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8 Best Stock Market Apps for Investment Tracking

Stock Market

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January 27, 2019

Stock Market Apps – It is essential for the stock market investor to stay updated with the latest stock market movements. It helps them in taking a timely decision about buying and selling. One of the most popular way of tracking stock market movement is via App. Stock Market App helps investor and trader to stay informed about stock market.

From checking the livestock price, tracking your portfolio, viewing a stock chart, getting market news to tracking mutual funds NAV; everything is accessible on the move via an app. There are numbers of apps available in the market. In order to help you here is a list of 8 Best Stock Market Apps for Investment Tracking.

For better understanding, I have divided these apps into three parts.

Stock Market Portfolio Tracking App
Stock Market App
Mutual Fund App

All apps given in the list are free and easily available for download.

Stock Market Apps

Also Read – 5 Best Portfolio Management & Tracking Tools

8 Best Stock Market Apps for Investment Tracking

Stock Market Portfolio Tracking App

#1 MoneyControl

Play Store Rating – 4.3

Available on – Android, IoS, Windows

MoneyControl is one of the best stock market apps for the latest stock market news, update, and portfolio tracking. MoneyControl is easy to use app for the stock market. If you are planning to keep only a single app for stock market MoneyControl is highly recommended. This app provides complete coverage of BSE, NSE, Futures, Mutual Funds, and Commodities.

Features –

Easy navigation to all financial data, portfolio, watchlist and message board
Single search bar with voice search for stocks, indices, mutual funds, commodities etc.
Monitoring your portfolio across Stocks, Mutual Funds, ULIPs, and Bullion.
A personalized Watch list of stock and mutual funds with an alert facility.

Download here

#2 Economic Times (ET) Markets

Play Store Rating – 4.2

Available on – Android, IoS, Windows

ET Markets is one of the best stock market app for portfolio tracking. I am using this app for getting stock market updates and news.

Features –

Complete coverage of stock indices BSE, NSE, Mutual Funds, IPOs, Gold, ETF, Forex etc.
Follow your favorite stocks, mutual funds, commodities, indices, currencies by creating a watch list.
Investment and saving calculator including income tax calculator.
Available in multiple regional languages.
Easy to track stock and mutual funds portfolio including e-mail notification.

Download here

#3 Stock Edge

Play Store Rating – 4.7

Available on – Android

Stock Edge is one of the best stock market apps famous for research and analytics. You can do all types of research such as fundamental research, technical research, and derivative research using this app. Key features of this app is given below.

Features –

Stock analytics, visualizations, and alerts on the mobile in Customized Format
Daily Updates Section for filtered major market tracking with News, NSE & BSE Corporate Announcements, Forthcoming events.
Stock Research with various charts.
Easy stock portfolio tracking.

Download here

Stock Market App

#4 NSE Mobile Trading

Play Store Rating – 4

Available on – Android

NSE Mobile Trading app is one of the best stock market apps in India. This app provides real-time streaming quotes, charts, market depth and the ease to trade. This app also facilitates Portfolio and Holdings Tracking. Key Features of This app is given below.

Features –

Simple user-friendly interface for all types of users.
Trade across all asset classes equities, derivatives, currencies, commodities.
Portfolio Tracking

Download here

#5 Market Mojo

Play Store Rating – 4.3

Available on – Android

Market Mojo is algorithm based app for the smart investor. This app provides pre analysed information on all stocks and price movement. It also provides broker recommendations and a lot of other technical information about stock market. Key Features of Market Mojo is given below.

Features –

Pre Analysed Information on all stocks.
Portfolio analysis with risk evaluation.
Detail return analysis.

Download here

Mutual Fund App

#6 myCAMS

Play Store Rating – 4.4

Available on – Android

myCAMS is the best mutual fund app. It gives complete information about your mutual fund portfolio in the dashboard view. You can even purchase, redeem, switch or setup SIP using this app. myCAMS supports multiple mutual funds. You can create a watch list or add transaction in the favorite list. It offers a facility to view PAN level portfolio. You can view your complete family portfolio using this app. This app offers enhanced security by using two-factor authentication.

Download here

#7 PayTm Money

Play Store Rating – 3.4

Available on – Android

PayTm Money is a comparatively new app. The prime purpose of launching this app is to enhance investment in mutual funds via this app. It offers zero commission platform for investment. You can track and manage your mutual fund portfolio using this app. You can even automate investment by setting up SIP using this app. It also provides the facility of smart power search and filters.

Download here

#8 KFinKart

Play Store Rating – 4

Available on – Android

KFinKart is mutual fund app by Karvy. This app allows you to make an investment with a single touch. You can view your investment and transact easily via this app. You can even link and track your family portfolio using this app. It provides dashboard view with folio level account statement facility. It also comes with NAV tracker for tracking mutual fund performance.

Download here

Note – I have tried to cover the most popular and best stock market apps based on the supported features and available information. If you feel that any other app is required to be added in the list, please let me know via comment section.

19 Online Business Ideas for 2019

Business Ideas

Shitanshu Kapadia

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January 26, 2019

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19 Online Business Ideas for 2019

Online business ideas can help you to achieve financial freedom. You can get rid of boring 9 to 5 job and become your own boss. You can generate a lot of internet money using an online business idea. You need to select the best online business idea based on your skillset. It is sometimes difficult to select the best online business idea.

In order to help you, I am here with 19 online business ideas for 2019. It is advisable to go through all business idea carefully and see which idea connects well with your skill set and experience. Start a business online and get going.

Also Read – 40 Online Business Ideas with Low Cost

19 Online Business Ideas for 2019

online business ideas

#1 Digital Consultancy

First online business idea for 2019 is starting an online digital consultancy. There will be a huge demand for technical experts for various IoT and digital initiatives across the world. IoT devices are growing rapidly. If you have expertise in the Information technology you can start an online digital consultancy. You can earn a lot of money via the online business idea of digital consultancy.

#2 ChatBot Solution Provider

ChatBot Solution Provider is one of the best online business ideas for 2019. As per estimate Chatbot market will grow to 2.3 billion by 2020. You can grab an opportunity of earning money by becoming a Chatbot Solution Provider. Chatbot is a computer program designed to simulate a conversation with human users, especially over the Internet. Make sure to take appropriate training before starting this business.

#3 Online Food Ordering

India’s online food ordering market is growing at 15% every quarter. People are becoming tech-savvy and they are ready to order food online. If you can design a good online food ordering system and manage timely food delivery you can get quick success in online food ordering business.

#4 Start E-Commerce Site

E-commerce is growing at an unexpected rate all over the globe. Thus starting E-commerce site in 2019 is a very good online business idea. However, it is not easy to become successful in e-commerce space. You need to do a lot of hard work in developing a good business strategy and marketing techniques in this business. The Investment required for this business is moderate.

#5 Remote Technical Support

Remote Technical Support is the next online business idea for 2019. Many small business owners operating from home or from small places can’t afford full-time IT Employee. They prefer on call technical person for fixing the problem. If you have experience in computer and networking you can start this business.

#6 Online Trainer

Education is an evergreen field. If you have the skillset to teach students you can start your own online business or online training. You can do this either by making your own website or conducting one to one training on Skype. This is a unique way of generating online income.

#7 Stock Market Trading

One of my favorite online business idea for 2019 is stock market trading. This business or profession can be started anytime. However, it demands a lot of expertise and money. It is advisable to take proper training before entering this profession.

#8 Starting a Blog

Starting a blog is an evergreen online business idea. You can build regular income source via blogging. Blogging means making a website on which you share useful information about a specific niche. Once your blog traffic grows you can make money via various options such as advertising, affiliate marketing, product promotion and via other avenues.

#9 Affiliate Marketing

Affiliate marketing is among one of the best online business ideas for 2019. In this method, you promote other people’s product via e-mail or WhatsApp marketing. You need to send a unique tracking link provided by your associate. This tracking link is to track sale executed by you. You will get a commission if someone purchase items via your tracking link.

#10 Start own YouTube Video Channel

One of the most prominent online business ideas is starting own YouTube Video Channel in 2019. Due to growth in Smart TV and free internet YouTube watcher are growing. In this business, you need to create and upload a unique video on YouTube channel. After gaining popularity you can apply for YouTube channel partner program. This program is for placing an advertisement in the videos uploaded by you.

#11 Create a Digital Product

Next online business is creating a Digital Product and doing marketing. Digital product could be eBook, WordPress theme, SEO product, plugin, courses, photography etc. You need to create them once and then make a profit for every single sale. You need to do promotion of your digital product by yourself via your website, email list or via affiliate partnership.

#12 Start App Development

A usage of app is growing and expected to grow multi fold in years to come. Thus starting own business of app development is a very good business option for 2019. Everyone wants to make an app these days, and if you know how to write code for one this business is for you.

#13 Become a Writer

A demand of writer and content creators are growing. If you are good at writing you can offer your writing services to clients online. You can offer services via your own website or via e-mail marketing. There are many companies looking for content creator. You will be paid based on type, length and uniqueness of content.

#14 Freelancer

Freelancer is independent person who works for specific assignment or project. Freelancer takes specific contract from companies or organization. Freelancer makes lot of money online. If you are expert in specific niche for providing consultancy or project you can start your career as a freelancer.

#15 Sell Products on eBay

Selling product on eBay is next in the list of online business ideas for 2019. In this business, you need to get eBay seller account and promote your product online on eBay. If product sell take place you can earn profit. You require very good strategy and plan to get quick success in this business.

#16 Social Media Influencer

A social media influencer is a person on the social media who had established credential in a specific industry. He/she carries a lot of followers online. He/she can influence the business and increase sale of product and services. If you have 5000+ social media follower you can think of becoming social media influencer. It is very good business opportunity.

#17 Website Development

A usage of internet is growing and requirement of creating a website will continue. Thus becoming a web developer is lucrative option. A web developer is a person who makes website or blog. In order to do this, you need to learn coding, which will take time and hard work. But if you’re willing to put in the effort, it can pay quite well.

#18 SEO Consultant

Search Engine Optimization is a specialized field. Many online companies opt for SEO services. If you are very good at Search Engine Optimization you can set up your own business for providing SEO Consultancy. In this business, you need to work towards increasing search ranking of website.

#19 Online Photo Selling

Online Photo Selling is lucrative business idea. If you are creative person and very good at clicking photograph or editing you can think of start photo selling business online. There are many websites ready to deal in photographs online such as photodune, istockphoto etc. You can even create your own website for selling photos.

Over to you –

Select the best online business ideas from the above list and start your own business. If you are already running an online business and you want to add it in the list given above please drop in the comments box given below.

10 Best Instant Personal Loan Apps for Quick Cash Requirement

Personal Loan

Shitanshu Kapadia

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January 23, 2019

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Best Instant Personal Loan Apps – All your dreams can be fulfilled by taking an instant personal loan. There are multiple Instant personal loan apps available to address your quick cash requirement. Instant personal loan via an app is a fast, hassle-free and paperless way of getting money.

Suppose you have emergency cash requirement. The first step you would take is asking friends or relatives for the money, but what happens if the amount is big. You may approach banks for taking a personal loan. Banks generally takes 2-3 days for approval and disbursal of personal loan. If your requirement is urgent you can make use of Instant Personal Loan Apps. Here is List of 10 Best Instant Personal Loan Apps for your quick cash requirement.

Also Read – 5 Best Banks for Personal Loan in India

10 Best Instant Personal Loan Apps for Quick Cash Requirement

personal loan apps

#1 PaySense

PaySense is an online platform to get an instant personal loan. PaySense has partnered with IIFL and Fullerton for the disbursal of personal loans. A PaySense app is available on Google Play. You can install the PaySense app and get a personal loan for medical emergencies, marriage expenses, buying a two-wheeler, or any other requirements.

The maximum amount of loan permissible by this app is 5 Lakh. The rate of interest rate starts at 16.8% per annum. The loan amount and tenure are decided based on the Rrisk profile. You need to submit KYC documents and bank statements to get a loan. It will take 3-5 days to get a loan using this app.

#2 EarlySalary (Fibe)

EarlySalary is projected as salary advance and Instant Personal Loan App. You can get loan ranging from Rs.15000 to Rs.2 Lakh using this app. No credit history required for availing loan using this app. This app can be used at Amazon, Flipkart and Big Bazaar for easy EMI purchase.

The interest rate applicable on loan amount is 2-2.5% per month. EarlySalary app can be used to avail loan at specific cities. You need to pay 2% processing fee for availing loan using this app.

#3 Indiabulls Dhani

Indiabulls Dhani is one of the best personal loan apps. It is backed by Indiabull ventures. You can get unsecured Instant personal loan instantly using this app. The best part of this app is no physical documentation required and interest rates are very low 11.99%.

You can get personal loan up to 15 Lakh using this app. The processing fee of loan is 5%. To get loan using this app, you need to download this app and provide your PAN number and address for verification. After entering loan amount, you will receive loan amount in your bank account within minutes.

#4 MoneyTap

MoneyTap is among the best instant personal loan apps where you pay interest only on the withdrawn amount. MoneyTap has partnerships with leading NBFCs in India. You can get an instant personal loan online with zero collateral and interest rates starting from as low as 13-24.3% pa for 2 to 36 months duration using this app.

The maximum loan amount offered by this app is 5 Lakh. You just need to download app and apply online by creating your profile and uploading documents. You can find out pre-approved loan amount before applying.

#5 CashE

CashE provides instant short-term personal loans to young professionals based on their social profile, merit and earning potential using its proprietary algorithm based machine learning platform. CASHe is completely automated and requires no personal intervention and no physical documentation for availing personal loan. You can avail loan from Rs.5000 to Rs.2 Lakh using this app. The interest rate applicable on loan is 1.5% per month.

#6 MoneyView

MoneyView offers instant and paperless personal loans. You can take quick and easy loan by using MoneyView App. You can avail loan up to amount Rs.5 Lakh using this app. It is completely app based, no physical document required for availing loan. Annual interest rate varies from 16-24%. Processing fee is in the range of 2.5-4%.

#7 FlexSalary

FlexSalary is also known as salary advance and instant cash loans app. This app offers loan to salaried people up to 2 Lakh. To apply loan via FlexSalary, you need to sign up or login via social account. After filling up basic data and PAN card detail your application will be submitted for approval. Once your loan is approved you will receive amount directly in your account.

#8 PaymeIndia

PayMe is an innovative FinTech app which offers short term loan or quick cash support to corporate employees. The primary focus area of this app is to address quick cash requirement of salaried. The maximum loan amount offered by PaymeIndia is 1 Lakh. The interest rate applicable on loan amount is 2-6% per month.

#9 Cred

Cred distinguishes itself in the competitive personal loan app industry by utilizing advanced technology for credit scoring and rewards. Providing customized loan options based on individual credit profiles, Cred offers competitive interest rates and a straightforward application process, making it a popular choice for users.

#10 LazyPay

LazyPay is known for its ease and convenience, providing quick credit through a few taps on your smartphone. Geared towards youthful, tech-savvy individuals, LazyPay simplifies the loaning process, removing the requirement for extensive paperwork. By seamlessly connecting with online retailers, LazyPay boosts users’ buying ability.

We might be able to help you find the same-day payday loans online at Sunny Loans UK.

Key Features and Benefit Analysis

Seamless Application Process

The best personal loan apps in India provide a simple application process, guaranteeing fast approval and distribution of funds. Through the digitization of the lending process, these apps remove the requirement for extensive paperwork, making borrowing easier and more effective.

Competitive Interest Rates

These apps are characterized by competitive interest rates, making them appealing to borrowers looking for affordable credit options. By providing lower interest rates compared to conventional lenders, these apps make borrowing easier and more economical for users.

Flexible Repayment Options

These apps also stand out for their flexibility in repayment options, letting users adjust their repayment schedules according to their financial situations. They cater to a variety of needs by offering customizable repayment plans for both short-term loans and long-term credit choices.

Instant Disbursal of Funds

One of the key advantages of these applications is the immediate distribution of funds, allowing users to promptly access money as needed. Through fast approval procedures and smooth connection to banking systems, users can easily receive funds in their accounts within minutes.

Minimal Documentation

The era of never-ending paperwork is over! Leading personal loan apps in India focus on user convenience by reducing documentation needs. Using technology for identity verification and credit assessment, these apps simplify the lending process, helping users save time and energy.

Personalized Loan Recommendations

Personalization plays a crucial role in improving user experience, and these apps stand out by providing custom loan suggestions based on individual needs. Through analyzing user information and financial backgrounds, the apps recommend loan choices that align with the user’s preferences, guaranteeing high levels of satisfaction.

FAQs

How do I apply for a loan using these apps?

Applying for a loan is simple and can be done directly through the app. Just download the app, complete the registration process, and follow the prompts to submit your loan application. Ensure you have the necessary documents handy for verification.

What are the eligibility criteria for availing a loan?

Eligibility criteria may vary depending on the app and the type of loan you’re applying for. Generally, you need to be a resident of India, aged between 21 and 60 years, with a stable source of income. Salaried individuals and self-employed professionals may have different eligibility criteria.

How long does it take to get loan approval?

Loan approval times vary from app to app, but most apps offer instant approval within minutes of submitting your application. Once approved, the funds are usually disbursed directly into your bank account within a few hours.

Are these apps safe to use?

Yes, the top personal loan apps mentioned here adhere to strict security protocols to ensure the safety and privacy of user data. They use encryption and other security measures to safeguard sensitive information, making them safe and secure platforms for financial transactions.

Can I repay the loan before the tenure ends?

Yes, you can prepay the loan before the tenure ends. However, some apps may have prepayment charges or penalties, so it’s essential to check the terms and conditions before making early repayments.

What happens if I miss a loan repayment?

Missing a loan repayment can have adverse consequences, including late payment fees, increased interest rates, and negative impacts on your credit score. It’s crucial to ensure timely repayment to avoid such consequences and maintain a healthy credit profile.

Conclusion

In summary, the top 10 personal loan applications in India provide a handy and trustworthy option for people requiring fast financial help. These apps make borrowing easier with their easy-to-use interfaces, competitive rates, and repayment flexibility, enabling users to achieve their financial objectives smoothly.

Note – I have not used any of the app mentioned above for availing a personal loan. The information given above is collected from various sources. Readers are requested to carry out due diligence exercise before selecting a lender.

15 Best Side Jobs to Earn Extra Income

Career

Shitanshu Kapadia

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January 15, 2019

0

Extra Income

As you are reading this post, I assume that you are interested in earning extra income or looking for side jobs/business ideas. Making extra income has become very important nowadays. The cost of living is zooming up, lifestyle expenses are increasing, and it is becoming difficult to survive with a single income source. If you are running short of money every month, you should start working on building extra income. To help you here are 15 Best Side Jobs for making extra income.

These side jobs can help you to earn decent income by working only for a few hours. The list contains both online and offline side jobs. You can select the job based on your convenience.

Also Read – 40 Online Business Ideas with Low Cost

15 Best Side Jobs to earn extra income

Online Side Jobs to Earn Extra Income

#1 Online Tutoring

Online Tutoring is one of the best side jobs to earn extra income. You can earn decent income from this job in the part-time. Online tutoring is becoming one of the emerging career options in this decade. You can start online tutoring in three different ways.

Starting your own website – In this method, you need to start your own website and make subscription-based learning model.
Starting YouTube Channel – You can create paid YouTube channel and share your educational video online.
From Online Teaching portal – There are multiple online teaching portals such as Cuemath, Vedantu etc. You can join this portal and begin your side job as a tutor.

#2 Blogging

Blogging is one the lucrative idea of earning extra income. Blogging means publishing an article or updated content on specific topics at regular interval. If you are an expert in the specific subject you can think of becoming part-time blogger. Blogging is becoming a popular career option nowadays. There are two ways to start blogging.

Starting Free Log on Blogger – A first option is to start blogging via a free platform of blogger offered by Google.
Starting Blog/Website – The second option is to start your own website/blog by purchasing the domain name. You can use a content management system such as WordPress.

Once your blog becomes popular you can either use paid subscription model, direct advertising or Google AdSense to make money from your blog.

#3 Affiliate Marketing

Affiliate Marketing next in the list of side jobs for earning extra income. In this idea, you need to increase sale of associated products. You can use email, WhatsApp or SMS marketing for this. If someone buys a product via you, you will be paid a commission. Mostly all online store including Flipkart, Amazon offers affiliate marketing membership. Your commission level depends on commission rate.

#4 YouTube Channel

Starting a YouTube Channel is another lucrative side job for earning extra income. In this idea, you need to create unique videos and post it on your channel. For creating a video, you can take help of readymade animation software. Another alternative is to use a high-quality camcorder for making videos. The posted video will be monetized by showing advertisement under YouTube channel partner program. Alternatively, you can also make your channel as a paid channel and earn a lot of money.

#5 Data Entry jobs

One of the simplest ways of earning extra income is by joining Data Entry Jobs. In data entry job you need to see images and prepare word file according to text written in the image. This type of freelance jobs required a commitment to complete certain pages in a day. You need good typing speed to start data entry jobs. There are many websites which offer data entry jobs online.

#6 Freelancer

A freelancer is a person who is engaged in completing a specific job or project. It is a very good side job which can be started without investment. You just require special types of skillset and time to complete freelance jobs. There are plenty of freelancer jobs available online. You can select job-based on your interest and skill set. You will be paid based on project type and quantum.

#7 Virtual Assistant

Next side job is becoming virtual assistant. A Virtual Assistant manages a simple task such as writing an email, copying data, editing files etc. These tasks can be done online and even from home. You need to have basic knowledge of computer to start acting as a Virtual Assistant. There are many websites that offers a virtual assistant job.

#8 Stock Market Trading

Stock Market Trading is very good idea for earning extra income. In stock market trading you need to buy and sell stocks in the short interval of time for generating cash. It is comparatively risky idea. This idea also requires money for investment. You have to be stock market expert in order to generate money via Stock Market Trading.

Offline Side Jobs to Earn Extra Income

#9 Real Estate Agent

Real Estate Agent is a very good side Job for earning extra income. In this job, you need to help people in buying, selling or renting properties. You can make use of property website for getting contact detail of buyer and seller. You can earn good commission via this method.

#10 Insurance Agent

An insurance agent is one of the best ways to generate an alternate source of Income. As an insurance agent, you need to sell insurance policies. You will get a commission on the sale of each policy. This idea is suitable for people with a marketing background.

#11 Part-Time Tuition

Starting a part-time tuition best way to earn extra income. This can be started even from home with little investment. There are two different way to start tuition. First is to start giving home tuition by visiting student’s home and second is starting group tuition at your place. You have to be very good at teaching for starting tuition.

#12 Network Marketing

Network marketing or multilevel marketing is next in the list. In this idea, you need to create members under you for selling product and services of MLM Company. There are two ways to generate money from this idea. First is via regular commission income on the sale of a product. Second is earning a profit on product sale.

Also Read – 10 Best MLM & Network Marketing Companies

#13 Mobile Repairing

If you have the skillset of mobile repairing you can earn a lot of extra money. It is recommended to do a course of mobile repairing before entering in mobile repairing. You just require kit of mobile repairing. You require a small space to start mobile repairing.

#14 Babysitting

Babysitting is specialized job for women. Your task here is to keep a child for a few hours or for an entire day. You need to make investment to start this job. There are many working women looking for good babysitting service provider.

#15 Photographer

Photography is another lucrative career option. In order to do this job, you need to have a skill and sound knowledge about photography. You can sell your photos online or set up your own website for promotion.