e-Shram Card – How to Download?

The Government of India launched the e-Shram scheme to offer social security to employees in unorganized sectors. The government introduced the e-Shram portal for workers in informal sectors as well. The aim of the e-Shram portal is to gather a database of unorganised workers in order to offer them advantages from different government initiatives.

An individual employed in an unorganized sector should register for a Shramik card or an e-Shram card. With the e-Shram card, workers and laborers in unorganized sectors can access numerous benefits, including a pension post-60 years, death insurance, financial support during incapacity, and more. The aim of the e-Shram card is to enable unorganized workers to access all the new government schemes and services via the e-Shram portal.

What is an e-Shram Card?

The e-Shram Card is a unique identification card issued by the Indian government for unorganized sector workers. It includes a Universal Account Number (UAN) and provides access to various government welfare schemes.

Who is Eligible for an e-Shram Card?

To apply for an e-Shram Card, you must:

• Be an unorganized worker (e.g., laborers, street vendors, construction workers, agricultural workers, etc.).
• Be aged between 16-59 years.
• Not be a taxpayer (shouldn’t be paying income tax).
• Not be a member of EPFO or ESIC.

e-Shram Card Details

What is the Unorganised Sector?

The unorganized sector consists of establishments or units involved in providing services, goods, or manufacturing and employs fewer than ten workers. These units are not included in the ESIC and EPFO. Any employee engaged in the unorganized sector is regarded as an unorganized worker. An individual who is not affiliated with ESIC or EPFO and works from home or is self-employed is referred to as an unorganized worker.

e-Shram Card Registration: How to Apply Online?

The e-Shram card application can be submitted via the CSC (Common Service Centre) or the e-Shram website. Qualified individuals can go to the closest CSC center and apply for the e-Shram card. They can find the closest CSC centre on the e-Shram Portal by inputting the state and district to apply for the e-Shram card.

The method of submitting the application to acquire the e-Shram card online is outlined as follows.

Step 1 – Visit the e-Shram portal (Self-registration page).

Step 2 – Input the mobile number linked to Aadhaar and the captcha code, then press the ‘Send OTP’ button.

Step 3 – Input your Aadhaar number, check the terms and conditions box, and input the OTP received on your mobile. Press the ‘Validate’ button.

Step 4 – Confirm the personal details that appear on the screen.

Step 5 – Provide the necessary information, including your address, educational background, etc.

Step 6 – Choose the skill title, type of industry, and work category.

Step 7 –  Enter the bank details and select the self-declaration.

Step 8 – Select the ‘Preview’ option to check the entered information and then click on the ‘Submit’ button.

Step 9 –  An OTP will be sent to the mobile number. Enter the OTP and click on the ‘Verify’ button. 

Step 10 – The e-Shram card is created and shown on the display. The e-Sharm Card can be downloaded from here.

Documents Required for e-Shram Card

• Aadhaar card.
• The mobile number linked with the Aadhaar card.
• Bank account.

How to Download e-Shram Card?

After filing the application to obtain the e-Shram card, follow the below process to download the e-Shram card:

1. Visit the e-Shram portal. 
2. Press the ‘Already Registered’ tab and choose the ‘Update Profile Using UAN’ option.
3. Input the UAN number, date of birth, captcha code, and press the ‘Generate OTP’ button.
4. Input the OTP sent to your mobile number and press the ‘Validate’ button.
5. Verify the personal information shown on the display.
6. Select the ‘Preview’ option to check the information provided, and then click the ‘Submit’ button.
7. A mobile number will receive an OTP. Input the OTP and press the ‘Verify’ button. 
8. The e-Shram card is generated and displayed on the screen.
9. The e-Shram card can also be downloaded by clicking on the download option.

e-Shram Card Payment Status: How to Check Balance in e-Shram Card?

1. Visit the e-Shram portal.
2. Click on the ‘E Shram Card Payment List’ link.
3. Enter the e-Shram card number, UAN number, or Aadhar Card and click on the ‘Submit’ button.
4. You can see the e-Shram payment status.

Benefits of an e-Shram Card

The unorganised worker having an e-Shram card will get the following benefits –

• A pension of Rs.3,000 per month after attaining 60 years.
• Beneficiaries will receive a 12-digit UAN number valid throughout India.

Accidental Insurance Coverage

• Workers get ₹2 lakh insurance under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).
• In case of partial disability, ₹1 lakh is provided.

Access to Social Security Schemes

• The government integrates various welfare schemes like Pensions, Maternity Benefits, and Housing Assistance under one platform.

Financial Assistance During Emergencies

• During times like COVID-19, the government may offer direct benefit transfers (DBT) to workers.

Job Assistance and Skill Development

• e-Shram Cardholders may receive training programs and employment opportunities in their respective fields.

Integration with Other Schemes and Portals

While the e-Shram card facilitates access to various government schemes, workers must enroll separately in schemes like PM-SYM to receive pension benefits.

• Pradhan Mantri Shram Yogi Maandhan (PM-SYM) – The PM-SYM pension scheme is now linked with the e-Shram portal. Workers aged 18-40 who are unorganized can register using their Universal Account Number (UAN). Under PM-SYM, recipients receive a monthly pension of ₹3,000 upon reaching 60 years of age. The government covers 50% of the contribution while the worker pays the rest.
• National Career Service (NCS) – Registered employees can utilize the NCS portal with their UAN to discover job prospects. This integration improves job opportunities in the unorganized sector.
• Skill India Digital Portal – e-Shram is connected to the Skill India Digital platform, offering workers chances for skill development and apprenticeship programs.

Common Issues & Solutions

1. OTP Not Received?

• Ensure your mobile number is linked to Aadhaar.
• Wait for a few minutes and try again.

2. Details Not Matching?

• Double-check the Aadhaar details you entered.
• If incorrect, update your Aadhaar details first before registering.

3. Payment Not Received?

• Check if your bank details are correctly entered.
• Contact your local labor office for assistance.

Conclusion

The e-Shram Card is a revolutionary step toward securing unorganized sector workers in India. From financial assistance to social security benefits, it’s a must-have for workers looking to improve their economic stability. If you haven’t applied yet, register today and secure your future!

FAQs

1. Is the e-Shram Card free of cost?

Yes, registering and downloading the e-Shram Card is completely free.

2. Can I update my details on the e-Shram portal?

Yes, you can log in and update your details whenever necessary.

3. How long does it take to receive the e-Shram Card?

You can download it immediately after successful registration.

4. Is there any age limit to apply for an e-Shram Card?

Yes, only workers between 16 to 59 years are eligible.

5. Can I use the e-Shram Card for bank loans?

While it’s not a loan card, having an e-Shram Card may help in availing financial assistance from government schemes.

In case of issue, you can contact e-Shram card helpline toll-free number (From Monday to Sunday) – 14434 , e-Shram email ID – eshramcare-mole@gov.in