Money Excel - Personal Finance Blog

Menu
MENUMENU
MENUMENU
  • Home
  • Business Ideas
    • 225 Small Business Ideas
    • 40 Online Business Ideas
    • 20 Business Ideas for Beginners
    • 20 small manufacturing business
    • 30 Food Business Ideas
    • 100 Business Ideas low investment
  • Stock Market
    • Best Demat & Trading Accounts 2020
    • Best Stocks 2020 by Experts
    • Best Virtual Trading Apps
    • Best Stock Screener
    • Best Discount Brokers in India
    • Multibagger Stocks of LockDown
    • Rakesh Jhunjhunwala Portfolio
  • Mutual Funds
    • Best Mutual Funds 2020-21
    • Best Direct Mutual Fund Platform
    • Best Mutual Fund Mobile Apps
  • Incometax
    • Income Tax Slab FY 2020-21
    • Income Tax Calculator FY 2020-21
    • Income Tax Refund Request
    • Pay Advance Tax Online
    • Download New 15G -15 H Forms
  • Investment
    • Best Investment Ideas 2020
    • Long Term Investment Options
    • Best Investment Regular Income
    • Best Investment Options NRI
  • Credit Card
    • Best Credit Cards 2020-21
    • Best credit card for online shopping
    • Best Forex Card in India
    • Best Business Credit Cards
    • Credit Cards against Fixed Deposit
  • Insurance
    • Best Term Insurance Plans 2020
    • Best Health Insurance 2020
    • Best LIC Policy 2020
    • Best Car Insurance Companies
    • Best Mobile Insurance Companies
  • Downloads
Home
Banking
How to unlink Aadhaar from Bank Account, Digital Wallet & Mobile?

How to unlink Aadhaar from Bank Account, Digital Wallet & Mobile?

Raviraj Parekh May 1, 2020

delink aadhaar

How to unlink Aadhaar from Bank Account, Digital Wallet & Mobile? As per Supreme Court verdict dated 28th September 2018, it is not mandatory for the Indian Citizen to link Aadhaar number to a bank account, mobile number or digital wallets.

The main reason behind this verdict is Aadhaar details are not safe and it poses a huge privacy risk. Let me explain – A demographic information of Aadhaar card can be used for establishing the identity of an individual. Easy access to Aadhaar data can cause commercial exploitation of your biometric data and demographic information. If you have linked your Aadhaar Number to the bank account, digital wallet or mobile you can delink it to prevent misuse of available information.

As per Compendium of Regulations, Circulars and Guidelines’ for authentication of Aadhaar-based e-KYC, available on the official website of UIDAI (Unique Identification Authority of India), “The Aadhaar number holder may, at any time, revoke consent given to a KUA for storing his e-KYC data or for sharing it with third parties, and upon such revocation, the KUA shall delete the e-KYC data and cease any further sharing.”

Do not miss below posts -
  • Take Selfie to open Saving Bank Account on Fed Selfie
  • 10 Best Zero Balance Saving Account
  • Resident Foreign Currency Account – RFC Account for returning NRI

A step by step method to unlink/delink Aadhaar from the bank account, digital wallet & mobile is given below.

Also Read – How to Order Aadhaar Reprint Online?

How to unlink Aadhaar from Bank Account?

Before proceeding for unlinking Aaddhar from Bank account make sure your bank account is not linked to Direct Bank Transfer scheme or Gas subsidy scheme. You will not receive any benefits once your account is unlinked.

# Method 1 – Digital Method

  • Visit Official website of your bank.
  • Login to the bank account and go to a personal profile page.
  • Try to locate option stating de-link your Aadhaar number.
  • Once you click on that option you will able to see simple form for delinking consent. On giving your consent Aaddhar number will be delinked from your bank account.
  • You will receive SMS about the same.

If your bank is not providing any digital facility of unlinking Aaddhar follow the method given below.

# Method 2 – Paper Based Method

  • Visit your branch and ask customer care person to provide De-linking form.
  • Few banks such as Indian post payment bank provide delinking Aadhaar option in the form.
  • Fill up the form and submit.
  • Your Aadhaar information will be unlinked within 48 hours.

unlink aadhaar

If a bank is not offering the facility of de-linking form you need to write a simple application for delinking Aadhaar from the bank account. Submit your application to the bank manager. Your application should mention revoking permission about using your Aadhaar, biometric details, and demographic information.

How to unlink Aadhaar from Digital Wallet & Mobile?

Steps to unlink Aadhaar from digital wallets and mobile service provider is given below.

Do not miss below posts -
  • 10 Best Salary Accounts in India
  • RBI complaint management system portal – How to register complaint …
  • NRE Account and NRO Account main differences
  • Call the customer care and ask for the procedure to unlink Aadhaar.
  • The service provider will ask you to file a written application or to send an email with a request to de-link Aadhaar details.
  • Once you send e-mail you will receive notification within 48 -72 hours about delinking of Aadhaar.

You will find some difference in the process of delinking Aadhaar with respect to service providers.  The reason is the standard guideline for delinking is not available.

How to check if your Aadhaar information is delinked or not?

If you want to check if your Aadhaar information is delinked or not you can use UIDAI – Aadhaar Services. The process is given below.

  • Visit UIDAI portal – https://uidai.gov.in/
  • Under Aadhaar Service section you will find a link “Check Aadhaar & Bank Account Linking Status”
  • Click on that link and you will be taken to a new page where you need to provide your UID along with security code.
  • It will generate OTP, which will be sent to your registered mobile number.
  • On entering OTP you will able to see bank account and Aadhaar linking status.

aadhaar linking status

I hope the above information will help you in unlinking your Aadhaar from the bank account or other service providers.

Do share your experience about unlinking Aadhaar.

Prev Article
Next Article
Tags:delink aadhaar bank account delinking aadhaar bank account how to delink Aaddhaar unlink aaddhar mobile number unlink aadhaar bank account unlink aadhaar digital wallet

About The Author

Raviraj Parekh

Raviraj is the man behind moneyexcel.com. He is PGDBA, engaged in blogging for 10 years. Moneyexcel blog is ranked as one of the Top 10 Personal Finance Blog in India. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

Leave a Reply

Cancel reply

IIFL Demat Account

Search

Top Posts & Pages

  • Rakesh Jhunjhunwala Portfolio Holdings - January 2021
  • Income Tax Calculator FY 2020-21 (AY 2021-22) – Excel Download
  • Cash Deposit Machine Locator – How to find CDM Near You?
  • How to check Property Records and Land Records online in India?
  • 225 Small Business Ideas with Low Investment in 2021-22
  • 20 small manufacturing business ideas with low cost
  • LIC Premium Paid Certificate Download For Income Tax Purpose - Online
  • Top 60 Manufacturing Business Ideas
  • 10 ways to Convert Black Money to White
  • 40 Small Business Ideas with low investment

Subscribe to Blog via Email

Join 5,475 other subscribers

Follow MoneyExcel

Money Excel – Personal Finance Blog

Personal Finance Blog
Copyright © 2021 Money Excel - Personal Finance Blog
| About |Downloads | Contact Us | Sitemap | Disclaimer | Privacy Policy |