5 Best Premium Credit Card in India

People with Premium lifestyle prefer Premium Credit Card. Premium Credit cards are made for providing extraordinary premium services. High income and high spending are requirements of premium credit cards. If you have high-income level and capacity to spend more money here are 5 best premium credit cards for you. These credit cards provide exclusive offers on lifestyle and travel.

5 Best Premium Credit Cards in India

#1.HDFC Regalia Credit Card

premium credit card

HDFC Regalia Credit Card is Best Super Premium Credit Card I have ever seen. This card offers world-class privileges and saving opportunities. In addition to that, you can avail other complimentary benefits. Key features and benefits offered by HDFC Regalia Premium Credit card are given below.

Key Features and Benefits –

  • Complimentary Vistara Silver Membership
  • Exclusive dining privilege up to 15% discount on premium restaurants
  • Travel Concierge Services
  • Airport Lounge Access
  • Exclusive Reward Program
  • Comprehensive Travel Protection in association with HDFC Ergo General Insurance
  • Lowest Foreign markup fees

Joining Fee – Rs. 2500 + Applicable Taxes
Annual Fee – Rs. 2500 + Applicable Taxes

Income Required

Salaried 1.2 Lakh per Month
Self Employed 12 Lakh per Year

Apply for HDFC Regalia Credit Card

#2. Citi Prestige Credit Card

citi prestige credit card

Citi Prestige Credit Card is next premium credit card for the premier customers. Citi Prestige Credit card offers the highest level of services and exclusive benefits. Key features and benefits offered by Citi Prestige Credit card are given below.

Key Features and Benefits –

  • Unlimited Priority Pass Lounge access in India and abroad
  • Air Accident Cover up to 5 Cr
  • Personal Concierge service anytime
  • ComplimentaryTaj Epicure Plus and InnerCircle Silver Membership

Annual Membership Fees – Rs.20000

Apply for Citi Prestige Credit Card

#3. SBI Elite Card

sbi elite credit card

SBI Elite is one of the best premium credit cards. SBI Elite Card gives spend based milestone reward points that can be converted into cash credit. Key features and benefits of this card are given below.

Key Features Benefits –

  • Welcome e-gift voucher worth Rs.5000.
  • Free movie ticket worth Rs.6000 every year.
  • 5X reward points on Dining, Departmental Store and Grocery spends.
  • Complimentary Club Vistara Silver membership
  • Complimentary Trident Privilege Red Tire membership
  • Concierge Services

Joining Fee – Rs. 4999 + Applicable Taxes
Annual Fee – Rs. 4999 + Applicable Taxes

Apply for SBI Elite Card

#4 Yes First Exclusive Credit Card

Yes First Exclusive Credit Card is for exclusive people with high income level. This card provides a benefit of earning 1 Lakh per year. This card offers powerful rewards and premium services. Key features and benefits of this card are given below.

Key Features Benefits –

  • Get 50000 bonusreward points as a welcome gift if you make a transaction within first 90 days
  • Unlimited complimentary lounge access on your Priority Pass membership
  • 25% discount on Movie Tickets booked on BookMyShow
  • ComplimentaryTaj Epicure Plus and InnerCircle Silver Membership
  • Air Accidental Cover up to 3 Cr

Joining Fee – Rs. 10000 + Applicable Taxes
Annual Fee – Rs. 10000 + Applicable Taxes

Income Required
Minimum Annual income 50 Lakh

#5 Axis Bank Reserve Credit Card

axis bank reserve credit card

Axis Bank Reserve Credit Card offers exceptional benefits and unique features for the extraordinary people. This card is available based on invitation only. It is a unique experience to avail this credit card. Key Features and benefits offered by this card are given below.

Key Features Benefits –

  • Complimentary lifestyle voucher worth Rs 10000
  • Fuel surcharge is waived off at all fuel stations across India
  • Complimentary Gold status membership with Hilton Hotels
  • A minimum discount of 15% at partner restaurants
  • 50% cashback on all movie ticketsbooked on BookMyShow
  • Airport Lounge Access
  • Club Vistara Platinum Membership

Joining Fee – Rs. 30000 + Applicable Taxes
Annual Fee – Rs. 30000 + Applicable Taxes

Apply Axis Bank Reserve Credit Card

Over to you –

Which Credit Card you prefer to buy from above list?

Do you use any of the premium credit card from above list?

Do share your experience in the comment section.

Article by Raviraj

Hi, I am Raviraj. I am passionate about money matters and finance. I have 11 years of rich experience in the field of financial planning, Investments & Insurance. I have written 900+ article on this blog. If you like my efforts kindly subscribe to this blog and also let your friends know about this website by sharing.

Subscribe to Blog

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Leave a Reply

Your email address will not be published. Required fields are marked *