanks to the vast postal network.

Q: Can I earn interest on savings in a payment bank?

Yes, most payment banks offer competitive interest rates on savings accounts.

Q: How do I open an account with a payment bank?

You can usually open an account online or through a local agent with basic documents like Aadhaar and PAN cards.

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