Opening a Current Account is one of the essential requirement while starting a business. Although it is easy to open a current account it is difficult to identify the best bank offering Best Current Account Facility. There are numbers of public and private sector banks offering a wide range of current accounts. If you are aspiring entrepreneur and planning to open a new current account or if you are not satisfied with services of your bank. I have something interesting […]
What is Top Up Loan? Why should you consider Top up Loan? Let’s take a look. People generally opt for a personal loan to fulfill their cash requirement in an emergency. It is quick and easy loan option nowadays. However, before taking any loan one must understand, which loan is best for them? My friend had purchased a flat by taking a home loan before 3 years. He started paying EMI’s for the same. After 3 years he got an […]
Form 15G and Form 15H can be submitted online with a click of a button. No physical visit to bank is required for submitting Form 15G or Form 15H. You must be aware that TDS is applicable on fixed deposit interest income. If your income is less than basic exempted limit you can submit the Form 15G or Form 15H to save TDS on fixed deposit interest. Big banks like ICICI and SBI offers this facility online. You just need […]
One Member One EPF Account service is available online on Unified Member Portal. Gone are days when companies used to provide different EPF account numbers on switching jobs. Thanks to UAN (Universal Account Number). UAN enables merging of multiple EPF account into one. It also offers services such as UAN Card, EPF Passbook download, SMS facility about PF contribution. Going further, EPF has launched facility of PF transfer online. If you have frequently changed your job or if you are […]
Recently I have come across an advertisement for a personal loan. It says “A Personal loan for every possibility. Vacation, renovation or debt consolidation – the options are endless – Instant Approval and low-interest rate.” Hey, please don’t get me wrong, I am not here to market any types of loans. I am against a personal loan. I just want to share with you, How banks are targeting prospective customers in a trap. As per me, one should manage finance […]
