Deposit your Cheque on your Mobile – etfCheques Mobile App


etfCheque – Imagine how easy it is if bank accepts digital copy to cheques for the processing. You can save your time as you can avoid visiting bank/drop box to submit physical copy of the cheque. Your imagination is turned into reality now you can use your mobile to issue and deposit of cheques. ICICI bank has recently launched etfCheques Mobile app for their customer.

What is etfCheques?

etfCheques is app launched by ICICI bank to provide complete solution for cheque based transactions. This app enables the customer to quickly process cheque in secure and convenient way. You can even issue cheque to the beneficiary using this app.

Key Features of etfCheques

Deposit Cheque – You can deposit scan image of physical cheque issued to you.

Write etfCheque – You can issue etfCheque to mobile number of your choice.

Cheque Query – You can quickly check the status of the cheque.

History – You can check your past transaction done through etfCheques

How to use etfCheques Mobile App?

Step-1 Download etfCheques from google play store. You need smartphone with internet facility to use this app.

Step-2 Authenticate using your debit card number, debit card PIN and one time password (OTP) sent on your mobile number. If it is joint account you need to enter Net Banking ID also.

Step-3 Choose 4 digit PIN number to access this application.

Step-4 Login using your 4 digit PIN number and start using ICICI etfCheques mobile appp to perform cheque based transactions.

This app is also available for IOS based device.

How do I deposit cheque?

To deposit a cheuqe follow the steps given below –

Step-1 Select account in which you want to deposit the cheque

Step-2 Select Deposit cheque option from the menu.

Step -3 Capture front and back of cheque populate amount and other information and submit the cheque.

Step -4 Deposit the physical copy of cheque at nearest ICICI bank within specified time limit.

cheque image

How to issue an etfCheques?

To issue a cheque follow the steps given below –

Step-1 Select account from which you want to issue the cheque

Step -2 From Menu select “Write etfCheque Option”

Step -3 A Cheque book page will option asking for Name, Account number and amount.

Step -4  Once done with filling mandatory details click on submit.

Step-5 OTP will be issued to your mobile number. Submit OTP and etfCheque will be issued.

Step-6 You will receive 4 –digit passcode which you need to share with beneficiary to receive the funds.

You can issue etfCheques to non-ICICI bank customer also, however beneficiary need to visit ICICI bank website link to receive the funds.

Do you think this facility will be useful to you?

Do share your experience!

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Article by Raviraj

Raviraj is the man behind He is graduate in finance, engaged in blogging since 7 years. Moneyexcel blog is ranked as one of the Top 10 Personal Finance Blog in India. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

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    Is this mobile app.can be made only through 3gen/4gen.mobiles, or even through normal
    mobiles at cheaper cost ?.


  2. Neeraj Choudhary says:

    As an ICICI bank customer, in my personal opinion instead of this new mobile app if ICICI bank can provide this feature in the existing ICICI mobile app then would be fairly easy to deposit checks rather than managing another new application.

  3. Parminder Singh Mangat says:

    Not much.. cumbersome process

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