5 Saving Investment Options for Emergency Fund

5 Saving Investment Options for Emergency Fund

Building an emergency fund is one of the prime requirement of the financial planning. An unexpected job layoff, a sudden critical illness or disability due to an accident are few examples of emergency situations where you badly need money. To some extent, you can use your credit card to address the emergency. But a credit card is not to be seen as a replacement of setting up an emergency fund. You have to keep at least six months of expense […]


How to Become Rich by Pay Yourself First?

How to Become Rich by Pay Yourself First?

Pay Yourself First is a single and most effective way to get rich quickly. Let’s try to understand this concept in detail. What do you do when you receive a paycheck? Who do you pay first? I am 100% sure that your first payment would be either for rent, utility bills, groceries, or for school fees. Once you are done with payment of all other bills whatever is left that will be paid to you. I mean left over will […]


DIY, Salesman or Financial Planner what is your choice?

DIY, Salesman or Financial Planner what is your choice?

When it comes to investment what do you do? Do you follow DIY? Do you take help from a salesman or you prefer qualified financial planner? I am sure your answer will be either DIY or Salesman. Let’s try to ponder about investment style followed by you – DIY, Salesman and financial planner. DIY Investor – Do it yourself DIY is most famous word nowadays. Almost every website is in favor of DIY (do-it-yourself) when it comes to investment. However, […]


Financial Planning Real conversation – Vaniya Buddhi

Financial Planning Real conversation – Vaniya Buddhi

Recently when I was travelling in a train I heard an interesting conversation between two people about the importance of saving money and financial planning. They were from famous Gujarati communities called as Patel and Vaniya. I thought to share this interesting discussion for the benefit of all. It was Gujarati conversation I have translated it in English. So, let’s take a look at a conversation between two Gujarati’s Patel and Vaniya (Baniya). Financial Planning Real conversation Vaniya – Hi […]


List of Certified Financial Planners (CFP) in India

List of Certified Financial Planners (CFP) in India

Certified Financial Planners (CFP) – Who are certified financial planners (CFP) in India? How much fee do they charge? What should you look for while hiring a financial planner? If you are looking for these answer you are at right place. In this article, I will be sharing information about the point you should consider before hiring financial planner. I will also share a list of Certified Financial Planners (CFP) in India. Who is Financial Planner? A Financial planner is […]