HomeMoney & Wealth5 Powerful Money Secrets – Do you know How Money Works?

5 Powerful Money Secrets – Do you know How Money Works?

Money is not everything but money is the most important thing that is required to live on this planet earth. You cannot imagine your life without money. 

Keeping the importance of money in mind today I am going to share 5 Powerful Money Secretes that help you to know how money really works. 

So, here are 5 powerful money secrets that you are not aware of.

How Money Works

5 Powerful Money Secrets – Do you know How Money Works?

#1 Money comes to those who are not afraid to talk about it

People ask me all the time, Shitanshu, why do you talk about money all the time?

You see, there’s nothing wrong or evil about money. Money is neutral.

Imagine if you love cricket & enjoyed talking about cricket.

IPL, One Day International, Test Match, Indian Cricket Team, right?

If you enjoyed playing cricket or watching cricket, would you be ashamed to talk about cricket with your friends, or your buddies?

No, you wouldn’t right?

Then why would you be ashamed talking about money?

You see, you have a story in your mind right now about health, success, life, and also about money.

You have a story in your mind and guess who created those stories?

Could be your parents, could be your teacher, could be the people that you know, your cousins, your brothers, and sisters, it doesn’t matter, but you picked up those stories from somewhere.

Story planted in your mind is – It’s hard to get money, that rich people are bad, that you have to do something bad to make money and it’s one thing to make money and it’s very difficult to keep money and if you make the money and now you lose it, then you look stupid.

This is simply not true. The people who are struggling with money, they’re afraid to talk about money, and believe me, they do talk about money.

The difference is they argue over money. 

Do your parents argue over money? 

Do you argue over money with your loved one, your spouse, your boyfriend, and girlfriend?

I remember one of the few times in my life that I cried because my father was unable to pay money for my education abroad.

So remember money secret number one, money moves to those who are not afraid to talk about it. 

#2 Money comes to those who love it the most

Money is a lovely thing. It is a statement of abundance, not scarcity.

You see, only people with a lot of money can forget the money. 

Take this moment for example.

You don’t think about oxygen, why? Because you have plenty of it.

You are breathing in and you are breathing out. You don’t spend a second thinking about it, but the minute let’s say you’re under a swimming pool underwater, and you’re running out of air, you’re running out of oxygen, guess what?

The only thing you can think about is air, and oxygen.

When you have plenty of something, you don’t have to think about it.

It’s very difficult to not think about money and care about money when you don’t have any.

When you are worried about paying the bills, when you are worried about your credit card debt, when you are worried about paying your rent, you have to think about it.

It occupies your mind, it restricts your ability to do other things and focus on other areas of your life.

You see money gives you the ability to love, to give, to express yourself, to be more, to do more, to uplift others, so love money, love your family, love yourself, and love helping people.

There is nothing wrong with that.

You can love everything else including money.

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#3 Money comes to those who understand it the most

How much do you understand money?

Think of the language you’re speaking right now.

How long did it take you to learn this language?

How many years have you spent learning, writing, and speaking the language you’re speaking right now?

How much time did you spend learning about the computer or the internet?

Now the question is, how much-focused education did you get about money when you were growing up?

How much time did you spend learning about how money works, how to make money, and how to create wealth as an adult?

Do you speak the language of money, which is accounting?

Do you understand these words, words such as retained earnings, return on investments, depreciation, cost of goods sold, accounts payable, and accounts receivable?

All these words, that’s what made up the language of money.

If you’re like me, I got zero education growing up when it comes to how money works.

How do you make it, how do you keep it, how do you invest it, how do you multiply it?

I got zero mentoring in all these areas due to my passion for money I learned everything on my own.

You see, how can you understand a language, how do you master a language, when you don’t even understand the words?

You first have to understand the words, then you can master the language, then you can use the language, but first, you have to understand how money works so you can become a master of money.

#4 Money comes to those who know how to circulate it

Money demands circulation. You can not make more money by holding it. You need to invest it, You need to spend it, You need to circulate it.

You see whenever there’s a downfall in the economy, whenever there is a liquidity problem in the market, what does the government tell you?  

Go, spend money, consume.

Hire that new employee, go start that new business, make that investment, go on that trip, buy that car, they want you to spend because it keeps money circulating.

So the money goes to those who know how to circulate it.

In terms of in business, go, open that new office, expand.

The same thing in sales; a salesperson circulates money because they are making money move.

Without them, there is no sale.

No sale means no money.

So the money goes to those who know how to circulate it.

#5 Money comes to those who know how to multiply it

I want you to look at the richest people in the world.

Warren Buffett, Mukesh Ambani, Gautam Adani, Ratan Tata….

All of them are money multipliers. They know how to grow money. 

They are very good money managers, they are investors.

People invest in their companies. People are ready to give money to them why? 

Because they know how to multiply money.

They know how to generate good returns for their investors.

It’s very simple.

Once you know how to multiply money, you don’t have to chase money, money chases you.

I remember back then when I was a teenager when I was in college asking the bank to give me a credit card, a credit card for credit worth 10000 Rs and they simply rejected my credit card application.


Because at that time, I was not aware of how money works and most importantly I didn’t know how to multiply money.

And today almost every day I receive a call do you need a loan?

  • Do you want an overdraft?
  • Do you want to expand your business?

We’re more than happy to give you a line of credit, unsecured.


Because they know that I know how to multiply money.

So, these were 5 money secrets. 

Number one, do you talk about money?

Number two, do you love money?

Number three, do you understand money?

Number four, do you know how to circulate money

and number five, do you know how to multiply money?

That tells you exactly why you’re where you are financially and what you need to do to fix it.

Shitanshu Kapadia
Shitanshu Kapadia
Hi, I am Shitanshu founder of moneyexcel.com. I am engaged in blogging & Digital Marketing for 10 years. The purpose of this blog is to share my experience, knowledge and help people in managing money. Please note that the views expressed on this Blog are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment , tax, financial advice or legal opinion. Please consult a qualified financial planner and do your own due diligence before making any investment decision.