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Radhakishan Damani Portfolio Holdings 2024

Stock Market

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March 21, 2017

Radhakishan Damani is a veteran stock market investor and founder of the supermarket chain D’Mart. Radhakishan Damani has set the record of becoming a billionaire in a single day. His net worth soared by USD 3.6 Billion in a single day due to a 114% eye-propping listing gain on the IPO of Dmart.

RKD (Radhakishan Damani) is a master in picking multibagger stock. He is also known as a man with Midas touch. The Badshah of Dalal Street Rakesh Jhunjhunwala was calling him a mentor/guru. Rakesh Jhunjhunwala has credited Damani for guiding him in the stock market and giving valuable advice and tips related to the stock market. It is obvious that we should look at where Radakishan Damani is investing his money. So, here is a comprehensive list of stocks held by Radhakishan Damani.

Also Read – 10 Mid Cap Small Cap Stocks by Dolly Khanna, Porinju & Kedia

Radhakishan Damani was born in Bikaner, Rajasthan, into a modest Marwari family. He experimented with the family’s ball bearings business after relocating to Mumbai during his youth. However, bigger plans awaited him in life! After experiencing a personal tragedy, he chose to venture into the stock market as a new direction in his life. Having very few resources and a strong desire for learning, Damani began trading stocks in the late 1980s.

Initially, Damani faced many challenges in the stock market. He faced his fair share of losses in the unforgiving stock market. Nevertheless, rather than being discouraged, these obstacles only motivated his resolve. Damani recognized the significance of gaining knowledge from errors and the worth of being patient. In the beginning of his career, he was dedicated to constant learning and a strong emphasis on market trends.

Radhakishan Damani’s turning point in the stock market was based on the principles of value investing. Taking cues from Warren Buffet and Benjamin Graham, he began searching for stocks that were undervalued but had strong fundamentals. This plan succeeded, and he quickly gained a reputation as a knowledgeable investor. His ability to identify potential in undervalued stocks was the defining characteristic of his career.

Radhakishan Damani Portfolio Holdings 2024

Stock	Holding Value	Qty Held
Trent Ltd.	2,876.8 Cr	4,507,407
Bhagiradha Chemicals & Industries Ltd.	155.6 Cr	4,306,487
VST Industries Ltd.	2,216.7 Cr	5,351,905
Blue Dart Express Ltd.	230.3 Cr	281,770
India Cements Ltd.	–	–
3M India Ltd.	628.8 Cr	166,700
Advani Hotels & Resorts (India) Ltd.	29.5 Cr	3,860,018
Aptech Ltd.	37.7 Cr	1,757,317
BF Utilities Ltd.	29.5 Cr	381,000
Sundaram Finance Ltd.	1,023.6 Cr	2,630,434
United Breweries Ltd.	608.9 Cr	3,167,678
Mangalam Organics Ltd.	8.8 Cr	186,187
Avenue Supermarts Ltd.	219,326.0 Cr	437,444,720
Sundaram Finance Holdings Ltd.	116.9 Cr	4,170,434
Astra Microwave Products Ltd.	–	–
Andhra Paper Ltd.	–	–
Metropolis Healthcare Ltd.	–	–

Note – All data shown above is collected from various sources on the internet.

According to the most recent corporate shareholding data filed, Radhakishan Damani holds 13 stocks with a net worth of over ₹ 226,114.2 Cr.

Also Read – Porinju Veliyath Portfolio Holdings – Success Story of Porinju Veliyath

One of Damani’s most notable early investments was in HDFC Bank. Recognizing the bank’s potential long before it became a market favorite, he invested heavily. This move proved to be immensely profitable, solidifying his reputation as a discerning investor. The success of this investment laid the groundwork for future ventures and set the stage for his meteoric rise.

Mr.Damani is a diverse personality he is an investor cum entrepreneur. The stunning success of D-Mart is credited entirely to Damani. The listing of D-mart has made Radhakishan Damani richer than Anil Ambani and Rahul Bajaj.

Learning from the Success of Radhakishan Damani

Buy stock at a lower price

If you carefully observe all stocks mentioned above are purchased by R K Damani at a lower price. So common learning which is known to everyone is to buy low and sell high.

Long Term Investment

The second thing to learn from Radhakishan Damani is to hold stock for long term. R K Damani has been holding stock of VST Industries since 2001. You need not sell the stock if the fundamentals of the company are good.

Also Read – Dolly Khanna Stocks Portfolio Holdings

Invest in Small Cap or Mid Cap stocks

The majority of stocks from Radhakishan Damani’s portfolio is a small cap or mid cap stocks. All these companies have huge business potential in the future.

Focus on Fundamentals

Damani’s investment strategy has relied heavily on fundamental analysis rather than speculation. He seeks out firms that have solid financials, competent leadership, and potential for sustainable growth.

The success of Radhakishan Damani in the stock market stems from a combination of determination, strategic planning, and a steadfast dedication to values. From starting with little to becoming one of the wealthiest individuals in India, Damani’s story is incredibly inspiring. His narrative shows us that by having the correct attitude, ongoing education, and a focused method, individuals can attain outstanding accomplishments. Whether you’re a hopeful investor or just seeking inspiration, Damani’s journey is a source of optimism and proof of the strength of perseverance.

How to save more money with limited income? – Practical Examples

Personal Finance

Shitanshu Kapadia

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March 15, 2017

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How people waste money or how people save more money with limited income? Both these titles are appropriate for this post. If you have problem of limited income and unlimited expense or if you are very bad at spend management here is something interesting for you. I am herewith practical examples how people waste money which can be saved.

How to save more money with limited income – Practical Examples

(1) Cook the Food

The first practical example witnessed by me is from restaurants.

Mineral water or Regular water? This is the first question asked by the waiter when you visit any restaurants.

Whenever waiter ask this question you should reply with a counter question that, if I order regular water it will be safe and clean drinking water or not? However, no one does that.

A simple answer to this question will be mineral water. Once you respond with mineral water you will be billed Rs.60 for the mineral water bottle available at Rs.12 outside. So, take away from above example are-

Prefer economical restaurant with good food quality.
Never order mineral water outside. You should prefer pure drinking water from home.
Avoid taking food outside. By this way, you can save food bill as well as future hospital bill.

The second example is multiplex theater. People visit multiplex for watching a movie. It is seen that people prefer popcorn and other food while watching a movie. The popcorn worth Rs.10 is sold at Rs.100 in multiplex and people purchase it without any hesitation. It is a waste of money.

Avoid consumption of food while watching a movie in the theater.
If possible watch a movie at home and save more money.

Also Read – 80 Best Tips to Save Money

(2) Fight the light

The usage of electricity is increased like anything. The new electronic gadgets, mobile phones, and laptops have become an integral part of our life. Although these devices have smoothened our life it has increased our power requirement. All these devices require plug for charging.

Unnecessary use of WhatsApp and other gaming application consumes more power and drain mobile phone battery. Not only will that it also save unnecessary consumption of data pack.

Avoid unnecessary usage of mobile phone.
Minimize usage of electronic gadgets.
Try to use energy efficient devices at home.

(3) Do it yourself

There are many opportunities to save more money. It is a witness today that people are master in outsourcing task. They spend money for doing a simple task like filing passport application, driving license application or preparing income tax return. If they do these types of tasks by themselves, they can save more money.

Do simple task by yourself and save more money.

Also Read – 40 ways to save money in India with tight income

(4) Switch off automobile

Fuel expense is one of the biggest expense now a day. We have a habit of using bike or car for a smaller distance. We take pride in using car or bike. However, we don’t know that it cost us a lot. It unnecessarily enhances our financial burden.

Avoid unnecessary usage of bike and car.
Prefer Carpool to save more money.
Keep your car and bike in perfect condition. Go for regular checkup

(5) Stop before your shop

The majority of people are suffering from Impulsive buying syndrome. They get lured by advertisement and promotion placed by the seller. Everyone is impressed with a shopping mall culture. We visit the shopping mall and purchase the products without thinking. Buy one get one free or discount offer is responsible for this. We should ask a simple question before buying anything. Do I really need it? If the answer to this question is yes go for it.

Visit shopping mall only with specific requirement or list.
Avoid impulsive buying.
Prefer small shop or online purchase compare to big shopping mall.
Say No to branded product.

Also Read – How I saved Rs 30000 a year on household expenses?

(6) Don’t take chance, plan in advance

Last month I have missed my due date of the mobile bill and paid delay payment charges. My friend missed PPF contribution and paid late payment charges. This may happen to you also so don’t take chance, plan in advance. Make a budget and divide your income in fixed expense, fixed investment and other additional expenses.

Plan every expense in advance.
Plan your investment in advance.

(7) Say No

Say No to cigarette, alcohol, and tobacco. These are an unnecessary expense. In addition to that avoid buying clothes and ornaments for every occasion. This will surely help you to save more money.

In addition to above make habit of noting down every expense. It will help you in controlling your future expense.

Say No to unnecessary expense.
Don’t overuse your credit card.

Remember – It’s not your salary that makes you rich, it’s your spending habits. So, Save Money and Money will save you.

I hope above practical example will surely help you to save more money.

Do share your views in the comment section!

Airtel payments bank account – All you need to know

Personal Finance

Shitanshu Kapadia

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March 11, 2017

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Airtel Payments Bank is India’s first payment bank. Airtel payment bank is offering interest of 6% on the deposit of 1 Lakh and above. You must be wondering what is payments bank and how it is different compared to other normal bank accounts. In this post, I will be sharing information about payment banks account, Airtel Payments bank account opening process and other information.

What is Payments Bank?

A payments bank is small scale bank. The prime objective of this bank is to enhance the reach of banking services, especially in the rural area. Payments bank operates through mobile phone as compared to a traditional bank branch. These banks can accept a restricted deposit, which is currently limited to 1 Lakh per customer. Under this bank, your mobile number will become your savings account number and there will be no pass book and cheque book.

Airtel Payments bank is one such bank. It is fully digital paperless bank. Anyone staying anywhere in India can open saving bank account in this bank via his/her mobile phone without visiting any bank branches. This bank operates through mobile application all features of banking are available on mobile application.

Also Read – Payment Banks India – Features and Benefits

Features of Airtel Payments bank account

Key features of Airtel Payments bank are given below.

Mobile only bank. Anyone can open and operate account through mobile app.
Interest rate 6% is offered on money deposited under this account.
Free personal Accident Insurance cover of Rs 1 Lakh.
Equivalent talk time for every money deposited.
Instant account opening with your Aadhaar Card.
Exciting deals and coupons.
Real time alert for every transaction on your register mobile number and email.
Accepted at over 5 million outlets

How to open Airtel Payments Bank Account?

The process of opening Airtel Payments Bank savings account is very easy. Follow the step by step guide below to open your first Airtel Payments Bank account.

You can open Airtel payments bank account by visiting a nearest Airtel retail outlet. Aadhaar card is required in order to open this account.
Alternatively, you can download and install My Airtel App from Google Playstore to open the account.
On this application click on payments bank and complete one-time registration.
Input information required for registration i.e Your name, mobile number, email id. Click on register Now. It will generate OTP and send it on your mobile for verification.
Once it is verified you need to give 4-digit PIN and your wallet is activated.
Open your wallet and click on “View profile Tab”.
In “My profile Tab” click on Apply for Saving account.

Enter your Aadhaar Number and click on proceed for opening of account.
For biometric verification you need to visit nearest banking point.

Benefits of using Airtel Payments Bank account

The benefits of using Airtel Payments bank account are given below.

Interest rate on saving bank account 6% for deposit amount above 1 Lakh.
The bank accounts in this bank can be opened by airtel or non airtel users.
No additional transaction charges up to Rs.10000 per day.
Access to banking services anytime anywhere
Access to online card that can be used to make payment across.
Personal accident insurance cover for every account holder.
Attractive deals and offers.

What are the drawbacks of Airtel payments bank?

For withdrawal of fund up to Rs.4000 fees is applicable up to Rs.25.
You need to pay 0.65% of withdrawal amount if you want to withdraw cash above Rs.4000.
Account closing charges is Rs.50.
Transfer charges are applicable for money transfer to other bank account.

The interest rate offered by this bank may attract you. However, please note that the concept of payments bank is very new in India. People are still not ready to accept this concept. There are many questions and doubts in people’s mind. Hope popularity of payments bank will grow in days to come.

7 Stock Pick by Best Mutual Fund House

Stock Market

Shitanshu Kapadia

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February 26, 2017

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Mutual funds offer safety and diversification. In addition to that mutual funds also spares investors from the responsibility of stock selection. In short mutual funds is the perfect solution for the people who want to own stocks without doing own research. However, mutual funds have certain limitations.

If you are a beginner with good risk taking capacity and willingness to maintain the own stock portfolio, here is simple yet effective idea to make a stock market investment. Invest in stock where mutual funds are investing their money. The fund manager has done enough research before making an investment in the stock. So, chances of such stock giving good return in future are very high.

Please follow steps given below to make your stock market portfolio:-

(1) Find out top performing mutual funds or fund house.

(2) Refer to only diversified Mutual funds with higher CRISIL Ranking.

(3) Select only big fund house and fund manager with expertise to select good stock.

(4) Identify top holding of this mutual funds in specific stocks.

(5) Choose stocks from different sectors.

(6) Make Investment in these stocks either via SIP or lump sum way.

You may be thinking that it is easy to provide step like this but difficult to make a stock market portfolio using this method. Don’t worry in order to help you I am here with 7 Stock Picks by Best Mutual Fund House.

7 Latest Stock Picks by Value Picker Stock Market Experts

7 Stock Pick by Best Mutual Fund House

J K Cement

The first stock pick by mutual fund houses is J K Cement. J K Cement is a second largest producer of white cement in India. Big fund house like Reliance and DSP Black Rock has purchased 11.2 Lakh shares of J K Cement in past. J K Cement has given 97% return to the investor in last one year. Looking at upcoming infrastructure projects in India J K Cement is very good stock for investment.

Finolex Cables

The second stock pick is Finolex Cables. In last few months fund house SBI has purchased 18.8 lakh stocks of Finolex Cables. Finolex is leading company involved in the manufacturing of electronic and telecommunication cables. A profitability and growth of the company are very good. Finolex cables have delivered 85% return to the investor in last one year. You can invest in Finolex cable with a price target of Rs.550.

Max Financial

Max Financial services is leading insurance service provider in India. Max Financial is another stock pick SBI fund house and Birla Fund House. Max Financial has given 67% return to the investor in last year. Looking at future insurance business Max Financial is a very good stock pick for long term investment.

Best Stocks to buy in India for long term Investment

Geometric

Another stock pick by fund houses is Geometric. Geometric is IT company providing services in engineering and non-engineering segment. Reliance Fund house has purchased 3.6 Cr stocks for Geometric in last few months. Geometric has given 67% return to the investor in last one year. After a merger with HCL Technologies Geometric is very good investment bet.

Health Care Global

Health Care Global is leading hospital chain known for cancer and infertility treatment. Franklin Temptation has purchased 18 Lakh shares of Health Care global. Health Care Global has given 33% return to the investor in last year. You can invest in Health Care Global stock.

Prabhat Dairy

Prabhat Dairy is next stock pick by fund houses. Prabhat Dairy is in the business of milk and dairy products. DSP Black Rock has purchased 28.5 Lakh stock of Prabhat Dairy in past few months. Prabhat Dairy has given 30% return to the investor in last one year. Prabhat dairy is a good stock for investment for long term.

Karur Vysya Bank

Karur Vysya Bank is another stock pick for the investment. In last month mutual fund house reliance has purchased 1.13 Cr stocks of Karur Vysya Bank. This purchase is across various scheme of Reliance Mutual Funds. In last year Karur Vysya Bank has given 20% return to the investor. Karur Vysya Bank is a good stock for investment for long term.

Over to You –

What is your call on above Stock Pick?

Do you carry these stocks in your portfolio?

Do you think that these stocks will outperform in future?

Do share your valuable comments and suggestion in the comment section.