Top up Loan Vs Personal Loan – What should you choose and Why?

Top up Loan Vs Personal Loan – What should you choose and Why?

What is Top Up Loan? Why should you consider Top up Loan? Let’s take a look. People generally opt for a personal loan to fulfill their cash requirement in an emergency. It is quick and easy loan option nowadays. However, before taking any loan one must understand, which loan is best for them? My friend had purchased a flat by taking a home loan before 3 years. He started paying EMI’s for the same. After 3 years he got an […]


Form 15G Form 15H Online Submission – ICICI, SBI Bank

Form 15G Form 15H Online Submission – ICICI, SBI Bank

Form 15G and Form 15H can be submitted online with a click of a button. No physical visit to bank is required for submitting Form 15G or Form 15H. You must be aware that TDS is applicable on fixed deposit interest income. If your income is less than basic exempted limit you can submit the Form 15G or Form 15H to save TDS on fixed deposit interest. Big banks like ICICI and SBI offers this facility online. You just need […]



5 Best Banks for Personal Loan in India

5 Best Banks for Personal Loan in India

Recently I have come across an advertisement for a personal loan. It says “A Personal loan for every possibility. Vacation, renovation or debt consolidation – the options are endless – Instant Approval and low-interest rate.” Hey, please don’t get me wrong, I am not here to market any types of loans. I am against a personal loan. I just want to share with you, How banks are targeting prospective customers in a trap. As per me, one should manage finance […]