National Pension Scheme and Atal Pension Yojana main differences

National Pension Scheme and Atal Pension Yojana main differences

National Pension Scheme (NPS) and Atal Pension Yojana are most popular social security schemes launched by the government of India. Both these schemes are intended to provide a pension at the retirement age. So, why two different pension schemes are required? What are the differences between National Pension Scheme and Atal Pension Yojana? Let’s try to figure out the difference between these schemes. What is National Pension Scheme? National Pension Scheme is retirement saving pension scheme launched by the government […]



NPS -New Pension Scheme with New tax benefits

NPS -New Pension Scheme with New tax benefits

In Budget 2015 new tax benefit is announced for NPS – new pension scheme, this makes NPS more attractive from investment point of view. Let’s take a quick look at new pension scheme and applicable tax benefits. What is New Pension Scheme? New Pension Scheme is retirement saving pension scheme launched by government of India. This scheme is also known as national pension scheme. This scheme is regulated and administered by PFRDA. NPS offers two types of account – Tire I […]


How to do Successful Retirement Planning?

How to do Successful Retirement Planning?

Today everyone wants happy and healthy retirement life, but very few people do planning for the same. If you are one of them it’s time to do retirement planning. Please refer to our previous article to know how much money is required for your retirement. Once you come to know about requirement of your retirement fund it is time to work towards achieving same. Here is systematic way for retirement planning. Retirement Planning Step -1 Determine how much money you […]


How much money is enough for retirement in India?

How much money is enough for retirement in India?

Retirement is point where you stop employment or business and rely on accumulated wealth for future. So, how much money is enough for retirement in India?  Everyone wants to get answer of this question. Let’s try to get logical answer of this question. You need to answer few basic questions to calculate your retirement fund. I am sure if you are able to answer these questions you will get answer about how much money is enough for your retirement. So, […]


Stock and Real Estate can rock your retirement

Stock and Real Estate can rock your retirement

Recently we have read about 7 must financial products for retirement planning; today we will discuss advantage and disadvantage of stock and real estate investment and how these assets can rock your retirement. Stock and real estate investment is risky affair and very few people participate in these two assets but believe me these two assets can rock your retirement by providing highest returns. Let me share real life example my friend has purchased 100 shares of Infosys in 1995 […]