Top 10 Popular Robo Advisors in India

Top 10 Popular Robo Advisors in India

Robo Advisors or Robo-advisers are financial advisors that offer investment advice online without human intervention. They give recommendations based on mathematical rules or algorithms. The count of Robo Advisors is increasing in India. Many average investors prefer robo advisor over other advisor. The prime reason is robo advisor offers low-cost services. You just need to answer a few questions and advisor provide prompt investment advice. If you are planning to invest your money and looking for robo advisor, here is […]


5 Saving Investment Options for Emergency Fund

5 Saving Investment Options for Emergency Fund

Building an emergency fund is one of the prime requirement of the financial planning. An unexpected job layoff, a sudden critical illness or disability due to an accident are few examples of emergency situations where you badly need money. To some extent, you can use your credit card to address the emergency. But a credit card is not to be seen as a replacement of setting up an emergency fund. You have to keep at least six months of expense […]


How to Become Rich by Pay Yourself First?

How to Become Rich by Pay Yourself First?

Pay Yourself First is a single and most effective way to get rich quickly. Let’s try to understand this concept in detail. What do you do when you receive a paycheck? Who do you pay first? I am 100% sure that your first payment would be either for rent, utility bills, groceries, or for school fees. Once you are done with payment of all other bills whatever is left that will be paid to you. I mean left over will […]


DIY, Salesman or Financial Planner what is your choice?

DIY, Salesman or Financial Planner what is your choice?

When it comes to investment what do you do? Do you follow DIY? Do you take help from a salesman or you prefer qualified financial planner? I am sure your answer will be either DIY or Salesman. Let’s try to ponder about investment style followed by you – DIY, Salesman and financial planner. DIY Investor – Do it yourself DIY is most famous word nowadays. Almost every website is in favor of DIY (do-it-yourself) when it comes to investment. However, […]


Financial Planning Real conversation – Vaniya Buddhi

Financial Planning Real conversation – Vaniya Buddhi

Recently when I was travelling in a train I heard an interesting conversation between two people about the importance of saving money and financial planning. They were from famous Gujarati communities called as Patel and Vaniya. I thought to share this interesting discussion for the benefit of all. It was Gujarati conversation I have translated it in English. So, let’s take a look at a conversation between two Gujarati’s Patel and Vaniya (Baniya). Financial Planning Real conversation Vaniya – Hi […]