World according to One Idiot – IDFC 6 small movie Series

The World according to One Idiot

After runaway success of two video series Bachat Nivesh Badhat and One Idiot IDFC is back with 6 small movie series called as “World according to One Idiot”.

One Idiot video was on Financial Management, while “The world according to One Idiot” is series of 6 small video of 2-3 minutes which answers some of the basic questions of finance in an entertaining way.

About short film series and characters:-

These short films are conversion between Abhi (IT Professional) age 25 years and Varun (Struggling actor) age 22 years. This video can be viewed on one idiot website and also on youtube.

Listed below are the questions that are answered by this video series.

  1. Film 1: What is financial independence
  2. Film 2: How to be financially independent
  3. Film 3: How to pick your investments
  4. Film 4: What is SIP
  5. Film 5: Insurance: why and when
  6. Film 6: Why do you need a financial advisor

Film 1: What is financial independence?

In first film Abhi and Varun discuss about financial independence. Abhi gives definition of financial independence as.

  • When you don’t ask money from your parents.
  • When you grow up, have family, kids and when you start taking care of them from your own pocket
  • When you are old and retired and you don’t have to depend on your kids then you are financially independent

Film 2: How to be financially independent

In this second film Abhi explain to Varun about way to be financially independent. Abhi explain about power of compounding using simple example he says if you save 10,000 rupees a month for 40 years you would have saved 4.80 lakh. If you invest it at 12% rate of return, at end  of 40 years 4.8 lakh would have grown to 1.03 crore.

Power of Compounding

So in order to become financial independent you should start investing money in to asset class which gives you return as per your goal.

Film 3: How to pick your investments

In third film Abhi explain about how to pick your investment, Abhi use wonderful analogy of CRICKET with investment he said “In cricket har ball pe chakka nahin mara ja sakta”. A great scorecard means great combination of 1,2,4,6.

Cricket Investment

He compare 1,2 in cricket with safe investments like Fixed deposit and Debt Mutual funds & 4, 6 in cricket with high return investments like Equity mutual funds, gold & property.

When one is young one should invest more in risky,high return investments but as one grows older one should move to safe investments like fixed deposits, debt mutual funds. Choosing how much to invest in what type of investment is called as asset allocation

Film 4: What is SIP 

In forth film Abhi explains about concept of SIP (Systematic Investment Plan) and advantage of SIP.

Film 5: Insurance: why and when 

In fifth film Abhi explain about importance of life insurance and health insurance. Once again analogy of cricket comes that one may look like Virat Kohli, bat like Yuvraj and adjust like Sachin but once gets out nothing, similarity if you fall sick nothing you have to spend your money but if you have taken health insurance you need not worry about money. 

Film 6: Why do you need a financial advisor 

In sixth film Abhi explains about need of financial advisor. Abhi asks Varun about how he buys a product.  Varun replies he asks his friends, checks on the net gets user feedback, reads magazines get expert opinion before he buys. Abhi says that Just like that one needs to do home-work or research to ask the right questions to financial advisor.


We recommend you to watch these movies, with your kids if possible, its worth to spent 15 minutes.

Article by Raviraj

Hi, I am Raviraj. I am passionate about money matters and finance. I have 10 years of rich experience in the field of financial planning, Investments & Insurance. I have written 850+ article on this blog. If you like my efforts kindly subscribe to this blog and also let your friends know about this website by sharing.

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