HomeBankingSBI Balance Check Number -8 Ways to Do SBI Quick Enquiry

SBI Balance Check Number -8 Ways to Do SBI Quick Enquiry

As a SBI (State Bank of India) customer, checking your account balance quickly and effortlessly is essential. Gone are the days when you had to visit the bank or ATM for a simple balance inquiry. SBI Balance Check can be performed using toll-free numbers, SMS, missed call, USSD, mobile banking, passbook, or by visiting the ATM.

In this guide, we will cover everything you need to know about the SBI Balance Check Number and other balance inquiry methods.

SBI Balance Check - SBI Balance Enquiry Online

How to Check SBI Account Balance?

There are several ways to check your SBI account balance –

1. SBI Balance Check via Missed Call

SBI offers a missed call banking service that enables customers to check their balance instantly. Missed call banking enables individuals to carry out several banking tasks simply by making a missed call or sending an SMS to their bank.

SBI also offers this service, which includes checking SBI balances, obtaining mini-statements, e-statements for the last six months, education loan certificates, home loan certificates, configuring ATMs, generating ATM PINs, details about home and car loans, and information on social security schemes, among others.

This service is enabled by RBI and offered by the majority of banks in the nation.

Steps to Check Balance via Missed Call –

  1. Ensure your mobile number is registered with SBI.
  2. Dial +919223766666 from your registered mobile number.
  3. The call will automatically disconnect after a few rings.
  4. You will receive an SMS containing your account balance details.

If your mobile number is not registered with SBI you can do one time registration. You need to send the following SMS for registration.

‘REG<SPACE>Account Number’ to 09223488888

The bank will send a confirmation message to the account holder stating that the service has been activated for the account.

2. SBI Balance Check via SMS Banking

You can also check your balance using SBI’s SMS banking service.

Steps to Check Balance via SMS:

  1. Open your phone’s SMS app.
  2. Type BAL and send it to +919223766666.
  3. You will receive an SMS with your account balance.

The SBI balance check number (toll free missed call service) for mini statement is mentioned below –

+91-9223766666 or send an SMS “MSTMT” to +91-9223766666

There might be certain minimal fees tied to the service, especially for sending and receiving SMS. The fees depend on the bank’s policy. Nonetheless, the majority of banks do not impose any charges for balance inquiries made through their toll-free number.

The greatest benefit of this service is for individuals with several accounts at the same bank. The bank will deliver a message that includes the balance details of all SBI accounts along with the account number and type.

If this service fails because of a technical issue, customers are encouraged to wait and attempt to use it.

3. SBI Balance Check via Mobile Banking

SBI provides mobile banking options for its clients via various mobile applications such as YONO SBI, YONO SBI Lite, SBI Quick, and BHIM SBI Pay. Here are the methods by which account holders can check their SBI account balance via smartphones.

Steps to Check Balance via Mobile Banking –

SBI Balance Check through YONO SBI

  • SBI account holders can download the YONO SBI app on their Android or iOS devices to access mobile banking services.
  • You can log in to YONO via MPIN or via SBI Net Banking username and password.
  • Once log in you can check your account balance, do a fund transfer, or check your balance statement.

SBI Balance Check Online through YONO Lite SBI

  • Download SBI YONO Lite App via Google Play Store or Apple Store. Access the YONO Lite App
  • Access the YONO Lite SBI App by entering your username and password or using your fingerprint.
  • On the App Homescreen, select the “View Balance” option to directly check the balance of the default account.
  • For different accounts, you will need to choose the account whose balance you wish to check.
  • You can check detailed transactions in the Passbook section for each account.

SBI Balance Enquiry through SBI Quick App

  • Download the SBI Quick App via Google Play Store or Apple Store.
  • Open the SBI Quick app on your smartphone.
  • You don’t need to login to the app to to avail balance enquiry services.
  • Click on the “Account Services” option in the “Without Login” tab.
  • Click on the call or message icon against the Balance Enquiry option to get your account balance.

SBI Balance Enquiry using BHIM SBI Pay App

  • Download BHIM SBI Pay App via Google Play Store or Apple Store.
  • Open the BHIM SBI Pay app. Enter the 6 digit app PIN to login.
  • Click on the “View Balance” option mentioned below your default account.
  • The balance will be displayed on the screen.
  • To check balance in other linked accounts, select the specific account and click on View Balance.

4. SBI Balance Check via ATM

You can check your balance at any SBI ATM.

Steps to Check Balance via ATM:

  1. Insert your ATM/Debit card.
  2. Enter your PIN.
  3. Select “Balance Inquiry” to view your balance.
  4. Finish the Transaction.

Customers can also view their last 10 transactions by selecting the “Mini Statement” option available at the ATM. The SBI ATM will generate a receipt that includes information about the last 10 transactions in the account.

SBI account holders may also use non-SBI or third-party ATMs to check their account balance.

It is essential to highlight that the RBI has restricted the number of complimentary transactions allowed per ATM card. A balance inquiry is also considered a transaction.

When you deplete your free transactions, you will need to pay transaction fees for each transaction you make during the month. Keep in mind that the total number of transactions comprises those conducted at SBI ATMs and those at non-SBI ATMs.

This is one of the main reasons for account holders to choose SBI balance enquiry online. Therefore, it is recommended that ATMs be utilized solely for cash withdrawals or related services.

5. SBI Balance Check via USSD Code

SBI also provides balance check facilities via USSD codes. Unstructured Supplementary Service Data, or USSD, is a GSM communication method utilized for sending information between a mobile device and an application on the network. Users of SBI with Current/Savings bank accounts can access the service.

To register for SBI Balance Enquiry using USSD, dial *595#

Steps to Check Balance via USSD Code:

  • Dial *595# from your registered mobile number.
  • Press ‘Answer’ and Choose ‘Option 1’
  • Choose from ‘balance enquiry’ or ‘mini statement’ 
  • Enter the MPIN and Send
  • Follow the on-screen instructions to check your balance.

6. SBI Balance Check via Passbook Update

If you prefer traditional methods, you can update your passbook at the nearest SBI branch to check your balance.

Benefits of Using SBI Quick Enquiry Services

  • Instant Access: Get your balance details within seconds.
  • Convenience: No need to visit the bank or ATM.
  • Secure & Safe: Only registered mobile numbers can access balance details.
  • Free Service: Missed call and SMS banking are free (SMS charges may apply).

7. SBI Balance Check via Internet Banking

If you use SBI Internet Banking, checking your balance is easy.

Steps to Check Balance via Internet Banking:

  • Visit SBI Net Banking.
  • Log in with your username and password.
  • Click on “Account Summary” to view your balance.

8. SBI Balance Check via WhatsApp

You can also check your SBI account bank balance via WhatsApp. Follow the method given below to check your balance using WhatsApp.

Steps to Check Balance via WhatsApp:

  • Add the SBI WhatsApp banking number +91-9022690226 to your contact list.
  • Send “Hi” to the number.
  • Follow the Chatbot’s instructions.
  • Select the “Get Balance” option.
  • Your account balance will be sent to you on WhatsApp.

How to Register for SBI SMS and Missed Call Banking?

Before using SMS or missed call banking, you need to register your mobile number with SBI.

Steps to Register:

  1. Visit your nearest SBI branch and submit a mobile number registration form.
  2. You can also register via an ATM:
    • Insert your ATM card and enter your PIN.
    • Select “Mobile Number Registration” and follow the prompts.
  3. Alternatively, send an SMS:
    • Type REG Account Number and send it to 09223488888.
    • You will receive a confirmation message.

Common Issues and Troubleshooting

1. Not Receiving SMS?

  • Ensure your mobile number is registered with SBI.
  • Check your SMS balance and network connectivity.
  • Contact SBI customer support if the issue persists.

2. Incorrect Balance Displayed?

  • Update your passbook to verify the latest transactions.
  • Wait for pending transactions to reflect in your account.

Final Thoughts

SBI Quick Enquiry services provide a hassle-free way to check your balance anytime, anywhere. Whether you prefer missed call banking, SMS, mobile apps, or internet banking, SBI ensures you stay updated with your account balance in just a few seconds. Register your mobile number today and enjoy seamless banking at your fingertips!

FAQs

1. Is SBI balance check via missed call free?

Yes, SBI does not charge for missed call balance inquiries, but standard SMS charges may apply for receiving messages.

2. How can I check my SBI balance without the internet?

You can use the SBI missed call or SMS banking services to check your balance without the internet.

3. What if my mobile number is not registered with SBI?

You need to visit your nearest SBI branch or use an ATM to register your mobile number for SMS and missed call banking.

4. How many times can I check my balance using the missed call service?

There is no official limit, but frequent inquiries may result in temporary service restrictions.

5. Can I check my SBI account balance from another mobile number?

No, only your registered mobile number can access SBI Quick Enquiry services.

Shitanshu Kapadia
Shitanshu Kapadia
Hi, I am Shitanshu founder of moneyexcel.com. I am engaged in blogging & Digital Marketing for 10 years. The purpose of this blog is to share my experience, knowledge and help people in managing money. Please note that the views expressed on this Blog are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment , tax, financial advice or legal opinion. Please consult a qualified financial planner and do your own due diligence before making any investment decision.