MoneyExcel – Personal Finance Website Blog https://moneyexcel.com Personal Finance Blog Wed, 19 Jun 2019 03:33:46 +0000 en-US hourly 1 40 Best Service Business Ideas with low investment https://moneyexcel.com/25909/best-service-business-ideas https://moneyexcel.com/25909/best-service-business-ideas#respond Tue, 18 Jun 2019 16:19:14 +0000 https://moneyexcel.com/?p=25909 Service with a smile. If you love to serve your customer, you can start your own service business. The service industry is growing at a faster rate and there are multiple business opportunities in the service sector. It is easy to start a service business and Investment required for the service business is very low. The risk associated with a service business is NIL as you are not selling any tangible products. You are selling services. Looking at the benefits […]

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Contactless Card – Make Payment without PIN and Swiping Card https://moneyexcel.com/25877/contactless-card-make-payment-without-pin https://moneyexcel.com/25877/contactless-card-make-payment-without-pin#respond Sun, 16 Jun 2019 09:36:12 +0000 https://moneyexcel.com/?p=25877 Contactless card means a card that allows payment without a PIN or swiping. You just need to wave the card in front of the POS machine to make payment using a contactless card. These types of cards can speed up the shopping experience as well as provide security against card cloning. Before few days, I went to shopping in D-mart to buy some household items. At the payment time, I have handed over my ICICI Corel credit card. I was […]

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Top 5 Best Multicap Funds for Investment 2019 https://moneyexcel.com/25854/top-5-best-multicap-funds-for-investment-2019 https://moneyexcel.com/25854/top-5-best-multicap-funds-for-investment-2019#respond Fri, 14 Jun 2019 15:22:53 +0000 https://moneyexcel.com/?p=25854 Multicap Funds are diversified mutual funds. These funds invest money across the market caps such as large cap, mid cap, and small cap. May financial advisor recommends investing in multi-cap funds for long term capital appreciation. These types of funds are meant for investors with moderate risk appetite. Multicap funds provide exposure across market capitalization and sectors. This means you can get coverage of the broad equity market segment by doing nominal SIP investment of Rs.500 and above. What is […]

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10 Methods to Pay Credit Card Bill Online & Offline https://moneyexcel.com/25763/pay-credit-card-bill-online-offline https://moneyexcel.com/25763/pay-credit-card-bill-online-offline#respond Mon, 10 Jun 2019 14:08:48 +0000 https://moneyexcel.com/?p=25763 A credit card has become an integral part of our life. We cannot imagine our life without a credit card. Credit cards are used widely for daily transactions such as paying utility bills, paying mobile bills, buying groceries, fuel payment, online shopping, etc. For every transaction bank offer credit card with multiple rewards and benefits. It is more likely that people use multiple credit cards to get rewards and other benefits. It is very easy to remember and make payment […]

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10 Best Small Trading Business Ideas https://moneyexcel.com/25558/best-small-trading-business-ideas https://moneyexcel.com/25558/best-small-trading-business-ideas#respond Sat, 08 Jun 2019 13:20:13 +0000 https://moneyexcel.com/?p=25558 Trading Business is one of the most profitable business options. If you are planning to start trading business and looking for trading business ideas here is a list of 10 Best Small Investment Trading Business Ideas. These business ideas can be started with small or slightly moderate investment. Trading means buying and selling items or goods for earning higher profits. The goods can be standard goods or customized items. The companies dealing in trading business are known as trading companies. […]

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Top 5 Virtual Credit Cards Debit Cards in India https://moneyexcel.com/25546/top-virtual-credit-cards-india https://moneyexcel.com/25546/top-virtual-credit-cards-india#respond Sat, 08 Jun 2019 03:31:38 +0000 https://moneyexcel.com/?p=25546 Virtual Credit Cards are not real cards. It is an online version of a credit card. A virtual credit card is also known as prepaid credit card or Virtual debit card. These types of cards are specifically designed for online transactions. Entire details of virtual credit card including card number, validity, expiry date and CVV number remains online only. A Virtual Credit card is add-on credit card issued on the top of a primary credit card. The primary objective of […]

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How to Increase Home Loan Eligibility – Tips & Tricks https://moneyexcel.com/25490/increase-home-loan-eligibility-tips-tricks https://moneyexcel.com/25490/increase-home-loan-eligibility-tips-tricks#respond Tue, 04 Jun 2019 07:14:42 +0000 https://moneyexcel.com/?p=25490 Home Loan Eligibility plays an important role while availing a home loan. It helps you to make yourself aware of how much finance you can get from the bank. It also helps you to understand your standing compared to the lender. If your position is better you can negotiate terms and conditions as well as the interest rate for a home loan. There are multiple factors that affect your home loan eligibility. If you are planning to go for a […]

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Travel Insurance Policy by IRCTC and Ola – Benefits & Coverage https://moneyexcel.com/25476/travel-insurance-policy-irctc-ola-benefits-coverage https://moneyexcel.com/25476/travel-insurance-policy-irctc-ola-benefits-coverage#respond Sun, 02 Jun 2019 17:11:21 +0000 https://moneyexcel.com/?p=25476 Buying a Travel Insurance means covering yourself against travel risks such as loss of luggage, accident etc. It is not compulsory to buy travel insurance for domestic travel. However, it is highly recommended to opt for travel insurance if it is available at a lower cost or free. Travel companies such as IRCTC and Ola offers low-cost travel insurance policy for rides or trips you take with them. In this post, we will take a look at key features, benefit, […]

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Offshore Funds – Should you invest in Offshore Funds? https://moneyexcel.com/25468/offshore-funds https://moneyexcel.com/25468/offshore-funds#respond Sat, 01 Jun 2019 15:55:16 +0000 https://moneyexcel.com/?p=25468 Offshore Funds for Investment Offshore funds are types of mutual funds that invest in the international market. Offshore funds are popular as overseas funds or International Funds. These types of funds invest in the equity and debt markets of a specific country or region. These types of fund invest their money directly or via funds of fund. If you have surplus money and you are looking for diversification you can take a look at the Offshore Fund. Offshore funds allow […]

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5 Best Term Insurance Plans in India 2019-2020 https://moneyexcel.com/25444/best-term-insurance-plans-india-2019-2020 https://moneyexcel.com/25444/best-term-insurance-plans-india-2019-2020#respond Wed, 29 May 2019 13:58:25 +0000 https://moneyexcel.com/?p=25444 Best Term Insurance Plans in India 2019-2020 Which are Best Term Insurance Plans in India? How to select the best term insurance plans in India? Let’s select the best term insurance plans in India by doing a comparison of features and claim settlement ratio. Let me start this post with the famous saying of Michael J Fox – “Family is not an important thing, it’s everything”. So, if you care for your family, you should buy an insurance policy (term […]

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30 Best Manufacturing Business Ideas https://moneyexcel.com/25428/best-manufacturing-business-ideas https://moneyexcel.com/25428/best-manufacturing-business-ideas#respond Mon, 27 May 2019 16:31:02 +0000 https://moneyexcel.com/?p=25428 Manufacturing business ideas at a smaller scale are easy to start and do not require larger capital. The government also provides tax and other benefits to small and medium enterprise. Thus it is a good idea to start a small scale manufacturing business. In this post, I will share a list of 30 Best Small Manufacturing Business Ideas that you can start with low investment. For better understanding, I have divided these manufacturing business ideas into following categories. Also Read […]

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10 Business Management Lessons from Narendra Modi for Entrepreneurs https://moneyexcel.com/25417/business-management-lessons-narendra-modi https://moneyexcel.com/25417/business-management-lessons-narendra-modi#respond Sat, 25 May 2019 10:29:39 +0000 https://moneyexcel.com/?p=25417 The Lok Sabha Election 2019 results are out and our beloved leader Shri Narendra Modi is again elected at Prime Minister of India. From small town poor boy to Prime Minister of India, the story of Narendra Modi is very inspiring. No words are enough to describe Modiji, his rising from ordinary background to the highest elected post in India for two times itself speak about his extraordinary skill and ability. Narendra Modi is a visionary leader, great patriot, a […]

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Best Stocks to buy now for 2019 India – NAMO Second Inning https://moneyexcel.com/25403/best-stocks-to-buy-now-for-2019-india-namo-second-inning https://moneyexcel.com/25403/best-stocks-to-buy-now-for-2019-india-namo-second-inning#comments Thu, 23 May 2019 15:42:29 +0000 https://moneyexcel.com/?p=25403 NOMO is back in power. Loksabha Elections 2019 is out and Narendra Modi led NDA government is a winner again. NAMO first term has delivered very good returns to the stock market investors. The second term is even expected to be better. The stock market will surely set a new highest in the second inning of NAMO. As an investor, you must be keen to invest in the Best Stocks which can prosper your stock portfolio. In order to help […]

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NPS for NRI – Can NRI invest in NPS? https://moneyexcel.com/25385/nps-nri-can-nri-invest-in-nps https://moneyexcel.com/25385/nps-nri-can-nri-invest-in-nps#respond Tue, 21 May 2019 16:32:38 +0000 https://moneyexcel.com/?p=25385 NPS is a famous retirement saving scheme in India. NRI can join NPS scheme online with PAN or Aadhaar. NRI NPS investment is allowed as per the Foreign Exchange Management Act. So, NRI who wish to settle in India post-retirement for whatever reason can go for NPS investment for building a retirement corpus. NPS offers a mix of equity and debt investment. This means it turns out to be a good investment option. In this post, we will take a […]

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How to withdraw EPF (Employee Provident Fund) online & offline? https://moneyexcel.com/25366/withdraw-epf-online-offline https://moneyexcel.com/25366/withdraw-epf-online-offline#respond Sun, 19 May 2019 14:51:07 +0000 https://moneyexcel.com/?p=25366 How to withdraw EPF online? How much EPF withdrawal is allowed & under what conditions? These are some frequently asked questions when it comes to EPF withdrawal. In this post, I will share complete information about How to withdraw EPF Online (method) and withdrawal rules. Employee Provident Fund (EPF) is also known as PF. EPF is retirement corpus for most of the salaried individuals in India. Under employee provident fund scheme employee contribute a small portion of their salary i.e […]

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