HomeCredit Cards5 Best Credit Card for Online Shopping in India 2024

5 Best Credit Card for Online Shopping in India 2024

Best credit card for online shopping – Online shopping has become a way of life. Starting from a small pin to big items everything is sold online with a click of a button. Credit card plays a crucial role in online shopping. You can save a lot of money by using a credit card while doing online shopping. Festival season is nearby and you must have started online shopping. Visit Shop Abunda they enable simple payment plans on millions of products. If you are keen on saving extra money while doing online shopping, here are Top 5 Best Credit Card for Online Shopping in India.

These cards are selected based on exclusive benefits offered by cards in terms of online shopping benefits such as rewards, cashback, gift vouchers, discounts and tie up with leading e-commerce websites.

Credit Card Online Shopping

5 Best credit card for online shopping in India 2024

#1 SBI Simply Click

SBI Simply Click is one of the best credit cards for online shopping in India. This card has tie-up with Amazon, Bookmyshow, Cleartrip, Lenskart, Netmeds, etc. If you are an online geek who loves to buy things online you should consider SBI simply click as credit card option for making an online payment. Features and benefits offered by SBI simply click are given below.

  • Amazon gift voucher worth Rs.500 on Joining.
  • Earn 10X reward points on online spending at Amazon, Bookmyshow, Cleartrip, Lenskart, and Netmeds.
  • One can get 5X rewards on all other online spends.
  • Milestone-based reward for online spending.
  • 1% fuel surcharge waiver benefit.
  • Annual fee reversal on spending 1 Lakh or above in a year.
  • Flexipay benefit to convert your purchase in EMI.

Joining Fee – Rs.499

Renewal Fee – Rs.499

Finance charges – 3.35% per month

Also Read – Best Credit Card For 2020-21 – Top Credit Card Picks

#2 Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card is for the Amazon lover. Cashback offers for a prime and non-prime customer of amazon are major advantages of using Amazon Pay ICICI Bank Credit card. In addition to Amazon benefits, you will also get benefits on dining spent and fuel purchases.

  • Earn 5% back on Amazon purchases for Amazon Prime customers.
  • Earn 3% back on Amazon purchases for non-prime customers.
  • The earnings will be in the form of Amazon Pay balance.
  • 15% saving on dining bills.
  • Fuel surcharge waiver benefit.
  • No Joining or annual fees.
  • No expiry of earning.

Joining Fee – NIL

Renewal Fee – NIL

Finance charges – 3.5% per month

#3 HDFC Snapdeal Credit Card

HDFC Snapdeal Credit Card is a special credit card for online purchases on Snapdeal. It offers 5% flat discount on Snapdeal purchase. Key features and benefits of HDFC Snapdeal Credit card are given below.

  • Welcome voucher of Rs.2000 for Snapdeal.
  • Flat 5% discount on buying things from Snapdeal.
  • 2 Reward Points per Rs.150 spent on all other purchases.
  • Free Accidental Death insurance up to Rs.50 Lakh on doing 4 transactions per month.
  • Fuel surcharge waiver benefit.

Joining Fees – Rs.500

Annual Fees – Rs.500

Finance charges – 3.4% per month

#4 Axis Bank Buzz Credit Card

Axis Bank Buzz Credit Card is next in the list of best credit cards for online shopping. This card offers exclusive benefits for Flipkart purchases. Discounts on online purchases and free vouchers are a few benefits associated with this card. For more information go through benefits listed below.

  • Complementary Flipkart vouchers worth Rs.8000.
  • 10% and 5% instant discount on Flipkart at various dates.
  • 3x Axis eDGE reward points on online shopping.
  • 15% discount on the dining.

Joining Fees – Rs.750

Annual Fees – Rs.750

Finance charges – 3.25% per month


SBI Card PRIME is a credit card for online purchases. In addition to online shopping, you will get benefits on grocery, dining, departmental store purchase. Key features and benefits of SBI Card PRIME are given below.

  • Welcome e-gift voucher worth Rs.3000 for shopper stop, pantaloons and Yatra.com
  • Get 15 reward points on every Rs.100 spent on Bigbasket.
  • Get 10 reward points on every Rs.100 spent on dining, grocery and departmental store purchase.
  • Additional gift voucher of Rs.7000 every year on achieving annual spent of Rs.5 Lakh.
  • Complimentary Club Vistara Silver Membership.
  • 1% fuel surcharge waiver.

 Joining Fees – Rs.2999

Annual Fees – Rs.2999

Finance charges – 3.35% per month

Over to you – Do you use credit cards for doing shopping online? Which credit card is best for online shopping for you? Share your choice in the comment section given below.

Shitanshu Kapadia
Shitanshu Kapadia
Hi, I am Shitanshu founder of moneyexcel.com. I am engaged in blogging & Digital Marketing for 10 years. The purpose of this blog is to share my experience, knowledge and help people in managing money.