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Best Performing Mutual Funds for Investment 2021

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Which are best performing mutual funds for Investment in 2021? Did you type this question on the search engine? Or are you looking for answer of this question? If yes, this post is for you. In this post, I will share Best Performing Mutual Funds for Investment in 2021.

How to shortlist Best Performing Mutual Funds?

The list of best performing mutual funds given below is not shortlisted based on the current performance of the scheme. The reason is the mutual fund that is performing well today does not guarantee that it will perform in the same manner or generate same return in the future.

This means you cannot shortlist fund based on the short term performance. You need to consider various things for finding best performing mutual funds. I have considered following things in order to shortlist best performing mutual funds.

#1 Performance Against Benchmark

The performance of fund against benchmark is extremely important. The benchmark is standard against which its performance of mutual fund is compared. As per mandate set by SEBI, fund houses to declare the benchmark index. The fund returns need to be compared with benchmark. If the selected mutual fund has delivered higher returns compared to benchmark, the fund has outperformed benchmark.

The comparison of fund with benchmark is done for the longer duration to find out outperforming mutual funds.

#2 Performance Against Category 

The second important thing to consider while selecting best performing fund is performance of fund compared to active peer group. It gives holistic picture of fund performance. The comparison should be done in the same category. This means you cannot compare return given by large cap fund with mid cap fund.

#3 Consistence Performance

The third important thing to consider is consistency in the performance. The fund should be generating good returns consistently. This include both bullish and bearish market period. It is advisable to consider last 5 years’ performance while making selection of best performing mutual funds.

Best Performing Mutual Funds for Investment 2021 

Large Cap Funds 2021 

#1 Axis Blue Chip Fund – Growth 

Axis Blue Chip Fund – Growth is first in the list of best performing fund for investment. This fund has given consistently two digit returns to the investors in past five years. This fund follows benchmark Nifty 50. This fund has consistently beat benchmark in last five years. This fund is also performing better compared to peer funds.

#2 Canara Rob Blue Chip Equity Fund – Growth

Canara Rob Blue Chip Equity Fund – Growth is next in the list of best performing fund for investment. This fund has CRISIL ranking 5. Last five years returns of this fund is very good. This fund follows benchmark S&P BSE 100. This fund has given very good returns compared to peer funds. 

Mid Cap Funds 2021 

#3 Axis Mid Cap Fund – Growth 

Axis Mid Cap Fund – Growth is first best performing mid cap mutual fund for investment. Axis Mid Cap Fund invests in large portion in mid cap stock. In addition to mid-cap this fund also invests in large cap and small cap stocks. This fund was able to beat BSE Mid Cap benchmark consistently in last five years. The past performance of this fund compared to peer is also good. 

#4 DSP Mid Cap Fund – Growth 

DSP Mid Cap Fund Growth is next in the list of best performing fund. DSP Mid Cap fund has generated very good returns for the investors in last five years. If you are planning to invest your money for 3-4 years you can invest in DSP Mid Cap Fund. The performance of this fund compared to peer is also good. 

Multi Cap Funds 2021 

#5 UTI Equity Fund – Growth 

UTI Equity Fund is truly multi cap fund which invest in large cap, mid cap and small cap stocks. This fund is giving consistently two digit returns to the investors in last five years. This fund follows Nifty 50. This fund has outperformed Nifty 50 benchmark and generated very good returns for the investors in last five years. 

#6 Canara Robeco Equity Diversified Fund – Growth 

Canara Robeco Equity Diversified Fund – Growth is CRISIL rank 5 fund. This fund has given very good performance in the past. This fund follows benchmark S&P BSE 500. Canara Robeco has outperform benchmark and given very good returns to the investors. This fund is suitable for long term wealth generation 3-5 years.

best performing mutual funds 2021

Final words

Selection of mutual fund for investment is task. You need to do lot of research while making a selection of mutual funds. You can make use of screener for doing research. Compare the fund with respect to various parameters.

Consider goals, risk, returns and asset allocation while making a selection of mutual funds. Before selecting a fund for investment consider evaluating performance based on various durations from 1 month to 5 years. This will help you to know consistency in performance for the longer duration. You may consider looking at rating of the fund while making a selection.

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Prostocks vs Zerodha – Best Stock Broker Comparison

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Prostocks Vs Zerodha – Prostocks and Zerodha are Best discount stock brokers of India. Let’s compare Prostocks and Zerodha side-by-side and decide which stock broker is best.

Prostocks is a flat free online discount stock broker. Prostocks provide unlimited trading plan. Prostocks provide trading in equity, currency and future. The Intraday fees of Prostocks is Rs.15 per trade.

On the other hand, Zerodha is claim to be number one online stock brokers in India. Zerodha is famous for technology and lightning fast trading platform. Zerodha provide platform in investing in equity, futures and direct mutual funds. The intraday fees of Zerodha is Rs.20 per trade.

If you are planning to open a new trading account or planning to change from an existing stockbroker, this post is for you. In this post, we will compare Prostocks and Zerodha side by side.

Prostocks vs Zerodha – Best Stock Broker Comparison

Prostocks Review

ProStocks is popular online discount broker. ProStocks offers unlimited plan to the customers. You can trade in equity, F&O and currency using Prostocks.  It is one of the cheapest stock broker in India. Prostocks offers free trading terminal on website, mobile and trading app. The account opening at Prostocks is paperless and 100% online. The Key features of Prostocks are given below.

Prostocks Key Features

  • Brokerage Free Equity delivery trading
  • Flat Rs.15 per trade brokerage for Intraday and F&O
  • Unlimited trading plan
  • Online Paperless account opening process
  • Free trading terminal over website, mobile
  • Advance Margin and Brokerage calculator
  • NRI Account option available

Prostocks Charges

Category Fees
Equity Delivery Trade Free
Equity Intraday Trade  Rs.15 per trade (Flat Fee Plan) or Free for Unlimited Trading Plan
F&O Trades Rs.15 per trade (Flat Fee Plan) or Free for Unlimited Trading Plan
Options Trades Rs.15 per trade (Flat Fee Plan) or Free for Unlimited Trading Plan
Currency Future Rs.15 per trade (Flat Fee Plan) or Free for Unlimited Trading Plan
Currency Options Rs.15 per trade (Flat Fee Plan) or Free for Unlimited Trading Plan

Account Opening and AMC Fees

  • Demat & Trading Account Opening Charges – NIL
  • AMC Charges – NIL (Free for lifetime with Rs.1000 one time refundable deposit)
  • Unlimited Plan – Rs.899 per month equity cash & F&O, Rs.499 for currency
  • NRI Trading Plan – Rs.100 per trade for equity delivery

Prostocks Platforms

#1 Prostock Desktop

Prostock provide installable trading terminal. This platform is specially designed for frequent traders. You will get intraday charts, live streaming on screen for multiple market segments. Ordering on this platform is quick and easy.

You can customize trading analysis windows for faster market information. You can make use of inbuilt option strategies for calculating real time returns. You will get advanced real time chart on screen. This application allows you to set customized order alerts and price alerts.

#2 Prostock Web

Prostock web is website interface. You can access it online over internet using any web browser. You need not to install any application in order to use Prostock Web. You can get similar experience of desktop based application on the web.

You will get functional keys similar to brokers terminal. You will get access of real time market quotes and online reports. You can real time and rule based trading.

#3 Prostock Mobile

Prostock Mobile is android and iOS based light weight mobile application. You can trade on the go by using this application. It is a secured, simple yet powerful trading app for the traders.

Prostocks Pros

  • Flat fee and unlimited monthly trading plan available
  • Call & Trade facility available which is low cost
  • Online IPO facility available
  • Multiple Trading platform available
  • ProStocks has very good customer service
  • Advance Interactive voice response system

Prostocks Cons

  • 3-in-1 Account is not available only trading and demat account available
  • Commodity Trading facility is not available

Zerodha Review

Zerodha is best online discount broker of India. Zerodha is famous for latest technology and lighting fast speed. Zerodha is flat fee discount broker. Zerodha allows you to invest in equity, currency, commodity, IPO and direct mutual funds. Zerodha offers multiple trading platforms for trading such as Kite, Console, Coin etc. The flat fee for trading at Zerodha is Rs.20 per trade. The Key features of Zerodha are given below.

Zerodha Key Features

  • No delivery charges applicable and brokerage charges are very low
  • Speedy Trading platform incorporated with advanced technology
  • Historical data storage with advance charting facility
  • Regional language support available
  • Multiple Trading Platforms
  • Direct Mutual Funds Investment facility available
  • Learning facility available at Zerodha 

Zerodha Charges

Category Fees
Equity Delivery Zero
Equity Intraday Trading Rs. 20 or 0.03% (whichever is lower)
Equity Options Flat Rs. 20 per executed order
Equity Futures Rs. 20 or 0.03% (whichever is lower)
Currency Options Rs. 20 or 0.03% (whichever is lower)
Commodity F&O Rs. 20 or 0.03% (whichever is lower)

Zerodha Account opening and AMC Charges

  • Zerodha Account opening charges – Rs.200 Trading and Demat Account & Rs.100 for commodity Account
  • AMC Charge – Rs.300 paid quarterly

Zerodha Platforms

#1 Kite

Zerodha Kite is ultra-fast trading platform made with advance technologies. You can make use of this platform on Android as well as iOS devices. Buying, selling, analyzing, and managing portfolio using Kite is very easy. It gives advance data for analysis. Advance charting facility of this tool is very good.

#2 Coin

Zerodha Coin is platform for buying direct mutual funds online. Zerodha coin provide unique investment experience. You can invest in mutual fund without commission. You can select any of the mutual funds from 40 fund houses. You can create, pause and modify your SIP anytime anywhere. It accept UPI based payment. The investment made via coin is stored in the demat form.

#3 Sentinel

Zerodha Sentinel is could based price alert tool. Customer can set price alerts on stocks, futures and options. It is machine learning based tool which sent alert even your computer is off. Notification are sent on Kite and e-mail for the price alert. The real time alert helps traders in taking trade decision in real time.

The other trading platforms for Zerodha are Smallcase, Streak, Sensibull, GoldenPi etc.

Zerodha Pros

  • Delivery Charges are NIL.
  • Multiple Trading platforms available.
  • The training facility is for the beginner is available.
  • Investment in direct mutual funds allowed.
  • Flat brokerage and easy to understand pricing.
  • Manage all investments on a single platform.
  • Good Customer Support and Quick Resolution.

Zerodha Cons

  • You will not get any advisory facility on this platform.
  • The response of the platform is slow during peak hours.

Prostocks vs Zerodha Comparison

prostocks vs zerodhaFinal Takeaway

From above comparison we can say that brokerage wise Prostocks is better as per trade cost is Rs.15 compared to Rs.20 of Zerodha. However, from technology viewpoint Zerodha is far better. Zerodha provides lighting fast trading platform. The number of trading platform and trading facility is far superior compared to Prostocks. Zerodha also provide facility of investing in direct mutual funds.

Flexi Cap Mutual Funds vs Multi Cap Mutual Funds – Where to Invest?

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Flexi Cap Mutual Funds is a newly introduced category by SEBI. This newly created category offers flexibility for market cap selection as per the name. As per the mandate, the scheme needs to invest at least 65% of its corpus in equity. The fund manager has the freedom to invest corpus. The fund manager can invest a corpus across capitalization (large-caps, mid-caps, and small-caps) without any restriction/cap. This fund is also known as a dynamic equity scheme.

The Flexi cap fund category is similar to the old multi-cap fund. In old multi cap fund minimum, 65% investment in equity was mandatory. There were no restrictions on other market-caps on the remaining fund. The old multi cap was changed where SEBI introduced a mandate to invest 25% each in mid cap and small cap stocks.

Let’s compare Flexi Cap Mutual Funds and Multi Cap Mutual Funds side by side.

What are Flexi Cap Mutual Funds?

Flexi Cap is an open-ended dynamic equity scheme investing across large cap, mid cap, small cap stocks. The condition is kept that minimum investment in equity and equity-related instrument should be 65% of total assets. Complete flexibility is given to the fund manager for investing funds. The Asset Management Company (AMC) has the liberty to choose a suitable benchmark for each Flexi-Cap scheme.

The fund houses can convert existing schemes into Flexi-Cap scheme subject to compliance as per SEBI guidelines.

What are Multi Cap Mutual Funds?

Multi Cap is a true multiple capitalization fund. Mutli Cap fund invests at least 75% of its total assets in equity and equity related instruments.

In this category of fund, it is mandatory to invest at least 25% of the corpus in each large-cap, mid-cap, and small-caps. The new changes in the multi cap mutual fund category are introduced recently by SEBI. The fund manager is forced to invest a percentage of funds in mid-cap, large-cap, and small-cap despite of non-performance.

Flexi Cap vs Multi Cap Mutual Funds

Let’s Compare Flexi Cap and Multi Cap Mutual Funds Side by Side.

Flexi Cap vs Multi Cap

Which Mutual funds to select for Investment – Flexi Cap or Multi Cap?

Which fund to select for Investment – Flexi Cap or Multi Cap? Well, the reorganization of the fund and introducing flexicap category is a very good step by SEBI. It will help the investor in making the correct choice of the fund as per the fund label.

If investors want to have balance exposure across market capitalization, they can go for multi cap fund category. On the other hand, if the investor has full confidence on the fund manager capacity and looking for higher returns they can opt for newly launched flexicap funds. A newly launched flexicap funds seem to be better as it offers true flexibility to the fund manager.

10 Profitable Business Ideas after Covid -19

10 Profitable Business Ideas after COVID-19 – Corona Virus has created havoc in the world. This highly contagious virus is spreading very fast. No medical treatment or vaccine is available as of now. The only way to stay protected from this virus is to maintain social distancing, wear the mask, and do frequent sanitization.

Apart from disturbing personal life, Covid-19 has also impacted financial life. The earning of almost every individual is affected. Many people have lost their jobs. It seems the entire life is standstill. Coronavirus is likely to remain in our life for a few months or maybe a year. It may take time to normalize the current situation but let’s not lose hope. Life will be back to normal soon.

Also Read – 10 Future Business Ideas with High Potential 2022 and beyond

Covid-19 has generated new business opportunities. Here are some of the trending business ideas which will help you to survive the COVID-19 crisis.

business ideas after covid

10 Profitable Business Ideas after Covid -19

Online Education

The first profitable business idea after covid-19 is building an online education system. Online Education after Covid-19 has become the norm. This has happened due to the availability of low-cost internet and reliable connecting tools such as Zoom, Google Meet, etc. These tools can accommodate a large number of students in the online meeting. They also provide a whiteboard and screen sharing facility. You can adopt any of these tools and start your online education business. It could be online tuitions, special coaching classes, online teaching for specialized courses, or webinars.

Working as Freelancer

You can start your work online as a freelancer. Freelancing jobs do not require special skills. You require the basic skill of computers to become a freelancer. You can take up a job such as content writing, graphic designing, data entry, translation jobs. These types of jobs are easily available in the market.

Blogging

Blogging is one of my favorite business ideas. Investment required for starting blogging is very less and you can earn a lot of money via blogging. You need to put your thoughts and ideas in a proper way. You should have a good command of English or the language in which you are blogging. Blogging can earn your money via sponsored advertisement, affiliate marketing, and Google Adsense.

YouTuber 

Becoming a YouTuber is the next business idea after blogging. After Covid-19, people have a lot of time and people sitting idle at home are making use of this time for watching videos. The viewership of YouTube is increasing day by day. If you have the skill to make videos that can entertain people or educate them, you can become YouTubers. You can make videos on various topics such as finance, cooking, travel, art, dancing, movies, or any other catching topic. You need to make videos and publish them on YouTube. You will be paid for the advertisement placed on the video. Alternatively, a paid subscription on a channel can also bring you money.

Selling Health Care Items

Masks, sanitizers, oximeter all these medical products have become part of our life and likely to remain in our life even post covid. You can sell health care products to retailers, wholesalers, and local vendors. You need to establish proper sales and distribution channel for the business. The market for health care items is not yet saturated. The supply side of health care items is slightly weak in rural areas. If you can start a business, in a rural area you will get quick success.

Home Made Food

Preparing and selling homemade food is next in the list of business ideas after COVID-19. There are many people who are looking for homemade food in this pandemic. If you love to make tasty, healthy and nutritious food this idea is for you. You need to prepare food and sell it at home. You can also start home delivery.

Home Made Art, Craft & Gift Items

The hobby of making art, craft and gift items can be converted to business ideas. You can make art, craft and gift items at home and sell it. You can even make use of online selling platforms for this business. These home based business is growing. Investment required for this business is very low.

Door to Door delivery

Door to door delivery or courier service business is next in the list. After Covid-19 demand of delivery services such as grocery, medicine and other items is growing. The business of door or door delivery likely to remain in demand. As people have fear of Covid-19 they do not take risk of going out from home. Most of the people prefer to get items on doorstep. You can take necessary precaution and start this business. You need to recruit number of people for door to door delivery.

Cab Services

Providing fast and reliable cab services is next business idea on the list. Corona virus has pose challenge to maintain social distancing and avoiding crowded place. People are likely to use their own vehicle or separate vehicle for commuting. You can make good amount of money on daily basis by providing cab services.

Employment Agency

Millions of people have lost their jobs during corona times. Thus starting employment agency would make sense. You need to help candidate in finding a job. You can earn good commission income via employment agency. You need to work hard in starting and running employment agency.

Over to you

You need to consider demand of product in the market before starting any business. Most of the people are not spending money on luxuries and comforts. People are focusing on necessities

The first thing to take into consideration is the Demand in the market. Due to the lockdown, not everything is required, and we must keep the luxuries and comforts aside. Providing necessities and the high demand for them is a major contributor to the market and will generate new business ideas.