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Top 10 Business Ideas in 2025 – Low Investment High Profit

Shitanshu Kapadia
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Top 10 Business Ideas in 2025 – Low Investment High Profit

Business Ideas 2025 – Do you want to start your business but don’t want to invest big capital? If yes, here are 10 Low investment small business ideas that you can start easily in 2025.

These business ideas can also be adopted part-time in the beginning and once it grows you can convert them into a full-time business. It means these business ideas have high potential. You even don’t need big office space to start these businesses most of the business can be started from home.

business ideas

So, continue reading till the end to know about low investment small business ideas and ways to start them.

Low Investment Small Business Ideas of 2025

#1 Dropshipping – Online Reseller

Drop shipping is a simple yet very powerful business idea. In simple language, it is an online reseller business idea. In this business, you need to keep any product inventory. You just need skills for marketing products online. You can easily earn 25000 rupees per month by doing this business.

How to start a drop-shipping business?

  • Step 1 – Create your online presence via Facebook Page, Instagram Profile, WhatsApp, or other social marketing platforms. It is easy and free.
  • Step 2 – Create a list of 30 suppliers in your product niche. E-mail them about your work. Take confirmation to display and sell their products online on their behalf.
  • Step 3 – You can either fix the commission per product or decide your margin on every product. Start promoting product photos and videos online using your social presence.
  • Step 4 – When you get an order ask the supplier to ship it directly to the customer.

In this way, the product will never pass through you. This means you need to worry about storing them but you can earn a hefty commission by selling them via your social skills.

#2 Delivery Business in Small City

The delivery business is an attractive business model. You can start a company that delivers essential items such as food groceries at the doorstep and earn a commission. You might have the name of the delivery company such as Dunzo, We Fast. They provide services in big cities. But, do you know that small shops owners struggle a lot for item delivery in small cities. You can take advantage of this opportunity and start your own delivery business in your city. You can charge Rs.40 to Rs.50 per delivery.

How to start Delivery Business? 

  • Step 1 – Create a list of potential small shops that are ready to work with you.
  • Step 2 – Promote your business idea to these shop owners.
  • Step 3 – Sign a contract with them and get started with delivery.

At the initial level, you need a small moped and one delivery boy. Once your business grows you can employ more delivery people. You can start your website or even launch your mobile app and convert your idea into startup.

#3 Process Vegetable Delivery

Process Vegetable Delivery is a new business but growing rapidly. It is low investment business idea that can be started easily from home. Process vegetable is nothing but ready-to-use vegetables (chopped vegetable) for making food. You can earn around 30000 rupees per month by doing this business.

How to do Process Vegetable Delivery Business?

  • Step 1 – Create your online presence via WhatsApp or other social marketing websites.
  • Step 2 – Promote your business that you can provide processed vegetables at the doorstep.
  • Step 3 – Collect the order and deliver the processed vegetable to the doorstep.
  • Step 4 – Charge fixed commission based on order value or weight.

#4 Rent Own Item Business

Renting own item and earning revenue from it is next on the list. There are many items with us which can be rented and revenue can be generated. Items such as a vehicle, play stations, books, laptops, computers, or even cameras can be given on rent. You can generate good revenue by giving these movable assets on rent. You must be thinking that it is a tough business idea, but if you have visited goa you might have seen people taking a bike for rent. You might have also seen website Flyrobe that rent a cloth online.

How to start Rent Own Item Business?

  • Step 1 –  Make a list of the item which you can give on rent. Decide the amount you would be charging for it.
  • Step 2 – Promote your business via social media and take orders.
  • Step 3 – Rent own items and generate revenue.

Make sure to take deposit and mention terms that up to what period it is given on rent and what amount is payable in case of damage.

#5 Digital Marketing Business

It is an era of digital marketing and most businesses are looking for a proven digital marketing agency that can help businesses to grow. These digital marketing agencies promote local businesses online by using online advertisements such as Facebook Ads, Google Ads, WhatsApp or even SMS marketing.  You can do this business for offline business or even online business.

digital marketing business 2022

How to do Digital Marketing Business?

  • Step 1 – Prepare a Digital marketing strategy and promote your services locally and online. Make sure to mention testimonials.
  • Step 2 – Get clients and promote their advertisement online and redirect customers to their WhatsApp, website, or social media pages.
  • Step 3 – Charge a fix or a variable amount for your services.

You will need a creative graphic designer and writer for creating advertisements. You also need technical knowledge about creating and promoting advertisements online. You can also opt for a digital marketing course available online.

Also Read – 25 Business ideas in 2025 with small investment of 1 Lakh

#6 Voice Over

Providing Voice Over services and earning money is next on the list. Voice-over means reading a script and providing high-quality audio to the client for a fixed money. If you have good voice quality you can easily earn 25000 Rupees per month via this idea. Follow the steps given below to start your voice-over services.

How to do Voice Over Business?

  • Step 1 –  Open your account at Fiverr.com mentioning that you provide voice-over services.
  • Step 2 – Once you get the order take the script from the client and record it using a microphone. You will need a simple microphone for doing this.
  • Step 3 – Once the recording is done improve the quality using free software Audacity. Send the audio clip to the client and make money.

You can start voice-over part-time. Many YouTubers opt for voice-over services.

#7 Online Gift Hamper Business

Online Gift Hampers selling is a low-investment business idea. This service is trending right now on social media such as Instagram. You might have seen many online pages where people are selling services for gift decoration or gift hampers. This business has a very good profit margin.

How to start an Online Gift Hamper Business?

  • Step 1 – Create Some Samples of Gifts and take photographs.
  • Step 2 – Crate Instagram page.
  • Step 3 – Promote it to your friends and family members.

Once you get success in this business, you can start your own online e-commerce store of gifts.

#8 Healthy Meal Delivery Business

Healthy meal delivery business is next on the list of low-investment business ideas. People are becoming health conscious they are joining gyms and are ready to spend money on healthy foods. You can grab this opportunity and start your own healthy meal delivery business.

How to do a Healthy Meal Delivery Business?

  • Step 1 – Create a product range of healthy food such as food with protein, low-calorie food etc.
  • Step 2 – Promote this food range and take orders.
  • Step 3 – Deliver the food and earn money.

Initially, you can start this business at a lower level and once it is popular you can make your own website and app.

#9 Live Indoor Plants Selling

Indoor plant selling is a popular and trending business idea nowadays. Many people are looking for decorative indoor plants at their homes and offices. This type of product cannot be purchased from an e-commerce company like Flipkart or Amazon as it is a live plant. You can start this business locally and generate big revenue.

How to do Live Indoor Plants Selling?

  • Step 1 – Contact local vendors who can sell live plants. Take some beautiful photographs.
  • Step 2 – Create a WhatsApp group and start marketing.
  • Step 3 – Pick up the order and deliver the plant.

You can also sell additional services such as gardening, and maintenance. Additionally, you can sell decorative flower pots or gardening tools.

#10 HR Recruiter

HR recruitment through EOR services is one of the best and high-profit margin businesses. In this business, you will act as the middleman between a recruiter and the job seeker. Your task is to connect the recruiter and job seeker. Once recruitment is done via you, you will get a commission. Companies will often hire companies to take care of these tasks, so they can upscale their business and unlock their potential for growth.

How to start HR recruitment business?

  • Step 1 – Prepare a list of the company looking for a candidate. You can take the help of your contacts to do that.
  • Step 2 – Find out the job candidate. You can make use of online websites such as Naukri, Indeed, etc.
  • Step 3 – Connect the recruiter and job seeker and help both parties with recruitment.

You can also charge money from job seeker candidates. Once your business grows you can start your website. You can do this business from home also.

Final Words

I hope these low-investment business ideas will help you in starting your own business. So, what are you waiting for start your own business right now.

If you have any doubts about starting a business you can post it in the comment section. If you have a low-investment business idea that you want others to know, post it in the comment section.

LIC Arogya Rakshak (Plan 906) – Health Insurance Policy of LIC

Shitanshu Kapadia
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LIC Arogya Rakshak (Plan 906) – Health Insurance Policy of LIC

LIC Arogya Rakshak (Plan 906) is new health insurance policy by LIC. Arogya Rakshak is non-linked, non-participating regular premium fixed benefit health plan. This plan covers hospitalization and surgical cost. This plan is similar to LIC Jeevan Arogya policy. Earlier Jeevan Arogya Policy will be discontinued once LIC Arogya Rakshak policy is introduced. LIC Arogya Rakshak comes with multiple benefits. In this post, I would cover all features, benefits, positives and negatives of this plan.

LIC Arogya Rakshak

LIC Arogya Rakshak Key Features

  • Non-linked, non-participating plan available as individual health insurance as well as family floater plan.
  • As per Family floater plan definition head of family would be principal insured (PI) and he can include spouse, children and parents in to policy.
  • Defined benefit plan that provides decided amount irrespective of actual hospitalization or surgery expense.
  • You can get hospital cash benefit, major surgical benefit, day care procedure benefit, other surgical benefit, medical management benefit etc.
  • The initial day benefit is ranging between Rs.2500 to Rs.10000 per day.

Eligibility Conditions or Arogya Rakshak Policy

Condition Principal Insured Insured Spouse Insured Children
Minimum Age Entry 18 years 18 years 91 days
Maximum Age Entry 65 years 65 years 20 years
Cover Ceasing Age 80 years 80 years 25 years
Minimum Initial Daily Benefit Rs.2500 Rs.2500 Rs.2500
Maximum Initial Daily Benefit Rs.10000 Less or equal to PI Less or equal to PI
Cover Period 80 – (age at entry) 70 – (age at entry) 25 – (age at entry)

Benefits of LIC Arogya Rakshak Policy

Hospital Cash Benefits

Hospital Cash Benefit (HCB) is payable during policy coverage period. This benefit is payable incase of hospitalization for 24 hours or above due to body injury or sickness. Any period exceeding by 4 hours above 24 hours is considered as one day.

  • Hospitalization in General or Special Ward – Initial daily benefit would be payable for hospitalization for 24 hours or above.
  • Hospitalization in ICU of Hospital – Two times applicable daily benefit is payable for hospitalization for 24 hours and above.
  • Combined Stay in ICU and Non ICU – Amount will be paid as per the days admitted in each unit.

Above hospital cash benefit is applicable only if hospitalization occurs in India. Total number of HCB is payable in the first policy year is restricted to 30 days. For subsequent year HCB payable is restricted up to 90 days. Total HCB payable days cannot exceed 900 days in entire policy tenure.

Major Surgical Benefits

Major surgery benefit (MSB) is payable in case of major surgery. The benefit would be 100 times of HCB. The percentage of benefits payable varies based on category of surgery. The percentage varies from 20% to 100%. Premium waiver benefit is given for 1 year from the date of surgery.

Surgery should be performed in India. In case of more surgeries are performed, amount of most severe surgery shall be paid. Total MSB payable cannot exceed 100% of major surgical benefits applicable for that policy year.

In addition to major surgical benefit one can get ambulance benefit, premium waiver benefit and major surgical benefit restoration.

Medical Management Benefit

In case insured is undergoing inpatient hospitalization within the cover period due to disease like dengue, malaria, pneumonia, tuberculosis or viral hepatitis A one will get lump sum of 2.5 times of applicable daily benefits.

Extended Hospitalization Benefit

Extended Hospitalization benefit is an additional benefit payable apart from hospital cash benefit, major surgical benefit, other surgical benefit. This benefit is payable incase insured is undergoing inpatient hospitalization in excess of 30 days within cover period due to accidental injury or sickness.

Premium Review

In this policy premium review take place every 3 years. This means premium will not remain constant like your life insurance policy. The revised rate shall be guaranteed for the further period of 3 years. The premium rate of this policy would be based on age entry. In case of traditional health insurance offered by other companies premium is revised every 5 years. This means LIC is revising premium much earlier.

Should you buy LIC Arogya Rakshak Policy?

LIC Arogya Rakshak policy is defined benefit policy which is plus point about this policy. This means benefits will be paid to insured irrespective of amount spend on hospitalization, surgeries or medicines.

The biggest drawback of this policy is you will not get cashless benefit. This means you need to spend money in case of hospitalization. Once hospitalization is done you can claim this amount.

Another drawback of this plan is premium review which is done every 3 years. In other health insurance policies premium review take place every 5 years.

Looking at overall features and details it is advisable to go for traditional health insurance plan instead of LIC Arogya Rakshak.

Technology Fund for Investment 2021-22 – 130% Returns 1 Year

Shitanshu Kapadia
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0
Technology Fund for Investment 2021-22 – 130% Returns 1 Year

The technology fund is a sectorial fund. Technology fund makes investment in information technology-related stocks and business. Information Technology is one of the key driving factor behind the economy. IT sector is booming despite of Covid-19.

The growth behind information technology companies are mainly due to technology advancement. The companies dealing in digital services, industry 4.0, Artificial intelligence, machine learning & data science is in demand.

Thus it makes sense to invest in information technology related stocks and technology funds. However, technology funds are risky in nature as performance of these funds purely depends on performance of IT sector. One can expect double digit returns from these mutual funds in 3-5 years.

In this post, I will share list of Top Technology Fund for Investment 2021-22. These funds have generated 130% returns for the investors in 2021-22.

Technology Fund for Investment 2021-22 – 130% Returns 1 Year

Technology Funds

ICICI Pru Technology Fund – Growth

ICICI Pru Technology Fund is one of the best technology fund. It is three star rated mutual fund by CRISIL. This fund is managed by the experience fund manager. The major stock holding of this fund are Infosys, HCL, TCS & Tech Mahindra. Expense ratio of this fund is slightly higher. This fund has generated 134% returns for the investors in last 1 year. 1 Lakh invested this fund has become 2.34 Lakh in 3 years. This fund has generated 1190% returns since launch.

Tata Digital India Fund

Tata Digital India Fund is another best technology fund for investment. Tata Digital India Fund invests 80% of net assets in equity related instruments of companies in IT sectors. The top holdings of Tata Digital India fund are Infosys, L&T Infotech, HCL, Persistent system and Tech Mahindra. Tata Digital India Fund has generated 118% returns in last 1 year. 1 Lakh investment in this fund has become 2.17 Lakh in 3 years.

Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund is CRISIL four star rated fund. The prime focus of this fund is to invest in technology and technology related companies. Top holding of Aditya Birla Sun Life Digital India Fund are Infosys, TCS, Tech Mahindra, HCL Technologies and Cyient. This fund has generated 113% returns for the investors in last one year. This fund has generated 210% returns for the investors in last 5 years.

SBI Technology Opportunity Funds

SBI Technology Opportunity Fund is next fund that have generated magnificent returns for the investors in last one year. SBI Technology Opportunity fund make investment in Indian stock as well as foreign stocks. This fund has generated 94% returns for the investors in last one year. Top stocks where this fund have invested money are Infosys, HCL Technology, TCS & Alphabet. The expense ratio of this fund is slightly higher.

Franklin India Technology Fund

Franklin India Technology Fund is next best technology fund in the list. Franklin India Technology fund is comparatively new. It is medium size fund. This fund has generated 74% returns for the investors in last one year. Top holding of this fund are Infosys, HCL and TCS. 1 Lakh investment in this fund has become 1.99 in last 3 years. It is categorized as risky fund for the investment.

Who should invest in Technology Fund?

Technology fund are sectorial fund. Technology funds are risky in nature. The investor with ability to tolerate risk can only plan investment in this fund. Investment in these funds should be done with prospective of 5-7 Years. One should monitor performance of these funds at regular interval. It is advisable to go for SIP route while making investment in technology funds.

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