10 Best SBI Credit Card in India

State Bank of India is the most popular public sector bank in India. In addition to fulfilling banking needs, it also offers multiple credit card options to the customers. From basic to exclusive for every requirement SBI offers a unique credit card. If you are planning for SBI credit card here is complete information about Best SBI Credit Card in India.

The SBI credit cards shortlisted below are based on eligibility criteria, features, benefits, ongoing offers, renewal fees, a utility of card etc. So, let’s get started with list of 10 Best SBI Credit Card in India.

Also Read – 10 Best Credit Cards in India To Save Money 2019 – Latest Review

For Better understanding, I have divided SBI credit cards into following categories.

# Best SBI Credit Cards for Shopping

# Best SBI Credit Cards for Saving Money

# Best SBI Credit Cards for Travel

# Best SBI Credit Card for Fuel

# Best Premium SBI Credit Cards for Business & Lifestyle

SBI Credit Card

10 Best SBI Credit Card in India

# Best SBI Credit Card for Shopping

1 SBI SimplyCLICK

SBI SimplyCLICK is one of the best credit cards for online shopping. This card offers multiple benefits for online shopping. Here are key features of SBI SimplyCLICK.

  • You can get Welcome benefit in the form of an e-Gift voucher from Amazon worth Rs. 500.
  • SBI SimplyCLICK offers 10x rewards while shopping with exclusive partners like Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, OLA, Zoomcar and more
  • You can get 5x rewards on all other online spends.
  • This card offers milestone-based rewards. You can get e-voucher worth Rs.2000 on spending 1 Lakh or above
  • Earn 1 Reward Points on every Rs. 100 spent
  • If you spend Rs. 1 Lakh in a year, your annual fee will be reversed in the subsequent year
  • It is a contactless card that provides additional security

Joining Fees – Rs.499

Annual Fees – Rs.499

If you are an online geek and fond of doing online shopping, you can use SBI SimplyCLICK credit card.

2 SBI SimplySAVE Advantage

SBI SimplySAVE Advantage is next in the list of Best SBI Credit Card for shopping. This card offers ample benefits and rewards. Key features associated with SBI SimplySAVE are given below.

  • 10 Reward points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
  • Earn 1 Reward point on every Rs.100 that you spend using SBI SimplySave Card.
  • Freedom from paying 1% fuel surcharge at any petrol pump.
  • This card offer spend base reversal. If you have spent Rs.100000 or more using this card your annual fee will be waived off.
  • This card also offers cash on the go facility.

Joining Fees – Rs.499

Annual Fees – Rs.499

If you want to save money on shopping as well as entertainment and fuel you can use SBI SimplySAVE card.

# Best SBI Credit Card for Saving Money

3 SBI Card PRIME

SBI Card PRIME is exclusive card for exclusive rewards. If you have higher spend limit you can use SBI PRIME Card. Key Features of this card are given below.

  • Welcome e-gift voucher of Rs.3000 from selected brands.
  • Get 20 Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments
  • Get 15 Reward Points per Rs. 100 spent on BigBasket
  • Get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies
  • Waiver of Renewal Fee on Annual Spend of Rs.3 Lakhs.
  • Complimentary Fraud Liability cover worth Rs.1 Lakh.
  • Enjoy Complimentary Club Vistara Silver Membership.

Joining Fees – Rs.2999

Annual Fees – Rs.2999

4 SBI Card Unnati

SBI Card Unnati is one of the best credit card for saving money. This card is Zero Fee card for first four year. It is best credit card for salaried person. Key Features of SBI Card Unnati are given below.

  • SBI Card Unnati is Zero Fee Card for first 4 years.
  • You can get 1 Reward Point per Rs.100 Spent.
  • 500 cashback on spends of Rs.50000 or more in a year.
  • 1% fuel surcharge waiver for each transaction between Rs.500 to Rs.3000.
  • Fixed deposit worth Rs.25000 or above is required to get this card.
  • It is contactless card.

Annual Fees – NIL (First 4 years)

Renewal Fee – Rs.499 

# Best SBI Credit Card for Travel

5 Yatra SBI Card

SBI Yatra Card is best card for frequent traveller. This card comes with following benefits.

  • Get Yatra.com voucher worth Rs.8250 on Joining.
  • 1000 off on domestic flight bookings
  • 4000 off on international flight bookings
  • Get 20% discount on domestic hotel booking.
  • Complimentary Air Accident cover of Rs.50 Lakh.
  • 1% fuel surcharge waiver for all petrol pump in India.
  • Get 2 complimentary domestic airport lounge access per calendar quarter

Annual Fees – Rs.499

Renewal Fee – Rs.499

6 IRCTC SBI Platinum Credit Card

IRCTC SBI Platinum Credit Card is best card for train traveller. This card offers plethora of benefits on train travel. Key Features of IRCTC SBI Platinum Credit Card are given below.

  • Get 350 bonus reward points on single transaction of Rs.500 or above within 45 days of card issual.
  • Buy Train ticket using this card on IRCTC and get 10% valueback as Reward Points.
  • Save 1.8% transaction charges on railway ticket booking.
  • Freedom from paying 1% fuel surcharge waiver.
  • Get 1 Reward Point for every Rs.125 spent on non-fuel retail purchase

Annual Fees – Rs.500

Renewal Fee – Rs.300

# Best SBI Credit Card for Fuel

7 BPCL SBI Card

BPCL SBI Credit Card is one of the best credit card for fuel. This card helps you in saving money on fuel. Key features associated with BPCL SBI Card are given below.

  • Get 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee
  • 13X Reward Points on fuel purchases at BPCL petrol pumps
  • 25% + 1% Fuel surcharge waiver on every transaction upto Rs.4,000
  • 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining.
  • 5X Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments.

Annual Fees – Rs.499

Renewal Fee – Rs.499 

# Best Premium SBI Credit Card for Business & Lifestyle

8 SBI Card ELITE

SBI Card ELITE is premium SBI Credit Card for Business & Lifestyle. This card is loaded with multiple benefits. The benefit associated with SBI ELITE card are given below.

  • Welcome gift voucher worth ₹ 5,000 that can be used at any one of the partner brands. The partner brands are: Yatra, Hush Puppies/Bata, Marks & Spencer, Pantaloons and Shoppers Stop.
  • Concierge Services that provide assistance with gift delivery, customized holiday packages, movie and hotel reservations.
  • SBI Card Elite credit card Foreign Currency Mark-up Charge is 1.99%. This is the lowest Foreign Currency Mark-up Charge.
  • Users get complimentary Trident Privilege Red Tier membership along with 1,000 Welcome Points on registration.
  • Users get complimentary Club Vistara Silver Membership along with 1 complimentary lounge access voucher and 1 upgrade voucher. They also earn 9 club Vistara Points per ₹ 100 spent on Vistara flights.
  • SBI Card Elite also offers 2 International Lounge visits quarterly through Priority Pass Program.
  • Users also get 2 Domestic Lounge visits quarterly.

Annual Fees – Rs.4999

Renewal Fee – Rs.4999

9 Central SBI Select Plus Card

Central SBI Select Plus Card is one of the premium segment credit card. Benefits offered by this card are given below.

  • Central e-gift vouchers worth Rs. 3000
  • 20 Select Points for every Rs. 100 spent any Central store
  • Select Points for every Rs. 100 on Dining  & Movies
  • Renewal and Milestone Select points
  • Contactless card with additional security

Annual Fees – Rs.2999

Renewal Fee – Rs.2999 

10 SBI Platinum Corporate Card

SBI Platinum Corporate Card is best SBI card for business. This card is also suggested for global traveller. Benefits associated SBI Platinum Corporate Card are given below.

  • Smart Expense Management system for tracking and controlling organization expenses
  • Dashboard for real time expense management
  • Complimentary insurance coverage with card
  • Global Acceptance including 3 million outlets
  • Multilayer spend control
  • Emergency Card Replacement & Cash Disbursement

Joining Fee – NIL

Annual Fee – NIL 

Conclusion – SBI offers wide range of credit card for every need. You can avail SBI credit cards for various requirement. You should compare features and fees applicable before opting for credit card.

For more information visit – sbicard.com

Article by Raviraj

Raviraj is the man behind moneyexcel.com. He is graduate in finance, engaged in blogging since 7 years. Moneyexcel blog is ranked as one of the Top 10 Personal Finance Blog in India. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

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