Chanakya Niti and Financial Success


Chanakya Who was He? Born in 4th century B.C in India, Chanakya was also known as vishnugupta and Kautilya. Through the century scholars have describe chanakya as a rare master mind who became an expert in varied and specialized fields like management, economics, politics, military tactics, law, Leadership, management, governance, accounting system and several others. The 600 sutras of Kautilya arthashastra have been classified in 15 books, 150 chapter and 180 topics by chanakya himself.

Chanakya documented his lifelong work in his book Kautilya arthashstra, Chanakya Niti  and Nitishastra which is referred today also by many people. Chankya Niti book gives various sutras/niti for financial success. So here is Lessons from Chanakya Niti for Financial Success

Lesssons from Chanakya Niti for financial Success

Chanakya Niti for Financial Planning

 “One should start a work only after adequate planning”

Before starting any work you should carry out planning same is applicable in field of finance. You will not gain financial success without planning.

“A well planned work produces good results, even in adverse condition”

Chanakya Niti says that if your work is well planned it will surely produce good result. In bad market condition if your plan is in place you are likely to gain more profit.

“The planning is like the light that shows the path in darkness”

Planning will always help you in adverse condition. E.g if you have not made any emergency fund you can suffer badly in emergency situations.

Chanakya Niti for Risk Assessment

“One should weigh one’s capacity before starting a work”

You should carry out risk profile assessment before starting any investment. Risk assessment will help you in formulating your investment strategy.

“One should wear ornaments according to one’s financial capacity”

You should spend money according to your income and capacity. Overspending will may kill you.

Chanakya Niti for Investment planning

“There is no jewel without some distortion”

Chanakya says that as you will not find jewel without distortion you will not find investment option without limitation. Try to find out limitation and take informed decision before investing.

“When there are many options, one should select the work which has sustainable value”

Today we have many investment options in market, but you should select investment option which are stable and having sustainable value.

“Goddess Lakshmi abandons them who start a work without examining the opportunities”

Chanakya Niti says that you should always examine opportunities before starting any work. If you start work without examining opportunities wealth will not come to you.

“One, who wishes to get milk, would not buy an elephant”

This niti is applicable for investment selection. You should study and invest only in investment options which are as per your financial goal, don’t invest money without goal.

“Accumulated wealth is saved by spending well in business or in charity or by investing it profitably,

just as a reservoir is kept fresh by letting out the stagnant water”

You should always look for investment opportunities and make investment per suitability. You should invest extra money rather than parking it in saving bank account.


All these important financial elements and sutras which we used today were discovered by chanakya several years back.

This article is tribute to the great laureate of economics “Kautilya or Chanakya” for providing a detailed guidance on finance & management centuries ago which hold truth even today.

Don’t forget to share this piece of wisdom with your friends.

Do share your comments on above.

Chanakya Niti for financial Success

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Article by Raviraj

Raviraj is the man behind He is graduate in finance, engaged in blogging since 7 years. Moneyexcel blog is ranked as one of the Top 10 Personal Finance Blog in India. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

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