Chillr – Easy Fund Transfer App by HDFC Bank


HDFC Bank has recently launched mobile app Chillr. Chillr will allow you to send money instantly to anyone in your phonebook. Chillr is multi banking mobile platform it is first launched for HDFC customers. Let’s talk about Chillr in detail.

What is Chillr?

Chillr is mobile app for smart phone users this app allows immediate fund transfer to anyone in your phone book in an easy & secure manner. This app does not even require any information like IFSC code, Bank account number etc.

What Chillr can offer you?

Easy Fund Transfer

Sending money through Chillr is very easy. Select your friend from list enter the amount and remark. Authorize transaction using MPIN and you are done. Money will be transferred to your friend’s account.

Splitting Bill with Friends

Many time we fall in awkward situation when it comes to splitting bill with friends. This feature will help you to come out from this situation. Select friends to divide funds with, enter the amount and remark, hit next button and your request will reach to your friends.

Utility Bill payment

This app will soon allow recharging of mobile, DTH, Data card etc. on the move.

Near Me Feature

Consider situation where you forgot your wallet at home and you need to pay money to someone. You can use Near Me feature of Chillr to transfer funds to someone near you. This feature will find Chillr user near you. Select Near Me, enable Proximity payments, select individual and transfer payments.

Transaction Logs

Chillr allows you to keep track of money transfer. It can keep unlimited number of logs. You can see all your transaction at single place. 


Every transaction of Chillr needs MPIN which is known to you only. This brings additional security to fund transfer. Communication channel between bank and this app is also secured using HTTPS.

How to get Started with Chillr?

Step-1 Download

You can download Chillr from Google play store

Step 2:  This app requires MPIN, in order to get MPIN, first you need to generate Mobile money identifier MMID. You can generate it thorough MobileBanking or NetBanking

Process for MobileBanking:

Log on to MobileBanking > Click on ‘Third Party Funds Transfer’ > Click on ‘Generate MMID’ > Select Bank A/c No. > Confirm

Process for NetBanking:
Log on to NetBanking > Click on ‘Requests’ > Click on ‘Generate MMID’ > Select Bank A/c No. > Confirm

Step 3: Call 1800 2666 262 (Toll free) to generate your M-PIN. Once you receive your M-PIN, you will have to change it to a 4 digit M-PIN of your choice. To do this:

  1. Dial * 9 9 # from your phone (Available only form GSM Phones)
    2. Enter ‘HDFC’ as the first four letters of your bank
    3. Select option – ‘Change M-PIN’
    4. Follow the instructions to change your HDFC bank generated M-PIN and set a new M-PIN of your choice

Watch Chillr App in Action:-

Do share your views & experience with us!

Note – HDFC Bank has discontinued Chillr app.For more information please visit HDFC bank website.

Article by Raviraj

Raviraj is the man behind He is graduate in finance, engaged in blogging since 7 years. Moneyexcel blog is ranked as one of the Top 10 Personal Finance Blog in India. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

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