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August 31, 2016

10 Online Career You can Start Today without Money

Do you want to earn unlimited income without binding of time and location? If yes, online career is the best option. Online career is one of the fastest and easiest ways to earn money with minimum investment.

Thanks to the internet you can start online career today just by doing with few clicks. Your income and success in the online career depend on your determination and skill set.

If you are keen to start your online career, here is 10 Online Careers for you.

10 Online Career You can Start Today without Money

1. Virtual assistant.

A virtual assistant is most preferred online career option now a day. As a virtual assistant, you need to complete the wide range of administrative task starting from data entry, customer call answering, typing document, sending emails etc.

Skills required – You need generalize skills related to computer operating like Microsoft word, excel. You should be soft spoken with good command over English.

Also Read – Online Jobs for Students – Easy without Investment

How to become a virtual assistant?

Step 1 – In order to become virtual assistant you need to register on a website such as Upwork.

Step 2 – On registration, you can find a virtual assistant job and you need to submit the interest for the offer.

Step 3 – On the acceptance, you can start working as a virtual assistant.

It can be an hourly job or weekly job. You can earn $100 to $1000 per month from this job.

2. Blogging

Blogging is online career option that can earn you unlimited income. You won’t believe you can really make a living by blogging. There are pro bloggers like Harsh Agrawal and Amit Agarwal who are already earning a lot of money by blogging. As a blogger, you need to share your knowledge as a content writer. You can earn money by placing advisement on your blog.

Skills required – You need to have knowledge about the niche you selected and decent writing skill.

How to become a blogger?

Step 1 – The first step in order to become a blogger is selecting a niche with your area of interest.

Step 2 – Register domain name and space for hosting.

Step 3 – Install WordPress or other content management system.

Step 4 – Install plugins and start sharing your content.

Blogging is easy to start online career option but difficult to sustain. It takes a long time to become a pro blogger.

3. Vlogger

A Vlogger is a video maker that makes money by creating short videos. At a first glance, vlogging seems to be simple but it is most complex and difficult job as per me.

Skills required – You need to be creativity, uniqueness, technical knowledge and skill for operating a camera.

How to become a Vlogger?

Step 1 – The first step in order to become a vlogger is creating unique video channel on youtube.

Step 2 – Start making unique videos & Upload on a channel.

Step 3 – Apply for google Adsense program.

Step 4 – Monetize your videos and Increase subscriber.

4. Business coach

You can become online business coach and lot of money. As a business coach, you need to help the owner of small and medium business owner in sales, marketing, management, team building and other business tasks. You can earn $1000 to $5000 as a business coach.

Skills required – In depth knowledge of business and operation.

How to become a Business coach?

Step 1 – You need to register on a website such as a freelancer.

Step 2 – Bid for project related to your area of interest.

Step 3 – Start working on a project.

You can even plan to become an independent business coach by starting your own website.

5. Freelance content creator

Today many companies are looking for a content creator and marketer. If you are ready to generate unique content that can influence audience this field is for you. You can earn a lot of money as a content creator.

Skill required – Generation of unique content i.e write-up, photo, video

How to become a content creator?

Step 1 – Register on a website such as Naukri.

Step 2 – Search for content writer job

Step 3 – Apply for a job, complete the job and get paid.

6. Affiliate Marketer

Affiliate marketing is best online career option as per me. As an affiliate marketer, you need to promote affiliate products and generate a sale. You will be paid for every lead or sale you are responsible for generating. You can earn $1000 to $20000 per month as an affiliate marketer.

Skill required – Promotional and marketing skill

How to become an Affiliate Marketer?

Step 1 – First step is to register as an affiliate marketer on a website such as Flipkart, snapdeal, ShareASale.

Step 2 – Promote content on your website or on a mailing list.

Step 3 – Alternatively you can refer the product to your friend, relative etc.

Step 4 – Generate a sale and earn a decent commission.

7.Social Media Influencer

Social Media Influencer is next online career option. Social media is influencing everyone as skyrocketing speed. As a social media influencer, you need to promote product online and influence engagement of people. You can earn $1000 to $2000 per month as a social media influencer.

Skill required – Social engagement and marketing skill on social media

How to become Social Media Influencer?

Step 1 – Create facebook, youtube, twitter profile.

Step 2 – Generate 5000+ likes and follower on your social profile.

Step 3 – Apply for social influencer program like Feambeat and get paid.

8.Website Designer and SEO

If you are a technical person from IT field website designing is one of the best online career options. As a website designer, you need to design website or theme as per requirement of client.

Skill required – Creativity, Technical skill, and understanding of website function.

How to become Website designer?

Step -1 – Search online for the career option as a website designer.

Step -2 – Apply and start working as a website designer.

You can also work as independent website designer or SEO expert by starting your own website.

9.Graphic Designer

A graphic designer is another online career option. As a graphic designer, you need to generate graphics for the website or make exclusive graphic as per client requirement.

Skill required – Creativity, Technical Skills

How to become a Graphic designer?

Step 1 – Learn photo editing software such as Paintshop pro or Adobe Photoshop.

Step 2 – Practice editing photos

Step 3 – Search for the client and work as a graphic designer.

10.Online seller

You can become an online seller and sell products online. This product could be your product or purchased product from someone.

Skill required – Branding & positioning product, creating customize products.

How to become an online seller?

Step 1 – Register at Flipkart, amazon as an online seller.

Step 2 – Purchase or create customize the product.

Step 3 – Start selling products online for earning a profit.

You can also make your online e-commerce store and become an independent online seller.

Over to you –

Which online career option you will select and why?

Do share your views and question in the comment section.

Rakesh Jhunjhunwala stock gives magnificent returns in last one year

Stock Market

Shitanshu Kapadia

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August 27, 2016

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Rakesh Jhunjhunwala stock gives magnificent returns in last one year

The success of Indian Stock market king big bull Rakesh Jhunjhunwala is known to everyone. He is a synonym of success for the Indian stock market investors. He generated a wealth of 2.1 billion dollars from 100$.

Rakesh Jhunjhunwala is admired and followed by many investors in India. Rakesh Jhunjhunwala is a Chartered Accountant by qualification but an investor and trader by profession. He manages his own stock portfolio as a partner in his asset management firm, Rare Enterprises. He is popular as a Rocky among the investors. He considers Mr Radhakrishna Damani as his guru (mentor) and best friend.

Rakesh Jhunjhunwala stock portfolio has grown 5.5 times in last 7 years, even last year was very good for bill bull RJ. 7 stocks of his portfolio had given magnificent returns in the range of 60 -150%.

Rakesh Jhunjhunwala stock gives magnificent returns in last one year

The Rakesh Jhunjhunwala stock that had generated returns in range of 60-150% are given below.

Aptech

Jhunjhunwala is holding Aptech since so many years. He recently purchased an additional stake in Aptech. Aptech was one of the non-performer stock in his portfolio but recently this stock has shown very good upward movement. Aptech has generated 144% return from last year.

Spicejet

Spicejet is next stock of Rakesh Jhunjhunwala that has done exceptionally well this year and generated 141% returns from last August. This stock has even touched 52 week high level in January 2016. The increase in the domestic airline business is one of the major factors in the stock rise.

Also Read – Rakesh Jhunjhunwala Story from 5K to $3.1 Billion

Escorts

Escorts is an engineering company that deals in agri-machinery and other engineering products. Jhunjhunwala is holding this stock since 2013. Escorts had given 122% returns in last one year.

Geometric

Geometric is software company deals in engineering services and technology related business. This stock was identified by RJ in 2012. Geometric has given 104% returns in last one year to Rakesh Jhunjhunwala.

Anant Raj

Anant Raj is leading construction and infrastructure developer. The stock of Anant Raj has seen a lot of ups and down in this year. This stock has generated 69% returns last year.

A2Z

A2Z is an engineering, procurement, and construction company. Jhunjhunwala is holding this stock since 2012. A2Z has given very good performance last year and generated 68% return to the investors.

Firstsource Solutions

Firstsource Solution is business process outsourcing (BPO) company. Rakesh Jhunjhunwala is holding stock of this company since 2013. Firstsource Solution has given 61% returns to the RJ last year.

Rakesh Jhunjhunwala’s Tips to Investors

Few valuable tips by Rakesh Jhunjhunwala is given below.

Do research before purchasing any stock
Be Clear Whether You Are A Trader Or An Investor
Never get emotional in stock market investing
Increase holding in performer
Get rid of nonperforming stock
Don’t be Rigid
Safety of capital
Experience is the best teacher

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10 Mistakes to avoid while buying term insurance plan

Life Insurance

Shitanshu Kapadia

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August 26, 2016

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You might have heard enough about term insurance plans these days and planning to buy a new term plan to secure your future. But do you know buying term insurance plan may not be so easy? There are various factors which one should know to evaluate the need for term insurance and how to get the best term plan.

In this article, I will share 10 10-point checklist that will help you to buy a term insurance product. Awareness is the key to executing a good investment or any financial transaction. Otherwise, you may become a victim of misselling of insurance products easily like many people. So be careful and follow these simple guidelines before buying any insurance product.

Term Plan Checklist

10 Mistakes to avoid while buying term insurance plan

Term Insurance Buying Checklist

Every person learns from their own mistakes only. But here I am going to share the common mistakes many people are making and I think you should not repeat the same. So, it is better to read them and understand them before purchasing a term plan.

Also Read – 10 Tips to reduce Term Insurance Premium

How Much Insurance is Enough

Do you really know how much insurance is enough for you to fulfill all your future dreams or financial goals? Well, everyone might talk about a 1 crore term is cool to buy, but will 1 crore be enough after 20 years from now? So the best way is to define your future goals first and then start accumulating how much money do you need to get them considering inflation. Then you will be able to find out how much insurance is enough for you.

The major concern is the inflation rate which is growing at an average of 6%-7% every year. That means your value of money is degrading and expenses of life are growing high. So do the calculation in such a way that you could beat the inflation.

Too much confidence in health

Are you confident in your health and doing regular exercises to stay fit? It’s really good news, but is it making you overconfident that you don’t need a high-life cover term plan? Then let me tell you that, staying fit will definitely help you to live a perfect life after retirement, but your financial goals need enough term insurance cover as you never know when death will come and in which format.

The lifestyle of the current generation has totally changed and the food habit as well. So even though you are following a strict health routine, you can’t prevent the uncertainties. So better to play safe and stay protected by spending a very little amount.

Can’t think about the long term or what will happen if you die

I have seen many people just avoid buying term plans saying who cares about what happens after 20 years from now. You have to start thinking like a mature person and secure your life with enough insurance. So, start setting up short-term & long-term goals to achieve them and accordingly find out the need of a term plan.

Not realizing the impact of wrong information shared

Never share wrong information while buying any kind of insurance product. Remember that you are not buying this policy for your benefit. In case you die, your family needs to deal with the insurance claim and related processes. In that case, if you had provided some wrong information, they may face claim rejection and just think how their life would change if they don’t get the money. So be honest while filling up term insurance application form.

Also Read – Top 6 Best Term Insurance Plan in India

Is cheap premium term plans are best term insurance policy?

Do you think a cheap term plan with high life cover is enough? Many people just want to save money where ever possible and they just go with this kind of plans without knowing how good the record of this company while settling insurance claims. Always go with the company who has a good claim settlement ratio, huge number of customers, good financial background, and off-course good reputation.

Not comparing policies online

Do you buy policies without comparing? Then you should change your habit as there are many websites where you can easily compare policies and their features and then choose the lowest premium policy. Why to pay high premium when the benefits are same? Of course you should not compromise the other factors also to decide which insurance company is good.

Looking for maturity benefits

Many people can’t digest the fact that they are not going to get their paid premiums back when they buy term insurance. For them, companies have come up with term insurance plans with return of premiums. But do you know that you are actually compromising the actual meaning & benefit term plan by choosing such policies?

Depending on Agents

Are you reluctant to buy term plans and also filling up the form? I have seen many people who have their insurance agents who are helping them to fill up forms and complete other formalities of insurance product purchase. But you must know that a single mistake can ruin the entire effort and your family may face insurance claim rejection at the time of getting policy benefit in case of sudden death.

Not reading online reviews or explore about the term plan online

Is the policy you are going to buy is the best term insurance policy? Do you read the policy reviews shared by many expert people or people already purchased the same? If not, then you should start doing the same right now before buying term plan.

Not telling family about the term insurance purchase

Is your family aware of that you are going to purchase a term insurance policy? If not then you should tell your family about this policy right now and also educate them how to use the policy if the situation demands. It will help them to get the necessary benefits for the step you are taking today.

Buying a term insurance policy is not for the benefit of your income tax or just to get a low premium insurance purchase, rather it’s showing your character that you are really worried about your family and planning for their future properly.

40 Part Time Business Ideas from Home Online & Offline

Business Ideas

Shitanshu Kapadia

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August 24, 2016

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Today many young and dynamic people are looking for part-time business. They are either fed up with their full-time job or they want to earn extra money. If you are one of them and looking for part-time business ideas this post is for you. In this post, I will try to give wings to your entrepreneurship by sharing 40 part-time business ideas. These part-time business ideas are proven and add a supplement to your income.

Part Time Business Ideas

40 Part-Time Business Ideas

Food Related Part Time Business Ideas

Food-related business ideas are evergreen and can be started and grown in a short period of time. Recommended business ideas for the food are given below.

1. Chocolate making

You can start your own part-time chocolate-making business. Chocolate making is low investment business. To make chocolate you need raw materials such as cream, sugar, mold, and decorative items. You need to tie up with a shopping mall or shops to sell your chocolates.

2. Breakfast serving

If you are good at making breakfast you can start home home-based breakfast serving business. Many people look for a place to serve a good breakfast. This business requires a basic setup such as a separate room for serving breakfast.

3. Namkeen Snacks Making

Today working women always look for readymade namkeen and snacks. So, starting a part-time home-based Namkeen making is a good choice. You can get runaway success in this business.

4. Food Catering

Food catering is a big business but can be started part-time. This business requires investment. This business also demands good food quality and managerial skills. It requires time to establish yourself in this business.

Online Part-Time Business Ideas

Part-time businesses can be started online. A few recommended online business ideas are given below.

5. Blogging

Blogging is one of the best online part-time businesses. It is a proven fact that one can earn a lot of money from blogging. There are a number of bloggers who are already living their lives on blogging. However, it takes a lot of time to make money from blogging.

6. Online Store

Another part-time business is establishing an online store. This idea demands investment and effort. You need to buy things at a lower price and sell them at a higher price. Before starting an actual online store you can take a trial at Flipkart, Snapdeal, Facebook, or Whatsapp.

Also Read –30 Manufacturing Business Ideas with Low Investment

7. Affiliate Marketing

You can earn a lot of money part-time from Affiliate marketing. Affiliate marketing means helping others to sell their item and earn a commission based on a sale.

8. Social Media Expert

If you are good at social media management you can plan to become social media expert. As a social media expert, you need to manage Facebook, Twitter, and other social pages of a different brand. You will be responsible for increasing likes and shares. You can charge a fixed amount for this. This business can be started part-time.

9. Virtual Assistant

Many companies seek services from the virtual assistant. The task of a virtual assistant is to help in typing e-mails, project work, data entry, or computer related other computer-related tasks. There are many websites that offer part-time jobs for the virtual assistant.

10. Website Designer or SEO Expert

If you are from the IT field with knowledge of website design and SEO you can plan to become a website designer or SEO expert. You need to bid on online projects and complete the task in a given period of time. You can earn a lot of money part-time by adopting this business.

Service-Related Part Time Business Ideas

The part-time business ideas for the service-related people are given below.

11. Computer Repair

If you are good at repairing computers you can start your own part-time repair and computer AMC business. A computer repair business requires time to establish.

Also Read – 30 Food Business Ideas with low investment

12. Photography

Photography is a skill. If you are good at taking a photograph and ready to spend extra time apart from your job this idea is for you.

13. Account Keeping

Every small and large business requires help in keeping the account book up to date. If you are from a commerce background you can accept the task of account keeping and earn part-time income.

14. Interior Designer

Interior design is next on the list of part-time business ideas. You can become an interior designer and earn a lot of money. You need to be creative and good at communication, management, and planning skills.

15. Errand’s service

Errand service is one of the best part-time business ideas today. People have become busy today and they need someone to perform personal tasks such as making payments of utility bills, delivery of personal belongings, etc. If you can effectively manage a team of people you can start an errand service business.

16. Insurance Agency

An insurance agency is a low-cost low-risk part-time business idea. As an insurance agent, you require quality such as good communication skills, convening power, and knowledge. The income of an insurance agent depends on the number of policies sold, amount, and type of insurance policy.

17. Party Decorator

The party decorator makes an arrangement for the decoration of the party (i.e. weddings, themed events, and children’s parties). Party decorators specialize in a type of decorations, like balloon decorating or holiday tree lighting, etc.

18. Freelance writer

If you are good at writing and creating unique content you can start a part-time business of freelance writing. Many online websites are looking for a freelance writer and they are ready to pay a good amount of money for the services offered.

19. Resume Writer

The next part-time business idea is resume writing. It is difficult to become a resume writer as it requires specific skills and knowledge to become a resume writer.

20. Gardening Service

Gardening service is a full-time business but at the initial stage, you can start this business part-time. In this business, you need to provide gardening services to companies or individuals. You can charge for landscape creation and maintenance.

Also Read – 10 Franchises Opportunities in India with low Investment

21. Match Making

Matchmaking is a very good part-time business for the women. It is a home-based low-investment business.

22. Wedding Planning

You can start your own wedding planning business part-time. This business requires managerial and planning skills. You need manpower support and capital in order to start this business.

Education Related Business Ideas

23. Tuition Class

Tuition class is evergreen, the fastest growing, and most favorite part-time business idea. It is an investment idea and can be started from home.

24. Fitness Trainer

Today everyone is health conscious and they are ready to spend money on maintaining health and fitness. In order to become a fitness trainer, you need to be physically fit. You also need knowledge about how to maintain your fitness level.

25. Computer Trainer

Starting computer training is a very good part-time business idea. In today’s world, everyone needs to know about computers and they are ready to spend money on that. In order to become a computer trainer, you require basic infrastructure and knowledge about computers.

Product-Related Part Time Business Ideas

26. Customize Gift Store

There is a tradition to give a gift on every occasion and people often get confused while selecting a gift. So, starting a customized gift store could be a very good idea. You can start this business part-time from home and once it is established you can open your own store online or offline.

27. Real Estate Agent

You can start a part-time business as a real estate agent. The investment required for this business is NIL and you can easily start this business from home. However, it will take time to establish this business and earn a good amount of money from it.

28. Seasonal Products

The next part-time business idea is related to seasonal products. India is a country of festivals and every festival is unique. The festivals give an opportunity to start seasonal product businesses like selling of firecrackers, kites, colors, etc.

29. Custom Cloth making

Custom cloth making is the next business idea. If you are creative and know the skill of designing clothes this idea is for you. You can design exclusive clothes part-time and generate a good income.

30. Soda Shop

Going for a walk at night time and drinking soda is becoming a trend in many metro cities. So, starting a soda shop part-time could be a very good business idea.

Also Read – Top 20 Best Business Ideas for Beginners

31. Growing and selling vegetables

This idea is applicable to people with small land where they can do farming of vegetables. Once these vegetable grows they can be sold in the market.

Other Part-Time Business Ideas

32. Business Consultant

If you are good at a specific subject in business you can become a part-time business consultant. Today many startups are looking for a good business consultant for solving business-related problems.

33. Event Coordinator

Event planning for coordination is the next part-time business on the list. In order to become an event coordinator, you should be extremely good at managerial and planning skills. It is a zero investment business idea. You can get help from event structure design solution companies.

34. Personal Chef

This idea is especially for the women. If you are good at making food you can plan to become a personal chef. Today many working women prefer a personal chef at home for the cooking. Thus becoming a personal chef could be a very good way to earn a second income.

35. Disco Jokey

Disco Jokey is a specialized field. You require a skill and investment in order to start this business. Passion and creativity is important in order to start this business.

36. Home Repair Jobs

The next part-time business idea is a home repair job. In order to start this business, you need to hire specialized people. ROI for this business is less and it requires time to establish this business.

37. Pest Control

You can plan to start your own business related to pest control in part-time. You need to hire labor in order to do pest control.

38. Senior Citizen Assistance

Senior citizen today always needs assistance in terms of doing small tasks at home. You can think of doing part-time business of supplying manpower to help them.

Also Read – 10 Business lessons from Baahubali 2 – The Conclusion

39. Beauty parlor

The beauty parlor is a part-time business idea for women. In order to start this business, you need to undergo specialized training.

40. Sport Coach

Professional sports coaching is a competitive business. You need to undergo specialized training before becoming a sports coach. It requires determination and commitment to become a sports coach.