Indian Stock market is on full swing. Nifty and Sensex is all time high. Nifty has recently crossed 8300 level. As an investor you must be thinking whether to invest more or to stay away from market, well best is to participate in market, and if you want to tradeoff risk best is to invest using mutual funds. I am herewith Best Mutual Funds to invest in 2015.
Before we move on to best mutual funds I would like to clarify that selection of these mutual funds are done based on following aspects:-
- Fund Performance over past 3 years
- Rating and Reputation
- Capability of giving future performance
Best Mutual Funds to invest in 2015
Large Cap Mutual Funds
These types of funds invest large portion of money in companies with large capitalization.Large cap funds generally provide stable and consistent returns over a period of time, it may outperform and give best returns based on market performance. Risk explore is moderate in large cap funds.
| Large Cap Mutual Fund | RETURNS (%) | ||
| 6 mth | 1 yr | 3 yr | |
| Birla Sun Life Top 100 (G) | 29.5 | 44.2 | 22.5 |
| BNP Paribas Equity Fund (G) | 35.3 | 42.2 | 21.9 |
| SBI Blue Chip Fund (G) | 31.3 | 44.3 | 23.4 |
| UTI Equity Fund (G) | 31.9 | 44.6 | 21.3 |
Small & Mid Cap Fund
These types of funds invest in small and mid cap companies. Risk return ratio is quite high in Small and Mid cap funds.
| Small & Mid Cap Fund | RETURNS (%) | ||
| 6 mth | 1 yr | 3 yr | |
| Can Robeco Emerg-Equities (G) | 56.5 | 98.3 | 32.3 |
| Franklin (I) Smaller Cos (G) | 47.9 | 90.4 | 36.5 |
| Reliance Small Cap Fund (G) | 62.2 | 119.5 | 35.2 |
Debt Mutual Funds
These types of funds invest in fixed income securities like bonds, MIP or treasury bills.
Debt fund provides fixed type of returns in limit. Debt fund investment is recommended for investors who don’t want to take any risk in volatile market.
| Debt Mutual Fund | RETURNS (%) | ||
| 6 mth | 1 yr | 3 yr | |
| HDFC High Interest – Dynamic | 7.6 | 11.4 | 10 |
| Reliance Dynamic Bond (G) | 6.6 | 10.3 | 10.3 |
| UTI Dynamic Bond Fund (G) | 6.7 | 11.9 | 10.6 |
MIP
Monthly Income Plan provide stable monthly returns to investor. Those who are looking for monthly income can invest in this mutual fund.
| MIP | RETURNS (%) | ||
| 6 mth | 1 yr | 3 yr | |
| Birla SL MIP II-Wealth 25 (G) | 15.2 | 23.4 | 13.5 |
| UTI MIS – Advantage Plan (G) | 12 | 19.7 | 12 |
Please note that I am not holding any position in mention mutual funds. Before Investing in any mutual funds mention above you must take advice from your financial planner and take investment decision based on your goal and risk appetite.
I personally recommend you to invest in Mutual Funds via SIP route. You will defiantly find difference in return. SIP Investment returns are always high compare to one time investment returns.
Do you hold any position in above mutual funds? Do share your experience with us.
All return figures are taken from http://moneycontrol.com
