Blog Page 252

10 Fiverr Gigs & Work From Home Job Ideas

Fiverr Gigs is one of the best ways to make money as a freelancer. It is an online market place that allows you to sell your Gigs. 

You just need an internet connection, few hours and suitable skills that’s it. You can make a lot of money from Fiverr. Students, housewives, and even professionals should try out Fiverr.com for earning money. It is one of the best online market places for making a decent monthly income. 

So excited to know more about Fiverr Gigs!

Here is complete information about Fiverr Gigs. I am sure that the information given here will surely help you to make money online on Fiverr.

Fiverr Gigs Work From Home Jobs

What are Fiverr Gigs?

Fiverr provides a facility to place your advertisement page. The page placed on Fiverr is known as Gig. The actual meaning of Gig is a Temporary Job. So, If you are looking for a temporary job online you can put Fiverr Gigs. You require the appropriate talent and skill to execute a Gig.

To get a job you need to showcase products and services on the Gig page. When you design the page (Gig) you have to be expressive. You need to put up attractive images, case studies, customer feedback on the page. You can also add a description on the page about your services in 150 to 300 characters. 

This is to enhance your brand value and attract potential buyers. You can select your gig from the list of available categories on Fiverr. The price of each Gig starts from $5. Due to five-dollar price, the name of the website is Fiverr. Once your Gig is setup you can edit it at a later stage to add additional products and services.  

Also Read – 15 Home Based Jobs – Work from Home and earn Rs.25000 per month

How to Join Fiverr?

Joining Fiverr is every easy. You just need to create an account. It hardly takes 2-3 minutes. 

Visit Fiverr.com and click on the Join button given at Topmost corner. It allows you to create an account with Facebook, Google and Apple ID. Alternatively, you can also register using an e-mail ID. 

On the registration page, you need to provide a unique username. Once you are registered you will be redirected to the page where you can find services. You can also post request about what service you are looking for?

Next step is creating your seller profile. You need to put up your personal information, profile picture, description. Now visit the Selling menu and click on Create A New Gig. Provide scope, pricing, description & photographs. Once you are done click on the publish button.

Once your Gig is published you need to wait for the potential customers. Once you receive the order you can respond to order and execute the task.

What is Unique about Fiverr?

Fiverr is unique compared to all other online market places. Few things which I like about Fiverr are – 

  • Every small gig here starts with $5. This means you will get paid at least $5 for a gig. 
  • It is a free platform where you can join with Google, Facebook, or E-mail ID.
  • Multiple readymade categories for posting your Gig.
  • You can put your talent, skill, and resource on display for anyone to buy.
  • You need not be an expert or professional to post your Gig on Fiverr.

No specific qualifications required for Fiverr. A low skill person who can write, draw, sketch, or design something creative can join Fiverr. A highly skilled professional who knows programming and software testing can also join Fiverr for making money. 

If you are not using Fiverr, probably you are doing the biggest mistake. 

Before going through Best Fiverr Gigs given below, I recommend to go through Fiverr site and check what types of Gigs people are offering and how they are making money online. 

For example, you will find many people offering video making services. They have got very good voice quality, pretty face & video making skills. If you have these qualities, you should use it by selling it on Fiverr.

If you are looking for Unique Fiverr Gigs ideas here is 10 Fiverr Gigs & Work From Home Job Ideas.

10 Fiverr Gigs & Work From Home Job Ideas

#1 Text Logo Design

If you have expertise in designing Logo this Gig idea is for you. You can design a professional text logo for your client. You can use a free logo maker tool or paid tool such as Adobe Photoshop or Paintshop pro. You have to be creative and extraordinary in designing a logo. You can charge $5 to $10 per logo.

#2 Sharing your Diet Plan

Sharing your diet plan and earning money is a unique idea. If you have a fit body and you have followed a strict diet plan, this gig is for you. In this Gig, you need to post your picture or video showcasing your body. The main idea is to attract people to reduce their weight. Many people are looking for weight reduction. You need to advise them with a proper diet plan. It is a sure shot gig to get success on Fiverr.

#3 Social Media Promotion

Social Media Promotion is next on the list. Many bloggers are looking for people who can help in doing social media promotion. You have to commit fix like or increase in a fixed number of following. You need to place your Gig at Fiverr with a description that shares your expertise and experience. You can charge fix price for your services.

#4 Personalized Gift  

Selling a personalized gift over Fiverr is next in the list. You need to customize gifts based on the need of the client. You can use a special message, picture in a creative way. The gift could be a physical gift or e-gift like an e-card, animation, video, etc. You should have expertise in designing a personalized gift. You can charge from $5 to $100 for this Gig.

#5 Designing Resumes and Cover Letters

Designing Resumes and Cover Letters is next in the list of Best Fiverr Gigs. In this Gig, you need to design a professional resume and cover letter for your client. You can use a tool or an online website for the same. Showcase your expertise in the Gig by writing a good description and testimonials. You can include a photograph for the resume sample. 

#6 Designing PowerPoint Presentation

One of the simplest ways to earn money is by designing a powerpoint presentation. If you are creative with a good grip over PowerPoint Theme and templetes this Gig is for you. In this Gig, you need to design powerpoint presentation for your client. You can post sample powerpoint presentation or client testimonial as well as experience detail in the gig description. It is a wonderful and easiest way to earn money via Fiverr.  

#7 Video Making 

Video Making is next in the list. If you are good at creating white board animation video or two dimensional explainer video this gig is for you. You can offer script writing, professional voice over, back ground music and unlimited revision.

#8 Content Writing

Writing SEO optimized content is another gig. If you can produce well research, informative and engaging content which are SEO optimized this gig is for you. You need to post your gig on Fiverr by creating a profile. You should have experience in content writing.

#9 Translation Work 

Translation job is next in the list. Here you need to provide services for translation from one language to other. You have to specify that you have expertise in which language. You also need to mention timeline and services offered by you in this gig.

#10 WordPress Speed Optimization  

WordPress expert can opt for speed optimization gig. In this gig you need to audit the website and find out reason of slow speed. You need to optimize speed and guarantee increase in the search engine ranking. You can add testimonial and service review in the description.

Over to you 

Do you use Fiverr to make money? How you promote your Gigs? 

Well, if you have any other unique Fiverr Gigs ideas for earning money, please share it. We would love to learn it from you.

New 26AS – Check New 26AS changes before filing ITR

New 26AS is introduced by the Income Tax Department. The new 26AS form contains more detail about your financial transactions like real estate, equity, mutual fund, credit card, etc. So, make sure to check the 26AS form before filing ITR. This form also includes your personal information such as Aadhaar Card, Date of birth, mobile number, etc. 

Most of us are familiar with form 26AS and its usage. Form 26AS contains details about tax deducted at source and tax collected at source. This form also contains information about the tax paid and refund generated.  

Now Form 26AS contains a lot of additional information. One should check New 26AS changes before filing ITR. If you worried about new Form 26AS and changes incorporated here is a complete post explaining New 26AS form.

New 26AS Changes

New 26AS

Personal Information 

The format of 26AS is changed. Now, this form also contains personal information like Aadhaar number, date of birth, mobile number, email ID of the taxpayer. Till now only PAN, name, and address were provided in Form 26AS. 

The additional information in Form 26AS makes you aware of the email ID, mobile number registered with the Income-tax department. The information mentioned in Form 26AS should be correct. 

The Income-tax department sends communications to taxpayers via SMS and e-mail. If you don’t want to miss any communication from the Income tax department you should keep these details updated.

Also Read – Income Tax Calculator FY 2020-21 (AY 2021-22) – Excel Download

Financial Transaction related Information

As of now Form 26AS provide the following information

  • Tax deducted by deductors on behalf of Tax Payer
  • Tax collected by collectors on behalf of Tax Payer
  • Advance / Self-Assessment tax deposited by Tax Payer
  • Refund paid by ITD to Tax Payer
  • AIR Transactions

New 26AS form will also provide information about financial transactions related to equity, mutual funds, credit card payment etc. You must be aware that the Income Tax department monitors financial transactions done by individuals above a certain value. Now information about the financial transaction will be available in your Form 26AS. 

The availability of transaction details in this form helps the taxpayers to verify and initiate corrective action in case the available information is incorrect. A taxpayer should verify the details given here before filing the income tax return.

You will see the following information in New Form 26AS.

Cash transactions 

  • Cash payment for the purchase of bank demand draft or banker cheque where aggregate payment is 10 lakh or above in the financial year.
  • Cash deposit and withdrawal from one or more current accounts of a person where aggregate value is above 50 lakh or above in the financial year.
  • Cash deposits in one or more accounts of a person, if aggregate payment is 10 lakh or more in a financial year.

Credit Cards & Fixed Deposit 

  • Payment made in cash for credit card dues aggregate amount of 1 Lakh or above by the taxpayer in a financial year.
  • Credit card payment done using any mode for one or more credit cards with an aggregate amount of 10 Lakh or above in a financial year.
  • A fixed deposit or renewal of fixed deposit with aggregate payment is 10 Lakh or above in a financial year.

Equity, Mutual Funds & Real Estate

  • Equity or Mutual Funds purchase by taxpayers with an aggregate amount of 10 Lakh or above in a financial year will be mentioned. Transfer from one scheme to another scheme will be not included.
  • The purchase or sale of real estate, if transaction value or Stamp Valuation of property is 30 Lakh or above. 

Forex 

Receipt from any person for sale of foreign currency including credit of such currency to foreign exchange card, if aggregate payment is Rs 10 lakh or more in a financial year. 

Expense made in foreign currency via debit card or credit card, demand draft or any other instrument, aggregating to 10 Lakh or above in a financial year. 

How to download your New 26AS Form?

Follow the steps given below to download New 26AS Form.

  • Visit the income tax department’s official website: www.incometaxindiaefiling.gov.in
  • Login with PAN Number and associated password.
  • Visit “My Account” navigation menu and view “Form 26AS (Tax Credit) link.
  • You will be asked to confirm about redirecting to TDS-CPC portal. Click on the confirm button and proceed.
  • Here you will be able to see Annual tax statement. You need to select Assessment year and view as option. You can view as HTML or text format. 
  • Press View/Download button and form will appear on screen.
  • You also get an option to export this form as PDF. 

Do you think additional information available in the New 26AS helps while filing an income tax return?

10 Best Direct Mutual Fund Platform in India

Which are the best direct mutual fund platforms in India? How to evaluate and zero down to Best Direct Mutual Fund Platform? Well, recently while investing in the mutual funds online I have come across multiple online mutual fund platforms. I have evaluated these platform from features, user interface and coverage of fund house. Here is a summary of my research in terms of Best Direct Mutual Funds Platforms in India.

What is Direct Mutual Funds Platforms?

Direct mutual funds platforms are websites or apps that allow investors to buy mutual fund directly without any intervention of middlemen or broker. As no middlemen or broker is involved buying mutual fund directly from direct mutual funds is beneficial in terms of cost. In addition to cost, these platforms offer various additional features and ease of operation.

Also Read – Zerodha Coin – Direct Mutual Fund Platform Review

How to evaluate mutual fund platforms?

To evaluate mutual fund platforms you need to consider the following factors.

  • Features offered by mutual fund platforms and its usage.
  • Coverage of multiple fund houses on the single platform.
  • User friendliness of the platform for the operation.
  • Technical stability and service quality of the platform.
  • The reputation of the direct mutual fund platform.
  • Fees applicable for using mutual fund platform.

direct mutual fund platform india

Best Direct Mutual Fund Platform in India

Here is a list of 10 Best Direct Mutual Funds Platforms in India.

CAMS Online/My Cams

CAMS Online/My Cams is one of the best direct mutual funds investment platform. I am using this platform for the past three years. My Cams is a 100% free platform. It supports 14 mutual fund service providers. You will get dashboard view for mutual fund holding and asset allocations while logging into this platform. Key features of CAMS Online direct mutual fund platform are given below.

  • A completely digital process to setup SIP.
  • Dashboard view mutual fund wise and asset class wise.
  • Online statements for portfolio, capital gain and portfolio valuation.
  • STP and SWP facility online.
  • Schedule future transaction facility.
  • Two factor authentication while logging.
  • Mobile App to monitor your investment.
  • 100% free platform with good customer support services.

Dhan 

Dhan is a rapidly growing technology-first direct mutual fund investment platform in India. It is a 100% free platform for mutual fund investments, offering direct plans with zero commission and no hidden transaction fees. Dhan supports all leading mutual fund service providers, giving you access to 1500+ direct mutual fund schemes. Key features of the Dhan direct mutual fund platform are given below.

  • A completely digital and paperless process to set up SIPs.
  • Flexible SIP frequencies including Daily, Weekly, and Monthly options.
  • SIP Plus feature to easily set up automated step-up investments over time.
  • Unified portfolio dashboard.
  • 1-tap top-up and instant mandate-based AutoPay.
  • 0% commission charges with zero AMC.

Karvy – KFIN KART

Karvy KFIN KART is one of the best direct mutual fund platform. You can invest, track and manage across multiple mutual funds using this platform. It will provide web based version as well as app version. Total mutual fund AMC supported by Karvy is 19. It is 100% free platform like My Cams. Key features of KFIN Kart are given below.

  • Portfolio dashboard for viewing multiple folios.
  • Link family portfolio at single click.
  • NAV tracker including historic NAV.
  • Folio level and consolidated statement.
  • SIP registration and cancellation.
  • Live notifications.
  • Omni channel customer support.

MF Utility

MF Utility is one of the most popular investment platform in India. MF Utility is promoted by AMFI. Investors can conveniently invest direct plan of mutual funds via this platform. The service offered by MF Utility is completely free and paperless. MF Utility supports 39 Mutual funds AMC for investment. Key features of MF Utility are given below.

  • Provides CAN based consolidated view of investments across the industry.
  • Single payment for multiple scheme investments across mutual funds.
  • Industry level triggers, alerts, reminder etc.
  • go MF App to manage mutual funds on the move.
  • Prompt customer service.
  • 100% free platform.

Kuvera

Kuvera is free direct mutual fund investing platform. You can consolidate and track your entire mutual fund portfolio at single place using Kuvera. Kuvera allows you to manage investment of your entire family using single login. This platform supports 37 fund houses. Key features of Kuvera is given below.

  • Clean and easy to use interface.
  • Import facility of existing portfolio.
  • One click switch to direct funds.
  • Goal planning option.
  • Family account management.
  • Large number of mutual fund house supported.

Groww

Groww is comparatively new online mutual fund investment platform. Groww claims of using latest technology for it platform. Groww is famous for its simplicity and transparency. Features of Groww are given below.

  • Compare mutual fund scheme easily.
  • Zero fee and no transaction charges.
  • Dashboard to track all your investments.
  • Latest security standard to keep your data protected.
  • 17 different mutual fund house supported.
  • UPI based investing with a single click.

Coin by Zerodha

Coin by Zerodha is one of the most popular direct mutual fund investment platform. You can invest in regular as well as direct funds using this platform. It gives unified view to for all direct mutual funds, ETF, bonds and stocks. It is 100% free easy to use platform. It supports 31 mutual funds AMC for investment.

  • You can create, pause and modify your SIP anytime.
  • Fund your SIP instantly via UPI payments.
  • Unified portfolio view.
  • Support of Zerodha platforms such as Kite, Console and more.
  • Search facility to buy across 31 direct mutual funds.
  • Single capital gain statement.

ET Money App

ET Money App is single app for managing all your investment including direct mutual funds. Free portfolio check by ET Money expert and daily updates on portfolio performance are plus points of ET Money. Benefits and key features of ET Money are given below.

  • Automate investment via smart solution.
  • Get free portfolio health report.
  • Dashboard to track all your external mutual fund investment.
  • Invest via web based platform as well as app.
  • Completely paperless process.

Paytm Money App

Paytm has also launched mutual funds investment platform called as Paytm money. Paytm claims that investment via their platform is simple, transparent and easily accessible. Paytm money app based investment platform which offers lot of features.

  • You can invest in 40 leading mutual funds AMC via this platform.
  • It gives UPI, net banking and auto pay options.
  • Real time portfolio insights and statement.
  • Import your existing mutual fund investments.
  • Instant fund redemption option.
  • Compare direct mutual fund returns with other options.
  • KYC verification in 30 minutes.

Mobikwik (Earlier Clear Funds)

Mobikwik is somewhat new in the list of direct mutual fund platforms. It is completely free mutual fund investment platform. You can invest in 36 different fund houses using mobikwik platform. Key features of Mobikwik mutual fund platform are given below.

  • Paperless approach for investing in mutual fund.
  • You can get unbiased advice in free.
  • Complex data analytics to recommend best performing mutual funds.
  • Bank grade security for investing money online.
  • Smart real time notification to get updated information at right time.

Goalwise

Goalwise claimed to be one of the best direct mutual fund investment platform. Like all other platform this platform is also completely free and offer mutual fund investment with zero commission. You can invest, redeem or stop SIP completely online anytime using this platform. Key features of Goalwise are given below.

  • Goal centric approach.
  • On/Off track recommendation.
  • Rebalancing of portfolio.
  • Glide path for asset allocation.
  • Customized investment option.
  • Highly responsive customer support.

7 Best Car Loan in India 2025

0

Best Car Loan in India – In good old days car was considered as a luxuries item. However, today car has become necessity even for the middle-class families. Not having a car restricts you and your family in multiple ways in your social & professional life.

Thanks to the car loan. Now you can fulfill your dream of buying car easily. Car Loan is available for new cars well as used car. You just need to provide income proof to avail a car loan.  There are multiple financial institution and banks in India that provides car loan facility. Among the range of financial institutions and banks, here is a list of 7 Best Car Loan in India 2025 and How to select best car loan in India.

best car loan

How to select Best Car Loan in India?

In order to select best car loan in India you need to consider following factors.

Interest Rate – Interest rate is one of the key differentiation while selecting a car loan. It is available with fixed and floating rate. It is always advisable to go for floating rate car loan with reducing balance. The floating rate interest varies from 8.5% to 11.50%.

Processing Fees and Time – The processing fees and time for processing car loan is another important factor of consideration. The processing charge is around 0.5% of the loan amount. However, few bank charges higher amount up to Rs.10000.

Loan Amount – You also need to consider maximum loan amount that is offered by bank. Most of the bank ask to make down payment of 5% to 10%. This amount is also called as margin. Some banks provide 100% finance of the ex-show room price. You need to pay additional amount such as duty, RTO passing charges and insurance amount.

Loan Tenure – The maximum loan tenure is 7 years. Your EMI will be low if you opt for longer period loan but you need to pay higher interest amount.

Prepayment or Foreclosure charges – Prepayment charges applicable on car loan varies from bank to bank. The charges are in range of 5-8%. You need to check prepayment charges applicable on car loan. Additionally, also look at the foreclosure charges.

Special Features – Many bank offers special features on these types of loan. You can check available features before taking a loan.

Also Read – Car Insurance Policy – Unusual Things you should know

7 Best Car Loan in India 2025

#1 SBI Car Loan

SBI is one of the largest public sector bank offering car loan. SBI provide finance up to 85% of the on road price. One of the major advantage of SBI car loan is processing charge is NIL. In addition to that SBI does not impose any pre-closure charges. Key features of SBI car loan are given below.

Eligibility Anyone from Age 21 years to 60 years
Interest rate 8.65% to 9.35% floating
Pre-closure charges NIL
Loan Term 7 years
Processing Fees NIL
Maximum Loan amount Up to 85% of the on road price

#2 HDFC Bank Car Loan

HDFC Bank is one of the largest private sector bank in India. HDFC offers range of services to customer including car loan. The car loan offered by HDFC is with attractive interest rate and minimum documentation. The loan approval process is very fast. Key features associated with HDFC Bank Car Loan are given below.

Eligibility Anyone from Age 21 years to 60 years
Interest rate 8.01 to 11.50% floating
Pre-closure charges NIL after 2 years
Loan Term 7 years
Documentation Charges Rs.600
Maximum Loan amount Up to 100% of the ex-show room price

#3 Axis Bank Car Loan

Axis Bank Car Loan is next in the list of best car loan. Axis bank offers car loan at the higher rate compared to other bank. However, they offer faster loan processing and quick disbursement. They provide finance up to 95% of the ex-show room price. Key features of Axis Bank Car Loan are given below.

Eligibility Age 21 years to 70 years at loan maturity
Interest rate From 9.20% to 13.85%
Pre-closure charges 5% of the principal outstanding
Loan Term 7 years
Processing fees Rs.3500 to Rs.12000
Documentation Charges Rs.700
Maximum Loan amount Up to 95% of the ex-show room price

 #4 ICICI Bank Car Loan

ICICI Bank is leading private sector bank. ICICI Bank offers car loan for new as well as pre-owned cars. The loan repayment term is flexible. The loan amount is up to 100% of the ex-show room price. Few important features of ICICI Bank Car Loan are given below.

Eligibility Age 23 years to 70 years
Interest rate 10% onwards
Pre-closure charges 5% of the principal outstanding
Loan Term 8 years
Processing fees Rs.999 to Rs.8500
Documentation Charges Rs.650
Maximum Loan amount Up to 95% of the ex-show room price

#5 PNB Bank Car Loan

PNB provides car loan for all types of vehicles such as car, jeep, van, multi utility and sport utility vehicle. Car Loans from PNB comes with one of the lowest interest rate in the industry. The loan tenure is also flexible. Key features of PNB Bank Car Loan are given below.

Eligibility Individual with minimum monthly income of Rs.20000
Interest rate Variable based on credit score
Pre-closure charges NIL
Loan Term 7 years
Processing fees 1% of the loan amount
Documentation Charges 1% of the loan amount
Maximum Loan amount Up to 85% of the ex-show room price

#6 Bank of Baroda Car Loan

Bank of Baroda offers loan for all types of vehicle including luxury cars. Bank offers loan up to 1 Cr including NRI. No prepayment or foreclosure charges applicable on Bank of Baroda Car Loan. Key features of Bank of Baroda Car Loan are given below.

Eligibility Age 21 years to 70 years
Interest rate Starts from 8.75% to 12.05%
Pre-closure charges NIL
Loan Term 7 years
Processing fees Rs.500
Maximum Loan amount Up to 85% of the on road price

#7 Central Bank of India Car Loan

Central Bank of India is public sector bank. It is one of the oldest commercial banks. This bank offers loan up to 75 Lakh. Car Loan from Central bank is available at very low interest rate. Key features of Central Bank of India car loan is given below.

Eligibility Age 18 years to 65 years
Interest rate Starting from 8.7% to 10.15%
Loan Term 7 years
Maximum Loan amount Up to 90% of the on road price

Over to you

The list given above is prepared based on the information available online. Use the list given above as a reference while you are opting for car loan. Make sure to compare all available options while opting for car loan.