If you’ve recently filed a claim for your Employees’ Provident Fund (EPF) and are wondering about its status, you’re in the right place. The Employees’ Provident Fund Organisation (EPFO) has made it incredibly easy for members to track their claim status online. No more endless waiting or unnecessary visits to the EPFO office! In this guide, we’ll take you through everything you need to know about checking your EPF claim status online, step by step.
What is EPFO?
The Employees’ Provident Fund Organisation (EPFO) is a statutory body under the Ministry of Labour and Employment, Government of India. It manages the Employees’ Provident Fund (EPF), a retirement benefits scheme that helps salaried employees save for their future.
What is an EPF Claim?
An EPF claim refers to the process of withdrawing funds from your EPF account. This could be due to retirement, resignation, unemployment, or other valid reasons such as medical emergencies, marriage, or home loan repayment.
How to Check EPF Claim Status Online?
Gone are the days when checking your EPF claim status meant visiting the EPFO office. Today, you can check it online through multiple platforms. Here’s how:
1. Checking EPF Claim Status via UAN Portal
Step-by-Step Guide:
- Visit the EPFO Member Portal: https://unifiedportal-mem.epfindia.gov.in/
- Log in using your Universal Account Number (UAN) and password.
- Click on ‘Online Services’ in the menu.
- Select ‘Track Claim Status’.
- Your claim details will be displayed on the screen.
Individuals who have chosen the offline method will be unable to monitor the EPFO claim status online through this portal. Nonetheless, tracking can be done easily via the EPFO’s official website.
2. Checking EPF Claim Status via EPFO Website
Step-by-Step Guide:
- Go to the official EPFO website: https://www.epfindia.gov.in
- Click on ‘For Employees’ under the ‘Services’ tab.
- Select ‘Know Your Claim Status’.
- Enter your UAN, password, and captcha code.
- Click on ‘Submit’ to view your claim status.
- You will now see the option > ‘Check Claim Status’. Click on that to check the progress of your claim status.
3. Checking EPF Claim Status via UMANG App
Employees can verify their PF transfer/withdrawal claim status online via the UMANG application. The UMANG app needs to be downloaded and can be accessed on both iOS and Android devices. Nonetheless, it is crucial for the employee to have their mobile number current with their UAN. Adhere to the instructions provided below to check your claim status using the UMANG app:
Step-by-Step Guide:
- Download and install the UMANG app from the Play Store or App Store.
- Open the app and log in using your registered mobile number. You can also log in via MPIN.
- If you choose to ‘Login with OTP,’ input the received OTP in the specified area to access your EPFO account. Once you’ve entered your OTP, press ‘Login’.
- Search for ‘EPFO’ in the search bar.
- Select ‘Employee Centric Services’ > ‘Track Claim’.
- Enter your UAN and click ‘Submit’ to check the claim status.
If you have no claims, there will be nothing displayed on the screen. In case you have claims, the screen will display your claim status details.
4. Checking EPF Claim Status via SMS
If you don’t have access to the internet, you can check your EPF claim status through an SMS.
Format:
Send an SMS to 7738299899 in the following format:
EPFOHO UAN <Your Preferred Language Code>
For example, if you want the response in English, send:
EPFOHO UAN ENG
For the claimant’s advantage, the EPFO also provides notifications through SMS if a mobile number is associated with the account. The SMS is dispatched in the subsequent two situations. Upon receiving the claim application. Upon the transfer of funds to the claimant’s bank account, there may be income tax consequences associated with your EPFO withdrawal in certain situations.
5. Checking EPF Claim Status via Missed Call
You can also check your claim status by giving a missed call to 011-22901406 from your registered mobile number. Nevertheless, the worker must ensure that their mobile number is connected to their UAN. An employee must revise their Permanent Account Number (PAN), Aadhaar, and bank account details on the UAN portal.
There will be no fees for the call made by the employee. The details of the claim will be sent through SMS to the employee’s registered phone number.
Employees can verify the status of their EPFO withdrawal/transfer claims by contacting the EPFO customer service at the 24×7 helpline – 1800 118 005. Workers must have their PF Account Number or UAN ready, as the helpline representative will require it to verify the claim status.
Different EPF Claim Statuses and Their Meanings
When you check your EPF claim status, you might come across different statuses. Here’s what they mean:
- Under Process – Your claim is still being reviewed.
- Approved – Your claim has been approved, and the payment will be processed soon.
- Rejected – Your claim has been rejected due to incorrect details or missing documents.
- Settled – Your claim has been successfully processed, and the funds will be transferred to your bank account.
- Payment Sent – The payment has been initiated and should reflect in your bank account soon.
Diffrent Types of EPF Forms
Before starting the PF claim process either online or offline, the applicant is required to submit the appropriate forms to the relevant authority.
- Form 13: To move the accumulated EPFO funds to a new EPFO account upon changing jobs.
- Form 14: To make a payment for a LIC policy.
- Form 31: To initiate a request for advance or temporary withdrawal from EPFO.
- Form 10D: To request a pension fund when the EPFO account holder is under 58 years old and must exit an organization or firm due to physical impairment.
- Form 20: To submit an EPFO claim by a beneficiary of the deceased EPFO member’s account.
- Form 10C: To request a withdrawal benefit or scheme certificate under the Employees’ Pension Scheme
Common Reasons for EPF Claim Rejection
Your EPF claim may be rejected due to:
- Incorrect bank account details
- Mismatch in UAN and Aadhaar details
- Incomplete KYC verification
- Errors in claim form submission
- Employer not approving the claim
How to Resolve EPF Claim Issues?
If your claim is rejected or delayed, follow these steps:
- Verify Details – Ensure your UAN, Aadhaar, and bank details are correctly updated.
- Contact Your Employer – Sometimes, claims require employer approval.
- Raise a Grievance – Visit the EPFO grievance portal (https://epfigms.gov.in) and file a complaint.
- Visit the Nearest EPFO Office – If the issue persists, visit your regional EPFO office for assistance.
Tips for Faster EPF Claim Processing
- Keep your KYC details updated (Aadhaar, PAN, bank details, etc.).
- Ensure your employer has approved your claim.
- Submit the correct claim form based on your withdrawal reason.
- Link your bank account with your EPF account.
Conclusion
Checking your EPF claim status has never been easier, thanks to digital platforms like the UAN portal, EPFO website, UMANG app, SMS, and missed call services. Whether you’re withdrawing funds for retirement, unemployment, or an emergency, tracking your claim ensures you stay informed about your money. If you face any issues, resolve them promptly by updating your details or raising a grievance.
Stay proactive and make the most of your EPF savings hassle-free!
Frequently Asked Questions (FAQs)
1. How long does it take for an EPF claim to be processed?
Usually, it takes 5-20 working days for an EPF claim to be processed.
2. Can I check my EPF claim status without a UAN?
No, you must have a UAN to check your claim status online.
3. What should I do if my EPF claim is rejected?
Check the rejection reason, correct the errors, and reapply. If needed, raise a grievance.
4. Can I check my EPF claim status using Aadhaar?
No, you need your UAN to check the status.
5. Is there a fee to check my EPF claim status?
No, checking your claim status is completely free.
6. What happens if my employer doesn’t approve my claim?
You may contact your employer or file a complaint with EPFO Grievance Portal.
7. How will I receive my EPF withdrawal amount?
The amount will be credited to your registered bank account.
8. Can I withdraw my EPF before retirement?
Yes, but only under specific conditions like medical emergencies, home loan repayment, or unemployment.
9. Is PAN mandatory for EPF withdrawal?
Yes, PAN is required for tax deduction purposes if withdrawing before 5 years of service.
10. What should I do if my EPF claim is delayed?
Raise a complaint through the EPFO grievance portal for quicker resolution.
