CIF Number or CIF Code is a widely used terminology in banking. So what is CIF Number and what is the use of CIF Number? In this post, we will discuss the CIF number in detail. We will also look at the process to find the CIF number in the SBI Passbook and Chequebook.
The CIF number is an essential part of your banking identity, and in this guide, we’ll break it all down for you. We’ll show you how to locate your CIF number in your SBI passbook and explain why it’s so important.
What is CIF Number?
A CIF number is a unique number given to the customer for Banking Purposes. The full form of CIF is the Customer Information File. Think of it as your banking ID card. It’s an 11-digit unique number that holds all your account details in a digital file maintained by the bank. This file includes your account type, transaction history, loan details, KYC information, and much more.
- A CIF number is a digital file that contains all important banking details of the customer.
- CIF number is an 11-digit number that is unique for every customer/account holder.
- If you have multiple accounts with a bank, your all account information is linked with a CIF number.
- The CIF number is retrieved by a bank to get all personal and financial information about the account holder.
- CIF also contains information about loans, debit cards, and demat accounts.
- Your KYC details like identity, address, and photo ID are also linked to your Customer Information File.
- So, from a bank perspective, CIF is very important. That is the reason banks ask CIF number in most of the forms.
Why Do You Need the CIF Number?
Before we dive into finding the CIF number, let’s quickly understand why you might need it –
- Internet Banking Activation – When you sign up for SBI internet banking, you’ll often need the CIF number.
- Account Transfer – Planning to shift your SBI account to another branch? The CIF number comes in handy for this process.
- Customer Service Requests – From updating your personal details to availing bank services, this number is frequently required.
Loan Applications – Your CIF number is used to pull up your financial records when you apply for loans.
How to Find the CIF Number of SBI Bank Account?
There are multiple ways to find out the CIF number of SBI bank accounts. For better understanding, we will divide it into two parts online and offline.
Online method to find CIF number SBI
1. Internet Banking
- Login to Internet Banking using your SBI Login Id and Password.
- Now from the left navigation menu go to Account Statement (E-Statement) for a particular period.
- The Account Statement Summary page will display your CIF number and other details.
2. YONO SBI Mobile App
You can also find out your CIF number from the YONO SBI mobile app. Follow the steps given below to know the CIF Number using the YONO SBI mobile app.
- Download the YONO SBI Mobile app from the Google Play Store to your smartphone.
- Login to the Application using your Username and Password.
- Now click on the “Services” Tab.
- Select ‘Online Nomination’.
- Select ‘Transaction Account’ as the account type.
- The CIF number will be displayed.
Offline Methods to find CIF number SBI
1. CIF number – SBI Cheque Book
- Open the first page of your SBI Cheque Book.
- You will find the CIF number printed on the first page.
2. CIF number – SBI Passbook
The CIF number is also printed on the first page of your bank passbook. You can refer to the screenshot given below.
3. CIF number SBI – Customer Care Number
You can call the customer care number of the bank, and after verification of your details you can ask for your CIF number. The toll-free numbers for SBI are 1800 11 2211, 1800 425 3800, and 080-26599990.
4. Bank Branch
The last option to find out the CIF number of your SBI bank account is to visit a bank branch and ask a customer care executive at a branch to tell you your CIF number.
Once you’ve located your CIF number, make sure you store it in a secure place. Save it as a note on your phone, jot it down in a password-protected document, or keep it written in a safe spot. Trust me, it’s better to be prepared than to hunt for it repeatedly.
Common Issues in Finding CIF
CIF Number Not Printed on Passbook – If your passbook doesn’t have the CIF number, try the YONO app or online banking.
- Lost Passbook or Cheque Book – Misplaced your passbook or cheque book? Call customer care or visit the branch with your ID.
Login Issues with Online Banking – Can’t log in? Reset your password or contact customer support for help.
Finding your CIF number isn’t as tricky as it seems, especially if you know where to look. Whether it’s your passbook, online portal, or the YONO app, there are multiple ways to get hold of this essential number. So, the next time you’re asked for your CIF number, you’ll know exactly where to find it. Happy banking!
