New Online EPF withdrawal facility is introduced by EPFO recently. This facility will surely help EPF subscribers for the faster claim settlement. A hassle of submitting forms for EPF claim settlement offline will be history now. As of now the process of claim settlement is offline, which requires submission of composite claim form. It generally takes 30 days or above for EPF claim settlement. This time will be reduced up to great extent by the introduction of this facility.
In the new facility, the entire process of EPF withdrawal claim submission is online, no intervention of employer or EPFO field officer is required. The claim of submitted application will be settled in your bank account directly.
You are not required to give any supporting document while preferring online PF Part Withdrawal case. Your online application will be taken as your self-declaration for the advance claim.
Let us take a look at the claim submission process and prerequisites for submission of Online EPF withdrawal.
Also Read – EPF withdrawal for medical treatment with self-declaration
Online EPF withdrawal Claim
Who can do Online EPF withdrawal?
- You should have activated Universal Account Number.
- Your mobile number used for UAN activation should be in working condition.
- Your Aadhaar details should be updated in EPFO database.
- Your bank account along with IFSC code should be seeded in EPFO database.
- The KYC detail of your UAN account should be current and completed.
- Your Permanent Account Number (PAN) should also be seeded in EPFO database for PF Final settlement claims in case your service is less than 5 years.
What type of EPF claims can be withdrawn online?
Three types of EPF claims can be withdrawn online. The details are given below.
- EPF Full and Final Settlement
- Employee Pension Scheme Withdrawal
- EPF Partial Withdrawal of EPF advance
Also Read – Composite Claim Form – EPF withdrawal Death Cases
How to apply for Online EPF withdrawal?
The steps involved in order to apply for online EPF withdrawal claim is given below.
- Login to unified portal member interface using UAN credentials.
- Check for your KYC status. You can see and modify your KYC detail by going to Manage >> KYC link.
- Click on Online services >> Claim (FORM-31,19 & 10C)
- The screen will display subscriber detail. In order to proceed further you need to verify your bank account by entering last four digit and clicking on verify button.
- On verification you will be able to see button “Proceed For Online Claim”. Click on that button.
- In the next screen you need to select the relevant claim from drop down option – I want to apply for
- You will be able to see Form 31 for PF Advance.
- You need to select the purpose for which advance/withdrawal is required.
- Enter the amount and your address. You need to upload scan copy of cheque or passbook. The image should be readable and should in JPEG/JPG format.
- You need to select consent by clicking on Aadhaar credential usage.
- Click on Get Aadhaar OTP.
- On submission of the request, OTP will be generated on your UIDAI register mobile.
- Authenticate the claim submission using OTP.
- On successful authentication, your claim will be submitted.
- You can check claim status by Clicking on TRACK CLAIM STATUS.
Also Read – New Single Composite Claim Form – EPF Withdrawal Simplified
The option for the online withdrawal is given based on your age and condition of your account.
If your age is near retirement age you will be able to withdraw 90% of EPF amount before retirement. If you have reached retirement age you will be able to withdraw full EPF amount. TDS is not applicable if EPF withdrawal is done on retirement. If you are not in employment for 2 months or above you can discontinue EPF account and apply for full EPF withdrawal. TDS is applicable on EPF withdrawal under this case.
By default you will be able to see PF Advance Form 31 only. The purpose for which PF advance given are –
- Construction of House
- Non receipt of wages above two months.
- Medical problem – illness
- Marraige
- Natural Calamaties
- Power Cut
- Purchase of Handicap Equipment
- Higher Education.
This new & simplified process of online EPF withdrawal will help EPF subscriber up to great extent.
This Aadhaar Based Online Claim Submission facility is available now. You can login to portal and submit your claim.
Rahul
Hi Ravi,
Just wanted to know – Is it possible to withdraw the amount in EPS (Employee Pension Scheme) online, when a person is employed? I ask because the EPS amount doesn’t get any interest. It is accumulated till age of 58 and we get peanuts as pension. Instead, if we can withdraw it now, it would be really good. Please update if you have any info.
Raviraj Parekh
You can withdraw the contributed EPS amount along with EPF balance.But the condition is you must not have completed 10 years of service.After that withdrawal of EPS is not allowed. You will get money on retirement only.
Reshma
In the ‘select claim option’, I can see only ‘PF advance form’ option, unable to see the rest of the forms, any idea why?
Raviraj Parekh
You are only eligible for PF advance so it will display only PF Advance form.It will not display EPF Full and Final Settlement and Employee Pension Scheme Withdrawal.
Jiban
Even a long time has passed, I am answering it because someone may need it.
1. You will get the pension and full settlement option only after 2 months of quitting your job.
2. In your online profile, the date of exit (DOE) must be available. To check it, go to VIEW->Service History. If DOE is not available in your service history, you will not get the final settlement or pension forms. In such case, contact your employer and request them to update it. If they do not update after your request, you have to contact PF office with document of your resignation.
Prashanth
Dear Sir, I am working in a Private company from past 9 years and 10 months. My monthly contribution to PF account is 2,500. Can I withdraw my PF amount without informing to my employer? Please reply me.
Raviraj Parekh
Prashanth, You can withdraw EPF without informing your employer,provided your UAN and KYC is updated.
Kamalakannan Jayaraman
I am submitted the Form-19 and 10C online but After 1 week i checked the claim status show – Claim rejected
Reason not available.. Pls help me to over come this.
Raviraj Parekh
You need to check at EPF office for the reason of claim rejection.
Arun Singh
How much time does it takes after filing the Online Claim.
Raviraj Parekh
Dear Arun,
It generally takes 20 days for claim settlement after filing online claim for EPF.
subrat kumar Das
Dear sir ,
I joined one company(suppose ABC) on aug 2010 at time my pf no was (suppose abcde1234),then i resigned on dec 2015 and join another company(suppose XYZ) on jan 2016 with Pf no.(Suppose uvwxy56789) and again resigned on dec 2016 .But my UAN is same on both company .so i want to ask ,what would be my date of joining when i will withdraw my pf amount and will Tax be deducted on my pf account when i withdraw it.
will there any document be attached with pf withdraw composite claim ( aadhaar) form . and where shall i send these form to?
Raviraj Parekh
Dear Subrat,
As per me your date of joining would be Aug 2010.As 5 years of services is over EPF amount will not be taxable on withdrawal. If your account is KYC Compliant you can withdraw it online. Otherwise you need to fill composite claim form along with Aadhaar,PAN and ID Proof. You need to send it to EPF office.
mahendrn
I have raised Aadhar number updation request in UAN portal,How much time will it take to process?
Raviraj Parekh
It will take 15-20 days time for updating Aadhaar.
Nirmal
Hi, Don’t know what is the password as i never create or log on,
while click to forgot password and try to fill the details following error shows on Computer screen
please suggest how to know what is the password, MY UAN Already generated by my Employer during my joining in 2013
Could not get JDBC Connection; nested exception is java.sql.SQLException: ORA-28001: the password has expired
Raviraj Parekh
Request you to try password reset option.
Mohan Reddy
Hai sir iam worked for private company for 2 years till may 2016. And I applied for pf withdrawal. 3 months back iam sending my pf forms to my company. They are sending the forms to EPF department on 3rd of this month. When I will get my claim and apporx how much I will get my contribution for 900. Thank you
Raviraj Parekh
Dear Mohan,
Generally EPF withdrawal take time of 30-45 days. I suggest to check claim status under unified portal.
Raja Mohan
In the ‘select claim option’, I can see only ‘PF advance form’ option, unable to see the rest of the forms, what i can do to show other options?
Raviraj Parekh
Hi Raja,
Click on PF Advance Form and fill up the request form with details why advance is required. Sign the disclosure and get OTP to apply for online claim.
Sony
Hello Sir,
My PAN is not updated in UAN portal but rest details are updated. Can I provide PAN details in the final settlement form while submitting online claim? As of now, it is showing as “No PAN info (TDS @34%)”. And also I would like to know if Form 15G can be submitted online.
Thanks,
Sony
Raviraj Parekh
Hello Sony,
Kindly update PAN card on UAN portal and submit online claim for withdrawal. If your PAN is not updated and withdrawal amount is above Rs.50000 TDS will be deducted @ 34.608%. You can not submit form 15G online.
Sony
Sir, whether TDS will deducted on the total amount (ex. 51,000)?
Raviraj Parekh
Yes,TDS will be deducted for any amount exceeding Rs.50000.
pradeep mahale
Hello,
Sir I have applied for EPF online withdrawal as on dated 14th July 2018 but still not my amount not credited.
Can you please confirm how much time it takes once we apply to get amount credited in our accounts.
Thanks,
Pradeep Mahale
Raviraj Parekh
It generally takes 2-3 weeks for processing withdrawal claims.