Money Excel - Personal Finance Blog

Menu
MENUMENU
MENUMENU
  • Home
  • Business Ideas
    • 225 Small Business Ideas
    • 40 Online Business Ideas
    • 20 Business Ideas for Beginners
    • 20 small manufacturing business
    • 30 Food Business Ideas
    • 100 Business Ideas low investment
  • Stock Market
    • Best Demat & Trading Accounts 2021
    • Best Virtual Trading Apps
    • Best Stock Screener
    • Best Discount Brokers in India
    • Multibagger Stocks of LockDown
    • Rakesh Jhunjhunwala Portfolio
  • Mutual Funds
    • Best Mutual Funds 2021-22
    • Best Direct Mutual Fund Platform
    • Best Mutual Fund Mobile Apps
  • Incometax
    • Income Tax Calculator FY 2020-21
    • Latest Income Tax Slab FY 2021-22
    • Income Tax Refund Request
    • Pay Advance Tax Online
    • Download New 15G -15 H Forms
  • Investment
    • Best Investment Options 2021
    • Long Term Investment Options
    • Best Investment Regular Income
    • Best Investment Options NRI
  • Credit Card
    • Best Credit Cards 2021-22
    • Best credit card for online shopping
    • Best Forex Card in India
    • Best Business Credit Cards
    • Credit Cards against Fixed Deposit
  • Insurance
    • Best Term Insurance Plans 2021
    • Best Health Insurance 2021
    • Best LIC Policy 2021
    • Best Car Insurance Companies
    • Best Mobile Insurance Companies
  • Downloads
Home
Credit Card
5 Best Credit Cards for Online Purchase

5 Best Credit Cards for Online Purchase

Raviraj Parekh May 3, 2020

credit cards

Which are Best Credit Cards for Online Purchase? Which credit card I should select for online shopping? If you are an internet geek and spending most of the time for doing online shopping, you must be looking for answers to these questions. Well, in this post, I will help you with the detail of 5 Best Credit Cards for Online Purchase. These cards are designed for exclusive reward points, cash back, gift vouchers, discounts and multiple other benefits.

5 Best Credit Cards for Online Purchase

SBI Simply Click

SBI Simply Click is one of the best credit cards for online shopping. SBI Simply Click has a tie-up with Amazon, Bookmyshow, and multiple other online e-commerce companies. This card gives 10X shopping rewards on online shopping.

Do not miss below posts -
  • Prepaid Credit Card in India – Types and Benefits
  • 10 Best Popular Business Credit Cards in India
  • Credit Card Autopay facility for Credit Card Bills – Should …

Key Features and Benefits

  • Gift Card from Amazon on Joining worth Rs.500.
  • Earn 10X reward points on online spends with exclusive partners.
  • Earn 5X rewards on all other online shopping.
  • E-voucher worth Rs.2000 on annual online spends of Rs.1 Lakh.
  • 1% fuel surcharge waiver for the transaction between Rs.500 & Rs.3000.

Fees and Charges

  • Annual fees – Rs.499 + GST
  • Renewal fees – Rs.499 + GST
  • Interest free credit days up to 50 and finance charges up to 3.35%

Also Read – 15 Best Credit Cards in India 2018

ICIC Bank Coral American Express Credit Card

ICICI Bank Coral American Express credit card is another best credit cards for online shopping. Apart from online shopping, this card provides benefits like dining, shopping, travel, and entertainment. The key features and associated fees of this card are given below.

Key Features and Benefits

  • 50% more rewards on online spending.
  • Two complimentary movie tickets every month under the Buy One Get One.
  • Minimum 15% saving on dining bills.
  • Get up to 10000 PAYBACK points every anniversary year.
  • 600 Unique rewards from PAYBACK program.
  • Complimentary airport lounge access.

Fees and Charges

  • Joining fees – Rs.500 + GST
  • Annual fee (First Year) – NIL
  • Renewal fees – Rs.499 + GST
  • Overdue Interest on extended credit 3.40% per month

Axis Bank Buzz Credit Card

Axis Bank Buzz Credit Card is the card for Online Shoppers. This card is associated with Flipkart. You can get multiple milestone based benefit from Flipkart on this card. The key features and associated fees of this card are given below.

Key Features and Benefits

  • Get Flipkart Gift Voucher worth Rs.1000 on making 3 purchase within 45 days.
  • Get up to 10% discount at Flipkart Every month.
  • Option to convert purchase to EMI.
  • Milestone benefit on annual spends.
  • Accelerated rewards for shopping online.

Fees and Charges

  • Joining fees – Rs.750 + GST
  • Annual fee – Rs.750 + GST
  • Overdue Interest on extended credit 3.25% per month

HDFC Solitaire Credit Card

HDFC Solitaire Credit Card is the exclusive premium credit card for online shopping. This card provides exclusive rewards points, cashback, and a voucher for online shopping. Key Features detail of HDFC Solitaire credit card is given below.

Key Features and Benefits

  • Get Rs. 1,000 Shopping vouchers on Rs. 75,000 spends every 6 months.
  • 50% more Reward Points on dining and grocery spends.
  • Enjoy shopping vouchers of total worth Rs. 2,000 every year.
  • Earn a CashBack of more than Rs. 2000 on RP accumulated by spending Rs. 5 lakh on your card.
  • Zero Lost Card liability post reporting card loss to bank.

Fees and Charges

  • Joining fees – Rs.1000 + GST
  • Annual fee – Rs.1000 + GST

Also Read – Top 5 Best Travel Credit Cards in India

Citi Bank Rewards Credit Card

Citi Bank Rewards Credit Card as the name suggest it is an extra reward card. You can earn 10X reward on this card. This card provides multiple redemption options to the customer. Key Features and benefit detail of Citi Bank Rewards credit card is given below.

Key Features and Benefits

  • Easy EMI option for Amazon and Snapdeal purchase
  • Earn 10X Reward Points on spends at apparel and department stores.
  • Accelerated rewards earn 1 point for every Rs.125.
  • Redeem points instantly at selected partners.
  • Get 300 bonus points on card spends of 30000 or more in a month.
  • Redemption points never expired.

Fees and Charges

  • Annual fee – Rs.1000 + GST – Fees will be waived off for making spend of Rs.30000 annually.
  • Overdue Interest on extended credit 3.25% per month

Tips for Using your Credit Card Online

Here are a handful of basic tips to make sure your online credit card purchases are safe –

  • You should make use of websites which are enabled with https. These types of sites are secured as it makes use of the certificate.
  • Avoid saving your credit card information online.
  • Keep your antivirus software up to date.
  • Don’t use Free WiFi facility while doing an online transaction using a credit card.
  • Make sure your card comes with additional security.
  • Make use of virtual credit cards for added security

I hope the information and tips given above will be helpful to you.

Do share your queries in the comment section given below.

Tweet
Share
Whatsapp
Pinterest
Prev Article
Next Article
Tags:best credit cards online purchase best credit cards online shopping credit cards india online shopping credit cards online purchase online credit card shopping

About The Author

Raviraj Parekh

Raviraj is the man behind moneyexcel.com. He is PGDBA, engaged in blogging for 10 years. Moneyexcel blog is ranked as one of the Top 10 Personal Finance Blog in India. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

Leave a Reply Cancel Reply

Search

Top Posts & Pages

  • Income Tax Calculator FY 2020-21 (AY 2021-22) – Excel Download
  • Rakesh Jhunjhunwala Portfolio Holdings - March 2021
  • 20 small manufacturing business ideas with low cost
  • Download Income Tax Calculator FY 2021-22 (AY 2022-23)
  • Cash Deposit Machine Locator – How to find CDM Near You?
  • How to check Property Records and Land Records online in India?
  • 235 Small Business Ideas with Low Investment in 2021-22
  • LIC Premium Paid Certificate Download For Income Tax Purpose - Online
  • 10 Best Small Trading Business Ideas
  • 30 Food Business Ideas with low investment

Subscribe to Blog via Email

Join 5,474 other subscribers

Follow MoneyExcel

Money Excel – Personal Finance Blog

Personal Finance Blog
Copyright © 2021 Money Excel - Personal Finance Blog
| About |Downloads | Contact Us | Sitemap | Disclaimer | Privacy Policy |