Blog

How to Make Money via YouTube? – Complete Guide

Money & Wealth

-

February 15, 2019

How to Make Money via YouTube? – Complete Guide

Do you want to make a lot of money using YouTube? If Yes! You are at the right place. In this post, I will share complete information about making money using YouTube. YouTube is the 2nd biggest search engine after Google. YouTube is generating billions of views every single day. Every minute, more than 300 Hours of videos are uploaded on YouTube. All these make YouTube the most powerful platform for making money. There are a lot of YouTubers making thousands of dollars every month using YouTube. You can also make a lot of money via YouTube, provided you select the right category and upload unique videos consistently. Here are steps that can help you in earning money via YouTube.

Also Read – 7 Ideas to Make Money Online in India for beginner

5 Steps to make money from YouTube

Step 1 – Create Your YouTube Channel

The first step is creating your own YouTube Channel. It is very easy to create a channel, you just need to follow the steps given below to set up your own YouTube Channel.

Log in to your Gmail account, if you don’t have one create it. After login visit youtube.com
Click on the drop-down menu present just on the left side of the YouTube logo
Go to the My Channels option from that menu
Once you click on My Channel you can see an option to ‘Set up your channel on YouTube’
Now, you need to provide your personal information for the creation of a channel

make money youtube

Step 2 – Selecting a Niche

The next step is selecting a niche or category. You should select a Niche based on your area of interest. Here are a few recommended category options that can help you to go Viral on YouTube.

Gaming
Personal Finance
Food & Cooking
Yoga, Exercise or Training
Technical Reviews
Travel & Fashion
Comedy

The above categories are popular and have a lot of audiences all over the world. You can easily gain a lot of popularity and subscribers in the mentioned category. You have to consistently post unique and informative videos on the channel.

Step 3 – Create Unique Informative and Viral Videos

In this step, you need to create unique and informative videos. You can use either handy cam, HD camcorder, or mobile for creating videos. If you are not good at acting or shooting videos, you can use software such as VideoScribe, or Camtasia for creating whiteboard animation or screen capture videos.

Make sure to keep an eye on your competitor to know what type of videos they are creating and which videos are going viral. You can use a similar type of video on your channel.

You need to be consistent. Make sure to create high-quality videos with unique content. It is recommended to follow a schedule for posting videos. You can also declare that schedule to your audience. Post at least two to three videos per week.

Step 4 – Increase your Subscribers

The next step is to grow your subscriber count. You can increase your subscriber count easily. Here are a few tips for increasing your YouTube Channel Subscriber count.

Create customized and appealing thumbnails for every video. You can embed video views or unique photographs on thumbnails.
You should create a compelling title for your videos. Most of people see thumbnails and titles for viewing videos.
You should describe the content of your video in the meta description. Use keywords for tagging. It will help in ranking your videos in search.

Step 5 – Apply for AdSense

The final step for making money via YouTube is applying for AdSense which is also known as a YouTube Channel Partner Program. Your channel must meet the monetization criteria set by YouTube. Your channel needs at least 4000 watch hours in the past 12 months and 1000 subscribers.

In order to apply for AdSense, you need to visit YouTube Dashboard. In the dashboard click on ‘Status and Features’, and you will see various tabs. Click on the Enable button under Monetization. Click on the Start button and follow the on-screen instructions. Once your account is approved you will get an email from Google about approval.

YouTube Monetization

Now you can monetize your videos by opening your Video Manager and clicking on the “$” sign next to the video that you want to monetize. Check the “Monetize with Ads” box. You should have a bank account and you must be 18 years of age to apply for the above program.

How do people make money via YouTube?

YouTubers use multiple methods to make money via YouTube. The few most popular methods are given below.

YouTube Advertising

The first method of monetization is using the AdSense advertisement program. You can use multiple ad formats on YouTube videos to earn money. These formats are display ads, overlay ads, skippable video ads, bumper ads, sponsored cards, etc. You can select ad formats for your videos.

YouTube Red

YouTube Red is a paid subscription program. In YouTube Red members pay a recurring fee for watching videos without Ads. The amount paid by YouTube Red is calculated based on the time members spend watching videos.

YouTube Merchandising

You can also use YouTube Merchandising to make money. You can endorse a specific product or brand and make videos. You can earn a lot of money.

Affiliate Marketing

Another idea of making money via YouTube is Affiliate Marketing. In this method, you need to add an affiliate link to the video description. You can earn commission income using affiliate marketing.

Paid Videos

Once your channel gets popular you can get an offer for the paid video. In this method, you need to make a video for a product or brand and post it on your channel. You will get paid on a per video basis.

Summing Up

There are multiple YouTubers in India that makes thousands of dollars every month. A few examples are Geeky Ranjit, Technical Guruji, BB Ki Vines, etc.

In short, YouTube is an evergreen platform that helps people to make a lot of money. Apart from making money it also helps in branding and gaining popularity as a YouTuber. If you are serious about making online money you can consider YouTube Monetization.

Connect with us by sharing your thoughts and experiences in the comment section.

Do share this post with others.

Best Digital Saving Account in India

Banking

Shitanshu Kapadia

-

February 14, 2019

0

Digital Saving Account

An account that can be open instantly using a smartphone in a paperless way is known as a digital saving account. For the people who are tech-savvy and comfortable with technology, can open a digital saving account. The main advantage of digital saving account is it can be opened online, through website, smartphone or tablet instantly. If you are planning to open a new bank account you can consider opening a digital saving account. Here are 5 Best Digital Saving Account in India.

All these saving accounts are shortlisted based on ease of opening account, a rate of interest, rewards, documentation, and features offered by the bank.

Also Read – 10 Best Saving Bank Account to earn maximum interest

Best Digital Saving Account in India 2019

#1 Digibank by DBS

Digibank is digital bank. It is very easy to open a saving account using Digibank. No paperwork is required. You just need to verify your details via OTP on your Aadhaar linked mobile number. Your account will be active instantly. All you need is a smartphone and digibank app. Key features of Digibank digital saving account are given below.

Digibank DBS is Zero Balance account.
The rate of interest on saving is up to 7%.
DigiSavings Bank gives you physical debit card which is widely accepted.
You can connect with other accounts using DigiBank UPI.
You can get exclusive deals and cashback for this account.
It also offers budget optimizer which can be used for tracking expenses etc.
You can also use this account for making investment in the Mutual Funds.

#2 Kotak 811 Edge

Kotak 811 Edge is next in the list of Best digital Saving account. Kotak 811 Edge is simple, easy and cashless solution for the tech-savvy customer. Kotak 811 Edge account can be opened easily using website, app or by visiting nearest branch. You can get complete digital and paperless account opening experience. Key Features of Kotak 811 Edge are given below.

Average monthly balance requirement for Kotak 811 Edge account is Rs.10000/-.
The rate of interest on saving is up to 6%.
You will get platinum debit card for a fee of Rs.150 per annum.
Online transaction IMPS, NEFT & RTGS is free.
Cheque book facility is available.
The account can be accessed on mobile or by visiting branch.

#3 SBI Digital and Insta Saving Account

SBI Insta account offered by SBI comes with the instant account activation facility and does not need the applicant to visit the branch. Only resident of India, above 18 years of age, without any tax liability outside India is eligible for opening SBI Insta Saving Account. This account can be opened via YONO app or using YONO SBI portal. Key features of SBI Insta Saving Account are given below.

Complete paperless account opening. OTP based e-KYC.
No minimum balance charges till 31^st March,2019.
Free RuPay Debit card for the customer.
Maximum balance amount under this account is 1 Lakh.
Passbook and cheque book facility not available.
The savings account by SBI can be opened and operated on a single basis.

#4 Federal Bank Fedbook Selfie Account

Federal Bank Fedbook Selfie Account is easy to open digital account. You just need to take selfie to open this account. FedBank Selfie App is required for opening this account. One time visit to branch is required for the activation of this account. Online KYC validation is required from Aadhaar Linked mobile. It is a zero-balance account. Key features of Federal Bank Fedbook Selfie Account is given below.

Quick account opening and instant account number generation.
Zero Balance Account.
Rupay Classic Debit card can be issued with annual charges.
Cheque Book facility with limited cheque available.
Average monthly balance and transaction charges are zero.

#5 Axis Bank ASAP Online Saving Account

Axis Bank ASAP is one of the best digital saving accounts. Axis Bank ASAP account can be opened by downloading Axis Mobile App or by visiting the Axis bank website. It is a zero balance account and offers the highest rate of interest on balance above Rs.10000. Key Features of Axis Bank ASAP Online Saving Account are given below.

It is zero balance account which can be opened using app.
You can avail Virtual Debit Card Facility with this account.
You can create auto sweep flexi FD facility on balance above Rs.10000.
You can avail various deals and save big money on online shopping.
Debit card facility available with annual charges.
Fund transfer is free using NEFT, IMPS or RTGS.

Over to you –

Do you think Digital Saving Account is beneficial?

Do share your views and experience in the comment section given below.

Credit Card Cash Withdrawal – Charges and How to Withdraw

Credit Cards

Shitanshu Kapadia

-

February 8, 2019

0

Credit Card Cash Withdrawal is one of the easiest ways to fulfill your urgent cash requirements. You can withdraw money using a credit card with a click of a button. However, you need to aware of terms and applicable charges.

credit card cash withdrawal charges

Let me share one recent incident with you. One of my relatives has got a new job in Mumbai. He shifted to Mumbai before few days. He started facing a cash crunch problem. In order to fulfill his growing expenses, he used the Credit Card Cash Withdrawal Facility. He visited ATM, inserted card, punch the PIN number and he got required amount. He was very happy. But, this happiness was short lived. He got a credit card bill a few weeks later. The credit card bill contains a massive interest amount and processing charges. He is clueless about how to repay the entire amount.

From the above example, we can say that credit card cash withdrawal is an easy and most convenient way to address quick cash need. But, you have to be aware of charges applicable on the same. In this post, we will look at what is credit card withdrawal? Credit Card Cash withdrawal charges, How to withdraw cash using a credit card and benefit, drawback associated with it.

Also Read – 10 Best Credit Cards in India to Save more Money

What is Credit Card Withdrawal?

A credit card withdrawal is a facility extended to credit card holders. By using this facility customer can withdraw cash at the bank ATMs. It is also known as a credit card loan or cash advance facility. This facility is given within India as well as outside.

This facility is not enabled on all credit cards. It is an additional facility given to some selected customers based on the policy. A credit card company applies a withdrawal limit which is a certain percentage of a credit limit. A customer needs to payback the withdrawal amount along with interest and applicable fees.

Credit Card Cash Withdrawal Charges – Fees & Interest

Various charges applicable on credit card cash withdrawal are given below.

Cash advance fee

A cash advance fee is charged every time a credit card is used for withdrawal of cash. The cash advance fee varies from 2.5% to 3% of the withdrawal amount, subject to a minimum amount. It is also known as a transaction fee.

Finance Charges/Interest

When you normally use your credit card you will get an interest-free period. You need to clear your dues within a specific period. If you don’t pay your dues in time, the bank levies interest on the outstanding amount. However, in case of cash withdrawal via credit card bank does not offer any interest-free period. A finance charges or interest is applicable from the day you withdraw the amount until the amount is fully paid. It is known as finance charges or interest amount. The interest rate is in the range of 2.5% to 4% per month.

Late Payment Charges

If you fail to clear your dues in time, you need to pay late payment charges to bank/credit card companies. The late payment charges vary from bank to bank.

Charges applied by some of the major banks on Credit Card cash withdrawal are given below.

Bank	Transaction Fees	Finance Charges
SBI	2.5% or Rs.300, whichever is higher at domestic ATMs	Up to 3.35% per month
ICICI Bank	2.5 % (minimum Rs.250 at ICICI bank ATMs and Rs.350 for other ATMs)	2.95% per month
HDFC Bank	2.5% (minimum Rs.500)	1.99% – 3.5% per month
Axis Bank	2.5% (minimum Rs.250)	2.5% – 3.25% per month
Citibank	2.5% (minimum Rs.500)	3.1% – 3.5% per month

How to Withdraw Cash using Credit Card?

You can withdraw cash using a credit card by visiting the ATM center. The process is similar to withdrawing cash using a debit card. The difference is using a debit card you can withdraw money from your own bank account. Whereas in credit card you are taking a loan or cash advance.

Read this My Quick Loan Article to learn about the impact of a payday loan on your credit card.

Let’s try to understand this by example. Suppose you withdraw Rs.25000 by using your credit card. Cash advance fee on your card is 2.5%. This means you need to pay extra Rs.625/- as cash advance fee. In addition to cash advance, you need to pay finance charges/interest. Let us say finance charge applicable on your card is 3%. This means you need to pay 3% of Rs.25000/- as finance charges. The charges here would be Rs.750. So, the total pay-out from your pocket would be Rs.1375. This is 5.5% per month. You can decide it is cheap or costly.

Benefits

Easy and convenient because ATMs are available everywhere and accessible 24×7.
No Paperwork or permission is required to avail this facility. You just need to use your credit card at the ATM to withdraw cash.
Withdrawal is allowed multiple times within credit limit.

Drawbacks

As no interest-free period allowed these types of withdrawal are expensive.
You need to pay a transaction fee as well as interest rate.
You will not get any reward points for using this facility.

Over to You –

Do you use a credit card cash withdrawal facility?

Do you think this facility is useful?

Do share your views and experience in the comment section given below.

15 Best Startup Ideas for 2025

Business Ideas

Shitanshu Kapadia

-

February 6, 2019

0

A startup is a newly established business. Today, many people aspire to start their businesses, leaving the traditional 9 to 5 job. They are either bored with their job or they want to earn more money. Whatever the case if you are one of them and planning to start a new business by firing your boss. Here are 15 Best Startup Ideas for 2025.

You should select two to three best startup ideas and discuss, and debate with your family and friends. Pick up a fresh idea with very good market potential. Make sure your startup idea matches your skills and that you have sufficient funds to start a business. So, let’s get started.

startup ideas

15 Best Startup Ideas for 2025

#1 Food Truck Startup

The first startup idea for 2025 is a food container startup. The food container concept is growing at a faster pace. It is one of the untapped businesses that you can think of starting. In the food truck business, you need to buy a container or modify an old transport vehicle as per requirement. Make sure that the food truck looks attractive. You can use attractive colors and paintings. You can also make an arrangement of chairs near the container. You can place your container near the office area or in a crowded place. Make sure to serve tasty and healthy food at an economical price.

#2 Cyber Security Startup

Cybersecurity Startup is among one of the best startup ideas. Every small and big business requires an IT security system. The main reason is the increase in technology usage and cyber-attacks. If you are an expert in cybersecurity you can establish a cybersecurity business. In this business, you need to provide security services to companies. The services are consultancy, security auditing, certification, managed detection & response, security incident event management & security product sales, etc. It is a very good business and the chance of getting success is very high.

For startups aiming to establish a professional presence without physical premises, a virtual office address in uk is an excellent solution. It offers a prestigious business address, enhances credibility, and helps manage communications remotely, which is ideal for entrepreneurs looking to scale efficiently.

#3 IoT Startup

IoT startup is a lucrative startup idea. A full form of IoT is the Internet of Things. Usage of the Internet of Things is growing. Every device is becoming smart and connected. If you are an expert in the IT domain you can start an IoT startup. In this business, you need to work on assignments such as converting unconnected devices to connected devices, convert data in a meaningful format, designing your own IoT product, etc.

#4 E-commerce Startup

E-commerce is an internet-based startup idea. Usage of the internet is growing, people prefer to purchase a product online compared to offline. It gives birth to the e-commerce business. There are multiple ways to do e-commerce business. One simple way is to start your own e-commerce store. A second way is to buy an e-commerce store from a website like “Shopify”. E-commerce is a lucrative business option.

#5 FinTech Startup

FinTech Startup means a startup that uses technology and software for providing banking and financial services. It is one of the fastest-growing businesses. In this business, you can provide services like mobile payments, instant money transfers, instant loans, P2P, and asset management. You can design your own innovative products in this area.

#6 Home Décor Business

Home Décor is an evergreen startup business idea. The usage of luxury home items is growing rapidly. In this business, you can sell luxury items for home décor. You can even provide services for home decoration and design. It is advisable to do a specific training course before starting this course. The investment required for this business is moderate.

#7 Fidget Toys

Fidget toys are self-regulation tools. The craze of fidget toys like spinners is growing exponentially. If you have expertise in designing or manufacturing such toys, you can start this business. If you don’t have expertise in manufacturing, you can do trading in fidget toys.

#8 Starting Own TV Channel

It was very difficult to start a TV channel earlier. However, with the growing usage of technology, it is very easy to start your own TV channel. It is one of the most profitable startup business ideas. If you have a small budget then you can start your channel in a small demographic area. Once the channel is popular you can go for expansion.

#9 Tea Café

Tea Café is low-cost and one of the best startup ideas. Tea is one of the most popular drinks after water. A business of tea café can be started with low investment and with less skill. Even an uneducated person can start this business. You just need to create a place with a good ambiance and serve tea with different tastes and styles. If you’re considering expanding your menu to cater to coffee lovers as well, it’s worth exploring bulk coffee options available to ensure you can offer high-quality coffee alongside your tea selection while keeping costs manageable.

#10 Electronic Waste Management & Recycling

Electronic Waste Management & Recycling is one of the fastest-growing startup ideas. The usage of mobile phones, laptops, and other electronic devices is growing. All these devices require disposal once it reaches the end of life. If you learn to dispose of or recycle these devices you can rule the market. It is one of the lucrative business ideas.

#11 Organic Farming

The demand for organic products is growing like anything. It gives birth to organic farming. Organic farming means growing fruit, vegetables, and crops in an organic (natural) way. These types of food are used for making various products and food-related items. If you have an inclination towards farming you can start organic farming.

#12 Online Tutoring

Tutoring means sharing your knowledge by teaching others. Online tutoring can be done in multiple ways. You can either start your own online tutoring website or you can even start your own YouTube channel. You need to be an expert in teaching subjects to start this business.

#13 Fitness Centre

Obesity is growing rapidly all over the world. It is mainly due to a static lifestyle and food habits. This has certainly raised the demand for a lot of fitness centers. If this field interests you, then you can start your own fitness center. It is recommended to design a unique course or activity which no other center is providing.

#14 Keto Foods

Keto Food startup is related to obesity. Millions of people are adopting the Keto Diet to reduce their weight. In this business, you can make your own Keto food or plan to trade in Keto food by opening your own shop.

#15 Medicare Startup

Medicare Startup is one of the best startup ideas. If you are from a medical background you can start your own business around this field. A few suggested options are providing Medicare services at home, sample collection services, and selling unique services or products related to medicine.

Over to You –

All these ideas are selected based on the latest trends and market potential. I am sure that 15 Best Startup Business Ideas will surely help you in getting success. The list given above contains both online and offline business ideas. You should select a startup idea based on your skill set and capabilities. If you need any guidance or more information about the best startup ideas feel free to contact us.