Money Excel - Personal Finance Blog

Menu
MENUMENU
MENUMENU
  • Home
  • Business Ideas
    • 225 Small Business Ideas
    • 40 Online Business Ideas
    • 20 Business Ideas for Beginners
    • 20 small manufacturing business
    • 30 Food Business Ideas
    • 100 Business Ideas low investment
  • Stock Market
    • Best Demat & Trading Accounts 2020
    • Best Stocks 2020 by Experts
    • Best Virtual Trading Apps
    • Best Stock Screener
    • Best Discount Brokers in India
    • Multibagger Stocks of LockDown
    • Rakesh Jhunjhunwala Portfolio
  • Mutual Funds
    • Best Mutual Funds 2020-21
    • Best Direct Mutual Fund Platform
    • Best Mutual Fund Mobile Apps
  • Incometax
    • Income Tax Slab FY 2020-21
    • Income Tax Calculator FY 2020-21
    • Income Tax Refund Request
    • Pay Advance Tax Online
    • Download New 15G -15 H Forms
  • Investment
    • Best Investment Ideas 2020
    • Long Term Investment Options
    • Best Investment Regular Income
    • Best Investment Options NRI
  • Credit Card
    • Best Credit Cards 2020-21
    • Best credit card for online shopping
    • Best Forex Card in India
    • Best Business Credit Cards
    • Credit Cards against Fixed Deposit
  • Insurance
    • Best Term Insurance Plans 2020
    • Best Health Insurance 2020
    • Best LIC Policy 2020
    • Best Car Insurance Companies
    • Best Mobile Insurance Companies
  • Downloads
Home
Mutual Funds
Top Hybrid Funds for Investment 2019

Top Hybrid Funds for Investment 2019

Raviraj Parekh May 2, 2020

A Hybrid Funds as the name suggests it is fund made up from two different investment instruments namely equity and debt. This means hybrid funds gives benefits of both equity and debt. It offers maximum diversification and moderate return. It is like two in one investment option. Earlier these funds were known as balanced funds. There are multiple types of hybrid funds available for investors. Here is detail information about Hybrid Funds including top Hybrid funds for investment.

How Hybrid Fund Works?

The hybrid fund works on the balanced approach of investing. The fund manager of fund invests your money in the equity market and debt income instrument as per fund objective. Based on market condition fund manager do a task of balancing. The equity component of the hybrid fund includes equity shares of companies across sectors like FMCG, finance, healthcare, real estate, automobile, capital goods etc. The debt component of the hybrid fund includes fixed income instruments like fixed deposit, government securities, bonds, debentures, treasury bills etc. The fund manager takes buying and selling decision-based on the market conditions.

Also Read – Hybrid Funds – Key Features, Types and Benefits

Types of Hybrid Funds

As per SEBI guideline, Hybrid Fund schemes are divided into seven types. The detail definition of each type is given below.

Aggressive Funds

Do not miss below posts -
  • Zerodha Coin – Direct Mutual Fund Platform Review
  • Scripbox Mutual Fund Investment Tool
  • Best performing funds – Up to 60% return in one …

Aggressive Hybrid Funds invest 65% to 80% of total asset into equity and equity related instrument and 20 to 35% of total asset in debt instruments. It is an aggressive fund and expected to give higher returns.

Conservative Funds 

Conservative Hybrid Funds invest 10% to 25% of total asset into equity and equity related instrument and 75% to 90% of total assets into debt instruments. It is conservative fund recommended for low-risk investors.

Balanced  Funds

Balanced Hybrid Funds invest 40 to 60% of total assets into equity and equity related instrument and remaining to debt related instruments. This fund tries to create a balance between equity and debt instrument.

Dynamic Asset Allocation or Balanced Advantage Fund

Dynamic Asset Allocation fund does investment in equity/ debt that is managed dynamically. This fund is risky in nature. Fund manager expertise plays a crucial role in generating returns via this fund.

Multi-Asset Allocation Fund

Do not miss below posts -
  • Best ELSS Tax Saving Mutual Funds 2018-2019
  • Top 5 Dividend Paying Mutual Funds in India
  • Top 5 Best Multi Cap Funds for Investment

Multi-Asset Allocation fund invests in multiple assets. As per guideline, this fund Invest in at least three asset classes with a minimum allocation of at least 10% each in all three asset classes.

Arbitrage Fund

Arbitrage fund follows the arbitrage strategy that means it trades based on prevailing market opportunities. This fund makes at least 65% of total assets in equity instruments.

Equity Saving Fund

Equity Saving fund makes a minimum investment in equity & equity related instruments- 65% of total assets and minimum investment in debt- 10% of total assets.

Top Hybrid Funds for Investment 2019

top hybrid funds

Why one should consider Hybrid Fund for Investment

There are multiple reasons for investing in hybrid funds. Hybrid funds are a safer investment option compared to pure equity funds. These funds provide better return compared to debt fund. These funds are recommended for investors with moderate risk appetite. The equity component of fund offers a better return, at the same time the debt component provide capital protection.

There are multiple types of hybrid funds available in the market, you have to be careful in the selection of fund. If you have a low-risk appetite you should go for a conservative type of hybrid fund. If you have higher risk appetite you can go for aggressive hybrid funds.

Do you invest in the Hybrid fund?

Do share your queries and feedback in the comment section given below.

Prev Article
Next Article
Tags:best hybrid fund good hybrid funds Hybrid Fund Investment hybrid funds Hybrid Funds investment Top Hybrid Funds Top performing hybrid funds

About The Author

Raviraj Parekh

Raviraj is the man behind moneyexcel.com. He is PGDBA, engaged in blogging for 10 years. Moneyexcel blog is ranked as one of the Top 10 Personal Finance Blog in India. He is not affiliated with any financial product, service provider, agent or broker. The purpose of this blog is to spread financial awareness and help people in achieving excellence for money. Please note that the views expressed on this Blog/Comments are clarifications meant for reference and guidance of the readers to explore further on the topics. These should not be construed as investment advice or legal opinion.

Leave a Reply

Cancel reply

IIFL Demat Account

Search

Top Posts & Pages

  • Income Tax Calculator FY 2020-21 (AY 2021-22) – Excel Download
  • How to check Property Records and Land Records online in India?
  • Rakesh Jhunjhunwala Portfolio Holdings - January 2021
  • 20 small manufacturing business ideas with low cost
  • LIC Premium Paid Certificate Download For Income Tax Purpose - Online
  • 225 Small Business Ideas with Low Investment in 2021-22
  • Cash Deposit Machine Locator – How to find CDM Near You?
  • 30 Food Business Ideas with low investment
  • Top 60 Manufacturing Business Ideas
  • Income Tax Calculator FY 2019-20 (AY 2020-21) - Excel Download

Subscribe to Blog via Email

Join 5,474 other subscribers

Follow MoneyExcel

Money Excel – Personal Finance Blog

Personal Finance Blog
Copyright © 2021 Money Excel - Personal Finance Blog
| About |Downloads | Contact Us | Sitemap | Disclaimer | Privacy Policy |